Pathward Financial, Inc. CASH

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75.31 USD -1.36 -1.77%

At close · Oct 30

75.31 0.00 0.00%

After hours · Oct 30, 4:00 PM ET

Bid
75.27 × 2
Ask
75.31 × 2
74.88 Day range 77.85
66.47 52-week range 99.93
YTD
+6.07%
1 year
+9.83%
Open
76.93
Prev close
76.67
Mkt cap
1.56B
Vol
187.83K
Avg vol
218.68K
EPS
8.14
P/E
9.25
Div yield
0.26%
More statistics
Low
74.88
High
77.85
Forward P/E
6.89
Beta
0.66
Short ratio
12.39
Inst. own
103.11%
Dividend
0.20
Ex-div date
Sep 9, 2026
Earnings
Jan 28, 2027
50-d avg
76.69
200-d avg
85.04
1y target
97.50

5D chart

Chart tools
Interval

Signals (112)
NameTimeAgo
SMA: BullishOct 29, 3:55 PM2 days ago
SMA: BearishOct 29, 3:40 PM2 days ago
SMA: BearishOct 29, 3:40 PM2 days ago
MACD: Buy SignalOct 29, 3:05 PM2 days ago
SMA: BullishOct 29, 3:00 PM2 days ago
SMA: BullishOct 29, 1:55 PM2 days ago
SMA: BearishOct 29, 1:50 PM2 days ago
SMA: BullishOct 29, 1:25 PM2 days ago
SMA: BearishOct 29, 12:40 PM2 days ago
SMA: BearishOct 29, 12:40 PM2 days ago
SMA: BullishOct 29, 12:20 PM2 days ago
SMA: BullishOct 29, 12:20 PM2 days ago
SMA: BearishOct 29, 12:00 PM2 days ago
SMA: BearishOct 29, 11:40 AM2 days ago
SMA: BullishOct 29, 11:25 AM2 days ago
MACD: Sell SignalOct 29, 10:50 AM2 days ago
SMA: BearishOct 29, 10:30 AM2 days ago
SMA: BullishOct 29, 9:40 AM2 days ago
SMA: BullishOct 29, 9:40 AM2 days ago
MACD: Buy SignalOct 29, 9:40 AM2 days ago
SMA: BearishOct 29, 9:30 AM2 days ago
SMA: BearishOct 29, 9:30 AM2 days ago
MACD: Sell SignalOct 29, 9:30 AM2 days ago
RSI: OversoldOct 29, 9:30 AM2 days ago
SMA: BullishOct 28, 3:30 PM3 days ago
SMA: BullishOct 28, 3:30 PM3 days ago
SMA: BearishOct 28, 3:25 PM3 days ago
SMA: BearishOct 28, 3:25 PM3 days ago
SMA: BullishOct 28, 3:15 PM3 days ago
SMA: BearishOct 28, 3:10 PM3 days ago
SMA: BullishOct 28, 3:05 PM3 days ago
MACD: Buy SignalOct 28, 2:50 PM3 days ago
SMA: BullishOct 28, 2:35 PM3 days ago
RSI: OversoldOct 28, 2:30 PM3 days ago
SMA: BearishOct 28, 2:05 PM3 days ago
MACD: Sell SignalOct 28, 2:05 PM3 days ago
SMA: BearishOct 28, 2:00 PM3 days ago
SMA: BullishOct 28, 1:25 PM3 days ago
SMA: BearishOct 28, 1:20 PM3 days ago
SMA: BullishOct 28, 12:35 PM3 days ago
SMA: BullishOct 28, 12:35 PM3 days ago
SMA: BearishOct 28, 12:20 PM3 days ago
SMA: BearishOct 28, 12:20 PM3 days ago
SMA: BullishOct 28, 12:15 PM3 days ago
SMA: BullishOct 28, 11:35 AM3 days ago
MACD: Buy SignalOct 28, 11:35 AM3 days ago
RSI: OversoldOct 28, 10:35 AM3 days ago
SMA: BearishOct 28, 10:00 AM3 days ago
SMA: BearishOct 28, 10:00 AM3 days ago
SMA: BullishOct 28, 9:55 AM3 days ago
SMA: BullishOct 28, 9:55 AM3 days ago
