WaFd, Inc. WAFD

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Price alert · WAFD

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29.35 USD -0.31 -1.05%

At close · Oct 30

29.35 0.00 0.00%

After hours · Oct 30, 4:00 PM ET

Bid
29.33 × 2
Ask
29.35 × 2
29.19 Day range 29.76
28.35 52-week range 39.32
YTD
-8.37%
1 year
+0.31%
Open
29.76
Prev close
29.66
Mkt cap
2.17B
Vol
657.83K
Avg vol
959.09K
EPS
3.21
P/E
9.14
Div yield
3.64%
More statistics
Low
29.19
High
29.76
Forward P/E
7.30
Beta
0.88
Short ratio
4.50
Inst. own
87.53%
Dividend
1.08
Ex-div date
Aug 20, 2026
Earnings
Jan 21, 2027
50-d avg
31.99
200-d avg
33.98
1y target
31.75

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WAFD five-day price chart29.029.329.529.729.9Oct 26Oct 27Oct 28Oct 29Oct 30

Financial health

Altman Z-Score

-0.41 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

6 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B3 / 5 overall

  • DCF 2
  • Return on Equity 2
  • Return on Assets 3
  • Debt / Equity 2
  • P/E 4
  • P/B 4

Valuation

P/E 9.3×
FY 2017: 17.3×FY 2018: 13.1×FY 2019: 14.2×FY 2020: 9.2×FY 2021: 14.4×FY 2022: 8.8×FY 2023: 6.9×FY 2024: 13.9×FY 2025: 11.5×FY 2026: 9.3×
FY 2017 5y median 9.3× FY 2026
P/S 1.6×
FY 2017: 5.0×FY 2018: 4.1×FY 2019: 4.1×FY 2020: 2.3×FY 2021: 3.8×FY 2022: 2.7×FY 2023: 1.5×FY 2024: 1.8×FY 2025: 1.7×FY 2026: 1.6×
FY 2017 5y median 1.7× FY 2026
P/B 0.7×
FY 2017: 1.5×FY 2018: 1.3×FY 2019: 1.5×FY 2020: 0.8×FY 2021: 1.2×FY 2022: 0.9×FY 2023: 0.7×FY 2024: 0.9×FY 2025: 0.8×FY 2026: 0.7×
FY 2017 5y median 0.8× FY 2026
P/FCF 0.0×
FY 2017: 18.2×FY 2018: 16.3×FY 2019: 15.0×FY 2020: 11.9×FY 2021: 8.7×FY 2022: 7.6×FY 2023: 8.4×FY 2024: 6.2×FY 2025: 11.7×FY 2026: 0.0×
FY 2017 5y median 7.6× FY 2026
EV/EBITDA 12.3×
FY 2017: 16.5×FY 2018: 15.6×FY 2019: 16.4×FY 2020: 10.0×FY 2021: 7.9×FY 2022: 9.3×FY 2023: 12.5×FY 2024: 9.0×FY 2025: 12.0×FY 2026: 12.3×
FY 2017 5y median 12.0× FY 2026
EV/Sales 2.9×
FY 2017: 8.1×FY 2018: 7.3×FY 2019: 6.5×FY 2020: 3.7×FY 2021: 3.2×FY 2022: 4.6×FY 2023: 4.0×FY 2024: 2.5×FY 2025: 2.5×FY 2026: 2.9×
FY 2017 5y median 2.9× FY 2026
FCF Yield 0.0%
FY 2017: 5.5%FY 2018: 6.1%FY 2019: 6.7%FY 2020: 8.4%FY 2021: 11.5%FY 2022: 13.1%FY 2023: 11.9%FY 2024: 16.0%FY 2025: 8.6%FY 2026: 0.0%
FY 2017 5y median 11.9% FY 2026

Profitability

Gross Margin 54.7%
FY 2017: 80.9%FY 2018: 80.1%FY 2019: 74.3%FY 2020: 75.5%FY 2021: 86.7%FY 2022: 89.8%FY 2023: 64.0%FY 2024: 49.2%FY 2025: 50.9%FY 2026: 54.7%
FY 2017 5y median 54.7% FY 2026
Operating Margin 23.1%
FY 2017: 42.5%FY 2018: 39.5%FY 2019: 35.8%FY 2020: 30.9%FY 2021: 35.7%FY 2022: 40.9%FY 2023: 29.7%FY 2024: 17.9%FY 2025: 20.5%FY 2026: 23.1%
FY 2017 5y median 23.1% FY 2026
Net Margin 18.1%
FY 2017: 28.8%FY 2018: 31.3%FY 2019: 28.6%FY 2020: 24.5%FY 2021: 28.1%FY 2022: 32.2%FY 2023: 23.5%FY 2024: 14.0%FY 2025: 16.0%FY 2026: 18.1%
FY 2017 5y median 18.1% FY 2026
ROE 8.5%
FY 2017: 8.7%FY 2018: 10.2%FY 2019: 10.3%FY 2020: 8.6%FY 2021: 8.6%FY 2022: 10.4%FY 2023: 10.6%FY 2024: 6.7%FY 2025: 7.4%FY 2026: 8.5%
FY 2017 5y median 8.5% FY 2026
ROIC 4.4%
FY 2017: 4.0%FY 2018: 4.6%FY 2019: 4.8%FY 2020: 3.6%FY 2021: 4.7%FY 2022: 5.3%FY 2023: 4.2%FY 2024: 3.0%FY 2025: 4.3%FY 2026: 4.4%
FY 2017 5y median 4.3% FY 2026
ROA 0.9%
FY 2017: 1.1%FY 2018: 1.3%FY 2019: 1.3%FY 2020: 0.9%FY 2021: 0.9%FY 2022: 1.1%FY 2023: 1.1%FY 2024: 0.7%FY 2025: 0.8%FY 2026: 0.9%
FY 2017 5y median 0.9% FY 2026

