Univest Financial Corporation UVSP

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Price alert · UVSP

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41.29 USD +1.68 +4.26%

At close · Nov 2

41.29 0.00 0.00%

After hours · Nov 2, 4:00 PM ET

Bid
41.28 × 2
Ask
41.30 × 2
39.41 Day range 41.33
28.20 52-week range 45.46
YTD
+26.10%
1 year
+40.62%
Open
39.95
Prev close
39.60
Mkt cap
1.13B
Vol
297.80K
Avg vol
221.13K
EPS
3.35
P/E
12.32
Div yield
2.33%
More statistics
Low
39.41
High
41.33
Forward P/E
10.52
Beta
0.66
Short ratio
4.63
Inst. own
82.22%
Dividend
0.92
Ex-div date
Aug 4, 2026
Earnings
Jan 27, 2027
50-d avg
41.65
200-d avg
39.27
1y target
45.50

MAX chart

Chart tools
Interval

Events in this range
  • May 4, 1998Split: 2 for 1
  • Jun 5, 1998Dividend: 0.2953
  • Sep 4, 1998Dividend: 0.2954
  • Dec 7, 1998Dividend: 0.2954
  • Jun 7, 1999Dividend: 0.3347
  • Sep 3, 1999Dividend: 0.3347
  • Dec 6, 1999Dividend: 0.3347
  • Mar 1, 2000Dividend: 0.3347
  • Mar 1, 2001Dividend: 0.19
  • Sep 5, 2001Dividend: 0.21
  • Dec 5, 2001Dividend: 0.21
  • Jun 5, 2002Dividend: 0.23
  • Sep 4, 2002Dividend: 0.23
  • Dec 4, 2002Dividend: 0.23
  • Mar 3, 2003Split: 1.25 for 1
  • Mar 5, 2003Dividend: 0.2
  • Jun 4, 2003Dividend: 0.2
  • Sep 4, 2003Dividend: 0.2
  • Dec 4, 2003Dividend: 0.2
  • Mar 4, 2004Dividend: 0.25
  • Jun 3, 2004Dividend: 0.25
  • Sep 2, 2004Dividend: 0.25
  • Dec 2, 2004Dividend: 0.25
  • Mar 3, 2005Dividend: 0.25
  • May 2, 2005Split: 1.5 for 1
  • Jun 2, 2005Dividend: 0.17
  • Sep 1, 2005Dividend: 0.19
  • Dec 1, 2005Dividend: 0.19
  • Mar 2, 2006Dividend: 0.19
  • Jun 1, 2006Dividend: 0.19
  • Jun 5, 2007Dividend: 0.2
  • Sep 4, 2007Dividend: 0.2
  • Dec 4, 2007Dividend: 0.2
  • Sep 7, 2010Dividend: 0.2
  • Dec 7, 2010Dividend: 0.2
  • Mar 7, 2011Dividend: 0.2
  • Jun 7, 2011Dividend: 0.2
  • Sep 6, 2011Dividend: 0.2
  • Dec 6, 2011Dividend: 0.2
  • Mar 5, 2012Dividend: 0.2
  • Jun 5, 2012Dividend: 0.2
  • Sep 4, 2012Dividend: 0.2
  • Mar 7, 2016Dividend: 0.2
  • Jun 6, 2016Dividend: 0.2
  • Sep 2, 2016Dividend: 0.2
  • Dec 5, 2016Dividend: 0.2
  • Mar 6, 2017Dividend: 0.2
  • Jun 5, 2017Dividend: 0.2
  • Jun 5, 2018Dividend: 0.2
  • Jun 3, 2019Dividend: 0.2
  • Jun 1, 2020Dividend: 0.2
  • Sep 4, 2020Dividend: 0.2
  • Feb 7, 2023Dividend: 0.21
  • Nov 7, 2023Dividend: 0.21
  • Feb 6, 2024Dividend: 0.21
  • May 7, 2024Dividend: 0.21
  • Aug 7, 2024Dividend: 0.21
  • Nov 6, 2024Dividend: 0.21
  • Feb 5, 2025Dividend: 0.21
  • May 7, 2025Dividend: 0.22
  • Aug 6, 2025Dividend: 0.22
  • Nov 5, 2025Dividend: 0.22
  • Feb 3, 2026Rating: Keefe, Bruyette & Woods · Market Perform → Market Perform
  • May 6, 2026Dividend: 0.23
  • Aug 5, 2026Dividend: 0.23
Signals (115)
NameDateAgo
RSI: OverboughtApr 1, 20267 months ago
SMA: BullishNov 1, 20251 year ago
SMA: BearishOct 1, 20251 year ago
SMA: BullishAug 1, 20251 year ago
SMA: BearishJul 1, 20251 year ago
SMA: BullishApr 1, 20251 year ago
SMA: BearishMar 1, 20251 year ago
SMA: BullishJul 1, 20242 years ago
MACD: Buy SignalMar 1, 20242 years ago
SMA: BullishDec 1, 20232 years ago
SMA: BearishMar 1, 20233 years ago
SMA: BearishMar 1, 20233 years ago
SMA: BullishOct 1, 20224 years ago
SMA: BullishOct 1, 20224 years ago
SMA: BearishSep 1, 20224 years ago
MACD: Sell SignalMay 1, 20224 years ago
SMA: BearishMar 1, 20224 years ago
SMA: BullishJan 1, 20215 years ago
MACD: Buy SignalJan 1, 20215 years ago
SMA: BullishNov 1, 20206 years ago
