EFSC

Enterprise Financial Services Corp

Financial Services · USD

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Price alert · EFSC

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61.81 USD -0.67 -1.07%
As of Oct 30, 2026 Extended hours 61.81 0.00%
Bid
61.74 × 2
Ask
61.82 × 2
61.54 Day range 62.87
51.99 52-week range 68.52
YTD
+14.46%
1 year
+17.76%
Open
62.87
Prev close
62.48
Mkt cap
2.21B
Vol
217.19K
Avg vol
239.90K
EPS
4.99
P/E
12.39
Div yield
2.15%
More statistics
Low
61.54
High
62.87
Forward P/E
10.26
Beta
0.83
Short ratio
3.91
Inst. own
86.72%
Dividend
1.34
Ex-div date
Dec 14, 2026
Earnings
Jan 25, 2027
50-d avg
61.56
200-d avg
60.60
1y target
69.57

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EFSC five-day price chart61.562.062.563.063.5Oct 26Oct 27Oct 28Oct 29

Financial health

Altman Z-Score

-0.47 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

7 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B+3 / 5 overall

  • DCF 3
  • Return on Equity 3
  • Return on Assets 3
  • Debt / Equity 3
  • P/E 3
  • P/B 3

Valuation

P/E 10.1×
FY 2016: 17.6×FY 2017: 21.5×FY 2018: 9.7×FY 2019: 13.5×FY 2020: 12.7×FY 2021: 12.2×FY 2022: 9.2×FY 2023: 8.8×FY 2024: 11.6×FY 2025: 10.1×
FY 2016 5y median 10.1× FY 2025
P/S 2.2×
FY 2016: 4.8×FY 2017: 4.4×FY 2018: 3.2×FY 2019: 3.6×FY 2020: 2.7×FY 2021: 3.8×FY 2022: 3.4×FY 2023: 2.2×FY 2024: 2.6×FY 2025: 2.2×
FY 2016 5y median 2.6× FY 2025
P/B 1.0×
FY 2016: 2.2×FY 2017: 1.9×FY 2018: 1.4×FY 2019: 1.4×FY 2020: 0.9×FY 2021: 1.1×FY 2022: 1.2×FY 2023: 1.0×FY 2024: 1.2×FY 2025: 1.0×
FY 2016 5y median 1.1× FY 2025
P/FCF 11.0×
FY 2016: 10.8×FY 2017: 24.0×FY 2018: 8.2×FY 2019: 14.6×FY 2020: 7.1×FY 2021: 10.3×FY 2022: 8.5×FY 2023: 6.4×FY 2024: 8.8×FY 2025: 11.0×
FY 2016 5y median 8.8× FY 2025
EV/EBITDA 7.8×
FY 2016: 16.9×FY 2017: 15.4×FY 2018: 9.8×FY 2019: 13.5×FY 2020: 9.2×FY 2021: 0.8×FY 2022: 7.7×FY 2023: 6.5×FY 2024: 7.4×FY 2025: 7.8×
FY 2016 5y median 7.4× FY 2025
EV/Sales 2.5×
FY 2016: 7.4×FY 2017: 6.1×FY 2018: 4.0×FY 2019: 5.0×FY 2020: 2.7×FY 2021: 0.4×FY 2022: 4.0×FY 2023: 2.3×FY 2024: 2.2×FY 2025: 2.5×
FY 2016 5y median 2.3× FY 2025
FCF Yield 9.1%
FY 2016: 9.3%FY 2017: 4.2%FY 2018: 12.2%FY 2019: 6.9%FY 2020: 14.1%FY 2021: 9.7%FY 2022: 11.7%FY 2023: 15.7%FY 2024: 11.4%FY 2025: 9.1%
FY 2016 5y median 11.4% FY 2025

