Regional Management Corp. RM
At closeNov 4, 2026, 4:01 PM EST
After hours · Nov 4, 4:01 PM ET
- YTD
- +1.94%
- 1 year
- +0.15%
- Market cap
- 353.42M
- Revenue (ttm)
- 556.73M
- Profit margin
- 4.26%
- EPS (ttm)
- 4.93
- Shares out
- 10.16M
- P/E ratio
- 8.01
- Forward P/E
- 5.79
- Dividend
- 1.20 (3.54%)
- Ex-dividend date
- Nov 20, 2024
- YTD return
- +1.94%
- 1-year return
- +0.15%
- Volume
- 132.94K
- Avg volume
- 90.88K
- Open
- 38.79
- Previous close
- 38.78
- Day's range
- 39.42 – 40.82
- 52-week range
- 29.89 – 44.30
- Beta
- 1.53
- Analysts
- Buy
- Price target
- 37.00 (-6.3%)
- Earnings date
- Feb 5, 2025
1D +0.43 (+1.11%)
Key statistics
- Enterprise value
- 1.77B
- PEG ratio
- 0.00
- Price / sales
- 0.60
- Price / book
- 0.95
- Dividend yield
- 3.54%
- Payout ratio
- 50.63%
- Revenue growth
- 3.60%
- Free cash flow
- -23.49M
- Total cash
- 4.75M
- Total debt
- 1.43B
- Return on equity
- 6.95%
- Short % of float
- 3.92%
- 50-day average
- 31.14
- 200-day average
- 29.26
Analyst view
Consensus: buy
- Target (low)
- 33.00
- Target (mean)
- 37.00
- Target (high)
- 40.00
- Strong buy1
- Buy1
- Hold4
- Sell0
- Strong sell0
Next earnings
Feb 5, 2025
Expected Feb 5, 2025. Consensus EPS estimate 0.88833.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Feb 5, 2025 | Dec 1, 2024 | 0.88 | — | — | — |
| Nov 6, 2024 | Sep 1, 2024 | 1.05 | 1.18 | +0.13 | +12.38% |
| Jul 31, 2024 | Jun 1, 2024 | 0.59 | 0.86 | +0.27 | +45.76% |
| May 1, 2024 | Mar 1, 2024 | 0.87 | 1.56 | +0.69 | +79.31% |
| Feb 7, 2024 | Dec 1, 2023 | 0.37 | 0.54 | +0.17 | +45.95% |
| Nov 1, 2023 | Sep 1, 2023 | 0.82 | 0.91 | +0.09 | +10.98% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Nov 13, 2024 | Stephens & Co. | init | — | Equal-Weight |
| Aug 1, 2024 | Keefe, Bruyette & Woods | main | Market Perform | Market Perform |
| Jun 7, 2024 | BTIG | init | — | Neutral |
| May 3, 2024 | Keefe, Bruyette & Woods | main | Market Perform | Market Perform |
| Feb 8, 2024 | Stephens & Co. | reit | Equal-Weight | Equal-Weight |
| Nov 2, 2023 | Stephens & Co. | main | Equal-Weight | Equal-Weight |
About Regional Management Corp.
Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large installment loans; and retail loans to finance the purchase of furniture, appliances, and other retail products. The company also provides insurance products, including credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment insurance; collateral protection insurance; and property insurance, as well as reinsurance products. In addition, its loans are sourced through branches, centrally-managed direct mail campaigns, and digital partners, as well as its consumer website. The company was incorporated in 1987 and is headquartered in Greer, South Carolina.
- Sector
- Financial Services
- Industry
- Credit Services
- Country
- United States
- Website
- regionalmanagement.com
News
Stephens & Co. Maintains Overweight on Regional Management, Raises Price Target to $40 
Regional Management Q3 Earnings Call Highlights 
Regional Management Corp. (RM) Q3 2026 Earnings Call Transcript 
Regional Management Q3 2026 Earnings Call Transcript 
Regional Mgmt Q3 EPS $1.61 Beats $1.54 Estimate, Sales $178.776M Beat $174.691M Estimate 
Regional Management Corp. Announces Third Quarter 2026 Results 
Regional Management Corp. Appoints Elizabeth Canini as Chief Credit Risk Officer 
SSR Mining Announces the Acquisition of Roxmore Resources 
Roxmore Resources Announces Sale to SSR Mining and Spinout of Exploration Assets 
Regional Management Corp. to Report Third Quarter 2026 Results on Wednesday, October 28, 2026
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| ATWOOD CATHERINE R | General Counsel | Sale | Dec 5, 2024 | 42,025 |
| BARNETTE STEVEN B. | Officer | Stock Award(Grant) | Jun 2, 2024 | 18,847 |
| BASSWOOD CAPITAL MANAGEMENT, L.L.C. | Director and Beneficial Owner of more than 10% of a Class of Security | Purchase | Dec 10, 2024 | 0 |
| BECK ROBERT WILLIAM | Chief Executive Officer | Sale | Dec 4, 2024 | 99,547 |
| CAMPOS ROEL C | Director | Conversion of Exercise of derivative security | Sep 3, 2024 | 109,048 |
| DUNN MICHAEL R | Director | Stock Award(Grant) | May 22, 2024 | 108,287 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Blackrock Inc. | 14.80% | 1,503,770 | 49.35M | Sep 29, 2024 |
| Forager Capital Management, LLC | 10.69% | 1,086,102 | 35.65M | Sep 29, 2024 |
| Basswood Capital Management, L.L.C. | 10.02% | 1,018,851 | 33.44M | Sep 29, 2024 |
| Dimensional Fund Advisors LP | 7.26% | 737,913 | 24.22M | Sep 29, 2024 |
| Vanguard Group Inc | 4.46% | 453,432 | 14.88M | Sep 29, 2024 |
| LSV Asset Management | 3.46% | 351,858 | 11.55M | Sep 29, 2024 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 2.41% | 245,340 | 8.05M | Sep 29, 2024 |
| iShares Russell 2000 ETF | 2.17% | 220,796 | 7.25M | Oct 30, 2024 |
| DFA U.S. Small Cap Value Series | 1.83% | 185,846 | 6.10M | Jul 30, 2024 |
| Vanguard Extended Market Index Fund | 1.40% | 142,217 | 4.67M | Sep 29, 2024 |
| BlackRock Advantage Small Cap Core Fund | 1.13% | 115,041 | 3.78M | Aug 30, 2024 |
| Avantis U.S. Small Cap Value ETF | 1.08% | 109,558 | 3.60M | Sep 29, 2024 |