SBKO

Summit Bank Group, Inc.

USD

Set alert

Price alert · SBKO

All alert types
25.50 USD 0.00 0.00%
As of Oct 30, 2026
25.50 Day range 25.50
16.44 52-week range 25.99
YTD
+41.75%
1 year
+54.55%
Open
25.50
Prev close
25.50
Mkt cap
198.95M
Vol
500
Avg vol
1.51K
EPS
2.21
P/E
11.54
More statistics
Low
25.50
High
25.50

5D chart

Chart tools
Interval

Chart is warming up

The five-day price history for SBKO has not been loaded yet. Try again in a moment.

Financial health

Altman Z-Score

-0.69 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

5 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B+3 / 5 overall

  • DCF 3
  • Return on Equity 4
  • Return on Assets 3
  • Debt / Equity 4
  • P/E 3
  • P/B 2

Valuation

P/E 9.7×
FY 2016: 13.2×FY 2017: 18.9×FY 2018: 13.4×FY 2019: 13.6×FY 2020: 8.5×FY 2021: 10.2×FY 2022: 7.8×FY 2023: 9.9×FY 2024: 10.1×FY 2025: 9.7×
FY 2016 5y median 9.9× FY 2025
P/S 1.7×
FY 2016: 2.8×FY 2017: 3.5×FY 2018: 3.3×FY 2019: 2.7×FY 2020: 2.1×FY 2021: 3.1×FY 2022: 2.7×FY 2023: 2.3×FY 2024: 2.6×FY 2025: 1.7×
FY 2016 5y median 2.6× FY 2025
P/B 1.1×
FY 2016: 1.5×FY 2017: 1.8×FY 2018: 1.9×FY 2019: 1.6×FY 2020: 1.1×FY 2021: 1.5×FY 2022: 1.3×FY 2023: 0.9×FY 2024: 1.0×FY 2025: 1.1×
FY 2016 5y median 1.1× FY 2025
P/FCF 5.1×
FY 2016: 17.8×FY 2017: 10.5×FY 2018: 11.4×FY 2019: 12.6×FY 2020: 4.2×FY 2021: 13.4×FY 2022: 8.5×FY 2023: 4.9×FY 2024: 5.8×FY 2025: 5.1×
FY 2016 5y median 5.8× FY 2025
EV/EBITDA 2.3×
FY 2016: 5.3×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 4.7×FY 2020: 39.4×FY 2021: -4.2×FY 2022: -0.7×FY 2023: 5.6×FY 2024: 6.5×FY 2025: 2.3×
FY 2016 5y median 2.3× FY 2025
EV/Sales 0.5×
FY 2016: 1.9×FY 2017: 2.8×FY 2018: 2.7×FY 2019: 2.2×FY 2020: 2.2×FY 2021: -1.8×FY 2022: -0.3×FY 2023: 1.9×FY 2024: 2.3×FY 2025: 0.5×
FY 2016 5y median 0.5× FY 2025
FCF Yield 19.6%
FY 2016: 5.6%FY 2017: 9.5%FY 2018: 8.8%FY 2019: 7.9%FY 2020: 24.0%FY 2021: 7.5%FY 2022: 11.7%FY 2023: 20.6%FY 2024: 17.4%FY 2025: 19.6%
FY 2016 5y median 17.4% FY 2025

