Chicago Atlantic Real Estate Finance, Inc. REFI

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Price alert · REFI

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8.84 USD -0.12 -1.34%

At close · Oct 30

8.84 0.00 0.00%

After hours · Oct 30, 4:00 PM ET

Bid
8.81 × 2
Ask
8.87 × 2
8.78 Day range 9.04
8.77 52-week range 13.47
YTD
-27.90%
1 year
-31.21%
Open
8.99
Prev close
8.96
Mkt cap
226.49M
Vol
111.56K
Avg vol
196.32K
EPS
1.37
P/E
6.45
Div yield
11.77%
More statistics
Low
8.78
High
9.04
Forward P/E
8.31
Beta
0.24
Short ratio
3.10
Inst. own
37.50%
Dividend
1.88
Ex-div date
Sep 29, 2024
Earnings
Aug 7, 2024
50-d avg
15.75
200-d avg
15.71
1y target
18.67

5D chart

Chart tools
Interval

Signals (105)
NameTimeAgo
MACD: Sell SignalOct 30, 12:30 PM1 day ago
MACD: Buy SignalOct 30, 12:15 PM1 day ago
SMA: BullishOct 30, 12:10 PM1 day ago
SMA: BearishOct 30, 11:30 AM1 day ago
SMA: BullishOct 30, 11:25 AM1 day ago
MACD: Sell SignalOct 30, 10:45 AM2 days ago
SMA: BearishOct 30, 10:40 AM2 days ago
SMA: BearishOct 30, 10:40 AM2 days ago
SMA: BullishOct 30, 10:35 AM2 days ago
SMA: BearishOct 30, 10:30 AM2 days ago
SMA: BullishOct 30, 10:25 AM2 days ago
SMA: BullishOct 30, 10:25 AM2 days ago
MACD: Buy SignalOct 30, 10:25 AM2 days ago
MACD: Sell SignalOct 30, 10:15 AM2 days ago
SMA: BearishOct 30, 10:10 AM2 days ago
SMA: BullishOct 30, 10:05 AM2 days ago
SMA: BullishOct 30, 10:05 AM2 days ago
MACD: Buy SignalOct 30, 10:05 AM2 days ago
MACD: Sell SignalOct 30, 9:45 AM2 days ago
SMA: BearishOct 30, 9:40 AM2 days ago
SMA: BearishOct 30, 9:40 AM2 days ago
SMA: BullishOct 29, 3:50 PM2 days ago
MACD: Buy SignalOct 29, 3:50 PM2 days ago
MACD: Sell SignalOct 29, 3:40 PM2 days ago
MACD: Buy SignalOct 29, 3:35 PM2 days ago
MACD: Sell SignalOct 29, 3:25 PM2 days ago
SMA: BullishOct 29, 2:40 PM2 days ago
SMA: BearishOct 29, 2:30 PM2 days ago
SMA: BullishOct 29, 2:25 PM2 days ago
SMA: BearishOct 29, 2:20 PM2 days ago
SMA: BullishOct 29, 2:10 PM2 days ago
RSI: OversoldOct 29, 1:55 PM2 days ago
MACD: Buy SignalOct 29, 1:30 PM2 days ago
RSI: OversoldOct 29, 12:45 PM2 days ago
SMA: BearishOct 29, 11:15 AM2 days ago
SMA: BullishOct 29, 11:10 AM2 days ago
SMA: BearishOct 29, 11:05 AM2 days ago
SMA: BullishOct 29, 10:55 AM2 days ago
SMA: BearishOct 29, 10:50 AM2 days ago
MACD: Sell SignalOct 29, 10:40 AM3 days ago
SMA: BearishOct 29, 10:30 AM3 days ago
RSI: OverboughtOct 29, 10:15 AM3 days ago
SMA: BullishOct 29, 9:45 AM3 days ago
SMA: BullishOct 29, 9:45 AM3 days ago
SMA: BearishOct 29, 9:40 AM3 days ago
SMA: BearishOct 29, 9:40 AM3 days ago
SMA: BullishOct 29, 9:30 AM3 days ago
