Menu

Markets

Research

News

Learn
Paper trading
AI Chat
WatchlistsPortfoliosAlerts
Sign in

The Chiba Bank, Ltd. CHBAY

Set alert

Price alert · CHBAY

All alert types
90.24 USD 0.00 0.00%

At close · Oct 30

82.85 Day range 82.85
47.00 52-week range 90.24
YTD
+64.07%
1 year
+92.00%
Open
82.85
Prev close
90.24
Mkt cap
12.40B
Vol
27
Avg vol
107
EPS
4.71
P/E
19.16
More statistics
Low
82.85
High
82.85
Earnings
Nov 6, 2026

5D chart

Chart tools
Interval
1m5m15m30m

Chart is warming up

The five-day price history for CHBAY has not been loaded yet. Try again in a moment.

Financial health

Altman Z-Score

0.26 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

7 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

C+2 / 5 overall

  • DCF 4
  • Return on Equity 2
  • Return on Assets 2
  • Debt / Equity 1
  • P/E 2
  • P/B 2

Valuation

P/E 14.5×
FY 2017: 10.9×FY 2018: 12.6×FY 2019: 9.5×FY 2020: 7.2×FY 2021: 9.5×FY 2022: 10.0×FY 2023: 12.0×FY 2024: 13.0×FY 2025: 10.8×FY 2026: 14.5×
FY 2017 5y median 12.0× FY 2026
P/S 3.4×
FY 2017: 2.8×FY 2018: 3.2×FY 2019: 2.2×FY 2020: 1.6×FY 2021: 2.3×FY 2022: 2.5×FY 2023: 2.9×FY 2024: 2.8×FY 2025: 2.4×FY 2026: 3.4×
FY 2017 5y median 2.8× FY 2026
P/B 1.1×
FY 2017: 0.6×FY 2018: 0.7×FY 2019: 0.5×FY 2020: 0.4×FY 2021: 0.5×FY 2022: 0.5×FY 2023: 0.7×FY 2024: 0.7×FY 2025: 0.7×FY 2026: 1.1×
FY 2017 5y median 0.7× FY 2026
P/FCF 13.8×
FY 2017: 1.6×FY 2018: -6.1×FY 2019: 2.1×FY 2020: -4023×FY 2021: 0.2×FY 2022: 0.8×FY 2023: -22.9×FY 2024: 2.1×FY 2025: 86.0×FY 2026: 13.8×
FY 2017 5y median 2.1× FY 2026
EV/EBITDA 7.7×
FY 2017: -6.9×FY 2018: -8.4×FY 2019: -11.5×FY 2020: -9.4×FY 2021: -17.3×FY 2022: -17.3×FY 2023: -12.5×FY 2024: -7.2×FY 2025: -2.8×FY 2026: 7.7×
FY 2017 5y median -7.2× FY 2026
EV/Sales 2.8×
FY 2017: -2.9×FY 2018: -3.4×FY 2019: -4.3×FY 2020: -3.3×FY 2021: -6.7×FY 2022: -7.1×FY 2023: -4.7×FY 2024: -2.5×FY 2025: -1.0×FY 2026: 2.8×
FY 2017 5y median -2.5× FY 2026
FCF Yield 7.3%
FY 2017: 61.6%FY 2018: -16.5%FY 2019: 48.8%FY 2020: -0.0%FY 2021: 401.3%FY 2022: 129.0%FY 2023: -4.4%FY 2024: 46.9%FY 2025: 1.2%FY 2026: 7.3%
FY 2017 5y median 7.3% FY 2026

Profitability

Gross Margin 71.6%
FY 2017: 91.8%FY 2018: 91.0%FY 2019: 88.5%FY 2020: 89.1%FY 2021: 100.0%FY 2022: 95.4%FY 2023: 87.0%FY 2024: 77.0%FY 2025: 74.3%FY 2026: 71.6%
FY 2017 5y median 77.0% FY 2026
Operating Margin 34.1%
FY 2017: 37.8%FY 2018: 36.5%FY 2019: 33.2%FY 2020: 31.2%FY 2021: 55.1%FY 2022: 36.3%FY 2023: 34.1%FY 2024: 31.7%FY 2025: 31.8%FY 2026: 34.1%
FY 2017 5y median 34.1% FY 2026
Net Margin 23.6%
FY 2017: 26.0%FY 2018: 25.5%FY 2019: 23.2%FY 2020: 21.8%FY 2021: 23.7%FY 2022: 25.2%FY 2023: 23.7%FY 2024: 21.8%FY 2025: 22.1%FY 2026: 23.6%
FY 2017 5y median 23.6% FY 2026
ROE 7.9%
FY 2017: 5.9%FY 2018: 5.7%FY 2019: 5.3%FY 2020: 5.2%FY 2021: 4.8%FY 2022: 5.1%FY 2023: 5.7%FY 2024: 5.3%FY 2025: 6.5%FY 2026: 7.9%
FY 2017 5y median 5.7% FY 2026
ROIC 0.5%
FY 2017: 2.5%FY 2018: 2.8%FY 2019: 2.4%FY 2020: 2.0%FY 2021: 2.4%FY 2022: 1.4%FY 2023: 1.6%FY 2024: 1.3%FY 2025: 1.5%FY 2026: 0.5%
FY 2017 5y median 1.4% FY 2026
ROA 0.5%
FY 2017: 0.4%FY 2018: 0.4%FY 2019: 0.3%FY 2020: 0.3%FY 2021: 0.3%FY 2022: 0.3%FY 2023: 0.3%FY 2024: 0.3%FY 2025: 0.3%FY 2026: 0.5%
FY 2017 5y median 0.3% FY 2026

