CCBG

Capital City Bank Group, Inc.

Financial Services · USD

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Price alert · CCBG

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50.86 USD -0.32 -0.63%
As of Oct 30, 2026 Extended hours 50.86 0.00%
Bid
50.75 × 2
Ask
50.86 × 2
50.28 Day range 51.50
38.90 52-week range 52.84
YTD
+19.47%
1 year
+29.74%
Open
50.28
Prev close
51.18
Mkt cap
870.38M
Vol
75.33K
Avg vol
75.32K
EPS
3.60
P/E
14.13
Div yield
2.49%
More statistics
Low
50.28
High
51.50
Forward P/E
12.53
Beta
0.54
Short ratio
1.30
Inst. own
47.62%
Dividend
0.92
Ex-div date
Dec 8, 2024
Earnings
Jan 28, 2025
50-d avg
37.47
200-d avg
31.84
1y target
42.33

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CCBG five-day price chart49.550.050.551.051.5Oct 22Oct 26Oct 27Oct 28

Financial health

Altman Z-Score

0.45 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

7 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

A-4 / 5 overall

  • DCF 5
  • Return on Equity 3
  • Return on Assets 4
  • Debt / Equity 4
  • P/E 2
  • P/B 2

Valuation

P/E 11.8×
FY 2016: 29.7×FY 2017: 35.8×FY 2018: 15.1×FY 2019: 16.6×FY 2020: 13.1×FY 2021: 13.3×FY 2022: 16.5×FY 2023: 9.6×FY 2024: 11.7×FY 2025: 11.8×
FY 2016 5y median 11.8× FY 2025
P/S 2.6×
FY 2016: 2.7×FY 2017: 2.9×FY 2018: 2.7×FY 2019: 3.2×FY 2020: 2.0×FY 2021: 2.1×FY 2022: 2.7×FY 2023: 2.0×FY 2024: 2.4×FY 2025: 2.6×
FY 2016 5y median 2.4× FY 2025
P/B 1.3×
FY 2016: 1.3×FY 2017: 1.4×FY 2018: 1.3×FY 2019: 1.6×FY 2020: 1.2×FY 2021: 1.1×FY 2022: 1.4×FY 2023: 1.1×FY 2024: 1.3×FY 2025: 1.3×
FY 2016 5y median 1.3× FY 2025
P/FCF 9.1×
FY 2016: 19.1×FY 2017: 11.2×FY 2018: 11.9×FY 2019: 10.2×FY 2020: -7.1×FY 2021: 3.8×FY 2022: 6.4×FY 2023: 10.5×FY 2024: 11.3×FY 2025: 9.1×
FY 2016 5y median 9.1× FY 2025
EV/EBITDA 8.3×
FY 2016: 15.5×FY 2017: 13.7×FY 2018: 11.3×FY 2019: 11.0×FY 2020: 8.0×FY 2021: 8.2×FY 2022: 12.1×FY 2023: 7.0×FY 2024: 8.6×FY 2025: 8.3×
FY 2016 5y median 8.3× FY 2025
EV/Sales 2.7×
FY 2016: 3.0×FY 2017: 3.1×FY 2018: 2.8×FY 2019: 3.2×FY 2020: 2.3×FY 2021: 2.3×FY 2022: 2.9×FY 2023: 2.1×FY 2024: 2.4×FY 2025: 2.7×
FY 2016 5y median 2.4× FY 2025
FCF Yield 11.0%
FY 2016: 5.2%FY 2017: 8.9%FY 2018: 8.4%FY 2019: 9.8%FY 2020: -14.1%FY 2021: 26.3%FY 2022: 15.7%FY 2023: 9.5%FY 2024: 8.8%FY 2025: 11.0%
FY 2016 5y median 11.0% FY 2025

Profitability

Gross Margin 87.1%
FY 2016: 96.9%FY 2017: 95.3%FY 2018: 93.2%FY 2019: 92.8%FY 2020: 93.1%FY 2021: 99.1%FY 2022: 92.8%FY 2023: 87.1%FY 2024: 84.8%FY 2025: 87.1%
FY 2016 5y median 87.1% FY 2025
Operating Margin 30.0%
FY 2016: 13.7%FY 2017: 17.4%FY 2018: 20.4%FY 2019: 25.5%FY 2020: 25.0%FY 2021: 23.9%FY 2022: 20.5%FY 2023: 26.0%FY 2024: 25.0%FY 2025: 30.0%
FY 2016 5y median 25.0% FY 2025
Net Margin 22.0%
FY 2016: 9.2%FY 2017: 8.2%FY 2018: 18.1%FY 2019: 19.2%FY 2020: 14.9%FY 2021: 16.1%FY 2022: 16.7%FY 2023: 21.3%FY 2024: 20.2%FY 2025: 22.0%
FY 2016 5y median 20.2% FY 2025
ROE 11.1%
FY 2016: 4.3%FY 2017: 3.8%FY 2018: 8.7%FY 2019: 9.4%FY 2020: 9.2%FY 2021: 8.5%FY 2022: 8.4%FY 2023: 11.7%FY 2024: 10.7%FY 2025: 11.1%
FY 2016 5y median 10.7% FY 2025
ROIC 1.4%
FY 2016: 2.7%FY 2017: 2.5%FY 2018: 6.1%FY 2019: 6.9%FY 2020: 7.3%FY 2021: 7.2%FY 2022: 5.7%FY 2023: 8.4%FY 2024: 7.9%FY 2025: 1.4%
FY 2016 5y median 7.2% FY 2025
ROA 1.4%
FY 2016: 0.4%FY 2017: 0.4%FY 2018: 0.9%FY 2019: 1.0%FY 2020: 0.8%FY 2021: 0.8%FY 2022: 0.7%FY 2023: 1.2%FY 2024: 1.2%FY 2025: 1.4%
FY 2016 5y median 1.2% FY 2025

