Chicago Atlantic Real Estate Finance, Inc. REFI
9.07 USD +0.39 (+4.49%)
Nov 4, 2026, 12:54 PM EST
8.83 Day range 9.13
8.59 52-week range 13.49
- YTD
- -26.02%
- 1 year
- -29.74%
Financial health
Altman Z-Score
1.07 Distress zone
Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.
Piotroski F-Score
4 / 9 Average
Nine pass/fail tests of profitability, leverage and efficiency.
FMP rating
S-5 / 5 overall
- DCF 5
- Return on Equity 4
- Return on Assets 5
- Debt / Equity 4
- P/E 4
- P/B 4
Valuation
P/E 7.2×
FY 2021 5y median 8.0× FY 2025
P/S 4.1×
FY 2021 5y median 5.4× FY 2025
P/B 0.8×
FY 2021 5y median 1.0× FY 2025
P/FCF 8.9×
FY 2021 5y median 12.8× FY 2025
EV/EBITDA 9.5×
FY 2021 5y median 0.6× FY 2025
EV/Sales 5.4×
FY 2021 5y median 6.5× FY 2025
FCF Yield 11.2%
FY 2021 5y median 7.8% FY 2025
Profitability
Gross Margin 86.9%
FY 2021 5y median 100.0% FY 2025
Operating Margin 57.1%
FY 2021 5y median 0.0% FY 2025
Net Margin 57.1%
FY 2021 5y median 67.5% FY 2025
ROE 11.7%
FY 2021 5y median 12.0% FY 2025
ROIC 8.8%
FY 2021 5y median 0.0% FY 2025
ROA 8.5%
FY 2021 5y median 8.5% FY 2025
Growth (YoY)
Revenue 15.2%
FY 2021 FY 2025
Operating Income 0.0%
FY 2021 FY 2025
EPS (diluted) -10.6%
FY 2021 FY 2025
Free Cash Flow 24.3%
FY 2021 FY 2025
Financial Health
Current Ratio 0.3×
FY 2021 5y median 18.5× FY 2025
Quick Ratio 0.3×
FY 2021 5y median 18.5× FY 2025
Debt / Equity 0.3×
FY 2021 5y median 0.2× FY 2025
Net Debt / EBITDA 2.3×
FY 2021 5y median 0.0× FY 2025
Interest Coverage 4.8×
FY 2021 5y median 0.0× FY 2025
Dividends
Dividend Yield 17.0%
FY 2021 5y median 13.4% FY 2025
Payout Ratio 121.8%
FY 2021 5y median 101.1% FY 2025
Annual · latest fiscal year ends 2025-12-31