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Chicago Atlantic Real Estate Finance, Inc. REFI

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Price alert · REFI

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8.77 USD -0.09 -0.97%

As of Nov 3, 2:53 PM ET

Bid
8.77 × 2
Ask
8.79 × 2
8.59 Day range 8.86
8.59 52-week range 13.49
YTD
-28.43%
1 year
-32.92%
Open
8.86
Prev close
8.86
Mkt cap
224.80M
Vol
110.64K
Avg vol
195.19K
EPS
1.37
P/E
6.40
Div yield
20.98%
More statistics
Low
8.59
High
8.86
Forward P/E
8.31
Beta
0.24
Short ratio
3.10
Inst. own
37.50%
Dividend
1.88
Ex-div date
Sep 29, 2024
Earnings
Aug 7, 2024
50-d avg
15.75
200-d avg
15.71
1y target
18.67

6M chart

Chart tools
Interval
1m5m15m30m

Events in this range
  • Jun 30, 2026Dividend: 0.47
  • Sep 30, 2026Dividend: 0.47
Signals (28)
NameDateAgo
MACD: Sell SignalNov 3, 20265 hours ago
RSI: OversoldNov 3, 20265 hours ago
MACD: Buy SignalOct 23, 20261 week ago
RSI: OversoldOct 19, 20262 weeks ago
RSI: OversoldOct 5, 20264 weeks ago
RSI: OversoldOct 1, 20261 month ago
SMA: BearishSep 30, 20261 month ago
SMA: BearishSep 21, 20261 month ago
MACD: Sell SignalSep 21, 20261 month ago
SMA: BullishSep 16, 20261 month ago
MACD: Buy SignalSep 15, 20261 month ago
MACD: Sell SignalSep 11, 20261 month ago
MACD: Buy SignalAug 6, 20262 months ago
RSI: OversoldJul 29, 20263 months ago
MACD: Sell SignalJul 20, 20263 months ago
MACD: Buy SignalJul 14, 20263 months ago
MACD: Sell SignalJun 30, 20264 months ago
MACD: Buy SignalJun 26, 20264 months ago
MACD: Sell SignalJun 22, 20264 months ago
MACD: Buy SignalJun 5, 20265 months ago

Newest 20 of 28.

Financial health

Altman Z-Score

1.09 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

4 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

S-5 / 5 overall

  • DCF 5
  • Return on Equity 4
  • Return on Assets 5
  • Debt / Equity 4
  • P/E 4
  • P/B 4

Valuation

P/E 7.2×
FY 2021: 30.8×FY 2022: 8.2×FY 2023: 7.6×FY 2024: 8.0×FY 2025: 7.2×
FY 2021 5y median 8.0× FY 2025
P/S 4.1×
FY 2021: 20.1×FY 2022: 5.4×FY 2023: 5.1×FY 2024: 5.4×FY 2025: 4.1×
FY 2021 5y median 5.4× FY 2025
P/B 0.8×
FY 2021: 1.1×FY 2022: 1.0×FY 2023: 1.1×FY 2024: 1.0×FY 2025: 0.8×
FY 2021 5y median 1.0× FY 2025
P/FCF 8.9×
FY 2021: 43.6×FY 2022: 15.6×FY 2023: 10.3×FY 2024: 12.8×FY 2025: 8.9×
FY 2021 5y median 12.8× FY 2025
EV/EBITDA 9.5×
FY 2021: 2080×FY 2022: 0.6×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 9.5×
FY 2021 5y median 0.6× FY 2025
EV/Sales 5.4×
FY 2021: 14.5×FY 2022: 6.5×FY 2023: 6.1×FY 2024: 6.8×FY 2025: 5.4×
FY 2021 5y median 6.5× FY 2025
FCF Yield 11.2%
FY 2021: 2.3%FY 2022: 6.4%FY 2023: 9.7%FY 2024: 7.8%FY 2025: 11.2%
FY 2021 5y median 7.8% FY 2025

Profitability

Gross Margin 86.9%
FY 2021: 98.5%FY 2022: 100.0%FY 2023: 100.0%FY 2024: 100.0%FY 2025: 86.9%
FY 2021 5y median 100.0% FY 2025
Operating Margin 57.1%
FY 2021: 87.5%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 57.1%
FY 2021 5y median 0.0% FY 2025
Net Margin 57.1%
FY 2021: 87.5%FY 2022: 66.1%FY 2023: 67.5%FY 2024: 67.6%FY 2025: 57.1%
FY 2021 5y median 67.5% FY 2025
ROE 11.7%
FY 2021: 4.8%FY 2022: 12.2%FY 2023: 14.2%FY 2024: 12.0%FY 2025: 11.7%
FY 2021 5y median 12.0% FY 2025
ROIC 8.8%
FY 2021: 4.8%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 8.8%
FY 2021 5y median 0.0% FY 2025
ROA 8.5%
FY 2021: 4.6%FY 2022: 9.4%FY 2023: 10.8%FY 2024: 8.5%FY 2025: 8.5%
FY 2021 5y median 8.5% FY 2025

Growth (YoY)

Revenue 15.2%
FY 2021: 0.0%FY 2022: 237.7%FY 2023: 17.3%FY 2024: -4.4%FY 2025: 15.2%
FY 2021 FY 2025
Operating Income 0.0%
FY 2021: 0.0%FY 2022: -100.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2021 FY 2025
EPS (diluted) -10.6%
FY 2021: 0.0%FY 2022: 237.0%FY 2023: 15.9%FY 2024: -10.9%FY 2025: -10.6%
FY 2021 FY 2025
Free Cash Flow 24.3%
FY 2021: 0.0%FY 2022: 155.0%FY 2023: 67.1%FY 2024: -18.5%FY 2025: 24.3%
FY 2021 FY 2025

Financial Health

Current Ratio 0.3×
FY 2021: 22.7×FY 2022: 17.3×FY 2023: 18.5×FY 2024: 21.7×FY 2025: 0.3×
FY 2021 5y median 18.5× FY 2025
Quick Ratio 0.3×
FY 2021: 22.7×FY 2022: 17.3×FY 2023: 18.5×FY 2024: 21.7×FY 2025: 0.3×
FY 2021 5y median 18.5× FY 2025
Debt / Equity 0.3×
FY 2021: 0.0×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.3×FY 2025: 0.3×
FY 2021 5y median 0.2× FY 2025
Net Debt / EBITDA 2.3×
FY 2021: -793×FY 2022: 0.1×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 2.3×
FY 2021 5y median 0.0× FY 2025
Interest Coverage 4.8×
FY 2021: 167×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 4.8×
FY 2021 5y median 0.0× FY 2025

Dividends

Dividend Yield 17.0%
FY 2021: 2.4%FY 2022: 10.6%FY 2023: 13.4%FY 2024: 14.0%FY 2025: 17.0%
FY 2021 5y median 13.4% FY 2025
Payout Ratio 121.8%
FY 2021: 54.1%FY 2022: 87.2%FY 2023: 101.1%FY 2024: 112.4%FY 2025: 121.8%
FY 2021 5y median 101.1% FY 2025

Annual · latest fiscal year ends 2025-12-31