Growth (YoY)

Revenue 6.5%
FY 2016: -4.0%FY 2017: 3.2%FY 2018: 9.5%FY 2019: 10.4%FY 2020: 32.1%FY 2021: -2.0%FY 2022: -3.3%FY 2023: 22.5%FY 2024: 6.7%FY 2025: 6.5%
FY 2016 FY 2025
Operating Income 27.7%
FY 2016: 29.7%FY 2017: 31.0%FY 2018: 28.5%FY 2019: 37.5%FY 2020: 29.7%FY 2021: -6.5%FY 2022: -16.9%FY 2023: 55.5%FY 2024: 2.7%FY 2025: 27.7%
FY 2016 FY 2025
EPS (diluted) 15.4%
FY 2016: 30.2%FY 2017: -7.2%FY 2018: 140.6%FY 2019: 18.8%FY 2020: 2.7%FY 2021: 5.3%FY 2022: -0.5%FY 2023: 55.8%FY 2024: 1.6%FY 2025: 15.4%
FY 2016 FY 2025
Free Cash Flow 45.8%
FY 2016: -37.5%FY 2017: 91.4%FY 2018: -4.6%FY 2019: 50.5%FY 2020: -216.9%FY 2021: 300.5%FY 2022: -26.2%FY 2023: -44.7%FY 2024: 15.0%FY 2025: 45.8%
FY 2016 FY 2025

Financial Health

Current Ratio 1.2×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.2×FY 2019: 0.2×FY 2020: 0.1×FY 2021: 0.2×FY 2022: 0.1×FY 2023: 0.1×FY 2024: 0.1×FY 2025: 1.2×
FY 2016 5y median 0.1× FY 2025
Quick Ratio 1.2×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.2×FY 2019: 0.2×FY 2020: 0.1×FY 2021: 0.2×FY 2022: 0.1×FY 2023: 0.1×FY 2024: 0.1×FY 2025: 1.2×
FY 2016 5y median 0.1× FY 2025
Debt / Equity 0.2×
FY 2016: 0.3×FY 2017: 0.3×FY 2018: 0.2×FY 2019: 0.2×FY 2020: 0.4×FY 2021: 0.2×FY 2022: 0.3×FY 2023: 0.2×FY 2024: 0.2×FY 2025: 0.2×
FY 2016 5y median 0.2× FY 2025
Net Debt / EBITDA 0.3×
FY 2016: 1.3×FY 2017: 0.5×FY 2018: 0.4×FY 2019: 0.1×FY 2020: 1.1×FY 2021: 0.4×FY 2022: 0.8×FY 2023: 0.1×FY 2024: 0.2×FY 2025: 0.3×
FY 2016 5y median 0.3× FY 2025
Interest Coverage 2.6×
FY 2016: 5.5×FY 2017: 5.8×FY 2018: 4.3×FY 2019: 4.3×FY 2020: 10.9×FY 2021: 14.2×FY 2022: 6.0×FY 2023: 2.9×FY 2024: 1.8×FY 2025: 2.6×
FY 2016 5y median 2.9× FY 2025

Dividends

Dividend Yield 2.3%
FY 2016: 0.8%FY 2017: 1.0%FY 2018: 1.4%FY 2019: 1.6%FY 2020: 2.3%FY 2021: 2.3%FY 2022: 2.0%FY 2023: 2.6%FY 2024: 2.4%FY 2025: 2.3%
FY 2016 5y median 2.3% FY 2025
Payout Ratio 27.7%
FY 2016: 24.6%FY 2017: 37.5%FY 2018: 20.8%FY 2019: 26.1%FY 2020: 30.3%FY 2021: 31.3%FY 2022: 33.5%FY 2023: 24.7%FY 2024: 28.2%FY 2025: 27.7%
FY 2016 5y median 28.2% FY 2025

Annual · latest fiscal year ends 2025-12-31