Profitability

Gross Margin 63.0%
FY 2016: 100.0%FY 2017: 100.0%FY 2018: 100.0%FY 2019: 100.0%FY 2020: 83.7%FY 2021: 96.7%FY 2022: 100.0%FY 2023: 100.0%FY 2024: 100.0%FY 2025: 63.0%
FY 2016 5y median 100.0% FY 2025
Operating Margin 23.6%
FY 2016: 33.9%FY 2017: 34.4%FY 2018: 33.9%FY 2019: 26.9%FY 2020: 34.6%FY 2021: 40.4%FY 2022: 45.8%FY 2023: 32.1%FY 2024: 48.9%FY 2025: 23.6%
FY 2016 5y median 40.4% FY 2025
Net Margin 17.4%
FY 2016: 20.7%FY 2017: 18.5%FY 2018: 24.8%FY 2019: 19.6%FY 2020: 25.2%FY 2021: 29.9%FY 2022: 34.5%FY 2023: 23.5%FY 2024: 25.4%FY 2025: 17.4%
FY 2016 5y median 25.4% FY 2025
ROE 11.5%
FY 2016: 11.5%FY 2017: 9.5%FY 2018: 14.2%FY 2019: 12.0%FY 2020: 12.6%FY 2021: 14.6%FY 2022: 16.0%FY 2023: 9.3%FY 2024: 10.4%FY 2025: 11.5%
FY 2016 5y median 11.5% FY 2025
ROIC 1.1%
FY 2016: 5.2%FY 2017: 5.3%FY 2018: 9.0%FY 2019: 1.6%FY 2020: 1.0%FY 2021: 1.6%FY 2022: 11.7%FY 2023: 2.9%FY 2024: 11.7%FY 2025: 1.1%
FY 2016 5y median 2.9% FY 2025
ROA 1.1%
FY 2016: 1.0%FY 2017: 1.0%FY 2018: 1.4%FY 2019: 1.1%FY 2020: 1.0%FY 2021: 1.2%FY 2022: 1.4%FY 2023: 0.8%FY 2024: 0.9%FY 2025: 1.1%
FY 2016 5y median 1.1% FY 2025

Growth (YoY)

Revenue 85.1%
FY 2016: 27.2%FY 2017: 28.6%FY 2018: 31.3%FY 2019: 23.4%FY 2020: 9.6%FY 2021: 15.4%FY 2022: 8.3%FY 2023: -3.4%FY 2024: 17.3%FY 2025: 85.1%
FY 2016 FY 2025
Operating Income -10.8%
FY 2016: 5.1%FY 2017: 30.5%FY 2018: 29.3%FY 2019: -2.1%FY 2020: 41.1%FY 2021: 34.7%FY 2022: 22.9%FY 2023: -32.2%FY 2024: 78.6%FY 2025: -10.8%
FY 2016 FY 2025
EPS (diluted) 26.2%
FY 2016: 0.0%FY 2017: 3.9%FY 2018: 66.0%FY 2019: -2.3%FY 2020: 27.9%FY 2021: 29.1%FY 2022: 23.9%FY 2023: -34.7%FY 2024: 26.1%FY 2025: 26.2%
FY 2016 FY 2025
Free Cash Flow 37.8%
FY 2016: 950.1%FY 2017: 178.3%FY 2018: 14.1%FY 2019: -10.6%FY 2020: 166.2%FY 2021: -48.4%FY 2022: 49.6%FY 2023: 46.1%FY 2024: 8.9%FY 2025: 37.8%
FY 2016 FY 2025

Financial Health

Current Ratio 50.0×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.2×FY 2019: 0.4×FY 2020: 604×FY 2021: 0.9×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.1×FY 2025: 50.0×
FY 2016 5y median 0.2× FY 2025
Quick Ratio 50.0×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.2×FY 2019: 0.4×FY 2020: 604×FY 2021: 0.9×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.1×FY 2025: 50.0×
FY 2016 5y median 0.2× FY 2025
Debt / Equity 0.2×
FY 2016: 0.1×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.4×FY 2021: 0.3×FY 2022: 0.3×FY 2023: 0.6×FY 2024: 0.2×FY 2025: 0.2×
FY 2016 5y median 0.3× FY 2025
Net Debt / EBITDA -4.9×
FY 2016: -2.4×FY 2017: 0.0×FY 2018: 0.0×FY 2019: -0.9×FY 2020: 0.4×FY 2021: -11.6×FY 2022: -6.4×FY 2023: -1.2×FY 2024: -0.6×FY 2025: -4.9×
FY 2016 5y median -4.9× FY 2025
Interest Coverage 0.8×
FY 2016: 0.0×FY 2017: 9.0×FY 2018: 3.8×FY 2019: 2.5×FY 2020: 8.1×FY 2021: 22.5×FY 2022: 4.3×FY 2023: 0.7×FY 2024: 0.8×FY 2025: 0.8×
FY 2016 5y median 0.8× FY 2025

Dividends

Dividend Yield 0.0%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2016 5y median 0.0% FY 2025
Payout Ratio 0.0%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2016 5y median 0.0% FY 2025

Annual · latest fiscal year ends 2025-12-31