SMA: BearishOct 28, 9:50 AM3 days ago
SMA: BearishOct 28, 9:50 AM3 days ago
SMA: BullishOct 28, 9:45 AM3 days ago
SMA: BullishOct 28, 9:45 AM3 days ago
RSI: OversoldOct 28, 9:40 AM3 days ago
MACD: Sell SignalOct 27, 3:55 PM4 days ago
SMA: BearishOct 27, 3:50 PM4 days ago
SMA: BearishOct 27, 3:50 PM4 days ago
SMA: BullishOct 27, 3:10 PM4 days ago
SMA: BullishOct 27, 3:10 PM4 days ago
MACD: Buy SignalOct 27, 3:10 PM4 days ago
MACD: Sell SignalOct 27, 2:45 PM4 days ago
MACD: Buy SignalOct 27, 2:25 PM4 days ago
MACD: Sell SignalOct 27, 2:15 PM4 days ago
SMA: BearishOct 27, 2:00 PM4 days ago
SMA: BearishOct 27, 2:00 PM4 days ago
SMA: BullishOct 27, 1:35 PM4 days ago
SMA: BullishOct 27, 1:35 PM4 days ago
SMA: BearishOct 27, 1:00 PM4 days ago
SMA: BearishOct 27, 1:00 PM4 days ago
SMA: BullishOct 27, 12:30 PM4 days ago
SMA: BullishOct 27, 12:30 PM4 days ago
SMA: BearishOct 27, 12:25 PM4 days ago
SMA: BullishOct 27, 12:00 PM4 days ago
SMA: BearishOct 27, 11:55 AM4 days ago
SMA: BullishOct 27, 11:45 AM4 days ago
SMA: BearishOct 27, 11:15 AM4 days ago
MACD: Buy SignalOct 27, 11:00 AM4 days ago
SMA: BullishOct 27, 10:45 AM4 days ago
RSI: OversoldOct 27, 10:05 AM4 days ago
RSI: OversoldOct 27, 9:50 AM4 days ago
SMA: BearishOct 27, 9:35 AM4 days ago
MACD: Sell SignalOct 27, 9:35 AM4 days ago
RSI: OversoldOct 27, 9:35 AM4 days ago
SMA: BearishOct 27, 9:30 AM4 days ago
SMA: BullishOct 26, 3:55 PM5 days ago
SMA: BearishOct 26, 3:45 PM5 days ago
SMA: BullishOct 26, 3:15 PM5 days ago
SMA: BullishOct 26, 3:15 PM5 days ago
MACD: Buy SignalOct 26, 3:00 PM5 days ago
SMA: BearishOct 26, 2:50 PM5 days ago
MACD: Sell SignalOct 26, 2:50 PM5 days ago
SMA: BearishOct 26, 2:30 PM5 days ago
SMA: BullishOct 26, 2:20 PM5 days ago
SMA: BullishOct 26, 2:20 PM5 days ago
MACD: Buy SignalOct 26, 2:20 PM5 days ago
SMA: BearishOct 26, 2:05 PM5 days ago
SMA: BullishOct 26, 2:00 PM5 days ago
MACD: Sell SignalOct 26, 1:20 PM5 days ago
SMA: BearishOct 26, 1:15 PM5 days ago
SMA: BearishOct 26, 1:15 PM5 days ago
SMA: BullishOct 26, 1:10 PM5 days ago
SMA: BullishOct 26, 1:10 PM5 days ago
SMA: BearishOct 26, 1:00 PM5 days ago
SMA: BearishOct 26, 1:00 PM5 days ago
MACD: Buy SignalOct 26, 12:45 PM5 days ago
SMA: BullishOct 26, 12:40 PM5 days ago
SMA: BearishOct 26, 12:25 PM5 days ago
SMA: BullishOct 26, 12:05 PM5 days ago
SMA: BearishOct 26, 11:25 AM5 days ago
SMA: BearishOct 26, 10:35 AM5 days ago

Financial health

Altman Z-Score

-0.33 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

7 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

A-4 / 5 overall

  • DCF 2
  • Return on Equity 5
  • Return on Assets 4
  • Debt / Equity 3
  • P/E 4
  • P/B 2

