X Financial XYF
Set alert
4.84 USD +0.08 +1.68%
At close · Nov 2
4.84 0.00 0.00%
After hours · Nov 2, 4:00 PM ET
4.75 Day range 4.98
3.30 52-week range 12.85
- YTD
- -13.57%
- 1 year
- -61.25%
- Open
- 4.79
- Prev close
- 4.76
- Mkt cap
- 178.76M
- Vol
- 41.26K
- Avg vol
- 58.82K
- EPS
- 2.09
- P/E
- 2.32
- Div yield
- 4.89%
More statistics
- Low
- 4.75
- High
- 4.98
- Forward P/E
- 21.97
- Beta
- 0.32
- Short ratio
- 0.96
- Inst. own
- 1.91%
- Dividend
- 0.34
- Ex-div date
- Sep 3, 2024
- 50-d avg
- 6.93
- 200-d avg
- 5.07
- 1y target
- 0.00
6M chart
Events in this range
- Sep 10, 2026Dividend: 0.28
Signals (57)
| Name | Date | Ago |
|---|---|---|
| SMA: Bearish | Oct 20, 2026 | 1 week ago |
| MACD: Sell Signal | Oct 20, 2026 | 1 week ago |
| SMA: Bullish | Oct 19, 2026 | 2 weeks ago |
| MACD: Buy Signal | Oct 19, 2026 | 2 weeks ago |
| SMA: Bearish | Oct 16, 2026 | 2 weeks ago |
| SMA: Bullish | Oct 15, 2026 | 2 weeks ago |
| SMA: Bearish | Oct 13, 2026 | 2 weeks ago |
| MACD: Sell Signal | Oct 13, 2026 | 2 weeks ago |
| SMA: Bearish | Oct 8, 2026 | 3 weeks ago |
| SMA: Bullish | Oct 7, 2026 | 3 weeks ago |
| MACD: Buy Signal | Oct 7, 2026 | 3 weeks ago |
| SMA: Bullish | Oct 6, 2026 | 3 weeks ago |
| SMA: Bearish | Oct 2, 2026 | 1 month ago |
| MACD: Sell Signal | Oct 1, 2026 | 1 month ago |
| MACD: Buy Signal | Sep 29, 2026 | 1 month ago |
| SMA: Bearish | Sep 28, 2026 | 1 month ago |
| MACD: Sell Signal | Sep 28, 2026 | 1 month ago |
| MACD: Buy Signal | Sep 25, 2026 | 1 month ago |
| SMA: Bullish | Sep 22, 2026 | 1 month ago |
| SMA: Bullish | Sep 21, 2026 | 1 month ago |
| SMA: Bearish | Sep 16, 2026 | 1 month ago |
| SMA: Bearish | Sep 14, 2026 | 1 month ago |
| MACD: Sell Signal | Sep 2, 2026 | 2 months ago |
| MACD: Buy Signal | Aug 31, 2026 | 2 months ago |
| MACD: Sell Signal | Aug 26, 2026 | 2 months ago |
| SMA: Bullish | Jul 27, 2026 | 3 months ago |
| MACD: Buy Signal | Jul 24, 2026 | 3 months ago |
| SMA: Bullish | Jul 21, 2026 | 3 months ago |
| SMA: Bearish | Jul 17, 2026 | 3 months ago |
| SMA: Bullish | Jul 16, 2026 | 3 months ago |
| SMA: Bearish | Jul 10, 2026 | 3 months ago |
| SMA: Bearish | Jul 10, 2026 | 3 months ago |
| SMA: Bullish | Jul 9, 2026 | 3 months ago |
| SMA: Bearish | Jul 8, 2026 | 3 months ago |
| MACD: Sell Signal | Jul 8, 2026 | 3 months ago |
| MACD: Buy Signal | Jul 2, 2026 | 4 months ago |
| SMA: Bullish | Jul 1, 2026 | 4 months ago |
| SMA: Bearish | Jun 30, 2026 | 4 months ago |
| MACD: Sell Signal | Jun 30, 2026 | 4 months ago |
| MACD: Buy Signal | Jun 29, 2026 | 4 months ago |
| SMA: Bullish | Jun 26, 2026 | 4 months ago |
| SMA: Bullish | Jun 26, 2026 | 4 months ago |
| SMA: Bearish | Jun 25, 2026 | 4 months ago |
| SMA: Bullish | Jun 23, 2026 | 4 months ago |
| SMA: Bullish | Jun 23, 2026 | 4 months ago |
| SMA: Bearish | Jun 17, 2026 | 4 months ago |
| SMA: Bearish | Jun 17, 2026 | 4 months ago |
| MACD: Sell Signal | Jun 17, 2026 | 4 months ago |
| SMA: Bullish | Jun 11, 2026 | 4 months ago |
| MACD: Buy Signal | Jun 1, 2026 | 5 months ago |
| SMA: Bullish | May 27, 2026 | 5 months ago |
| SMA: Bearish | May 22, 2026 | 5 months ago |
| SMA: Bullish | May 19, 2026 | 5 months ago |
| SMA: Bearish | May 18, 2026 | 5 months ago |
| SMA: Bullish | May 14, 2026 | 5 months ago |
| SMA: Bearish | May 13, 2026 | 5 months ago |
| MACD: Sell Signal | May 12, 2026 | 5 months ago |
