SFBS

ServisFirst Bancshares, Inc.

Financial Services · USD

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Price alert · SFBS

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40.28 USD -0.24 -0.59%
As of Oct 30, 2026 Extended hours 40.28 0.00%
Bid
40.09 × 200
Ask
40.37 × 200
40.00 Day range 41.42
33.88 52-week range 45.76
YTD
+12.20%
1 year
+16.65%
Open
40.94
Prev close
40.52
Mkt cap
4.40B
Vol
577.10K
Avg vol
573.03K
EPS
3.13
P/E
12.87
Div yield
1.88%
More statistics
Low
40.00
High
41.42
Forward P/E
11.51
Beta
0.91
Short ratio
7.78
Inst. own
75.56%
Dividend
0.76
Ex-div date
Sep 30, 2026
Earnings
Jan 19, 2027
50-d avg
41.05
200-d avg
40.79
1y target
46.00

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Financial health

Altman Z-Score

-0.44 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

7 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B3 / 5 overall

  • DCF 2
  • Return on Equity 5
  • Return on Assets 4
  • Debt / Equity 2
  • P/E 2
  • P/B 2

Valuation

P/E 14.2×
FY 2016: 24.2×FY 2017: 23.6×FY 2018: 12.4×FY 2019: 13.5×FY 2020: 12.8×FY 2021: 22.2×FY 2022: 14.9×FY 2023: 17.6×FY 2024: 20.4×FY 2025: 14.2×
FY 2016 5y median 17.6× FY 2025
P/S 3.9×
FY 2016: 8.8×FY 2017: 8.0×FY 2018: 4.9×FY 2019: 4.9×FY 2020: 5.2×FY 2021: 10.5×FY 2022: 6.4×FY 2023: 4.4×FY 2024: 4.7×FY 2025: 3.9×
FY 2016 5y median 4.7× FY 2025
P/B 2.1×
FY 2016: 3.8×FY 2017: 3.6×FY 2018: 2.4×FY 2019: 2.4×FY 2020: 2.2×FY 2021: 4.0×FY 2022: 2.9×FY 2023: 2.5×FY 2024: 2.9×FY 2025: 2.1×
FY 2016 5y median 2.9× FY 2025
P/FCF 11.2×
FY 2016: 25.7×FY 2017: 22.6×FY 2018: 10.2×FY 2019: 12.5×FY 2020: 11.5×FY 2021: 17.9×FY 2022: 13.9×FY 2023: 18.8×FY 2024: 18.6×FY 2025: 11.2×
FY 2016 5y median 17.9× FY 2025
EV/EBITDA 15.4×
FY 2016: 15.4×FY 2017: 16.6×FY 2018: 9.2×FY 2019: 10.6×FY 2020: 4.0×FY 2021: 8.6×FY 2022: 14.7×FY 2023: 11.7×FY 2024: 15.2×FY 2025: 15.4×
FY 2016 5y median 14.7× FY 2025
EV/Sales 5.2×
FY 2016: 7.8×FY 2017: 8.4×FY 2018: 4.6×FY 2019: 4.9×FY 2020: 2.1×FY 2021: 5.1×FY 2022: 7.9×FY 2023: 3.5×FY 2024: 4.4×FY 2025: 5.2×
FY 2016 5y median 5.1× FY 2025
FCF Yield 8.9%
FY 2016: 3.9%FY 2017: 4.4%FY 2018: 9.8%FY 2019: 8.0%FY 2020: 8.7%FY 2021: 5.6%FY 2022: 7.2%FY 2023: 5.3%FY 2024: 5.4%FY 2025: 8.9%
FY 2016 5y median 5.6% FY 2025

Profitability

Gross Margin 51.8%
FY 2016: 82.4%FY 2017: 78.7%FY 2018: 75.1%FY 2019: 69.4%FY 2020: 77.4%FY 2021: 85.5%FY 2022: 78.3%FY 2023: 49.2%FY 2024: 46.7%FY 2025: 51.8%
FY 2016 5y median 51.8% FY 2025
Operating Margin 33.6%
FY 2016: 49.7%FY 2017: 49.9%FY 2018: 49.3%FY 2019: 45.5%FY 2020: 51.8%FY 2021: 57.9%FY 2022: 53.2%FY 2023: 29.5%FY 2024: 28.6%FY 2025: 33.6%
FY 2016 5y median 33.6% FY 2025
Net Margin 27.2%
FY 2016: 36.5%FY 2017: 33.8%FY 2018: 40.0%FY 2019: 36.4%FY 2020: 41.0%FY 2021: 47.5%FY 2022: 43.3%FY 2023: 25.0%FY 2024: 23.3%FY 2025: 27.2%
FY 2016 5y median 27.2% FY 2025
ROE 15.0%
FY 2016: 15.6%FY 2017: 15.3%FY 2018: 19.2%FY 2019: 17.7%FY 2020: 17.1%FY 2021: 18.0%FY 2022: 19.4%FY 2023: 14.4%FY 2024: 14.1%FY 2025: 15.0%
FY 2016 5y median 15.0% FY 2025
ROIC -19.1%
FY 2016: 8.6%FY 2017: 9.4%FY 2018: 12.7%FY 2019: 10.6%FY 2020: 8.7%FY 2021: 7.0%FY 2022: 8.3%FY 2023: 7.3%FY 2024: 6.0%FY 2025: -19.1%
FY 2016 5y median 7.0% FY 2025
ROA 1.6%
FY 2016: 1.3%FY 2017: 1.3%FY 2018: 1.7%FY 2019: 1.7%FY 2020: 1.4%FY 2021: 1.3%FY 2022: 1.7%FY 2023: 1.3%FY 2024: 1.3%FY 2025: 1.6%
FY 2016 5y median 1.3% FY 2025