Valuation

P/E 8.7×
FY 2017: 16.1×FY 2018: 16.2×FY 2019: 13.1×FY 2020: 6.5×FY 2021: 12.0×FY 2022: 6.3×FY 2023: 7.7×FY 2024: 9.2×FY 2025: 9.4×FY 2026: 8.7×
FY 2017 5y median 8.7× FY 2026
P/S 1.8×
FY 2017: 3.0×FY 2018: 2.8×FY 2019: 2.5×FY 2020: 1.4×FY 2021: 3.2×FY 2022: 1.8×FY 2023: 2.0×FY 2024: 2.5×FY 2025: 2.5×FY 2026: 1.8×
FY 2017 5y median 2.0× FY 2026
P/B 1.9×
FY 2017: 1.7×FY 2018: 1.1×FY 2019: 1.5×FY 2020: 0.8×FY 2021: 1.9×FY 2022: 1.5×FY 2023: 1.9×FY 2024: 2.0×FY 2025: 2.0×FY 2026: 1.9×
FY 2017 5y median 1.9× FY 2026
P/FCF 0.0×
FY 2017: 6.4×FY 2018: 7.4×FY 2019: 38.9×FY 2020: 1.7×FY 2021: 3.2×FY 2022: -5.7×FY 2023: -8.4×FY 2024: 9.4×FY 2025: 7.3×FY 2026: 0.0×
FY 2017 5y median 0.0× FY 2026
EV/EBITDA 8.4×
FY 2017: 9.5×FY 2018: 13.1×FY 2019: 13.1×FY 2020: 2.0×FY 2021: 6.7×FY 2022: 2.5×FY 2023: 4.1×FY 2024: 6.9×FY 2025: 5.8×FY 2026: 8.4×
FY 2017 5y median 5.8× FY 2026
EV/Sales 2.1×
FY 2017: 3.9×FY 2018: 4.1×FY 2019: 3.9×FY 2020: 0.7×FY 2021: 2.8×FY 2022: 1.2×FY 2023: 1.5×FY 2024: 2.9×FY 2025: 2.4×FY 2026: 2.1×
FY 2017 5y median 2.1× FY 2026
FCF Yield 0.0%
FY 2017: 15.6%FY 2018: 13.5%FY 2019: 2.6%FY 2020: 58.6%FY 2021: 31.1%FY 2022: -17.7%FY 2023: -11.9%FY 2024: 10.6%FY 2025: 13.7%FY 2026: 0.0%
FY 2017 5y median 0.0% FY 2026

Profitability

Gross Margin 88.3%
FY 2017: 89.4%FY 2018: 81.1%FY 2019: 77.2%FY 2020: 79.3%FY 2021: 89.0%FY 2022: 88.2%FY 2023: 80.4%FY 2024: 88.1%FY 2025: 90.0%FY 2026: 88.3%
FY 2017 5y median 88.2% FY 2026
Operating Margin 24.7%
FY 2017: 22.9%FY 2018: 18.9%FY 2019: 19.1%FY 2020: 24.1%FY 2021: 30.4%FY 2022: 34.4%FY 2023: 25.4%FY 2024: 32.7%FY 2025: 32.6%FY 2026: 24.7%
FY 2017 5y median 32.6% FY 2026
Net Margin 21.1%
FY 2017: 18.6%FY 2018: 17.0%FY 2019: 18.9%FY 2020: 22.0%FY 2021: 27.5%FY 2022: 28.9%FY 2023: 23.4%FY 2024: 27.4%FY 2025: 27.1%FY 2026: 21.1%
FY 2017 5y median 27.1% FY 2026
ROE 21.4%
FY 2017: 10.3%FY 2018: 6.9%FY 2019: 11.5%FY 2020: 12.4%FY 2021: 16.3%FY 2022: 23.4%FY 2023: 22.0%FY 2024: 21.8%FY 2025: 21.7%FY 2026: 21.4%
FY 2017 5y median 21.8% FY 2026
ROIC 11.3%
FY 2017: 2.3%FY 2018: 4.1%FY 2019: 5.7%FY 2020: 11.6%FY 2021: 15.1%FY 2022: 22.6%FY 2023: 20.9%FY 2024: 11.0%FY 2025: 14.5%FY 2026: 11.3%
FY 2017 5y median 14.5% FY 2026
ROA 2.4%
FY 2017: 0.9%FY 2018: 0.9%FY 2019: 1.6%FY 2020: 1.7%FY 2021: 2.1%FY 2022: 2.2%FY 2023: 1.9%FY 2024: 2.4%FY 2025: 2.6%FY 2026: 2.4%
FY 2017 5y median 2.4% FY 2026

