SoFi Technologies, Inc. SOFI
Set alert
16.85 USD +0.09 +0.54%
As of Nov 2, 2:31 PM ET
16.80 Day range 17.60
13.86 52-week range 32.73
- YTD
- -35.64%
- 1 year
- -43.23%
- Open
- 16.98
- Prev close
- 16.76
- Mkt cap
- 21.86B
- Vol
- 39.12M
- Avg vol
- 48.76M
- EPS
- 0.55
- P/E
- 30.65
- Div yield
- 0.00%
More statistics
- Low
- 16.80
- High
- 17.60
- Forward P/E
- 18.80
- Beta
- 2.33
- Short ratio
- 4.44
- Inst. own
- 51.41%
- Dividend
- 0.00
- Ex-div date
- Earnings
- Jan 29, 2027
- 50-d avg
- 16.60
- 200-d avg
- 17.84
- 1y target
- 20.75
MAX chart
Events in this range
- Oct 28, 2025Earnings: 0.11; estimate 0.08332; surprise 32.02%
- Jan 30, 2026Earnings: 0.13; estimate 0.1153; surprise 12.75%
- Apr 29, 2026Earnings: 0.12; estimate 0.119; surprise 0.84%
- Jul 29, 2026Earnings: 0.12; estimate 0.1077; surprise 11.42%
- Oct 27, 2026Earnings: 0.18; estimate 0.1623; surprise 10.91%
- Oct 28, 2026Rating: Keefe, Bruyette & Woods · Underperform → Underperform
- Oct 28, 2026Rating: Wells Fargo · Equal-Weight → Equal-Weight
- Oct 28, 2026Rating: StoneX · Buy → Buy
- Oct 28, 2026Rating: TD Cowen · Hold → Hold
- Oct 28, 2026Rating: Scotiabank · Sector Outperform → Sector Outperform
- Oct 29, 2026Rating: UBS · Neutral → Neutral
Signals (105)
| Name | Date | Ago |
|---|---|---|
| MACD: Buy Signal | Nov 2, 2026 | 14 hours ago |
| SMA: Bullish | Oct 26, 2026 | 1 week ago |
| MACD: Sell Signal | Oct 5, 2026 | 4 weeks ago |
| SMA: Bearish | Sep 7, 2026 | 1 month ago |
| SMA: Bearish | Sep 7, 2026 | 1 month ago |
| SMA: Bullish | Aug 3, 2026 | 3 months ago |
| SMA: Bullish | Aug 3, 2026 | 3 months ago |
| SMA: Bearish | Jul 20, 2026 | 3 months ago |
| SMA: Bullish | Jun 15, 2026 | 4 months ago |
| MACD: Buy Signal | Jun 8, 2026 | 4 months ago |
| SMA: Bearish | Jun 1, 2026 | 5 months ago |
| SMA: Bullish | May 25, 2026 | 5 months ago |
| SMA: Bearish | Apr 27, 2026 | 6 months ago |
| SMA: Bullish | Apr 13, 2026 | 6 months ago |
| RSI: Oversold | Mar 23, 2026 | 7 months ago |
| SMA: Bearish | Jan 26, 2026 | 9 months ago |
| SMA: Bearish | Dec 8, 2025 | 10 months ago |
| SMA: Bullish | Nov 24, 2025 | 11 months ago |
| SMA: Bearish | Nov 17, 2025 | 11 months ago |
| MACD: Sell Signal | Nov 10, 2025 | 11 months ago |
| RSI: Overbought | Oct 20, 2025 | 1 year ago |
| SMA: Bullish | Oct 6, 2025 | 1 year ago |
| SMA: Bearish | Sep 29, 2025 | 1 year ago |
| RSI: Overbought | Jul 7, 2025 | 1 year ago |
| SMA: Bullish | Jun 16, 2025 | 1 year ago |
| SMA: Bearish | Jun 9, 2025 | 1 year ago |
| SMA: Bullish | Jun 2, 2025 | 1 year ago |