Growth (YoY)

Revenue 4.1%
FY 2016: 19.6%FY 2017: 23.4%FY 2018: 24.4%FY 2019: 19.8%FY 2020: 0.8%FY 2021: 5.7%FY 2022: 32.7%FY 2023: 42.8%FY 2024: 17.9%FY 2025: 4.1%
FY 2016 FY 2025
Operating Income 22.6%
FY 2016: 24.5%FY 2017: 23.9%FY 2018: 22.9%FY 2019: 10.7%FY 2020: 14.6%FY 2021: 18.3%FY 2022: 21.9%FY 2023: -20.8%FY 2024: 14.1%FY 2025: 22.6%
FY 2016 FY 2025
EPS (diluted) 21.6%
FY 2016: 26.7%FY 2017: 13.2%FY 2018: 47.1%FY 2019: 9.1%FY 2020: 13.4%FY 2021: 22.0%FY 2022: 20.7%FY 2023: -17.8%FY 2024: 9.8%FY 2025: 21.6%
FY 2016 FY 2025
Free Cash Flow 40.7%
FY 2016: 7.9%FY 2017: 27.5%FY 2018: 70.6%FY 2019: -2.5%FY 2020: 16.7%FY 2021: 35.9%FY 2022: 4.7%FY 2023: -28.1%FY 2024: 28.4%FY 2025: 40.7%
FY 2016 FY 2025

Financial Health

Current Ratio 0.3×
FY 2016: 0.2×FY 2017: 0.1×FY 2018: 0.1×FY 2019: 0.2×FY 2020: 0.3×FY 2021: 0.4×FY 2022: 0.1×FY 2023: 0.2×FY 2024: 0.2×FY 2025: 0.3×
FY 2016 5y median 0.2× FY 2025
Quick Ratio 0.3×
FY 2016: 0.2×FY 2017: 0.1×FY 2018: 0.1×FY 2019: 0.2×FY 2020: 0.3×FY 2021: 0.4×FY 2022: 0.1×FY 2023: 0.2×FY 2024: 0.2×FY 2025: 0.3×
FY 2016 5y median 0.2× FY 2025
Debt / Equity 0.8×
FY 2016: 0.8×FY 2017: 0.6×FY 2018: 0.5×FY 2019: 0.6×FY 2020: 0.9×FY 2021: 1.5×FY 2022: 1.3×FY 2023: 0.9×FY 2024: 1.3×FY 2025: 0.8×
FY 2016 5y median 1.3× FY 2025
Net Debt / EBITDA 4.1×
FY 2016: -1.9×FY 2017: 0.9×FY 2018: -0.6×FY 2019: 0.0×FY 2020: -5.9×FY 2021: -9.3×FY 2022: 2.8×FY 2023: -2.8×FY 2024: -1.1×FY 2025: 4.1×
FY 2016 5y median -1.1× FY 2025
Interest Coverage 0.8×
FY 2016: 4.3×FY 2017: 3.9×FY 2018: 2.6×FY 2019: 1.8×FY 2020: 4.2×FY 2021: 8.0×FY 2022: 3.5×FY 2023: 0.6×FY 2024: 0.6×FY 2025: 0.8×
FY 2016 5y median 0.8× FY 2025

Dividends

Dividend Yield 1.9%
FY 2016: 0.4%FY 2017: 0.5%FY 2018: 1.2%FY 2019: 1.2%FY 2020: 1.3%FY 2021: 0.7%FY 2022: 1.0%FY 2023: 1.3%FY 2024: 1.4%FY 2025: 1.9%
FY 2016 5y median 1.3% FY 2025
Payout Ratio 26.5%
FY 2016: 9.7%FY 2017: 10.9%FY 2018: 14.8%FY 2019: 16.2%FY 2020: 16.7%FY 2021: 15.7%FY 2022: 14.9%FY 2023: 22.1%FY 2024: 28.8%FY 2025: 26.5%
FY 2016 5y median 22.1% FY 2025

Annual · latest fiscal year ends 2025-12-31