Growth (YoY)

Revenue 21.4%
FY 2017: 59.3%FY 2018: 25.8%FY 2019: 69.5%FY 2020: -7.2%FY 2021: 8.0%FY 2022: 1.6%FY 2023: 16.8%FY 2024: 9.4%FY 2025: 2.4%FY 2026: 21.4%
FY 2017 FY 2026
Operating Income -8.0%
FY 2017: 42.1%FY 2018: 4.1%FY 2019: 70.6%FY 2020: 17.4%FY 2021: 36.0%FY 2022: 15.2%FY 2023: -14.0%FY 2024: 41.0%FY 2025: 2.0%FY 2026: -8.0%
FY 2017 FY 2026
EPS (diluted) 3.4%
FY 2017: 22.9%FY 2018: 3.7%FY 2019: 49.1%FY 2020: 18.1%FY 2021: 49.0%FY 2022: 20.1%FY 2023: 13.9%FY 2024: 20.2%FY 2025: 9.3%FY 2026: 3.4%
FY 2017 FY 2026
Free Cash Flow -100.0%
FY 2017: 1734.9%FY 2018: -0.7%FY 2019: -71.0%FY 2020: 1130.7%FY 2021: 29.0%FY 2022: -132.9%FY 2023: 13.7%FY 2024: 220.4%FY 2025: 33.8%FY 2026: -100.0%
FY 2017 FY 2026

Financial Health

Current Ratio 0.2×
FY 2017: 0.5×FY 2018: 0.3×FY 2019: 0.2×FY 2020: 0.2×FY 2021: 0.4×FY 2022: 0.4×FY 2023: 0.3×FY 2024: 0.3×FY 2025: 0.2×FY 2026: 0.2×
FY 2017 5y median 0.3× FY 2026
Quick Ratio 0.2×
FY 2017: 0.5×FY 2018: 0.3×FY 2019: 0.2×FY 2020: 0.2×FY 2021: 0.4×FY 2022: 0.4×FY 2023: 0.3×FY 2024: 0.3×FY 2025: 0.2×FY 2026: 0.2×
FY 2017 5y median 0.3× FY 2026
Debt / Equity 0.4×
FY 2017: 3.4×FY 2018: 0.7×FY 2019: 1.0×FY 2020: 0.1×FY 2021: 0.1×FY 2022: 0.1×FY 2023: 0.1×FY 2024: 0.5×FY 2025: 0.0×FY 2026: 0.4×
FY 2017 5y median 0.1× FY 2026
Net Debt / EBITDA 1.0×
FY 2017: 2.2×FY 2018: 4.4×FY 2019: 4.8×FY 2020: -1.9×FY 2021: -1.0×FY 2022: -1.5×FY 2023: -1.5×FY 2024: 0.9×FY 2025: -0.3×FY 2026: 1.0×
FY 2017 5y median -0.3× FY 2026
Interest Coverage 20.5×
FY 2017: 3.7×FY 2018: 2.1×FY 2019: 1.6×FY 2020: 3.4×FY 2021: 22.8×FY 2022: 37.0×FY 2023: 14.3×FY 2024: 10.3×FY 2025: 19.2×FY 2026: 20.5×
FY 2017 5y median 19.2× FY 2026

Dividends

Dividend Yield 0.3%
FY 2017: 0.7%FY 2018: 0.7%FY 2019: 0.6%FY 2020: 1.0%FY 2021: 0.4%FY 2022: 0.6%FY 2023: 0.4%FY 2024: 0.3%FY 2025: 0.3%FY 2026: 0.3%
FY 2017 5y median 0.3% FY 2026
Payout Ratio 2.4%
FY 2017: 10.8%FY 2018: 11.1%FY 2019: 8.0%FY 2020: 6.8%FY 2021: 4.5%FY 2022: 3.9%FY 2023: 3.8%FY 2024: 2.8%FY 2025: 2.5%FY 2026: 2.4%
FY 2017 5y median 2.8% FY 2026

Annual · latest fiscal year ends 2026-09-30