USCB Financial Holdings, Inc. USCB

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Price alert · USCB

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19.88 USD +0.03 +0.15%

At close · Oct 30

19.88 0.00 0.00%

After hours · Oct 30, 4:00 PM ET

Bid
19.85 × 2
Ask
19.91 × 1
19.82 Day range 20.20
17.16 52-week range 23.48
YTD
+7.93%
1 year
+15.58%
Open
19.87
Prev close
19.85
Mkt cap
367.09M
Vol
122.29K
Avg vol
73.31K
EPS
1.56
P/E
12.74
Div yield
1.17%
More statistics
Low
19.82
High
20.20
Forward P/E
11.39
Beta
0.40
Short ratio
1.15
Inst. own
63.92%
Dividend
0.20
Ex-div date
Nov 14, 2024
Earnings
Jan 23, 2025
50-d avg
17.90
200-d avg
14.21
1y target
20.95

5D chart

Chart tools
Interval

Signals (87)
NameTimeAgo
MACD: Buy SignalOct 30, 2:25 PM2 days ago
RSI: OversoldOct 30, 1:25 PM2 days ago
SMA: BearishOct 30, 1:15 PM2 days ago
MACD: Sell SignalOct 30, 1:15 PM2 days ago
MACD: Buy SignalOct 30, 1:05 PM2 days ago
SMA: BullishOct 30, 12:50 PM2 days ago
SMA: BearishOct 30, 12:25 PM2 days ago
SMA: BullishOct 30, 12:10 PM2 days ago
SMA: BearishOct 30, 12:05 PM2 days ago
SMA: BearishOct 30, 12:05 PM2 days ago
SMA: BullishOct 30, 11:40 AM2 days ago
SMA: BearishOct 30, 11:30 AM2 days ago
MACD: Sell SignalOct 30, 11:15 AM2 days ago
SMA: BearishOct 30, 11:10 AM2 days ago
SMA: BullishOct 30, 9:55 AM2 days ago
SMA: BullishOct 30, 9:55 AM2 days ago
SMA: BearishOct 30, 9:50 AM2 days ago
SMA: BearishOct 30, 9:50 AM2 days ago
SMA: BullishOct 29, 3:50 PM3 days ago
MACD: Buy SignalOct 29, 3:50 PM3 days ago
RSI: OversoldOct 29, 3:45 PM3 days ago
MACD: Sell SignalOct 29, 3:20 PM3 days ago
MACD: Buy SignalOct 29, 2:45 PM3 days ago
MACD: Sell SignalOct 29, 2:30 PM3 days ago
MACD: Buy SignalOct 29, 2:25 PM3 days ago
RSI: OversoldOct 29, 1:15 PM3 days ago
SMA: BullishOct 29, 10:50 AM3 days ago
MACD: Sell SignalOct 29, 10:20 AM3 days ago
SMA: BullishOct 29, 9:30 AM3 days ago
SMA: BearishOct 28, 3:55 PM4 days ago
SMA: BullishOct 28, 3:20 PM4 days ago
SMA: BullishOct 28, 3:15 PM4 days ago
SMA: BearishOct 28, 3:10 PM4 days ago
SMA: BullishOct 28, 3:05 PM4 days ago
MACD: Buy SignalOct 28, 3:05 PM4 days ago
SMA: BearishOct 28, 2:50 PM4 days ago
MACD: Sell SignalOct 28, 2:50 PM4 days ago
MACD: Buy SignalOct 28, 2:45 PM4 days ago
SMA: BullishOct 28, 2:40 PM4 days ago
MACD: Sell SignalOct 28, 1:30 PM4 days ago
SMA: BearishOct 28, 1:25 PM4 days ago
SMA: BullishOct 28, 12:50 PM4 days ago
SMA: BullishOct 28, 12:50 PM4 days ago
SMA: BearishOct 28, 12:45 PM4 days ago
SMA: BearishOct 28, 12:45 PM4 days ago
SMA: BullishOct 28, 12:35 PM4 days ago
SMA: BullishOct 28, 12:25 PM4 days ago
MACD: Buy SignalOct 28, 12:25 PM4 days ago
MACD: Sell SignalOct 28, 11:50 AM4 days ago
SMA: BearishOct 28, 11:45 AM4 days ago
SMA: BullishOct 28, 11:15 AM4 days ago
MACD: Buy SignalOct 28, 11:15 AM4 days ago
SMA: BearishOct 28, 11:05 AM4 days ago
SMA: BullishOct 28, 10:45 AM4 days ago
RSI: OversoldOct 28, 10:15 AM4 days ago
SMA: BearishOct 27, 3:50 PM5 days ago
MACD: Sell SignalOct 27, 3:50 PM5 days ago
SMA: BearishOct 27, 3:45 PM5 days ago
RSI: OverboughtOct 27, 3:20 PM5 days ago
SMA: BullishOct 27, 2:35 PM5 days ago
MACD: Buy SignalOct 27, 2:20 PM5 days ago
SMA: BullishOct 27, 1:55 PM5 days ago
RSI: OversoldOct 27, 1:10 PM5 days ago
RSI: OverboughtOct 27, 11:55 AM5 days ago
MACD: Sell SignalOct 27, 11:10 AM5 days ago
SMA: BullishOct 27, 10:00 AM5 days ago
SMA: BullishOct 27, 10:00 AM5 days ago
MACD: Buy SignalOct 27, 10:00 AM5 days ago
RSI: OverboughtOct 27, 10:00 AM5 days ago
SMA: BearishOct 27, 9:50 AM5 days ago
SMA: BearishOct 27, 9:50 AM5 days ago
MACD: Sell SignalOct 27, 9:50 AM5 days ago
MACD: Buy SignalOct 27, 9:45 AM5 days ago
SMA: BullishOct 27, 9:30 AM5 days ago
SMA: BullishOct 27, 9:30 AM5 days ago
SMA: BearishOct 26, 3:45 PM6 days ago
SMA: BearishOct 26, 3:45 PM6 days ago
MACD: Sell SignalOct 26, 3:45 PM6 days ago
SMA: BullishOct 26, 3:10 PM6 days ago
SMA: BearishOct 26, 3:00 PM6 days ago
SMA: BullishOct 26, 2:05 PM6 days ago
MACD: Buy SignalOct 26, 2:05 PM6 days ago
SMA: BullishOct 26, 1:50 PM6 days ago
SMA: BullishOct 26, 12:30 PM6 days ago
SMA: BullishOct 26, 12:20 PM6 days ago
SMA: BearishOct 26, 12:05 PM6 days ago
SMA: BearishOct 26, 11:30 AM6 days ago

