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Waterstone Financial, Inc. WSBF

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Price alert · WSBF

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19.55 USD -0.28 -1.41%

At close · Oct 30

19.55 0.00 0.00%

After hours · Oct 30, 4:00 PM ET

Bid
19.54 × 2
Ask
19.64 × 2
19.53 Day range 19.87
15.16 52-week range 21.52
YTD
+18.13%
1 year
+27.95%
Open
19.80
Prev close
19.83
Mkt cap
351.45M
Vol
39.94K
Avg vol
72.69K
EPS
1.73
P/E
11.30
Div yield
4.41%
More statistics
Low
19.53
High
19.87
Forward P/E
13.32
Beta
0.64
Short ratio
2.61
Inst. own
52.28%
Dividend
0.60
Ex-div date
Jan 7, 2025
Earnings
Feb 4, 2025
50-d avg
14.98
200-d avg
13.58
1y target
0.00

3M chart

Chart tools
Interval

Events in this range
  • Oct 8, 2026Dividend: 0.17
Signals (7)
NameDateAgo
MACD: Buy SignalOct 15, 20262 weeks ago
RSI: OversoldSep 30, 20261 month ago
SMA: BearishSep 23, 20261 month ago
SMA: BullishSep 22, 20261 month ago
SMA: BearishSep 17, 20261 month ago
SMA: BearishSep 16, 20261 month ago
MACD: Sell SignalAug 19, 20262 months ago

Key statistics

Market cap
260.57M
Enterprise value
765.18M
Trailing P/E
18.68
Forward P/E
13.32
PEG ratio
0.00
Price / sales
1.96
Price / book
0.72
EPS (TTM)
0.72
Beta
0.64
Dividend yield
4.41%
Payout ratio
62.50%
Profit margin
10.09%
Revenue (TTM)
133.23M
Revenue growth
2.00%
Free cash flow
0
Total cash
51.71M
Total debt
569.53M
Return on equity
3.90%
Shares outstanding
19.37M
Short % of float
0.56%
50-day average
14.98
200-day average
13.58

Analyst view

Consensus: none

Price target (mean) 0.00

Next earnings

Feb 4, 2025

Expected Feb 4, 2025. Consensus EPS estimate 0.00.

Earnings history

Financials — quick view

All financials
WSBF Revenue — quarterly 40.01M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
WSBF Net income — quarterly 8.46M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
WSBF EPS — quarterly 0.49
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026

Earnings

WSBF recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Feb 4, 2025Dec 1, 20240.00———
Oct 22, 2024Sep 1, 20240.00———
Jul 25, 2024Jun 1, 20240.000.31——
Apr 30, 2024Mar 1, 20240.000.20——
Jan 30, 2024Dec 1, 20230.000.00——
Oct 24, 2023Sep 1, 20230.000.16——

Upgrades / downgrades

WSBF analyst upgrades and downgrades
DateFirmActionFromTo
Feb 26, 2021Piper SandlerdownOverweightNeutral
Jul 29, 2020Piper Sandlermain—Overweight
Oct 31, 2017Piper SandlerdownBuyHold
Aug 2, 2016Piper SandlerupHoldBuy

About Waterstone Financial, Inc.

Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage Banking. The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, including checking accounts, online banking and bill pay services, money transfer services, as well as credit, debit, and pre-paid cards; investable funds solutions comprising savings, money market deposits, individual retirement accounts, and certificates of deposit; residential mortgages, home equity loans and lines of credit, personal and installment loans, real estate financing, business loans, and business lines of credit; and fixed and variable annuities, insurance products, and trust and investment management accounts. It also provides transaction deposits, interest bearing transaction accounts, demand deposits, non-interest-bearing demand accounts, and time deposits; secured and unsecured lines; commercial real estate construction loans; term loans for working capital, inventory, and general corporate use; and personal term loans and investment services. The Mortgage Banking segment offers residential mortgage loans for the purpose of sale in the secondary market. It also invests in a portfolio of securities include mortgage-backed securities, government-sponsored and private-label enterprise bonds, collateralized mortgage and municipal obligations, and other debt securities. The company was formerly known as Wauwatosa Holdings, Inc. and changed its name to Waterstone Financial, Inc. in August 2008. The company was founded in 1921 and is based in Wauwatosa, Wisconsin.

Sector
Financial Services
Industry
Banks - Regional
Country
United States

News

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Insider holders

WSBF insider holders
InsiderRelationLatest transactionDateShares held
BARTEL ELLEN S.DirectorSaleSep 12, 202415,000
BRUSS WILLIAM FChief Operating OfficerStock Award(Grant)Mar 5, 202498,862
GERKE MARK RAYMONDChief Executive OfficerStock Award(Grant)Mar 5, 202462,437
GLYNN JULIE ANNOfficerStock Award(Grant)Mar 5, 202411,502
GORDON DOUGLAS SDirectorStock Award(Grant)Apr 22, 2024663,036
GORDON RYAN JOfficerStock Award(Grant)Mar 5, 202434,270

Institution ownership

WSBF institution ownership
Holder% heldSharesValueReported
Blackrock Inc.8.02%1,553,07520.89MSep 29, 2024
Dimensional Fund Advisors LP7.83%1,517,59520.41MSep 29, 2024
Renaissance Technologies, LLC6.33%1,225,81616.49MSep 29, 2024
Vanguard Group Inc5.29%1,025,45313.79MSep 29, 2024
Rhino Investment Partners, Inc.4.00%774,55010.42MSep 29, 2024
State Street Corporation2.39%462,2346.22MSep 29, 2024

Fund ownership

WSBF fund ownership
Holder% heldSharesValueReported
Vanguard Total Stock Market Index Fund3.22%623,0208.38MSep 29, 2024
iShares Russell 2000 ETF2.54%491,9086.62MOct 30, 2024
DFA U.S. Small Cap Value Series1.52%295,0803.97MJul 30, 2024
Vanguard Extended Market Index Fund1.45%279,9453.77MSep 29, 2024
Bridgeway Funds Inc-Small Cap Value Fund1.29%250,4003.37MSep 29, 2024
DFA U.S. Targeted Value Portfolio1.05%204,2632.75MJul 30, 2024
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