Growth (YoY)

Revenue 0.5%
FY 2017: 1.5%FY 2018: 8.0%FY 2019: 12.8%FY 2020: -3.6%FY 2021: -7.9%FY 2022: 12.4%FY 2023: 49.4%FY 2024: 30.8%FY 2025: -1.6%FY 2026: 0.5%
FY 2017 FY 2026
Operating Income 13.1%
FY 2017: 3.3%FY 2018: 0.4%FY 2019: 2.2%FY 2020: -16.6%FY 2021: 6.4%FY 2022: 28.7%FY 2023: 8.3%FY 2024: -21.2%FY 2025: 13.1%FY 2026: 13.1%
FY 2017 FY 2026
EPS (diluted) 22.1%
FY 2017: 9.0%FY 2018: 23.7%FY 2019: 8.8%FY 2020: -13.4%FY 2021: 5.8%FY 2022: 41.8%FY 2023: 9.7%FY 2024: -32.8%FY 2025: 5.2%FY 2026: 22.1%
FY 2017 FY 2026
Free Cash Flow 0.0%
FY 2017: -8.7%FY 2018: -0.4%FY 2019: 21.4%FY 2020: -32.2%FY 2021: 111.6%FY 2022: -9.9%FY 2023: -22.5%FY 2024: 108.4%FY 2025: -49.8%FY 2026: 0.0%
FY 2017 FY 2026

Financial Health

Current Ratio 0.3×
FY 2017: 0.1×FY 2018: 0.1×FY 2019: 0.2×FY 2020: 0.3×FY 2021: 0.3×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.2×FY 2025: 0.2×FY 2026: 0.3×
FY 2017 5y median 0.2× FY 2026
Quick Ratio 0.3×
FY 2017: 0.1×FY 2018: 0.1×FY 2019: 0.2×FY 2020: 0.3×FY 2021: 0.3×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.2×FY 2025: 0.2×FY 2026: 0.3×
FY 2017 5y median 0.2× FY 2026
Debt / Equity 0.8×
FY 2017: 1.1×FY 2018: 1.2×FY 2019: 1.1×FY 2020: 1.3×FY 2021: 0.8×FY 2022: 0.9×FY 2023: 1.5×FY 2024: 1.1×FY 2025: 0.6×FY 2026: 0.8×
FY 2017 5y median 0.9× FY 2026
Net Debt / EBITDA 5.5×
FY 2017: 6.4×FY 2018: 6.8×FY 2019: 6.2×FY 2020: 3.8×FY 2021: -1.4×FY 2022: 4.0×FY 2023: 7.7×FY 2024: 2.4×FY 2025: 3.9×FY 2026: 5.5×
FY 2017 5y median 4.0× FY 2026
Interest Coverage 0.5×
FY 2017: 2.2×FY 2018: 1.9×FY 2019: 1.4×FY 2020: 1.4×FY 2021: 2.7×FY 2022: 4.2×FY 2023: 0.9×FY 2024: 0.4×FY 2025: 0.4×FY 2026: 0.5×
FY 2017 5y median 0.5× FY 2026

Dividends

Dividend Yield 3.6%
FY 2017: 2.5%FY 2018: 2.1%FY 2019: 2.1%FY 2020: 4.2%FY 2021: 2.9%FY 2022: 3.9%FY 2023: 4.7%FY 2024: 3.4%FY 2025: 4.1%FY 2026: 3.6%
FY 2017 5y median 3.9% FY 2026
Payout Ratio 31.7%
FY 2017: 42.9%FY 2018: 27.5%FY 2019: 30.1%FY 2020: 38.3%FY 2021: 39.4%FY 2022: 32.2%FY 2023: 30.5%FY 2024: 44.4%FY 2025: 43.9%FY 2026: 31.7%
FY 2017 5y median 32.2% FY 2026

Annual · latest fiscal year ends 2026-09-30