X Financial XYF
Set alert
As of Nov 3, 1:48 PM ET
- YTD
- -12.68%
- 1 year
- -61.19%
- Open
- 4.78
- Prev close
- 4.84
- Mkt cap
- 177.28M
- Vol
- 17.17K
- Avg vol
- 58.91K
- EPS
- 2.09
- P/E
- 2.30
- Div yield
- 11.12%
More statistics
- Low
- 4.75
- High
- 5.00
- Forward P/E
- 21.97
- Beta
- 0.32
- Short ratio
- 0.96
- Inst. own
- 1.91%
- Dividend
- 0.34
- Ex-div date
- Sep 3, 2024
- 50-d avg
- 6.93
- 200-d avg
- 5.07
- 1y target
- 0.00
1M chart
Signals (14)
| Name | Date | Ago |
|---|---|---|
| SMA: Bearish | Oct 20, 2026 | 2 weeks ago |
| MACD: Sell Signal | Oct 20, 2026 | 2 weeks ago |
| SMA: Bullish | Oct 19, 2026 | 2 weeks ago |
| MACD: Buy Signal | Oct 19, 2026 | 2 weeks ago |
| SMA: Bearish | Oct 16, 2026 | 2 weeks ago |
| SMA: Bullish | Oct 15, 2026 | 2 weeks ago |
| MACD: Sell Signal | Oct 13, 2026 | 3 weeks ago |
| SMA: Bearish | Oct 12, 2026 | 3 weeks ago |
| SMA: Bullish | Oct 9, 2026 | 3 weeks ago |
| SMA: Bearish | Oct 8, 2026 | 3 weeks ago |
| SMA: Bearish | Oct 8, 2026 | 3 weeks ago |
| SMA: Bullish | Oct 7, 2026 | 3 weeks ago |
| SMA: Bullish | Oct 7, 2026 | 3 weeks ago |
| MACD: Buy Signal | Oct 7, 2026 | 3 weeks ago |
Key statistics
- Market cap
- 385.46M
- Enterprise value
- 940.36M
- Trailing P/E
- 2.19
- Forward P/E
- 21.97
- PEG ratio
- 0.00
- Price / sales
- 0.07
- Price / book
- 0.07
- EPS (TTM)
- 3.72
- Beta
- 0.32
- Dividend yield
- 4.89%
- Payout ratio
- 4.50%
- Profit margin
- 25.43%
- Revenue (TTM)
- 5.17B
- Revenue growth
- 12.50%
- Free cash flow
- 0
- Total cash
- 1.61B
- Total debt
- 509.86M
- Return on equity
- 21.85%
- Shares outstanding
- 31.15M
- Short % of float
- 0.09%
- 50-day average
- 6.93
- 200-day average
- 5.07
Next earnings
Consensus EPS estimate 0.00.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Nov 26, 2024 | Sep 1, 2024 | 0.00 | 1.27 | — | — |
| Aug 21, 2024 | Jun 1, 2024 | 0.00 | 1.03 | — | — |
| May 30, 2024 | Mar 1, 2024 | 0.00 | 0.91 | — | — |
| Mar 26, 2024 | Dec 1, 2023 | 0.00 | 0.66 | — | — |
| Nov 22, 2023 | Sep 1, 2023 | 0.00 | 1.04 | — | — |
| Aug 28, 2023 | Jun 1, 2023 | 0.00 | 1.03 | — | — |
About X Financial
X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors or institutional funding partners. Its loan products include Xiaoying credit loan, which consists of Xiaoying card loan; and Xiaoying preferred loan to small business owners. The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as funds, money market, and insurance products; and loan facilitation services to other platforms. In addition, it engages in the technology development, service, and sale of products; and provision of guarantee and consulting services. The company was incorporated in 2014 and is headquartered in Shenzhen, the People's Republic of China.
- Sector
- Financial Services
- Industry
- Credit Services
- Country
- China
- Website
- xiaoyinggroup.com
News
- X Financial: Pros And Cons Of Owning The Stock
- X Financial Q2 2026 Earnings Call: Complete Transcript
- X Financial (XYF) Q2 2026 Earnings Call Transcript
- X Financial Q2 Earnings Call Highlights
- X Financial Q2 Adj. EPS $0.65 Down From $1.88 YoY, Sales $146.436M Down From $317.317M YoY
- X Financial Reports Second Quarter 2026 Unaudited Financial Results
- X Financial to Report Second Quarter 2026 Financial Results on August 24, 2026
- X Financial Announces Leadership Change
- X Financial (XYF) Q1 2026 Earnings Call Prepared Remarks Transcript
- X Financial Reports Q1 2026 Results: Full Earnings Call Transcript
Your note
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Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| AWH Capital, L.P. | 0.78% | 258,080 | 2.10M | Sep 29, 2024 |
| Renaissance Technologies, LLC | 0.26% | 86,575 | 703.85K | Sep 29, 2024 |
| Acadian Asset Management. LLC | 0.24% | 79,688 | 647.86K | Sep 29, 2024 |
| Morgan Stanley | 0.11% | 37,696 | 306.47K | Sep 29, 2024 |
| Rhumbline Advisers | 0.03% | 8,745 | 71.10K | Sep 29, 2024 |
| Russell Investments Group, Ltd. | 0.02% | 5,943 | 48.32K | Sep 29, 2024 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Trust for Professional Managers-ActivePassive International Equity ETF | 0.08% | 27,309 | 222.02K | Aug 30, 2024 |
| SEI Institutional Investment Tr-Screened World Equity Ex-U.S. Fd | 0.01% | 3,785 | 30.77K | Oct 30, 2024 |
| Avantis Emerging Markets Equity ETF | 0.00% | 464 | 3.77K | Sep 29, 2024 |