SMA: BearishJan 1, 20206 years ago
MACD: Sell SignalJan 1, 20206 years ago
MACD: Buy SignalDec 1, 20196 years ago
SMA: BearishAug 1, 20197 years ago
SMA: BullishJul 1, 20197 years ago
SMA: BullishJun 1, 20197 years ago
SMA: BearishMar 1, 20197 years ago
SMA: BullishFeb 1, 20197 years ago
SMA: BearishSep 1, 20188 years ago
SMA: BearishSep 1, 20188 years ago
SMA: BullishAug 1, 20188 years ago
SMA: BearishJun 1, 20188 years ago
SMA: BullishMay 1, 20188 years ago
MACD: Sell SignalDec 1, 20178 years ago
SMA: BearishNov 1, 20179 years ago
RSI: OverboughtNov 1, 201610 years ago
MACD: Buy SignalJun 1, 201610 years ago
SMA: BullishMay 1, 201610 years ago
SMA: BullishMay 1, 201610 years ago
MACD: Sell SignalFeb 1, 201610 years ago
SMA: BearishJan 1, 201610 years ago
SMA: BearishJan 1, 201610 years ago
MACD: Buy SignalNov 1, 201511 years ago
SMA: BullishOct 1, 201511 years ago
SMA: BullishOct 1, 201511 years ago
SMA: BearishAug 1, 201511 years ago
SMA: BearishAug 1, 201511 years ago
SMA: BullishJun 1, 201511 years ago
SMA: BearishMay 1, 201511 years ago
SMA: BullishMar 1, 201511 years ago
SMA: BullishFeb 1, 201511 years ago
SMA: BearishJan 1, 201511 years ago
SMA: BearishJan 1, 201511 years ago
SMA: BullishDec 1, 201411 years ago
SMA: BearishNov 1, 201412 years ago
SMA: BullishOct 1, 201412 years ago
MACD: Sell SignalAug 1, 201412 years ago
SMA: BearishJul 1, 201412 years ago
SMA: BullishMay 1, 201412 years ago
SMA: BearishApr 1, 201412 years ago
SMA: BullishMar 1, 201412 years ago
SMA: BearishJan 1, 201412 years ago
SMA: BullishMar 1, 201313 years ago
SMA: BearishFeb 1, 201313 years ago
SMA: BullishSep 1, 201214 years ago
SMA: BullishFeb 1, 201214 years ago
MACD: Buy SignalJan 1, 201214 years ago
MACD: Sell SignalJul 1, 201115 years ago
SMA: BearishMar 1, 201115 years ago
SMA: BullishFeb 1, 201115 years ago
SMA: BearishJan 1, 201115 years ago
SMA: BullishOct 1, 201016 years ago
MACD: Buy SignalOct 1, 201016 years ago
SMA: BearishJun 1, 201016 years ago
SMA: BullishApr 1, 201016 years ago
SMA: BearishAug 1, 200917 years ago
SMA: BearishAug 1, 200917 years ago
SMA: BullishJul 1, 200917 years ago
SMA: BullishJul 1, 200917 years ago
MACD: Sell SignalFeb 1, 200917 years ago
SMA: BearishJan 1, 200917 years ago
SMA: BearishJan 1, 200917 years ago
SMA: BullishJul 1, 200818 years ago
SMA: BullishJul 1, 200818 years ago
SMA: BearishJun 1, 200818 years ago
SMA: BearishMay 1, 200818 years ago
SMA: BullishMar 1, 200818 years ago
SMA: BullishMar 1, 200818 years ago
MACD: Buy SignalMar 1, 200818 years ago
SMA: BearishFeb 1, 200818 years ago
SMA: BearishFeb 1, 200818 years ago
SMA: BullishJan 1, 200818 years ago
SMA: BullishJan 1, 200818 years ago
SMA: BearishFeb 1, 200719 years ago
MACD: Sell SignalFeb 1, 200719 years ago
SMA: BearishJan 1, 200719 years ago
SMA: BullishJul 1, 200620 years ago
MACD: Buy SignalJul 1, 200620 years ago
SMA: BullishApr 1, 200620 years ago
SMA: BearishAug 1, 200521 years ago
SMA: BearishAug 1, 200521 years ago
SMA: BullishJun 1, 200521 years ago
SMA: BullishMay 1, 200521 years ago
SMA: BearishMar 1, 200521 years ago
SMA: BearishJan 1, 200521 years ago
SMA: BullishNov 1, 200422 years ago
MACD: Sell SignalAug 1, 200422 years ago
SMA: BearishJul 1, 200422 years ago
MACD: Buy SignalSep 1, 200323 years ago
MACD: Sell SignalJun 1, 200323 years ago
RSI: OverboughtSep 1, 200125 years ago
SMA: BullishApr 1, 200125 years ago
SMA: BullishOct 1, 200026 years ago
SMA: BearishMay 1, 200026 years ago
SMA: BullishApr 1, 200026 years ago