Profitability

Gross Margin 68.4%
FY 2016: 90.3%FY 2017: 84.9%FY 2018: 80.8%FY 2019: 78.9%FY 2020: 71.2%FY 2021: 91.4%FY 2022: 92.4%FY 2023: 67.9%FY 2024: 62.6%FY 2025: 68.4%
FY 2016 5y median 68.4% FY 2025
Operating Margin 31.1%
FY 2016: 42.0%FY 2017: 36.9%FY 2018: 38.3%FY 2019: 33.6%FY 2020: 26.5%FY 2021: 40.0%FY 2022: 48.6%FY 2023: 33.2%FY 2024: 28.4%FY 2025: 31.1%
FY 2016 5y median 33.2% FY 2025
Net Margin 22.1%
FY 2016: 27.4%FY 2017: 20.6%FY 2018: 32.6%FY 2019: 26.9%FY 2020: 21.4%FY 2021: 31.6%FY 2022: 38.0%FY 2023: 26.1%FY 2024: 22.7%FY 2025: 22.1%
FY 2016 5y median 26.1% FY 2025
ROE 9.9%
FY 2016: 12.6%FY 2017: 8.8%FY 2018: 14.8%FY 2019: 10.7%FY 2020: 6.9%FY 2021: 8.7%FY 2022: 13.3%FY 2023: 11.3%FY 2024: 10.2%FY 2025: 9.9%
FY 2016 5y median 10.2% FY 2025
ROIC 1.2%
FY 2016: 5.8%FY 2017: 4.3%FY 2018: 8.5%FY 2019: 5.9%FY 2020: 4.2%FY 2021: 6.1%FY 2022: 9.1%FY 2023: 8.3%FY 2024: 7.6%FY 2025: 1.2%
FY 2016 5y median 7.6% FY 2025
ROA 1.2%
FY 2016: 1.2%FY 2017: 0.9%FY 2018: 1.6%FY 2019: 1.3%FY 2020: 0.8%FY 2021: 1.0%FY 2022: 1.6%FY 2023: 1.3%FY 2024: 1.2%FY 2025: 1.2%
FY 2016 5y median 1.2% FY 2025

Growth (YoY)

Revenue 12.0%
FY 2016: 16.2%FY 2017: 31.4%FY 2018: 16.6%FY 2019: 26.4%FY 2020: 0.5%FY 2021: 21.4%FY 2022: 26.6%FY 2023: 39.3%FY 2024: 9.5%FY 2025: 12.0%
FY 2016 FY 2025
Operating Income 22.7%
FY 2016: 28.1%FY 2017: 15.6%FY 2018: 20.9%FY 2019: 11.0%FY 2020: -20.8%FY 2021: 83.4%FY 2022: 53.9%FY 2023: -5.0%FY 2024: -6.2%FY 2025: 22.7%
FY 2016 FY 2025
EPS (diluted) 9.9%
FY 2016: 27.5%FY 2017: -14.1%FY 2018: 85.0%FY 2019: -7.3%FY 2020: -22.3%FY 2021: 39.9%FY 2022: 37.6%FY 2023: -4.5%FY 2024: -4.7%FY 2025: 9.9%
FY 2016 FY 2025
Free Cash Flow -24.3%
FY 2016: 77.5%FY 2017: -46.0%FY 2018: 144.6%FY 2019: -18.6%FY 2020: 54.7%FY 2021: 18.6%FY 2022: 35.8%FY 2023: 21.9%FY 2024: -8.3%FY 2025: -24.3%
FY 2016 FY 2025

Financial Health

Current Ratio 27.2×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.2×FY 2019: 0.2×FY 2020: 0.2×FY 2021: 0.3×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.1×FY 2025: 27.2×
FY 2016 5y median 0.2× FY 2025
Quick Ratio 27.2×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.2×FY 2019: 0.2×FY 2020: 0.2×FY 2021: 0.3×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.1×FY 2025: 27.2×
FY 2016 5y median 0.2× FY 2025
Debt / Equity 0.2×
FY 2016: 1.7×FY 2017: 1.0×FY 2018: 0.7×FY 2019: 0.7×FY 2020: 0.5×FY 2021: 0.4×FY 2022: 0.4×FY 2023: 0.3×FY 2024: 0.2×FY 2025: 0.2×
FY 2016 5y median 0.3× FY 2025
Net Debt / EBITDA 1.0×
FY 2016: 5.9×FY 2017: 4.2×FY 2018: 1.9×FY 2019: 3.6×FY 2020: 0.1×FY 2021: -8.0×FY 2022: 1.0×FY 2023: 0.1×FY 2024: -1.3×FY 2025: 1.0×
FY 2016 5y median 0.1× FY 2025
Interest Coverage 1.1×
FY 2016: 5.5×FY 2017: 3.4×FY 2018: 2.3×FY 2019: 1.7×FY 2020: 2.6×FY 2021: 7.3×FY 2022: 6.3×FY 2023: 1.2×FY 2024: 0.8×FY 2025: 1.1×
FY 2016 5y median 1.2× FY 2025

Dividends

Dividend Yield 2.4%
FY 2016: 1.0%FY 2017: 1.0%FY 2018: 1.2%FY 2019: 1.3%FY 2020: 2.1%FY 2021: 1.6%FY 2022: 2.1%FY 2023: 2.5%FY 2024: 2.1%FY 2025: 2.4%
FY 2016 5y median 2.1% FY 2025
Payout Ratio 24.3%
FY 2016: 16.8%FY 2017: 21.3%FY 2018: 12.2%FY 2019: 17.9%FY 2020: 26.6%FY 2021: 19.7%FY 2022: 18.5%FY 2023: 21.2%FY 2024: 23.4%FY 2025: 24.3%
FY 2016 5y median 21.2% FY 2025

Annual · latest fiscal year ends 2025-12-31