Waterstone Financial, Inc. WSBF
At closeNov 4, 2026, 4:00 PM EST
After hours · Nov 4, 4:00 PM ET
- YTD
- +23.87%
- 1 year
- +34.87%
- Market cap
- 368.53M
- Revenue (ttm)
- 133.23M
- Profit margin
- 10.09%
- EPS (ttm)
- 1.73
- Shares out
- 19.37M
- P/E ratio
- 11.85
- Forward P/E
- 13.32
- Dividend
- 0.60 (3.41%)
- Ex-dividend date
- Jan 7, 2025
- YTD return
- +23.87%
- 1-year return
- +34.87%
- Volume
- 65.23K
- Avg volume
- 72.02K
- Open
- 20.27
- Previous close
- 19.84
- Day's range
- 20.27 – 20.52
- 52-week range
- 15.10 – 21.66
- Beta
- 0.64
- Earnings date
- Feb 4, 2025
5D +0.19 (+0.96%)
Key statistics
- Enterprise value
- 765.18M
- PEG ratio
- 0.00
- Price / sales
- 1.96
- Price / book
- 0.72
- Dividend yield
- 4.41%
- Payout ratio
- 62.50%
- Revenue growth
- 2.00%
- Free cash flow
- 0
- Total cash
- 51.71M
- Total debt
- 569.53M
- Return on equity
- 3.90%
- Short % of float
- 0.56%
- 50-day average
- 14.98
- 200-day average
- 13.58
Next earnings
Feb 4, 2025
Expected Feb 4, 2025. Consensus EPS estimate 0.00.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Feb 4, 2025 | Dec 1, 2024 | 0.00 | — | — | — |
| Oct 22, 2024 | Sep 1, 2024 | 0.00 | — | — | — |
| Jul 25, 2024 | Jun 1, 2024 | 0.00 | 0.31 | — | — |
| Apr 30, 2024 | Mar 1, 2024 | 0.00 | 0.20 | — | — |
| Jan 30, 2024 | Dec 1, 2023 | 0.00 | 0.00 | — | — |
| Oct 24, 2023 | Sep 1, 2023 | 0.00 | 0.16 | — | — |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Feb 26, 2021 | Piper Sandler | down | Overweight | Neutral |
| Jul 29, 2020 | Piper Sandler | main | — | Overweight |
| Oct 31, 2017 | Piper Sandler | down | Buy | Hold |
| Aug 2, 2016 | Piper Sandler | up | Hold | Buy |
About Waterstone Financial, Inc.
Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage Banking. The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, including checking accounts, online banking and bill pay services, money transfer services, as well as credit, debit, and pre-paid cards; investable funds solutions comprising savings, money market deposits, individual retirement accounts, and certificates of deposit; residential mortgages, home equity loans and lines of credit, personal and installment loans, real estate financing, business loans, and business lines of credit; and fixed and variable annuities, insurance products, and trust and investment management accounts. It also provides transaction deposits, interest bearing transaction accounts, demand deposits, non-interest-bearing demand accounts, and time deposits; secured and unsecured lines; commercial real estate construction loans; term loans for working capital, inventory, and general corporate use; and personal term loans and investment services. The Mortgage Banking segment offers residential mortgage loans for the purpose of sale in the secondary market. It also invests in a portfolio of securities include mortgage-backed securities, government-sponsored and private-label enterprise bonds, collateralized mortgage and municipal obligations, and other debt securities. The company was formerly known as Wauwatosa Holdings, Inc. and changed its name to Waterstone Financial, Inc. in August 2008. The company was founded in 1921 and is based in Wauwatosa, Wisconsin.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- Website
- wsbonline.com
News
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| BARTEL ELLEN S. | Director | Sale | Sep 12, 2024 | 15,000 |
| BRUSS WILLIAM F | Chief Operating Officer | Stock Award(Grant) | Mar 5, 2024 | 98,862 |
| GERKE MARK RAYMOND | Chief Executive Officer | Stock Award(Grant) | Mar 5, 2024 | 62,437 |
| GLYNN JULIE ANN | Officer | Stock Award(Grant) | Mar 5, 2024 | 11,502 |
| GORDON DOUGLAS S | Director | Stock Award(Grant) | Apr 22, 2024 | 663,036 |
| GORDON RYAN J | Officer | Stock Award(Grant) | Mar 5, 2024 | 34,270 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Blackrock Inc. | 8.02% | 1,553,075 | 20.89M | Sep 29, 2024 |
| Dimensional Fund Advisors LP | 7.83% | 1,517,595 | 20.41M | Sep 29, 2024 |
| Renaissance Technologies, LLC | 6.33% | 1,225,816 | 16.49M | Sep 29, 2024 |
| Vanguard Group Inc | 5.29% | 1,025,453 | 13.79M | Sep 29, 2024 |
| Rhino Investment Partners, Inc. | 4.00% | 774,550 | 10.42M | Sep 29, 2024 |
| State Street Corporation | 2.39% | 462,234 | 6.22M | Sep 29, 2024 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 3.22% | 623,020 | 8.38M | Sep 29, 2024 |
| iShares Russell 2000 ETF | 2.54% | 491,908 | 6.62M | Oct 30, 2024 |
| DFA U.S. Small Cap Value Series | 1.52% | 295,080 | 3.97M | Jul 30, 2024 |
| Vanguard Extended Market Index Fund | 1.45% | 279,945 | 3.77M | Sep 29, 2024 |
| Bridgeway Funds Inc-Small Cap Value Fund | 1.29% | 250,400 | 3.37M | Sep 29, 2024 |
| DFA U.S. Targeted Value Portfolio | 1.05% | 204,263 | 2.75M | Jul 30, 2024 |