| MACD: Buy Signal | Jun 2, 2025 | 1 year ago |
| SMA: Bearish | May 19, 2025 | 1 year ago |
| SMA: Bullish | May 12, 2025 | 1 year ago |
| SMA: Bullish | Apr 21, 2025 | 1 year ago |
| SMA: Bearish | Mar 10, 2025 | 1 year ago |
| SMA: Bearish | Feb 17, 2025 | 1 year ago |
| SMA: Bullish | Feb 10, 2025 | 1 year ago |
| MACD: Sell Signal | Feb 3, 2025 | 1 year ago |
| SMA: Bearish | Jan 27, 2025 | 1 year ago |
| SMA: Bullish | Jan 13, 2025 | 1 year ago |
| RSI: Overbought | Jan 13, 2025 | 1 year ago |
| SMA: Bearish | Jan 6, 2025 | 1 year ago |
| RSI: Overbought | Oct 21, 2024 | 2 years ago |
| SMA: Bullish | Sep 9, 2024 | 2 years ago |
| SMA: Bullish | Sep 9, 2024 | 2 years ago |
| SMA: Bearish | Sep 2, 2024 | 2 years ago |
| SMA: Bearish | Sep 2, 2024 | 2 years ago |
| SMA: Bullish | Aug 19, 2024 | 2 years ago |
| SMA: Bullish | Aug 12, 2024 | 2 years ago |
| SMA: Bearish | Jul 29, 2024 | 2 years ago |
| SMA: Bearish | Jul 29, 2024 | 2 years ago |
| MACD: Buy Signal | Jul 15, 2024 | 2 years ago |
| SMA: Bullish | Jul 8, 2024 | 2 years ago |
| SMA: Bearish | May 20, 2024 | 2 years ago |
| SMA: Bullish | May 13, 2024 | 2 years ago |
| SMA: Bearish | Apr 29, 2024 | 2 years ago |
| SMA: Bearish | Apr 29, 2024 | 2 years ago |
| SMA: Bullish | Apr 22, 2024 | 2 years ago |
| SMA: Bullish | Apr 22, 2024 | 2 years ago |
| SMA: Bearish | Mar 4, 2024 | 2 years ago |
| SMA: Bearish | Mar 4, 2024 | 2 years ago |
| MACD: Sell Signal | Mar 4, 2024 | 2 years ago |
| SMA: Bullish | Feb 26, 2024 | 2 years ago |
| MACD: Buy Signal | Feb 26, 2024 | 2 years ago |
| SMA: Bullish | Feb 12, 2024 | 2 years ago |
| MACD: Sell Signal | Jan 15, 2024 | 2 years ago |
| SMA: Bearish | Jan 8, 2024 | 2 years ago |
| SMA: Bearish | Jan 1, 2024 | 2 years ago |
| MACD: Buy Signal | Dec 11, 2023 | 2 years ago |
| SMA: Bullish | Dec 4, 2023 | 2 years ago |
| SMA: Bullish | Nov 27, 2023 | 2 years ago |
| SMA: Bearish | Nov 6, 2023 | 2 years ago |
| SMA: Bullish | Oct 30, 2023 | 3 years ago |
| SMA: Bearish | Oct 16, 2023 | 3 years ago |
| SMA: Bearish | Sep 18, 2023 | 3 years ago |
| SMA: Bullish | Sep 11, 2023 | 3 years ago |
| MACD: Sell Signal | Sep 4, 2023 | 3 years ago |
| SMA: Bearish | Aug 7, 2023 | 3 years ago |
| SMA: Bullish | May 29, 2023 | 3 years ago |
| SMA: Bullish | May 29, 2023 | 3 years ago |
| MACD: Buy Signal | May 29, 2023 | 3 years ago |
| SMA: Bearish | May 1, 2023 | 3 years ago |
| SMA: Bearish | May 1, 2023 | 3 years ago |
| MACD: Sell Signal | May 1, 2023 | 3 years ago |
| SMA: Bullish | Apr 24, 2023 | 3 years ago |