Financial health

Altman Z-Score

0.17 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

6 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B3 / 5 overall

  • DCF 4
  • Return on Equity 4
  • Return on Assets 3
  • Debt / Equity 2
  • P/E 2
  • P/B 2

Valuation

P/E 13.7×
FY 2019: 10.5×FY 2020: 26.4×FY 2021: -2.1×FY 2022: 12.1×FY 2023: 14.6×FY 2024: 14.2×FY 2025: 13.7×
FY 2019 5y median 13.7× FY 2025
P/S 2.2×
FY 2019: 2.4×FY 2020: 3.6×FY 2021: 4.3×FY 2022: 3.2×FY 2023: 2.2×FY 2024: 2.4×FY 2025: 2.2×
FY 2019 5y median 2.4× FY 2025
P/B 1.6×
FY 2019: 0.7×FY 2020: 1.2×FY 2021: 1.3×FY 2022: 1.3×FY 2023: 1.3×FY 2024: 1.6×FY 2025: 1.6×
FY 2019 5y median 1.3× FY 2025
P/FCF 7.9×
FY 2019: 8.1×FY 2020: 16.4×FY 2021: 12.7×FY 2022: 8.5×FY 2023: 10.7×FY 2024: 10.3×FY 2025: 7.9×
FY 2019 5y median 10.3× FY 2025
EV/EBITDA 9.4×
FY 2019: 3.2×FY 2020: 14.5×FY 2021: 9.6×FY 2022: 9.0×FY 2023: 17.6×FY 2024: 13.4×FY 2025: 9.4×
FY 2019 5y median 9.6× FY 2025
EV/Sales 2.2×
FY 2019: 2.6×FY 2020: 3.6×FY 2021: 4.3×FY 2022: 3.3×FY 2023: 3.6×FY 2024: 3.1×FY 2025: 2.2×
FY 2019 5y median 3.3× FY 2025
FCF Yield 12.7%
FY 2019: 12.4%FY 2020: 6.1%FY 2021: 7.9%FY 2022: 11.8%FY 2023: 9.3%FY 2024: 9.7%FY 2025: 12.7%
FY 2019 5y median 9.7% FY 2025

