Usio, Inc. USIO
Nov 5, 2026, 9:41 AM EST
- YTD
- +122.79%
- 1 year
- +103.36%
- Market cap
- 86.34M
- Revenue (ttm)
- 81.03M
- Profit margin
- 3.34%
- EPS (ttm)
- -0.06
- Shares out
- 27.13M
- Forward P/E
- 16.11
- YTD return
- +122.79%
- 1-year return
- +103.36%
- Volume
- 5.79K
- Avg volume
- 339.18K
- Open
- 3.01
- Previous close
- 3.00
- Day's range
- 3.01 – 3.05
- 52-week range
- 1.03 – 3.29
- Beta
- 1.70
- Analysts
- Buy
- Price target
- 6.25 (+106.3%)
2Y +1.65 (+122.22%)
Key statistics
- Enterprise value
- 31.84M
- PEG ratio
- 0.00
- Price / sales
- 0.49
- Price / book
- 2.08
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Revenue growth
- 1.60%
- Free cash flow
- 810.26K
- Total cash
- 8.39M
- Total debt
- 3.88M
- Return on equity
- 15.98%
- Short % of float
- 0.02%
- 50-day average
- 1.42
- 200-day average
- 1.50
Analyst view
Consensus: buy
- Target (low)
- 4.00
- Target (mean)
- 6.25
- Target (high)
- 9.00
- Strong buy2
- Buy2
- Hold1
- Sell0
- Strong sell0
Next earnings
Consensus EPS estimate 0.00.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Nov 6, 2024 | Sep 1, 2024 | 0.03 | -0.02 | -0.05 | -166.67% |
| Aug 14, 2024 | Jun 1, 2024 | 0.00 | 0.00 | — | — |
| May 15, 2024 | Mar 1, 2024 | 0.03 | -0.01 | -0.04 | -133.33% |
| Mar 27, 2024 | Dec 1, 2023 | 0.01 | 0.00 | — | — |
| Nov 8, 2023 | Sep 1, 2023 | -0.01 | -0.04 | -0.03 | -300.00% |
| Aug 14, 2023 | Jun 1, 2023 | 0.00 | 0.01 | — | — |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Aug 16, 2024 | HC Wainwright & Co. | reit | Buy | Buy |
| Jun 5, 2024 | Litchfield Hills | init | — | Buy |
| May 17, 2024 | HC Wainwright & Co. | reit | Buy | Buy |
| Apr 1, 2024 | HC Wainwright & Co. | main | Buy | Buy |
| Aug 16, 2023 | HC Wainwright & Co. | reit | Buy | Buy |
| May 25, 2023 | Barrington Research | reit | Market Perform | Market Perform |
About Usio, Inc.
Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services include Represented Check and Check Conversion for electronic payment facilitation. In addition, the company offers merchant account services for the processing of card-based transactions through the VISA, MasterCard, American Express, Discover, and JCB networks, including online terminal services accessed through a website or retail services accessed through a physical terminal. Further, it provides a proprietary web-based customer service application that allows companies to process one-time and recurring payments through e-checks or credit cards; and an interactive voice response telephone system to companies, which accept payments directly from consumers over the telephone using e-checks or credit cards. Additionally, the company offers prepaid and incentive card issuance services; and operates a prepaid core processing platform, as well as provides additional services, such as electronic bill presentment, document composition, document decomposition, and printing and mailing services for various industry verticals, including utilities and financial institutions. It markets and sells ACH products and services primarily through resellers; and prepaid card program directly to government entities, corporations, and to consumers through the internet. The company was formerly known as Payment Data Systems, Inc. and changed its name to Usio, Inc. in June 2019. Usio, Inc. was incorporated in 1998 and is headquartered in San Antonio, Texas.
- Sector
- Technology
- Industry
- Software - Infrastructure
- Country
- United States
- Website
- usio.com
News
Financial Review: Lesaka Technologies (NASDAQ:LSAK) & Usio (NASDAQ:USIO)
Usio Announces Third Quarter Fiscal Year 2026 Results Conference Call and Company Update on November 10, 2026
Usio Conference Highlights ACH Growth, Banking Platform and Utility Payments Opportunity Ladenburg Thalmann Maintains Buy on Usio, Raises Price Target to $6.75
Usio Raises FY2026 Sales Guidance from $93.933M-$95.641M to $97.349M-$99.057M vs $95.147M Est
Usio Q2 EPS $0.01 Beats $(0.00) Estimate, Sales $23.678M Beat $23.671M Estimate
Full Transcript: Usio Q1 2026 Earnings Call Ladenburg Thalmann Maintains Buy on Usio, Raises Price Target to $6.25
Usio Q1 Sales $25.466M Beat $23.198M Estimate
Earnings Scheduled For May 13, 2026
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| BENDER BLAISE C. | Director | Conversion of Exercise of derivative security | Nov 17, 2024 | 91,877 |
| BEYER DEL LA GARZA ERNESTO R. | Director | Conversion of Exercise of derivative security | Nov 17, 2024 | 71,666 |
| CARTER GREGORY M | Officer | Conversion of Exercise of derivative security | Nov 17, 2024 | 397,269 |
| FROST HOUSTON KORTH | Officer | Conversion of Exercise of derivative security | Nov 17, 2024 | 715,027 |
| HOCH LOUIS A | Chief Executive Officer | Conversion of Exercise of derivative security | Nov 17, 2024 | 3,134,720 |
| JEWELL LOWELL THOMAS | Chief Financial Officer | Conversion of Exercise of derivative security | Nov 16, 2023 | 771,898 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Whittier Trust Company | 10.43% | 2,830,162 | 4.10M | Sep 29, 2024 |
| AWM Investment Company, Inc. | 4.65% | 1,262,864 | 1.83M | Sep 29, 2024 |
| Vanguard Group Inc | 3.74% | 1,015,742 | 1.47M | Sep 29, 2024 |
| Perkins Capital Management, Inc. | 3.62% | 982,193 | 1.42M | Sep 29, 2024 |
| Perritt Capital Management, Inc. | 1.73% | 468,200 | 678.89K | Sep 29, 2024 |
| Renaissance Technologies, LLC | 1.41% | 381,941 | 553.81K | Sep 29, 2024 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 2.79% | 757,304 | 1.10M | Sep 29, 2024 |
| Jacob Discovery Fd | 1.47% | 400,100 | 580.14K | Oct 30, 2024 |
| Perritt Microcap Opportunities Fund | 1.40% | 380,000 | 551.00K | Sep 29, 2024 |
| Vanguard Extended Market Index Fund | 0.86% | 234,439 | 339.94K | Sep 29, 2024 |
| Fidelity Extended Market Index Fund | 0.39% | 107,129 | 155.34K | Oct 30, 2024 |
| Bridgeway Funds Inc-Ultra Small Company Market Fund | 0.33% | 90,000 | 130.50K | Sep 29, 2024 |
