Fair Isaac Corporation FICO
At closeNov 10, 2026, 4:41 PM EST
After hours · Nov 10, 4:41 PM ET
- YTD
- -56.78%
- 1 year
- -58.40%
- Market cap
- 15.62B
- Revenue (ttm)
- 2.53B
- Profit margin
- 32.94%
- EPS (ttm)
- 36.32
- Shares out
- 21.38M
- P/E ratio
- 20.12
- Forward P/E
- 14.22
- YTD return
- -56.78%
- 1-year return
- -58.40%
- Volume
- 369.20K
- Avg volume
- 773.38K
- Open
- 714.68
- Previous close
- 723.76
- Day's range
- 706.98 – 730.90
- 52-week range
- 586.05 – 1,858.91
- Beta
- 1.34
- Analysts
- Buy
- Price target
- 821.79 (+12.5%)
- Earnings date
- Jan 27, 2027
5D -21.28 (-2.83%)
Key statistics
- Enterprise value
- 20.55B
- PEG ratio
- 0.76
- Price / sales
- 6.16
- Price / book
- 0.00
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Revenue growth
- 27.40%
- Free cash flow
- 843.80M
- Total cash
- 217.60M
- Total debt
- 5.29B
- Return on equity
- 0.00%
- Short % of float
- 13.70%
- 50-day average
- 819.10
- 200-day average
- 1,098.09
Analyst view
Consensus: buy
- Target (low)
- 481.00
- Target (mean)
- 821.79
- Target (high)
- 1,230.97
- Strong buy3
- Buy6
- Hold10
- Sell2
- Strong sell0
Next earnings
Jan 27, 2027
Expected Jan 27, 2027. Consensus EPS estimate 9.41.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Jan 27, 2027 | Dec 30, 2026 | 9.41 | — | — | — |
| Nov 4, 2026 | Sep 30, 2026 | 10.69 | 11.10 | +0.41 | +3.84% |
| Jul 29, 2026 | Jun 30, 2026 | 11.76 | 12.18 | +0.42 | +3.57% |
| Apr 28, 2026 | Mar 31, 2026 | 10.89 | 12.50 | +1.61 | +14.78% |
| Jan 28, 2026 | Dec 31, 2025 | 7.08 | 7.33 | +0.25 | +3.53% |
| Nov 5, 2025 | Sep 30, 2025 | 7.32 | 7.74 | +0.42 | +5.74% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Nov 5, 2026 | JP Morgan | main | Neutral | Neutral |
| Nov 5, 2026 | Barclays | main | Overweight | Overweight |
| Nov 5, 2026 | RBC Capital | down | Outperform | Sector Perform |
| Nov 5, 2026 | Wells Fargo | main | Equal-Weight | Equal-Weight |
| Nov 5, 2026 | Needham | main | Buy | Buy |
| Nov 2, 2026 | Jefferies | main | Buy | Buy |
About Fair Isaac Corporation
Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. The Software segment provides decisioning capabilities, models and solutions designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modern and modular set of multi-purpose intelligent decisioning capabilities designed to support artificial intelligence, and advanced analytic and decision use cases. In addition, the company offers analytic and decisioning software comprising FICO Falcon fraud manager, FICO Customer Communication Service, FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Strategy Director, FICO Data Orchestrator, FICO DMP Streaming, and FICO TRIAD Customer Manager. Further, it develops predictive, machine learning, and AI models; business and technical systems for the secure and private sharing of data across consortiums of banking institutions; and provides professional services, as well as software implementation and configuration services. It markets its products and services primarily through its direct sales organization and indirect channels. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.
- Sector
- Technology
- Industry
- Software - Application
- Country
- United States
- Website
- fico.com
News
What Fair Isaac (FICO) Said on Its Q4 Earnings Call JP Morgan Maintains Neutral on Fair Isaac, Lowers Price Target to $800
Barclays Maintains Overweight on Fair Isaac, Lowers Price Target to $800
RBC Capital Downgrades Fair Isaac to Sector Perform, Lowers Price Target to $770
FICO Q4'26 Earnings Call Highlights Pricing Uncertainty for FY27 Wells Fargo Maintains Equal-Weight on Fair Isaac, Lowers Price Target to $650
Needham Maintains Buy on Fair Isaac, Lowers Price Target to $925
Fair Isaac (FICO) Surpasses Q4 Earnings and Revenue Estimates
Fair Isaac Q4 2026 Earnings Call Transcript FICO Not Issuing FY27 Outlook Due To Rising Interest Rates, Ongoing Affordability Challenges, Pricing Transition
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| BEHL NIKHIL | Officer | Conversion of Exercise of derivative security | Jul 1, 2026 | 0 |
| BOWERS THOMAS A | Officer | Conversion of Exercise of derivative security | Dec 9, 2025 | 12,141 |
| DEAL RICHARD S | Officer | Conversion of Exercise of derivative security | Dec 9, 2025 | 0 |
| KELLY BRADEN R | Director | Conversion of Exercise of derivative security | Aug 23, 2026 | 15,225 |
| LANSING WILLIAM J | Chief Executive Officer | Conversion of Exercise of derivative security | Jun 4, 2026 | 393,428 |
| LEONARD MICHAEL STEPHEN | Officer | Conversion of Exercise of derivative security | Dec 9, 2025 | 6,245 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Blackrock Inc. | 9.75% | 2,085,336 | 1.52B | Jun 29, 2026 |
| Vanguard Capital Management LLC | 6.91% | 1,477,322 | 1.08B | Jun 29, 2026 |
| Capital Research Global Investors | 6.07% | 1,296,893 | 947.90M | Jun 29, 2026 |
| Vanguard Portfolio Management LLC | 5.87% | 1,255,104 | 917.36M | Jun 29, 2026 |
| Capital International Investors | 5.84% | 1,247,685 | 911.93M | Jun 29, 2026 |
| State Street Corporation | 4.93% | 1,054,495 | 770.73M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Amcap Fund | 4.29% | 916,333 | 669.75M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 3.27% | 699,461 | 511.24M | Jun 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard 500 Index Fund | 2.81% | 601,786 | 439.85M | Jun 29, 2026 |
| Growth Fund of America | 2.37% | 507,515 | 370.94M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Mid-Cap Index Fund | 2.23% | 477,373 | 348.91M | Jun 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Growth Index Fund | 1.35% | 288,210 | 210.65M | Jun 29, 2026 |
