AMBK

American Bank Incorporated

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Price alert · AMBK

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26.23 USD 0.00 0.00%
As of Oct 30, 2026
25.73 Day range 25.73
16.00 52-week range 26.23
YTD
+58.87%
1 year
+63.33%
Open
25.73
Prev close
26.23
Mkt cap
166.88M
Vol
400
Avg vol
161
EPS
2.08
P/E
12.61
More statistics
Low
25.73
High
25.73

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Financial health

Altman Z-Score

0.24 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

3 / 9 Weak

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

A-4 / 5 overall

  • DCF 4
  • Return on Equity 4
  • Return on Assets 4
  • Debt / Equity 3
  • P/E 3
  • P/B 2

Valuation

P/E 7.6×
FY 2016: 15.7×FY 2017: 11.6×FY 2018: 10.2×FY 2019: 8.5×FY 2020: 7.6×FY 2021: 8.7×FY 2022: 11.0×FY 2023: 12.1×FY 2024: 11.5×FY 2025: 7.6×
FY 2016 5y median 11.0× FY 2025
P/S 1.7×
FY 2016: 4.6×FY 2017: 2.6×FY 2018: 2.8×FY 2019: 2.5×FY 2020: 2.3×FY 2021: 2.9×FY 2022: 3.5×FY 2023: 2.8×FY 2024: 1.9×FY 2025: 1.7×
FY 2016 5y median 2.8× FY 2025
P/B 1.0×
FY 2016: 1.4×FY 2017: 1.3×FY 2018: 1.3×FY 2019: 1.1×FY 2020: 1.0×FY 2021: 1.1×FY 2022: 1.4×FY 2023: 1.2×FY 2024: 1.0×FY 2025: 1.0×
FY 2016 5y median 1.1× FY 2025
P/FCF 14.4×
FY 2016: 15.3×FY 2017: 11.3×FY 2018: -46.6×FY 2019: 10.4×FY 2020: 13.7×FY 2021: 9.8×FY 2022: 6.2×FY 2023: 20.9×FY 2024: 10.6×FY 2025: 14.4×
FY 2016 5y median 10.6× FY 2025
EV/EBITDA 9.3×
FY 2016: 21.3×FY 2017: 1039×FY 2018: 19.3×FY 2019: 11.2×FY 2020: 9.1×FY 2021: 3.8×FY 2022: 16.5×FY 2023: 18.4×FY 2024: 8.6×FY 2025: 9.3×
FY 2016 5y median 9.3× FY 2025
EV/Sales 2.7×
FY 2016: 9.5×FY 2017: 7.0×FY 2018: 6.8×FY 2019: 4.3×FY 2020: 3.5×FY 2021: 1.7×FY 2022: 6.8×FY 2023: 5.6×FY 2024: 2.1×FY 2025: 2.7×
FY 2016 5y median 2.7× FY 2025
FCF Yield 7.0%
FY 2016: 6.5%FY 2017: 8.9%FY 2018: -2.1%FY 2019: 9.7%FY 2020: 7.3%FY 2021: 10.2%FY 2022: 16.2%FY 2023: 4.8%FY 2024: 9.4%FY 2025: 7.0%
FY 2016 5y median 9.4% FY 2025

Profitability

Gross Margin 55.3%
FY 2016: 73.2%FY 2017: 100.0%FY 2018: 100.0%FY 2019: 73.7%FY 2020: 76.2%FY 2021: 81.0%FY 2022: 79.7%FY 2023: 61.1%FY 2024: 53.9%FY 2025: 55.3%
FY 2016 5y median 61.1% FY 2025
Operating Margin 28.3%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.6%FY 2019: 37.1%FY 2020: 37.5%FY 2021: 42.8%FY 2022: 39.9%FY 2023: 28.9%FY 2024: 23.6%FY 2025: 28.3%
FY 2016 5y median 28.9% FY 2025
Net Margin 22.6%
FY 2016: 29.5%FY 2017: 22.8%FY 2018: 27.3%FY 2019: 31.1%FY 2020: 31.8%FY 2021: 35.4%FY 2022: 32.3%FY 2023: 23.4%FY 2024: 19.1%FY 2025: 22.6%
FY 2016 5y median 23.4% FY 2025
ROE 12.7%
FY 2016: 9.0%FY 2017: 10.8%FY 2018: 12.4%FY 2019: 13.8%FY 2020: 13.8%FY 2021: 13.8%FY 2022: 12.6%FY 2023: 10.5%FY 2024: 9.5%FY 2025: 12.7%
FY 2016 5y median 12.6% FY 2025
ROIC 1.3%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 4.8%FY 2020: 4.8%FY 2021: 5.4%FY 2022: 3.9%FY 2023: 2.2%FY 2024: 4.7%FY 2025: 1.3%
FY 2016 5y median 3.9% FY 2025
ROA 1.3%
FY 2016: 0.8%FY 2017: 1.0%FY 2018: 1.1%FY 2019: 1.3%FY 2020: 1.3%FY 2021: 1.2%FY 2022: 1.1%FY 2023: 1.0%FY 2024: 0.9%FY 2025: 1.3%
FY 2016 5y median 1.1% FY 2025