| SMA: Bullish | Mar 20, 2023 | 3 years ago |
| SMA: Bearish | Mar 13, 2023 | 3 years ago |
| SMA: Bearish | Mar 6, 2023 | 3 years ago |
| SMA: Bullish | Jan 16, 2023 | 3 years ago |
| SMA: Bullish | Jan 9, 2023 | 3 years ago |
| SMA: Bearish | Nov 14, 2022 | 3 years ago |
| SMA: Bullish | Nov 7, 2022 | 3 years ago |
| SMA: Bearish | Aug 15, 2022 | 4 years ago |
| SMA: Bullish | Jul 18, 2022 | 4 years ago |
| SMA: Bearish | May 30, 2022 | 4 years ago |
| SMA: Bullish | May 23, 2022 | 4 years ago |
| MACD: Buy Signal | May 23, 2022 | 4 years ago |
| RSI: Oversold | Apr 18, 2022 | 4 years ago |
| MACD: Sell Signal | Dec 6, 2021 | 4 years ago |
| SMA: Bearish | Nov 29, 2021 | 4 years ago |
| SMA: Bearish | Nov 22, 2021 | 4 years ago |
| SMA: Bullish | Oct 11, 2021 | 5 years ago |
| SMA: Bearish | Sep 27, 2021 | 5 years ago |
| SMA: Bullish | Sep 20, 2021 | 5 years ago |
| SMA: Bullish | Sep 20, 2021 | 5 years ago |
| MACD: Buy Signal | Sep 20, 2021 | 5 years ago |
| SMA: Bearish | Jun 21, 2021 | 5 years ago |
| SMA: Bullish | May 17, 2021 | 5 years ago |
Financial health
Altman Z-Score
0.23 Distress zone
Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.
Piotroski F-Score
4 / 9 Average
Nine pass/fail tests of profitability, leverage and efficiency.
FMP rating
C+2 / 5 overall
- DCF 1
- Return on Equity 2
- Return on Assets 3
- Debt / Equity 3
- P/E 1
- P/B 2
Valuation
P/E 62.3×
FY 2017 5y median -11.5× FY 2025
P/S 6.3×
FY 2017 5y median 4.4× FY 2025
P/B 2.9×
FY 2017 5y median 1.8× FY 2025
P/FCF -7.6×
FY 2017 5y median -5.9× FY 2025
EV/EBITDA 35.7×
FY 2017 5y median -31.7× FY 2025
EV/Sales 5.7×
FY 2017 5y median 4.7× FY 2025
FCF Yield -13.2%
FY 2017 5y median -16.8% FY 2025
Profitability
Gross Margin 75.1%
FY 2017 5y median 75.1% FY 2025
Operating Margin 11.0%
FY 2017 5y median -10.4% FY 2025
Net Margin 10.1%
FY 2017 5y median -10.4% FY 2025
ROE 4.6%
FY 2017 5y median -5.4% FY 2025
ROIC 3.8%
FY 2017 5y median -2.7% FY 2025
ROA 1.0%
FY 2017 5y median -1.0% FY 2025
Growth (YoY)
Revenue 28.8%
FY 2017 FY 2025
Operating Income 125.4%
FY 2017 FY 2025
EPS (diluted) 0.0%
FY 2017 FY 2025
Free Cash Flow -210.5%
FY 2017 FY 2025
Financial Health
Current Ratio 0.2×
FY 2017 5y median 0.2× FY 2025
Quick Ratio 0.2×
FY 2017 5y median 0.2× FY 2025
Debt / Equity 0.2×
FY 2017 5y median 0.9× FY 2025
Net Debt / EBITDA -3.9×
FY 2017 5y median -9.7× FY 2025
Interest Coverage 0.5×
FY 2017 5y median -0.4× FY 2025
Dividends
Dividend Yield 0.0%
FY 2017 5y median 0.4% FY 2025
Payout Ratio 0.0%
FY 2017 5y median -8.4% FY 2025
Annual · latest fiscal year ends 2025-12-31