Provident Financial Holdings, Inc. PROV
Nov 4, 2026, 2:19 PM EST
- YTD
- +14.39%
- 1 year
- +18.26%
- Market cap
- 112.80M
- Revenue (ttm)
- 39.79M
- Profit margin
- 18.82%
- EPS (ttm)
- 1.03
- Shares out
- 6.76M
- P/E ratio
- 17.67
- Forward P/E
- 10.60
- Dividend
- 0.56 (3.08%)
- Ex-dividend date
- Nov 13, 2024
- YTD return
- +14.39%
- 1-year return
- +18.26%
- Volume
- 21.71K
- Avg volume
- 15.52K
- Open
- 18.22
- Previous close
- 18.19
- Day's range
- 18.20 – 18.99
- 52-week range
- 14.95 – 18.99
- Beta
- 0.38
- Analysts
- Hold
- Price target
- 16.75 (-8.0%)
- Earnings date
- Feb 3, 2025
2Y +2.77 (+17.95%)
Key statistics
- Enterprise value
- 314.24M
- PEG ratio
- 0.00
- Price / sales
- 2.77
- Price / book
- 0.85
- Dividend yield
- 3.44%
- Payout ratio
- 51.38%
- Revenue growth
- 9.30%
- Free cash flow
- 0
- Total cash
- 48.19M
- Total debt
- 251.25M
- Return on equity
- 5.79%
- Short % of float
- 0.37%
- 50-day average
- 15.75
- 200-day average
- 13.91
Analyst view
Consensus: hold
- Target (low)
- 16.50
- Target (mean)
- 16.75
- Target (high)
- 17.00
- Strong buy0
- Buy0
- Hold2
- Sell0
- Strong sell0
Next earnings
Feb 3, 2025
Expected Feb 3, 2025. Consensus EPS estimate 0.255.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Feb 3, 2025 | Dec 1, 2024 | 0.26 | — | — | — |
| Oct 28, 2024 | Sep 1, 2024 | 0.25 | 0.28 | +0.03 | +12.00% |
| Jul 29, 2024 | Jun 1, 2024 | 0.23 | 0.28 | +0.05 | +21.74% |
| Apr 29, 2024 | Mar 1, 2024 | 0.24 | 0.22 | -0.02 | -8.33% |
| Jan 29, 2024 | Dec 1, 2023 | 0.26 | 0.31 | +0.05 | +19.23% |
| Oct 25, 2023 | Sep 1, 2023 | 0.28 | 0.25 | -0.03 | -10.71% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 30, 2024 | Piper Sandler | main | Neutral | Neutral |
| Jul 31, 2024 | Piper Sandler | main | Neutral | Neutral |
| May 1, 2024 | Piper Sandler | main | Neutral | Neutral |
| Jan 29, 2021 | Janney Montgomery Scott | down | Buy | Neutral |
| Oct 1, 2020 | Piper Sandler | main | — | Overweight |
| May 5, 2020 | Piper Sandler | up | Neutral | Overweight |
About Provident Financial Holdings, Inc.
Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company's deposit products include checking, savings, and money market and time deposit accounts; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. It also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate secured loan transactions. The company operates through full-service banking offices in Riverside County and San Bernardino County. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- Website
- myprovident.com
News
Provident Financial Q1 Earnings Call Highlights 
Provident Financial: 3 Key Takeaways for Long-Term Investors 
Provident Financial Holdings, Inc. (PROV) Q1 2027 Earnings Call Transcript 
Provident Financial (PROV) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates 
Provident Financial (PROV) Q1 Earnings Lag Estimates 
Provident Financial Holdings Reports First Quarter Of Fiscal 2027 Results 
Provident Bank Celebrates 70 Years of Community Banking, Trusted Client Relationships and Community Service in the Inland Empire 
Provident Financial Holdings Announces New Stock Repurchase Plan 
Provident Financial Holdings Announces Quarterly Cash Dividend 
Provident Financial Holdings, Inc. To Host Earnings Release Conference Call
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| BLUNDEN CRAIG G | Chairman of the Board | Sale | Oct 30, 2024 | 243,642 |
| BRUNNER-SALTER LILIAN N | Officer | Stock Award(Grant) | May 22, 2024 | 76,962 |
| HAWLEY BRIAN | Director | Stock Award(Grant) | Dec 13, 2023 | 1,000 |
| NGUYEN TAM B. | Chief Financial Officer | Stock Award(Grant) | May 22, 2024 | 24,612 |
| RITTER ROBERT SCOTT | Officer | Stock Award(Grant) | May 22, 2024 | 33,931 |
| TERNES DONAVON P | Chief Executive Officer | Stock Award(Grant) | May 22, 2024 | 242,702 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| M3F, Inc. | 7.39% | 500,000 | 8.16M | Sep 29, 2024 |
| Dimensional Fund Advisors LP | 7.17% | 484,954 | 7.91M | Sep 29, 2024 |
| Raffles Associates Lp | 5.82% | 393,420 | 6.42M | Sep 29, 2024 |
| Manufacturers Life Insurance Co. | 4.61% | 311,672 | 5.09M | Sep 29, 2024 |
| Ameriprise Financial, Inc. | 4.28% | 289,680 | 4.73M | Sep 29, 2024 |
| Vanguard Group Inc | 4.18% | 282,853 | 4.62M | Sep 29, 2024 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Columbia Fds Ser Tr I-Columbia Small Cap Value Fd I | 2.85% | 192,828 | 3.15M | Jul 30, 2024 |
| Vanguard Total Stock Market Index Fund | 2.65% | 178,916 | 2.92M | Sep 29, 2024 |
| DFA U.S. Small Cap Value Series | 2.54% | 171,903 | 2.81M | Jul 30, 2024 |
| John Hancock Regional Bank Fund (Investors Tr) | 2.38% | 160,953 | 2.63M | Oct 30, 2024 |
| John Hancock Financial Opportunities Fund | 1.45% | 98,335 | 1.60M | Oct 30, 2024 |
| Vanguard Extended Market Index Fund | 1.37% | 92,550 | 1.51M | Sep 29, 2024 |