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MCBS

MetroCity Bankshares, Inc.

Financial Services · USD

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Price alert · MCBS

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35.86 USD -0.17 -0.47%
As of Oct 30, 2026 Extended hours 35.86 0.00%
Bid
35.83 × 2
Ask
35.86 × 2
35.77 Day range 36.24
24.71 52-week range 37.07
YTD
+35.12%
1 year
+40.35%
Open
36.24
Prev close
36.03
Mkt cap
1.03B
Vol
62.08K
Avg vol
85.81K
EPS
3.05
P/E
11.76
Div yield
3.44%
More statistics
Low
35.77
High
36.24
Forward P/E
11.46
Beta
0.71
Short ratio
8.99
Inst. own
27.47%
Dividend
1.24
Ex-div date
Nov 3, 2026
Earnings
Jan 25, 2027
50-d avg
35.10
200-d avg
32.70
1y target
41.00

2Y chart

Chart tools
Interval
MCBS two-year price chart24.227.530.934.237.5Oct 24Mar 25Aug 25Jan 26Jun 26Oct 26

Key statistics

Market cap
1.03B
Enterprise value
1.10B
Trailing P/E
11.76
Forward P/E
11.46
PEG ratio
0.00
Price / sales
5.30
Price / book
1.77
EPS (TTM)
3.05
Beta
0.71
Dividend yield
3.44%
Payout ratio
36.11%
Profit margin
44.78%
Revenue (TTM)
194.02M
Revenue growth
24.70%
Free cash flow
0
Total cash
321.27M
Total debt
388.35M
Return on equity
16.87%
Shares outstanding
28.66M
Short % of float
3.80%
50-day average
35.10
200-day average
32.70

Analyst view

Consensus: hold

Hold
Price target (mean) 41.00
Ratings (0m) 1 0 buy · 1 hold · 0 sell
  • Strong buy0
  • Buy0
  • Hold1
  • Sell0
  • Strong sell0

Next earnings

Jan 25, 2027

Expected Jan 25, 2027. Consensus EPS estimate 0.78.

Earnings history

Financials — quick view

All financials
MCBS Revenue — quarterly 50.59M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
MCBS Net income — quarterly 22.13M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
MCBS EPS — quarterly 0.77
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026

Earnings

MCBS recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Jan 25, 2027Dec 30, 20260.78———
Oct 23, 2026Sep 30, 20260.840.840.000.00%
Jul 24, 2026Jun 30, 20260.810.76-0.05-6.17%
Apr 24, 2026Mar 31, 20260.770.770.000.00%
Jan 30, 2026Dec 31, 20250.730.68-0.05-6.85%
Oct 17, 2025Sep 30, 20250.710.67-0.04-5.63%

Upgrades / downgrades

MCBS analyst upgrades and downgrades
DateFirmActionFromTo
Apr 9, 2026Keefe, Bruyette & WoodsmainMarket PerformMarket Perform
Mar 23, 2026Keefe, Bruyette & WoodsmainMarket PerformMarket Perform
Oct 21, 2025Keefe, Bruyette & WoodsmainMarket PerformMarket Perform
Apr 22, 2025Keefe, Bruyette & WoodsmainMarket PerformMarket Perform
Dec 4, 2024Keefe, Bruyette & WoodsmainMarket PerformMarket Perform
Oct 22, 2024Keefe, Bruyette & WoodsmainMarket PerformMarket Perform

About MetroCity Bankshares, Inc.

MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. The company offers customary banking services, such as consumer and commercial checking, savings, and money market accounts, as well as certificates of deposit. It also provides commercial and consumer loans, including single family residential loans; construction and development, and owner and non-owner occupied commercial real estate loans; and commercial and industrial, residential mortgage, small business administration loans, and consumer and other loans, as well as letters of credit and investment securities. In addition, the company offers online banking services, which include access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions, such as remote check deposit with mobile bill pay; and automated teller machines and banking by telephone, mail and personal appointment. Further, it provides debit cards for checking customers, direct deposits, and cashier's checks; treasury management services, including balance reporting, transfers between accounts, wire transfer initiation, automated clearing house, and stop payments services; and cash management deposit products, such as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. MetroCity Bankshares, Inc. was founded in 2006 and is headquartered in Doraville, Georgia.

Sector
Financial Services
Industry
Banks - Regional
Country
United States

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Insider holders

MCBS insider holders
InsiderRelationLatest transactionDateShares held
GLOVER FRANKDirectorStock Award(Grant)May 31, 2026203,825
KIM HOWARD HWASAENGOfficer and DirectorStock Award(Grant)May 31, 2026677,628
LAI FRANCISDirectorStock Award(Grant)May 31, 2026543,973
LEUNG DON T.P.DirectorStock Award(Grant)May 31, 2026817,330
LU FEIYINGDirectorStock Award(Grant)May 31, 2026168,530
PAEK JOHNDirectorStock Award(Grant)May 31, 2026235,821

Institution ownership

MCBS institution ownership
Holder% heldSharesValueReported
Blackrock Inc.7.46%1,812,56665.00MJun 29, 2026
Vanguard Capital Management LLC3.93%955,63134.27MJun 29, 2026
American Century Companies Inc3.03%737,10226.43MJun 29, 2026
Geode Capital Management, LLC2.45%595,24321.35MJun 29, 2026
Dimensional Fund Advisors LP2.27%552,27419.80MJun 29, 2026
State Street Corporation2.10%509,91018.29MJun 29, 2026

Fund ownership

MCBS fund ownership
Holder% heldSharesValueReported
American Century ETF Trust-Avantis U.S. Small Cap Value ETF2.93%711,79125.52MSep 29, 2026
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund2.83%688,47424.69MJun 29, 2026
iShares Trust-iShares Russell 2000 ETF2.54%617,00522.13MSep 29, 2026
Fidelity Salem Street Trust-Fidelity Small Cap Index Fund1.05%255,1539.15MJul 30, 2026
VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund1.01%246,3338.83MJun 29, 2026
iShares Trust-iShares Russell 2000 Growth ETF0.60%146,3725.25MSep 29, 2026
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