Profitability

Gross Margin 58.1%
FY 2019: 100.0%FY 2020: 79.1%FY 2021: 93.6%FY 2022: 87.0%FY 2023: 58.7%FY 2024: 55.2%FY 2025: 58.1%
FY 2019 5y median 58.7% FY 2025
Operating Margin 23.6%
FY 2019: 31.5%FY 2020: 22.8%FY 2021: 43.3%FY 2022: 35.6%FY 2023: 20.1%FY 2024: 22.6%FY 2025: 23.6%
FY 2019 5y median 23.6% FY 2025
Net Margin 17.2%
FY 2019: 23.2%FY 2020: 18.4%FY 2021: 33.0%FY 2022: 26.4%FY 2023: 15.3%FY 2024: 17.1%FY 2025: 17.2%
FY 2019 5y median 17.2% FY 2025
ROE 12.3%
FY 2019: 6.5%FY 2020: 6.3%FY 2021: 10.3%FY 2022: 11.0%FY 2023: 8.6%FY 2024: 11.5%FY 2025: 12.3%
FY 2019 5y median 11.0% FY 2025
ROIC 10.5%
FY 2019: 0.8%FY 2020: 4.9%FY 2021: 8.3%FY 2022: 8.3%FY 2023: 4.3%FY 2024: 6.4%FY 2025: 10.5%
FY 2019 5y median 8.3% FY 2025
ROA 0.9%
FY 2019: 0.8%FY 2020: 0.7%FY 2021: 1.1%FY 2022: 1.0%FY 2023: 0.7%FY 2024: 1.0%FY 2025: 0.9%
FY 2019 5y median 1.0% FY 2025

Growth (YoY)

Revenue 5.6%
FY 2019: 0.0%FY 2020: 31.2%FY 2021: 8.9%FY 2022: 19.1%FY 2023: 42.3%FY 2024: 32.8%FY 2025: 5.6%
FY 2019 FY 2025
Operating Income 10.6%
FY 2019: 0.0%FY 2020: -4.9%FY 2021: 106.4%FY 2022: -2.1%FY 2023: -19.5%FY 2024: 49.0%FY 2025: 10.6%
FY 2019 FY 2025
EPS (diluted) 4.8%
FY 2019: 0.0%FY 2020: -60.2%FY 2021: -1739.0%FY 2022: 114.9%FY 2023: -16.0%FY 2024: 47.6%FY 2025: 4.8%
FY 2019 FY 2025
Free Cash Flow 25.8%
FY 2019: 0.0%FY 2020: -5.3%FY 2021: 67.9%FY 2022: 34.8%FY 2023: -22.5%FY 2024: 50.9%FY 2025: 25.8%
FY 2019 FY 2025

Financial Health

Current Ratio 0.0×
FY 2019: 80.1×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.1×FY 2024: 0.1×FY 2025: 0.0×
FY 2019 5y median 0.0× FY 2025
Quick Ratio 0.0×
FY 2019: 80.1×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.1×FY 2024: 0.1×FY 2025: 0.0×
FY 2019 5y median 0.0× FY 2025
Debt / Equity 0.4×
FY 2019: 0.3×FY 2020: 0.3×FY 2021: 0.2×FY 2022: 0.3×FY 2023: 1.0×FY 2024: 0.8×FY 2025: 0.4×
FY 2019 5y median 0.4× FY 2025
Net Debt / EBITDA 0.2×
FY 2019: 0.1×FY 2020: 0.2×FY 2021: 0.1×FY 2022: 0.2×FY 2023: 6.9×FY 2024: 2.9×FY 2025: 0.2×
FY 2019 5y median 0.2× FY 2025
Interest Coverage 0.6×
FY 2019: 0.0×FY 2020: 1.5×FY 2021: 6.5×FY 2022: 3.6×FY 2023: 0.5×FY 2024: 0.5×FY 2025: 0.6×
FY 2019 5y median 0.6× FY 2025

Dividends

Dividend Yield 2.3%
FY 2019: 1.7%FY 2020: 1.5%FY 2021: 0.8%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 1.1%FY 2025: 2.3%
FY 2019 5y median 0.8% FY 2025
Payout Ratio 30.0%
FY 2019: 17.6%FY 2020: 28.9%FY 2021: 9.9%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 16.0%FY 2025: 30.0%
FY 2019 5y median 9.9% FY 2025

Annual · latest fiscal year ends 2025-12-31