Growth (YoY)

Revenue 25.8%
FY 2017: -1.6%FY 2018: 4.3%FY 2019: 3.1%FY 2020: 1.3%FY 2021: -5.2%FY 2022: 3.2%FY 2023: 17.5%FY 2024: 13.0%FY 2025: 17.1%FY 2026: 25.8%
FY 2017 FY 2026
Operating Income 35.1%
FY 2017: -9.7%FY 2018: 0.6%FY 2019: -6.3%FY 2020: -4.8%FY 2021: 67.6%FY 2022: -32.0%FY 2023: 10.6%FY 2024: 5.0%FY 2025: 17.4%FY 2026: 35.1%
FY 2017 FY 2026
EPS (diluted) 36.2%
FY 2017: -2.6%FY 2018: 4.1%FY 2019: -3.9%FY 2020: -2.0%FY 2021: 4.4%FY 2022: 10.1%FY 2023: 12.3%FY 2024: 4.9%FY 2025: 20.4%FY 2026: 36.2%
FY 2017 FY 2026
Free Cash Flow 1025.0%
FY 2017: 3.1%FY 2018: -131.4%FY 2019: 309.1%FY 2020: -100.0%FY 2021: 2197817.4%FY 2022: -63.0%FY 2023: -104.5%FY 2024: 1302.2%FY 2025: -97.5%FY 2026: 1025.0%
FY 2017 FY 2026

Financial Health

Current Ratio 4.0×
FY 2017: 0.2×FY 2018: 0.1×FY 2019: 0.2×FY 2020: 0.1×FY 2021: 0.2×FY 2022: 0.3×FY 2023: 0.3×FY 2024: 0.3×FY 2025: 0.3×FY 2026: 4.0×
FY 2017 5y median 0.3× FY 2026
Quick Ratio 4.0×
FY 2017: 0.2×FY 2018: 0.1×FY 2019: 0.2×FY 2020: 0.1×FY 2021: 0.2×FY 2022: 0.3×FY 2023: 0.3×FY 2024: 0.3×FY 2025: 0.3×FY 2026: 4.0×
FY 2017 5y median 0.3× FY 2026
Debt / Equity 1.9×
FY 2017: 0.7×FY 2018: 0.5×FY 2019: 0.7×FY 2020: 0.9×FY 2021: 1.7×FY 2022: 2.0×FY 2023: 2.0×FY 2024: 2.7×FY 2025: 2.7×FY 2026: 1.9×
FY 2017 5y median 2.0× FY 2026
Net Debt / EBITDA -1.7×
FY 2017: -13.7×FY 2018: -16.3×FY 2019: -17.4×FY 2020: -13.9×FY 2021: -23.1×FY 2022: -23.5×FY 2023: -20.0×FY 2024: -15.3×FY 2025: -9.6×FY 2026: -1.7×
FY 2017 5y median -15.3× FY 2026
Interest Coverage 1.2×
FY 2017: 4.6×FY 2018: 4.1×FY 2019: 2.9×FY 2020: 2.8×FY 2021: 9.2×FY 2022: 7.8×FY 2023: 2.6×FY 2024: 1.4×FY 2025: 1.2×FY 2026: 1.2×
FY 2017 5y median 1.4× FY 2026

Dividends

Dividend Yield 2.4%
FY 2017: 2.0%FY 2018: 1.8%FY 2019: 2.5%FY 2020: 3.5%FY 2021: 3.0%FY 2022: 3.0%FY 2023: 2.6%FY 2024: 2.7%FY 2025: 3.1%FY 2026: 2.4%
FY 2017 5y median 2.7% FY 2026
Payout Ratio 34.6%
FY 2017: 22.3%FY 2018: 22.1%FY 2019: 23.9%FY 2020: 25.0%FY 2021: 28.4%FY 2022: 30.0%FY 2023: 31.7%FY 2024: 34.8%FY 2025: 33.7%FY 2026: 34.6%
FY 2017 5y median 33.7% FY 2026

Annual · latest fiscal year ends 2026-03-31