Financial health

Altman Z-Score

0.31 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

6 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B+3 / 5 overall

  • DCF 3
  • Return on Equity 3
  • Return on Assets 3
  • Debt / Equity 4
  • P/E 3
  • P/B 3

Valuation

P/E 10.4×
FY 2016: 36.4×FY 2017: 17.1×FY 2018: 12.5×FY 2019: 12.0×FY 2020: 12.9×FY 2021: 9.6×FY 2022: 9.8×FY 2023: 9.1×FY 2024: 11.3×FY 2025: 10.4×
FY 2016 5y median 9.8× FY 2025
P/S 1.8×
FY 2016: 3.9×FY 2017: 3.4×FY 2018: 2.5×FY 2019: 2.8×FY 2020: 2.1×FY 2021: 3.0×FY 2022: 2.3×FY 2023: 1.4×FY 2024: 1.7×FY 2025: 1.8×
FY 2016 5y median 1.8× FY 2025
P/B 1.0×
FY 2016: 1.4×FY 2017: 1.2×FY 2018: 1.0×FY 2019: 1.2×FY 2020: 0.9×FY 2021: 1.1×FY 2022: 1.0×FY 2023: 0.8×FY 2024: 1.0×FY 2025: 1.0×
FY 2016 5y median 1.0× FY 2025
P/FCF 9.7×
FY 2016: 34.5×FY 2017: 11.6×FY 2018: 7.7×FY 2019: 11.3×FY 2020: 12.7×FY 2021: 9.1×FY 2022: 7.4×FY 2023: 7.8×FY 2024: 11.9×FY 2025: 9.7×
FY 2016 5y median 9.1× FY 2025
EV/EBITDA 6.2×
FY 2016: 39.8×FY 2017: 15.4×FY 2018: 14.4×FY 2019: 11.4×FY 2020: 11.8×FY 2021: 2.0×FY 2022: 10.8×FY 2023: 9.6×FY 2024: 9.2×FY 2025: 6.2×
FY 2016 5y median 9.2× FY 2025
EV/Sales 1.4×
FY 2016: 5.9×FY 2017: 4.7×FY 2018: 3.8×FY 2019: 3.5×FY 2020: 2.6×FY 2021: 0.8×FY 2022: 3.3×FY 2023: 2.0×FY 2024: 1.9×FY 2025: 1.4×
FY 2016 5y median 1.9× FY 2025
FCF Yield 10.3%
FY 2016: 2.9%FY 2017: 8.6%FY 2018: 13.0%FY 2019: 8.9%FY 2020: 7.9%FY 2021: 11.0%FY 2022: 13.6%FY 2023: 12.8%FY 2024: 8.4%FY 2025: 10.3%
FY 2016 5y median 11.0% FY 2025

Profitability

Gross Margin 61.0%
FY 2016: 90.6%FY 2017: 86.6%FY 2018: 79.0%FY 2019: 80.9%FY 2020: 75.1%FY 2021: 96.2%FY 2022: 86.0%FY 2023: 63.8%FY 2024: 58.6%FY 2025: 61.0%
FY 2016 5y median 63.8% FY 2025
Operating Margin 21.9%
FY 2016: 12.8%FY 2017: 27.8%FY 2018: 24.2%FY 2019: 28.6%FY 2020: 20.2%FY 2021: 39.0%FY 2022: 29.5%FY 2023: 19.8%FY 2024: 19.0%FY 2025: 21.9%
FY 2016 5y median 21.9% FY 2025
Net Margin 17.5%
FY 2016: 10.7%FY 2017: 19.8%FY 2018: 20.2%FY 2019: 23.5%FY 2020: 16.6%FY 2021: 31.3%FY 2022: 23.7%FY 2023: 15.9%FY 2024: 15.2%FY 2025: 17.5%
FY 2016 5y median 17.5% FY 2025
ROE 9.6%
FY 2016: 3.9%FY 2017: 7.3%FY 2018: 8.1%FY 2019: 9.8%FY 2020: 6.8%FY 2021: 11.9%FY 2022: 10.1%FY 2023: 8.5%FY 2024: 8.6%FY 2025: 9.6%
FY 2016 5y median 9.6% FY 2025
ROIC 6.9%
FY 2016: 2.1%FY 2017: 4.6%FY 2018: 4.8%FY 2019: 6.7%FY 2020: 4.5%FY 2021: 9.1%FY 2022: 6.1%FY 2023: 5.2%FY 2024: 5.8%FY 2025: 6.9%
FY 2016 5y median 6.1% FY 2025
ROA 1.1%
FY 2016: 0.5%FY 2017: 1.0%FY 2018: 1.0%FY 2019: 1.2%FY 2020: 0.7%FY 2021: 1.3%FY 2022: 1.1%FY 2023: 0.9%FY 2024: 0.9%FY 2025: 1.1%
FY 2016 5y median 1.1% FY 2025

