BayCom Corp BCML

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Price alert · BCML

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30.77 USD -0.05 -0.16%

At close · Oct 30

30.77 0.00 0.00%

After hours · Oct 30, 4:00 PM ET

Bid
30.73 × 2
Ask
30.77 × 2
30.59 Day range 31.17
27.14 52-week range 34.79
YTD
+4.66%
1 year
+13.38%
Open
31.06
Prev close
30.82
Mkt cap
336.01M
Vol
51.11K
Avg vol
58.79K
EPS
0.85
P/E
36.20
Div yield
2.24%
More statistics
Low
30.59
High
31.17
Forward P/E
12.13
Beta
0.77
Short ratio
1.72
Inst. own
59.90%
Dividend
0.60
Ex-div date
Dec 11, 2024
Earnings
Jan 23, 2025
50-d avg
26.91
200-d avg
22.64
1y target
30.50

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Financial health

Altman Z-Score

-0.60 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

8 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

C+2 / 5 overall

  • DCF 3
  • Return on Equity 1
  • Return on Assets 1
  • Debt / Equity 4
  • P/E 1
  • P/B 3

Valuation

P/E 13.5×
FY 2016: 13.5×FY 2017: 24.0×FY 2018: 15.4×FY 2019: 16.6×FY 2020: 13.2×FY 2021: 9.9×FY 2022: 10.5×FY 2023: 10.4×FY 2024: 12.8×FY 2025: 13.5×
FY 2016 5y median 10.5× FY 2025
P/S 2.3×
FY 2016: 2.6×FY 2017: 2.6×FY 2018: 3.5×FY 2019: 3.4×FY 2020: 1.9×FY 2021: 2.2×FY 2022: 2.2×FY 2023: 2.1×FY 2024: 2.2×FY 2025: 2.3×
FY 2016 5y median 2.2× FY 2025
P/B 0.9×
FY 2016: 1.0×FY 2017: 1.1×FY 2018: 1.1×FY 2019: 1.1×FY 2020: 0.7×FY 2021: 0.8×FY 2022: 0.8×FY 2023: 0.9×FY 2024: 0.9×FY 2025: 0.9×
FY 2016 5y median 0.9× FY 2025
P/FCF 10.6×
FY 2016: 13.2×FY 2017: 14.2×FY 2018: 42.8×FY 2019: 51.7×FY 2020: 26.8×FY 2021: 22.4×FY 2022: 6.4×FY 2023: 9.9×FY 2024: 10.5×FY 2025: 10.6×
FY 2016 5y median 10.5× FY 2025
EV/EBITDA 8.8×
FY 2016: 6.6×FY 2017: 7.7×FY 2018: 9.2×FY 2019: 10.8×FY 2020: 10.6×FY 2021: 8.2×FY 2022: 8.5×FY 2023: 8.6×FY 2024: 10.3×FY 2025: 8.8×
FY 2016 5y median 8.6× FY 2025
EV/Sales 2.2×
FY 2016: 2.4×FY 2017: 2.5×FY 2018: 3.2×FY 2019: 3.3×FY 2020: 2.4×FY 2021: 2.8×FY 2022: 2.8×FY 2023: 2.7×FY 2024: 2.7×FY 2025: 2.2×
FY 2016 5y median 2.7× FY 2025
FCF Yield 9.4%
FY 2016: 7.5%FY 2017: 7.1%FY 2018: 2.3%FY 2019: 1.9%FY 2020: 3.7%FY 2021: 4.5%FY 2022: 15.6%FY 2023: 10.1%FY 2024: 9.5%FY 2025: 9.4%
FY 2016 5y median 9.5% FY 2025