Key statistics
- Market cap
- 385.46M
- Enterprise value
- 940.36M
- Trailing P/E
- 2.19
- Forward P/E
- 21.97
- PEG ratio
- 0.00
- Price / sales
- 0.07
- Price / book
- 0.07
- EPS (TTM)
- 3.72
- Beta
- 0.32
- Dividend yield
- 4.89%
- Payout ratio
- 4.50%
- Profit margin
- 25.43%
- Revenue (TTM)
- 5.17B
- Revenue growth
- 12.50%
- Free cash flow
- 0
- Total cash
- 1.61B
- Total debt
- 509.86M
- Return on equity
- 21.85%
- Shares outstanding
- 31.15M
- Short % of float
- 0.09%
- 50-day average
- 6.93
- 200-day average
- 5.07
Analyst view
Consensus: none
Price target (mean) 0.00
Next earnings
Consensus EPS estimate 0.00.
Financials — quick view
XYF Revenue — quarterly 993.58M
XYF Net income — quarterly 46.98M
XYF EPS — quarterly 1.26
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Nov 26, 2024 | Sep 1, 2024 | 0.00 | 1.27 | — | — |
| Aug 21, 2024 | Jun 1, 2024 | 0.00 | 1.03 | — | — |
| May 30, 2024 | Mar 1, 2024 | 0.00 | 0.91 | — | — |
| Mar 26, 2024 | Dec 1, 2023 | 0.00 | 0.66 | — | — |
| Nov 22, 2023 | Sep 1, 2023 | 0.00 | 1.04 | — | — |
| Aug 28, 2023 | Jun 1, 2023 | 0.00 | 1.03 | — | — |
About X Financial
X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors or institutional funding partners. Its loan products include Xiaoying credit loan, which consists of Xiaoying card loan; and Xiaoying preferred loan to small business owners. The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as funds, money market, and insurance products; and loan facilitation services to other platforms. In addition, it engages in the technology development, service, and sale of products; and provision of guarantee and consulting services. The company was incorporated in 2014 and is headquartered in Shenzhen, the People's Republic of China.
- Sector
- Financial Services
- Industry
- Credit Services
- Country
- China
- Website
- xiaoyinggroup.com
News
- X Financial: Pros And Cons Of Owning The Stock
- X Financial Q2 2026 Earnings Call: Complete Transcript
- X Financial (XYF) Q2 2026 Earnings Call Transcript
- X Financial Q2 Earnings Call Highlights
- X Financial Q2 Adj. EPS $0.65 Down From $1.88 YoY, Sales $146.436M Down From $317.317M YoY
- X Financial Reports Second Quarter 2026 Unaudited Financial Results
- X Financial to Report Second Quarter 2026 Financial Results on August 24, 2026
- X Financial Announces Leadership Change
- X Financial (XYF) Q1 2026 Earnings Call Prepared Remarks Transcript
- X Financial Reports Q1 2026 Results: Full Earnings Call Transcript
Your note
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Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| AWH Capital, L.P. | 0.78% | 258,080 | 2.10M | Sep 29, 2024 |
| Renaissance Technologies, LLC | 0.26% | 86,575 | 703.85K | Sep 29, 2024 |
| Acadian Asset Management. LLC | 0.24% | 79,688 | 647.86K | Sep 29, 2024 |
| Morgan Stanley | 0.11% | 37,696 | 306.47K | Sep 29, 2024 |
| Rhumbline Advisers | 0.03% | 8,745 | 71.10K | Sep 29, 2024 |
| Russell Investments Group, Ltd. | 0.02% | 5,943 | 48.32K | Sep 29, 2024 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Trust for Professional Managers-ActivePassive International Equity ETF | 0.08% | 27,309 | 222.02K | Aug 30, 2024 |
| SEI Institutional Investment Tr-Screened World Equity Ex-U.S. Fd | 0.01% | 3,785 | 30.77K | Oct 30, 2024 |
| Avantis Emerging Markets Equity ETF | 0.00% | 464 | 3.77K | Sep 29, 2024 |