SpareBank 1 Nord-Norge SPXXF

Set alert

Price alert · SPXXF

All alert types
16.00 USD 0.00 0.00%

At close · Oct 30

16.00 Day range 16.00
13.76 52-week range 16.30
YTD
+16.28%
1 year
+16.28%
Open
16.00
Prev close
16.00
Mkt cap
233.60M
Vol
585
Avg vol
0
EPS
1.00
P/E
15.95
More statistics
Low
16.00
High
16.00
Earnings
Aug 13, 2026

5D chart

Chart tools
Interval

Chart is warming up

The five-day price history for SPXXF has not been loaded yet. Try again in a moment.

Financial health

Altman Z-Score

0.37 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

4 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B3 / 5 overall

  • DCF 1
  • Return on Equity 4
  • Return on Assets 4
  • Debt / Equity 2
  • P/E 3
  • P/B 2

Valuation

P/E 9.1×
FY 2019: 7.5×FY 2020: 9.1×FY 2021: 9.1×FY 2022: 9.3×FY 2023: 0.7×FY 2024: 5.3×FY 2025: 9.1×
FY 2019 5y median 9.1× FY 2025
P/S 1.5×
FY 2019: 0.2×FY 2020: 0.2×FY 2021: 0.3×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.1×FY 2025: 1.5×
FY 2019 5y median 0.2× FY 2025
P/B 0.8×
FY 2019: 0.1×FY 2020: 0.1×FY 2021: 0.1×FY 2022: 0.1×FY 2023: 0.1×FY 2024: 0.0×FY 2025: 0.8×
FY 2019 5y median 0.1× FY 2025
P/FCF 4.1×
FY 2019: 0.4×FY 2020: 0.4×FY 2021: 0.4×FY 2022: 0.3×FY 2023: -0.6×FY 2024: 0.2×FY 2025: 4.1×
FY 2019 5y median 0.3× FY 2025
EV/EBITDA 10.6×
FY 2019: 15.5×FY 2020: 16.8×FY 2021: 10.9×FY 2022: 10.7×FY 2023: 5.4×FY 2024: 6.7×FY 2025: 10.6×
FY 2019 5y median 10.6× FY 2025
EV/Sales 4.0×
FY 2019: 6.4×FY 2020: 7.5×FY 2021: 6.0×FY 2022: 6.0×FY 2023: 3.6×FY 2024: 2.6×FY 2025: 4.0×
FY 2019 5y median 4.0× FY 2025
FCF Yield 24.1%
FY 2019: 281.3%FY 2020: 248.8%FY 2021: 233.4%FY 2022: 298.7%FY 2023: -155.9%FY 2024: 537.4%FY 2025: 24.1%
FY 2019 5y median 233.4% FY 2025

Profitability

Gross Margin 59.6%
FY 2019: 52.6%FY 2020: 100.0%FY 2021: 100.0%FY 2022: 100.0%FY 2023: 98.4%FY 2024: 66.9%FY 2025: 59.6%
FY 2019 5y median 98.4% FY 2025
Operating Margin 43.2%
FY 2019: 38.8%FY 2020: 76.7%FY 2021: 83.9%FY 2022: 78.9%FY 2023: 80.7%FY 2024: 37.8%FY 2025: 43.2%
FY 2019 5y median 78.9% FY 2025
Net Margin 34.6%
FY 2019: 20.2%FY 2020: 21.3%FY 2021: 24.6%FY 2022: 21.1%FY 2023: 22.5%FY 2024: 17.3%FY 2025: 34.6%
FY 2019 5y median 22.5% FY 2025
ROE 17.9%
FY 2019: 7.0%FY 2020: 5.6%FY 2021: 6.8%FY 2022: 5.6%FY 2023: 7.4%FY 2024: 9.6%FY 2025: 17.9%
FY 2019 5y median 7.4% FY 2025
ROIC 2.3%
FY 2019: 1.2%FY 2020: 2.0%FY 2021: 2.5%FY 2022: 2.0%FY 2023: 2.2%FY 2024: 2.1%FY 2025: 2.3%
FY 2019 5y median 2.2% FY 2025
ROA 2.4%
FY 2019: 0.8%FY 2020: 0.7%FY 2021: 0.9%FY 2022: 0.7%FY 2023: 0.9%FY 2024: 1.2%FY 2025: 2.4%
FY 2019 5y median 0.9% FY 2025

Growth (YoY)

Revenue 14.7%
FY 2019: 0.0%FY 2020: -18.0%FY 2021: 12.2%FY 2022: -16.3%FY 2023: 24.9%FY 2024: 67.7%FY 2025: 14.7%
FY 2019 FY 2025
Operating Income 31.0%
FY 2019: 0.0%FY 2020: 62.1%FY 2021: 22.7%FY 2022: -21.2%FY 2023: 27.7%FY 2024: -21.3%FY 2025: 31.0%
FY 2019 FY 2025
EPS (diluted) 3.4%
FY 2019: 0.0%FY 2020: -14.0%FY 2021: 29.3%FY 2022: -27.7%FY 2023: 1253.5%FY 2024: -87.4%FY 2025: 3.4%
FY 2019 FY 2025
Free Cash Flow -6.6%
FY 2019: 0.0%FY 2020: -5.5%FY 2021: 17.4%FY 2022: -15.0%FY 2023: -154.8%FY 2024: 375.2%FY 2025: -6.6%
FY 2019 FY 2025

Financial Health

Current Ratio 21.5×
FY 2019: 0.4×FY 2020: 0.1×FY 2021: 2.6×FY 2022: 3.4×FY 2023: 2.8×FY 2024: 0.3×FY 2025: 21.5×
FY 2019 5y median 2.8× FY 2025
Quick Ratio 21.5×
FY 2019: 0.4×FY 2020: 0.1×FY 2021: 2.6×FY 2022: 3.4×FY 2023: 2.8×FY 2024: 0.3×FY 2025: 21.5×
FY 2019 5y median 2.8× FY 2025
Debt / Equity 1.4×
FY 2019: 2.1×FY 2020: 1.9×FY 2021: 1.6×FY 2022: 1.5×FY 2023: 1.2×FY 2024: 1.5×FY 2025: 1.4×
FY 2019 5y median 1.5× FY 2025
Net Debt / EBITDA 6.8×
FY 2019: 15.1×FY 2020: 16.3×FY 2021: 10.5×FY 2022: 10.4×FY 2023: 5.2×FY 2024: 6.5×FY 2025: 6.8×
FY 2019 5y median 6.8× FY 2025
Interest Coverage 1.1×
FY 2019: 4.0×FY 2020: 8.7×FY 2021: 17.2×FY 2022: 7.2×FY 2023: 4.4×FY 2024: 1.0×FY 2025: 1.1×
FY 2019 5y median 4.4× FY 2025

Dividends

Dividend Yield 13.3%
FY 2019: 107.0%FY 2020: 102.8%FY 2021: 77.6%FY 2022: 222.1%FY 2023: 188.7%FY 2024: 247.5%FY 2025: 13.3%
FY 2019 5y median 188.7% FY 2025
Payout Ratio 55.8%
FY 2019: 91.9%FY 2020: 109.5%FY 2021: 79.8%FY 2022: 211.0%FY 2023: 141.4%FY 2024: 114.9%FY 2025: 55.8%
FY 2019 5y median 114.9% FY 2025

Annual · latest fiscal year ends 2025-12-31