RSI: OverboughtOct 29, 9:30 AM3 days ago
MACD: Buy SignalOct 28, 3:55 PM3 days ago
MACD: Sell SignalOct 28, 3:05 PM3 days ago
SMA: BearishOct 28, 3:00 PM3 days ago
MACD: Buy SignalOct 28, 2:45 PM3 days ago
SMA: BullishOct 28, 2:35 PM3 days ago
MACD: Sell SignalOct 28, 2:05 PM3 days ago
SMA: BullishOct 28, 1:40 PM3 days ago
SMA: BearishOct 28, 1:30 PM3 days ago
SMA: BearishOct 28, 12:20 PM3 days ago
MACD: Buy SignalOct 28, 11:50 AM3 days ago
RSI: OversoldOct 28, 11:35 AM3 days ago
SMA: BearishOct 28, 11:30 AM3 days ago
MACD: Sell SignalOct 28, 11:30 AM3 days ago
MACD: Buy SignalOct 28, 11:25 AM3 days ago
SMA: BullishOct 28, 11:15 AM3 days ago
RSI: OversoldOct 28, 11:00 AM3 days ago
RSI: OversoldOct 28, 10:10 AM4 days ago
SMA: BearishOct 28, 10:05 AM4 days ago
MACD: Sell SignalOct 28, 10:05 AM4 days ago
MACD: Buy SignalOct 28, 10:00 AM4 days ago
MACD: Sell SignalOct 28, 9:55 AM4 days ago
SMA: BullishOct 27, 2:55 PM4 days ago
SMA: BullishOct 27, 2:35 PM4 days ago
MACD: Buy SignalOct 27, 2:35 PM4 days ago
MACD: Sell SignalOct 27, 2:00 PM4 days ago
SMA: BullishOct 27, 1:35 PM4 days ago
MACD: Buy SignalOct 27, 1:20 PM4 days ago
MACD: Sell SignalOct 27, 1:15 PM4 days ago
RSI: OversoldOct 27, 1:15 PM4 days ago
MACD: Buy SignalOct 27, 11:35 AM4 days ago
RSI: OversoldOct 27, 11:20 AM4 days ago
MACD: Sell SignalOct 27, 11:05 AM4 days ago
SMA: BearishOct 27, 10:55 AM4 days ago
RSI: OversoldOct 27, 10:55 AM4 days ago
MACD: Buy SignalOct 27, 10:10 AM5 days ago
SMA: BullishOct 27, 9:55 AM5 days ago
RSI: OversoldOct 26, 3:40 PM5 days ago
SMA: BearishOct 26, 3:20 PM5 days ago
SMA: BullishOct 26, 3:10 PM5 days ago
SMA: BearishOct 26, 2:30 PM5 days ago
SMA: BearishOct 26, 2:30 PM5 days ago
SMA: BearishOct 26, 2:10 PM5 days ago
SMA: BullishOct 26, 1:50 PM5 days ago
SMA: BullishOct 26, 1:50 PM5 days ago
MACD: Sell SignalOct 26, 1:40 PM5 days ago
SMA: BearishOct 26, 1:35 PM5 days ago
SMA: BearishOct 26, 1:35 PM5 days ago
SMA: BullishOct 26, 1:15 PM5 days ago
MACD: Buy SignalOct 26, 1:15 PM5 days ago
MACD: Sell SignalOct 26, 1:05 PM5 days ago
MACD: Buy SignalOct 26, 1:00 PM5 days ago
SMA: BearishOct 26, 11:20 AM5 days ago
SMA: BullishOct 26, 11:00 AM5 days ago
SMA: BearishOct 26, 10:55 AM5 days ago
SMA: BullishOct 26, 10:50 AM5 days ago
RSI: OverboughtOct 26, 10:50 AM5 days ago
SMA: BearishOct 26, 10:30 AM6 days ago

Financial health

Altman Z-Score

1.09 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

4 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

S-5 / 5 overall

  • DCF 5
  • Return on Equity 4
  • Return on Assets 5
  • Debt / Equity 4
  • P/E 4
  • P/B 4