Growth (YoY)

Revenue 3.6%
FY 2016: 18.2%FY 2017: 21.7%FY 2018: 12.8%FY 2019: 11.5%FY 2020: 1.0%FY 2021: 3.8%FY 2022: 12.7%FY 2023: 35.9%FY 2024: 11.6%FY 2025: 3.6%
FY 2016 FY 2025
Operating Income 18.9%
FY 2016: -36.8%FY 2017: 164.3%FY 2018: -1.8%FY 2019: 31.9%FY 2020: -28.9%FY 2021: 100.9%FY 2022: -15.0%FY 2023: -8.8%FY 2024: 7.5%FY 2025: 18.9%
FY 2016 FY 2025
EPS (diluted) 22.5%
FY 2016: -39.6%FY 2017: 95.2%FY 2018: 4.9%FY 2019: 30.2%FY 2020: -28.6%FY 2021: 94.4%FY 2022: -15.1%FY 2023: -8.7%FY 2024: 7.1%FY 2025: 22.5%
FY 2016 FY 2025
Free Cash Flow 34.6%
FY 2016: -38.2%FY 2017: 213.1%FY 2018: 26.3%FY 2019: -15.2%FY 2020: -31.6%FY 2021: 103.4%FY 2022: 8.1%FY 2023: -20.4%FY 2024: -13.3%FY 2025: 34.6%
FY 2016 FY 2025

Financial Health

Current Ratio 0.1×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.1×FY 2019: 0.1×FY 2020: 0.1×FY 2021: 0.2×FY 2022: 0.1×FY 2023: 0.1×FY 2024: 0.1×FY 2025: 0.1×
FY 2016 5y median 0.1× FY 2025
Quick Ratio 0.1×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.1×FY 2019: 0.1×FY 2020: 0.1×FY 2021: 0.2×FY 2022: 0.1×FY 2023: 0.1×FY 2024: 0.1×FY 2025: 0.1×
FY 2016 5y median 0.1× FY 2025
Debt / Equity 0.4×
FY 2016: 0.8×FY 2017: 0.6×FY 2018: 0.7×FY 2019: 0.5×FY 2020: 0.5×FY 2021: 0.3×FY 2022: 0.6×FY 2023: 0.6×FY 2024: 0.5×FY 2025: 0.4×
FY 2016 5y median 0.5× FY 2025
Net Debt / EBITDA -1.7×
FY 2016: 13.4×FY 2017: 4.2×FY 2018: 4.8×FY 2019: 2.3×FY 2020: 2.1×FY 2021: -5.5×FY 2022: 3.2×FY 2023: 2.7×FY 2024: 0.9×FY 2025: -1.7×
FY 2016 5y median 0.9× FY 2025
Interest Coverage 0.6×
FY 2016: 1.9×FY 2017: 3.1×FY 2018: 1.9×FY 2019: 1.8×FY 2020: 1.9×FY 2021: 5.4×FY 2022: 2.9×FY 2023: 0.6×FY 2024: 0.5×FY 2025: 0.6×
FY 2016 5y median 0.6× FY 2025

Dividends

Dividend Yield 2.7%
FY 2016: 2.4%FY 2017: 2.8%FY 2018: 3.7%FY 2019: 3.0%FY 2020: 2.9%FY 2021: 2.7%FY 2022: 3.2%FY 2023: 3.9%FY 2024: 2.9%FY 2025: 2.7%
FY 2016 5y median 2.9% FY 2025
Payout Ratio 27.9%
FY 2016: 87.3%FY 2017: 48.3%FY 2018: 46.5%FY 2019: 35.7%FY 2020: 37.4%FY 2021: 25.7%FY 2022: 31.5%FY 2023: 35.2%FY 2024: 32.7%FY 2025: 27.9%
FY 2016 5y median 31.5% FY 2025

Annual · latest fiscal year ends 2025-12-31