Growth (YoY)

Revenue 25.6%
FY 2016: 6.2%FY 2017: 61.3%FY 2018: 2.9%FY 2019: 7.0%FY 2020: 7.8%FY 2021: 2.8%FY 2022: 7.0%FY 2023: 27.0%FY 2024: 18.2%FY 2025: 25.6%
FY 2016 FY 2025
Operating Income 50.7%
FY 2016: 10.0%FY 2017: -100.0%FY 2018: 0.0%FY 2019: 6532.2%FY 2020: 9.1%FY 2021: 17.2%FY 2022: -0.1%FY 2023: -8.2%FY 2024: -3.5%FY 2025: 50.7%
FY 2016 FY 2025
EPS (diluted) 50.7%
FY 2016: 10.2%FY 2017: 26.2%FY 2018: 23.2%FY 2019: 22.8%FY 2020: 10.5%FY 2021: 22.6%FY 2022: -6.5%FY 2023: -9.6%FY 2024: -2.8%FY 2025: 50.7%
FY 2016 FY 2025
Free Cash Flow -17.2%
FY 2016: 114.0%FY 2017: 25.3%FY 2018: -126.2%FY 2019: 529.2%FY 2020: -24.8%FY 2021: 83.1%FY 2022: 101.9%FY 2023: -70.1%FY 2024: 62.2%FY 2025: -17.2%
FY 2016 FY 2025

Financial Health

Current Ratio 0.7×
FY 2016: 0.1×FY 2017: 0.1×FY 2018: 0.1×FY 2019: 0.1×FY 2020: 0.1×FY 2021: 0.2×FY 2022: 0.0×FY 2023: 0.1×FY 2024: 0.1×FY 2025: 0.7×
FY 2016 5y median 0.1× FY 2025
Quick Ratio 0.7×
FY 2016: 0.1×FY 2017: 0.1×FY 2018: 0.1×FY 2019: 0.1×FY 2020: 0.1×FY 2021: 0.2×FY 2022: 0.0×FY 2023: 0.1×FY 2024: 0.1×FY 2025: 0.7×
FY 2016 5y median 0.1× FY 2025
Debt / Equity 0.6×
FY 2016: 2.0×FY 2017: 2.0×FY 2018: 1.7×FY 2019: 1.2×FY 2020: 1.3×FY 2021: 1.1×FY 2022: 1.5×FY 2023: 1.2×FY 2024: 0.8×FY 2025: 0.6×
FY 2016 5y median 1.1× FY 2025
Net Debt / EBITDA 3.4×
FY 2016: 10.9×FY 2017: 643×FY 2018: 11.3×FY 2019: 4.8×FY 2020: 3.2×FY 2021: -2.9×FY 2022: 8.0×FY 2023: 9.2×FY 2024: 0.8×FY 2025: 3.4×
FY 2016 5y median 3.4× FY 2025
Interest Coverage 0.6×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.1×FY 2019: 1.4×FY 2020: 1.6×FY 2021: 2.3×FY 2022: 2.0×FY 2023: 0.7×FY 2024: 0.5×FY 2025: 0.6×
FY 2016 5y median 0.7× FY 2025

Dividends

Dividend Yield 3.4%
FY 2016: 2.8%FY 2017: 3.2%FY 2018: 3.1%FY 2019: 3.9%FY 2020: 4.0%FY 2021: 3.6%FY 2022: 3.3%FY 2023: 3.7%FY 2024: 3.8%FY 2025: 3.4%
FY 2016 5y median 3.6% FY 2025
Payout Ratio 26.1%
FY 2016: 43.4%FY 2017: 36.8%FY 2018: 32.2%FY 2019: 30.9%FY 2020: 29.2%FY 2021: 29.6%FY 2022: 36.0%FY 2023: 44.2%FY 2024: 38.8%FY 2025: 26.1%
FY 2016 5y median 36.0% FY 2025

Annual · latest fiscal year ends 2025-12-31