Profitability

Gross Margin 68.4%
FY 2016: 88.2%FY 2017: 90.2%FY 2018: 89.4%FY 2019: 87.2%FY 2020: 79.9%FY 2021: 90.0%FY 2022: 86.7%FY 2023: 77.1%FY 2024: 69.6%FY 2025: 68.4%
FY 2016 5y median 77.1% FY 2025
Operating Margin 23.2%
FY 2016: 33.3%FY 2017: 29.0%FY 2018: 32.0%FY 2019: 27.7%FY 2020: 19.1%FY 2021: 30.7%FY 2022: 29.2%FY 2023: 28.7%FY 2024: 23.3%FY 2025: 23.2%
FY 2016 5y median 28.7% FY 2025
Net Margin 16.9%
FY 2016: 19.0%FY 2017: 10.8%FY 2018: 22.6%FY 2019: 20.2%FY 2020: 14.4%FY 2021: 22.3%FY 2022: 21.3%FY 2023: 20.6%FY 2024: 17.1%FY 2025: 16.9%
FY 2016 5y median 20.6% FY 2025
ROE 7.1%
FY 2016: 7.6%FY 2017: 4.4%FY 2018: 7.2%FY 2019: 6.8%FY 2020: 5.4%FY 2021: 7.9%FY 2022: 7.5%FY 2023: 8.8%FY 2024: 7.3%FY 2025: 7.1%
FY 2016 5y median 7.5% FY 2025
ROIC 9.9%
FY 2016: 7.3%FY 2017: 3.9%FY 2018: 6.8%FY 2019: 6.1%FY 2020: 4.0%FY 2021: 5.9%FY 2022: 5.8%FY 2023: 6.5%FY 2024: 5.5%FY 2025: 9.9%
FY 2016 5y median 5.9% FY 2025
ROA 0.9%
FY 2016: 0.9%FY 2017: 0.4%FY 2018: 1.0%FY 2019: 0.9%FY 2020: 0.6%FY 2021: 0.9%FY 2022: 0.9%FY 2023: 1.1%FY 2024: 0.9%FY 2025: 0.9%
FY 2016 5y median 0.9% FY 2025

Growth (YoY)

Revenue 3.0%
FY 2016: 14.5%FY 2017: 57.2%FY 2018: 31.1%FY 2019: 33.6%FY 2020: 11.8%FY 2021: -3.0%FY 2022: 19.9%FY 2023: 19.5%FY 2024: 3.6%FY 2025: 3.0%
FY 2016 FY 2025
Operating Income 2.3%
FY 2016: 12.9%FY 2017: 36.7%FY 2018: 44.8%FY 2019: 15.6%FY 2020: -23.1%FY 2021: 56.2%FY 2022: 13.9%FY 2023: 17.6%FY 2024: -15.8%FY 2025: 2.3%
FY 2016 FY 2025
EPS (diluted) 3.8%
FY 2016: -19.9%FY 2017: -25.7%FY 2018: 85.2%FY 2019: -8.7%FY 2020: -16.1%FY 2021: 65.2%FY 2022: -4.7%FY 2023: 25.4%FY 2024: -7.5%FY 2025: 3.8%
FY 2016 FY 2025
Free Cash Flow 5.0%
FY 2016: 36.7%FY 2017: 46.8%FY 2018: -41.7%FY 2019: 6.4%FY 2020: 22.0%FY 2021: 34.5%FY 2022: 325.1%FY 2023: -26.0%FY 2024: -0.1%FY 2025: 5.0%
FY 2016 FY 2025

Financial Health

Current Ratio 55.1×
FY 2016: 0.1×FY 2017: 0.1×FY 2018: 0.1×FY 2019: 0.1×FY 2020: 0.1×FY 2021: 0.1×FY 2022: 0.1×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 55.1×
FY 2016 5y median 0.1× FY 2025
Quick Ratio 55.1×
FY 2016: 0.1×FY 2017: 0.1×FY 2018: 0.1×FY 2019: 0.1×FY 2020: 0.1×FY 2021: 0.1×FY 2022: 0.1×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 55.1×
FY 2016 5y median 0.1× FY 2025
Debt / Equity 0.1×
FY 2016: 0.0×FY 2017: 0.1×FY 2018: 0.0×FY 2019: 0.1×FY 2020: 0.4×FY 2021: 0.3×FY 2022: 0.3×FY 2023: 0.3×FY 2024: 0.3×FY 2025: 0.1×
FY 2016 5y median 0.3× FY 2025
Net Debt / EBITDA -0.1×
FY 2016: -0.6×FY 2017: -0.3×FY 2018: -0.7×FY 2019: -0.1×FY 2020: 2.4×FY 2021: 1.9×FY 2022: 1.6×FY 2023: 1.7×FY 2024: 1.8×FY 2025: -0.1×
FY 2016 5y median 1.7× FY 2025
Interest Coverage 0.8×
FY 2016: 3.4×FY 2017: 3.3×FY 2018: 4.1×FY 2019: 2.7×FY 2020: 2.0×FY 2021: 3.2×FY 2022: 3.1×FY 2023: 1.3×FY 2024: 0.8×FY 2025: 0.8×
FY 2016 5y median 1.3× FY 2025

Dividends

Dividend Yield 2.1%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.8%FY 2023: 1.3%FY 2024: 1.1%FY 2025: 2.1%
FY 2016 5y median 1.1% FY 2025
Payout Ratio 27.6%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 8.5%FY 2023: 13.3%FY 2024: 14.3%FY 2025: 27.6%
FY 2016 5y median 13.3% FY 2025

Annual · latest fiscal year ends 2025-12-31