Schwab MarketTrack Conservative SWCGX

To pursue its goal, the fund maintains a defined asset allocation. The fund's target allocation includes bond, stock and cash investments. Its allocation is weighted toward bond investments, while including substantial stock investments in seeking to obtain long-term growth. The fund seeks to remain close to the target allocations of approximately 56% fixed income, 40% equity and 4% cash and cash equivalents (including money market funds).