Valuation

P/E 7.2×
FY 2021: 30.8×FY 2022: 8.2×FY 2023: 7.6×FY 2024: 8.0×FY 2025: 7.2×
FY 2021 5y median 8.0× FY 2025
P/S 4.1×
FY 2021: 20.1×FY 2022: 5.4×FY 2023: 5.1×FY 2024: 5.4×FY 2025: 4.1×
FY 2021 5y median 5.4× FY 2025
P/B 0.8×
FY 2021: 1.1×FY 2022: 1.0×FY 2023: 1.1×FY 2024: 1.0×FY 2025: 0.8×
FY 2021 5y median 1.0× FY 2025
P/FCF 8.9×
FY 2021: 43.6×FY 2022: 15.6×FY 2023: 10.3×FY 2024: 12.8×FY 2025: 8.9×
FY 2021 5y median 12.8× FY 2025
EV/EBITDA 9.5×
FY 2021: 2080×FY 2022: 0.6×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 9.5×
FY 2021 5y median 0.6× FY 2025
EV/Sales 5.4×
FY 2021: 14.5×FY 2022: 6.5×FY 2023: 6.1×FY 2024: 6.8×FY 2025: 5.4×
FY 2021 5y median 6.5× FY 2025
FCF Yield 11.2%
FY 2021: 2.3%FY 2022: 6.4%FY 2023: 9.7%FY 2024: 7.8%FY 2025: 11.2%
FY 2021 5y median 7.8% FY 2025

Profitability

Gross Margin 86.9%
FY 2021: 98.5%FY 2022: 100.0%FY 2023: 100.0%FY 2024: 100.0%FY 2025: 86.9%
FY 2021 5y median 100.0% FY 2025
Operating Margin 57.1%
FY 2021: 87.5%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 57.1%
FY 2021 5y median 0.0% FY 2025
Net Margin 57.1%
FY 2021: 87.5%FY 2022: 66.1%FY 2023: 67.5%FY 2024: 67.6%FY 2025: 57.1%
FY 2021 5y median 67.5% FY 2025
ROE 11.7%
FY 2021: 4.8%FY 2022: 12.2%FY 2023: 14.2%FY 2024: 12.0%FY 2025: 11.7%
FY 2021 5y median 12.0% FY 2025
ROIC 8.8%
FY 2021: 4.8%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 8.8%
FY 2021 5y median 0.0% FY 2025
ROA 8.5%
FY 2021: 4.6%FY 2022: 9.4%FY 2023: 10.8%FY 2024: 8.5%FY 2025: 8.5%
FY 2021 5y median 8.5% FY 2025

Growth (YoY)

Revenue 15.2%
FY 2021: 0.0%FY 2022: 237.7%FY 2023: 17.3%FY 2024: -4.4%FY 2025: 15.2%
FY 2021 FY 2025
Operating Income 0.0%
FY 2021: 0.0%FY 2022: -100.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2021 FY 2025
EPS (diluted) -10.6%
FY 2021: 0.0%FY 2022: 237.0%FY 2023: 15.9%FY 2024: -10.9%FY 2025: -10.6%
FY 2021 FY 2025
Free Cash Flow 24.3%
FY 2021: 0.0%FY 2022: 155.0%FY 2023: 67.1%FY 2024: -18.5%FY 2025: 24.3%
FY 2021 FY 2025

Financial Health

Current Ratio 0.3×
FY 2021: 22.7×FY 2022: 17.3×FY 2023: 18.5×FY 2024: 21.7×FY 2025: 0.3×
FY 2021 5y median 18.5× FY 2025
Quick Ratio 0.3×
FY 2021: 22.7×FY 2022: 17.3×FY 2023: 18.5×FY 2024: 21.7×FY 2025: 0.3×
FY 2021 5y median 18.5× FY 2025
Debt / Equity 0.3×
FY 2021: 0.0×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.3×FY 2025: 0.3×
FY 2021 5y median 0.2× FY 2025
Net Debt / EBITDA 2.3×
FY 2021: -793×FY 2022: 0.1×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 2.3×
FY 2021 5y median 0.0× FY 2025
Interest Coverage 4.8×
FY 2021: 167×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 4.8×
FY 2021 5y median 0.0× FY 2025

Dividends

Dividend Yield 17.0%
FY 2021: 2.4%FY 2022: 10.6%FY 2023: 13.4%FY 2024: 14.0%FY 2025: 17.0%
FY 2021 5y median 13.4% FY 2025
Payout Ratio 121.8%
FY 2021: 54.1%FY 2022: 87.2%FY 2023: 101.1%FY 2024: 112.4%FY 2025: 121.8%
FY 2021 5y median 101.1% FY 2025

Annual · latest fiscal year ends 2025-12-31