Affirm Holdings, Inc. AFRM
At closeNov 5, 2026, 4:42 PM EST
After hours · Nov 5, 4:42 PM ET
- YTD
- -6.41%
- 1 year
- -2.60%
- Market cap
- 23.50B
- Revenue (ttm)
- 4.26B
- Profit margin
- 45.29%
- EPS (ttm)
- 5.53
- Shares out
- 296.88M
- P/E ratio
- 12.60
- Forward P/E
- 13.89
- YTD return
- -6.41%
- 1-year return
- -2.60%
- Volume
- 6.97M
- Avg volume
- 4.32M
- Open
- 76.00
- Previous close
- 75.59
- Day's range
- 68.16 – 77.25
- 52-week range
- 42.10 – 90.44
- Beta
- 3.71
- Analysts
- Buy
- Price target
- 97.87 (+40.5%)
- Earnings date
- Nov 5, 2026
5D -3.37 (-4.61%)
Key statistics
- Enterprise value
- 33.83B
- PEG ratio
- 8.16
- Price / sales
- 5.52
- Price / book
- 4.28
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Revenue growth
- 33.00%
- Free cash flow
- 478.68M
- Total cash
- 1.70B
- Total debt
- 10.02B
- Return on equity
- 45.13%
- Short % of float
- 5.89%
- 50-day average
- 72.87
- 200-day average
- 66.54
Analyst view
Consensus: buy
- Target (low)
- 66.00
- Target (mean)
- 97.87
- Target (high)
- 115.00
- Strong buy6
- Buy23
- Hold7
- Sell0
- Strong sell0
Next earnings
Nov 5, 2026
Expected Nov 5, 2026. Consensus EPS estimate 0.86101.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Nov 5, 2026 | Sep 30, 2026 | 0.3795 | — | — | — |
| Aug 27, 2026 | Jun 30, 2026 | 0.3473 | 4.62 | +4.27 | +1,230.26% |
| May 7, 2026 | Mar 31, 2026 | 0.1704 | 0.30 | +0.13 | +76.06% |
| Feb 5, 2026 | Dec 31, 2025 | 0.28 | 0.37 | +0.09 | +32.14% |
| Nov 6, 2025 | Sep 30, 2025 | 0.1121 | 0.23 | +0.12 | +105.17% |
| Aug 28, 2025 | Jun 30, 2025 | 0.1235 | 0.20 | +0.08 | +61.94% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 26, 2026 | Morgan Stanley | main | Equal-Weight | Equal-Weight |
| Oct 23, 2026 | Truist Securities | main | Buy | Buy |
| Oct 13, 2026 | Goldman Sachs | main | Buy | Buy |
| Oct 6, 2026 | TD Cowen | main | Buy | Buy |
| Oct 1, 2026 | Freedom Capital Markets | main | Buy | Buy |
| Sep 16, 2026 | Citizens | reit | Market Outperform | Market Outperform |
About Affirm Holdings, Inc.
Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform offers pay-over-time solutions at checkout for both consumers and merchants. The company's commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company's merchants represent a range of industries, including electronics; equipment and auto; fashion and beauty; general merchandise; home and lifestyle services; sporting goods and outdoors; and travel and ticketing. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.
- Sector
- Financial Services
- Industry
- Credit Services
- Country
- United States
- Website
- affirm.com
News
Toyota, ConocoPhillips On Deck Thursday As Auto Demand, Oil Prices Face Test 
Can Affirm Beat Q1 Earnings on Higher GMV and Active Consumers? 
California Could Raise $100 Billion From Billionaires — But There's a $38.9 Billion Problem 
Affirm: Wall Street Is Obsessed With AI, I'm Buying Cash Flow 
Upstart Drops 5% to Near 52-Week Low Ahead of Earnings; Affirm Advances 5%, SoFi Gains 4% 
Affirm Holdings (AFRM) Q1 Earnings Preview: What You Should Know Beyond the Headline Estimates 
4 Software Stocks Likely to Deliver an Earnings Beat This Season 
Affirm Holdings (AFRM) Increases Despite Market Slip: Here's What You Need to Know 
Affirm Holdings (AFRM) Earnings Expected to Grow: Should You Buy? 
Sur la table and Affirm partner to give home cooks more choice in how they pay
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| ADKINS KATHERINE ELIZABETH | Officer | Conversion of Exercise of derivative security | Sep 2, 2026 | 152,439 |
| JIYANE SIPHELELE N | Officer | Sale | Sep 13, 2026 | 188,711 |
| LEVCHIN MAKSIM RAFAEL | Chief Executive Officer | Conversion of Exercise of derivative security | Jan 4, 2026 | 735,294 |
| LIEW JEREMY | Director | Stock Award(Grant) | Jun 30, 2026 | 316,632 |
| LINFORD MICHAEL ALAN | President | Conversion of Exercise of derivative security | Aug 31, 2026 | 127,770 |
| MICHALEK LIBOR | President | Conversion of Exercise of derivative security | Aug 31, 2026 | 1,098,590 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Capital Research Global Investors | 8.71% | 26,000,572 | 1.81B | Jun 29, 2026 |
| Capital World Investors | 7.75% | 23,115,136 | 1.61B | Jun 29, 2026 |
| Morgan Stanley | 7.71% | 23,000,269 | 1.60B | Jun 29, 2026 |
| Blackrock Inc. | 6.57% | 19,613,537 | 1.37B | Jun 29, 2026 |
| FMR, LLC | 5.89% | 17,581,656 | 1.22B | Jun 29, 2026 |
| JPMORGAN CHASE & CO | 5.60% | 16,722,922 | 1.16B | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Growth Fund of America | 6.20% | 18,487,772 | 1.29B | Sep 29, 2026 |
| Amcap Fund | 3.69% | 10,999,757 | 766.24M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 2.82% | 8,406,646 | 585.61M | Jun 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund | 2.04% | 6,075,396 | 423.21M | Jun 29, 2026 |
| SmallCap World Fund Inc | 1.94% | 5,793,931 | 403.61M | Sep 29, 2026 |
| AMERICAN FUNDS INSURANCE SERIES-Growth Fund | 1.21% | 3,595,701 | 250.48M | Sep 29, 2026 |