PMT-PC

PennyMac Mortgage Investment Trust

Real Estate · USD

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Price alert · PMT-PC

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15.65 USD +0.12 +0.77%
As of Oct 30, 2026 Extended hours 15.55 -0.64%
15.53 Day range 15.73
15.00 52-week range 19.64
YTD
-15.27%
1 year
-17.89%
Open
15.59
Prev close
15.53
Mkt cap
594.34M
Vol
19.02K
Avg vol
26.79K
EPS
-0.731
P/E
0.00
Div yield
8.74%
More statistics
Low
15.53
High
15.73
Forward P/E
0.00
Beta
1.48
Short ratio
0.21
Inst. own
18.33%
Dividend
1.69
Ex-div date
Nov 28, 2024
50-d avg
20.56
200-d avg
19.88
1y target
0.00

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Financial health

Altman Z-Score

-0.28 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

6 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

C-1 / 5 overall

  • DCF 3
  • Return on Equity 1
  • Return on Assets 1
  • Debt / Equity 1
  • P/E 1
  • P/B 1

Valuation

P/E 12.7×
FY 2016: 15.0×FY 2017: 10.5×FY 2018: 8.5×FY 2019: 8.8×FY 2020: 65.1×FY 2021: 66.7×FY 2022: -9.8×FY 2023: 8.3×FY 2024: 9.2×FY 2025: 12.7×
FY 2016 5y median 9.2× FY 2025
P/S 0.6×
FY 2016: 3.6×FY 2017: 2.4×FY 2018: 3.2×FY 2019: 1.8×FY 2020: 1.2×FY 2021: 2.2×FY 2022: -7.8×FY 2023: 1.8×FY 2024: 2.2×FY 2025: 0.6×
FY 2016 5y median 1.8× FY 2025
P/B 0.6×
FY 2016: 0.8×FY 2017: 0.7×FY 2018: 0.8×FY 2019: 0.7×FY 2020: 0.8×FY 2021: 0.7×FY 2022: 0.6×FY 2023: 0.7×FY 2024: 0.6×FY 2025: 0.6×
FY 2016 5y median 0.6× FY 2025
P/FCF -0.2×
FY 2016: -1.8×FY 2017: 4.8×FY 2018: -2.3×FY 2019: -0.6×FY 2020: 2.6×FY 2021: -0.6×FY 2022: 0.6×FY 2023: 1.0×FY 2024: -0.4×FY 2025: -0.2×
FY 2016 5y median -0.2× FY 2025
EV/EBITDA 212×
FY 2016: 45.6×FY 2017: 23.3×FY 2018: 17.0×FY 2019: 18.8×FY 2020: 6.1×FY 2021: 18.6×FY 2022: 375×FY 2023: 9.0×FY 2024: 12.5×FY 2025: 212×
FY 2016 5y median 18.6× FY 2025
EV/Sales 11.4×
FY 2016: 19.1×FY 2017: 11.0×FY 2018: 17.8×FY 2019: 11.3×FY 2020: 5.6×FY 2021: 16.9×FY 2022: -85.1×FY 2023: 15.8×FY 2024: 25.5×FY 2025: 11.4×
FY 2016 5y median 15.8× FY 2025
FCF Yield -660.7%
FY 2016: -55.6%FY 2017: 21.0%FY 2018: -44.4%FY 2019: -169.5%FY 2020: 38.4%FY 2021: -165.3%FY 2022: 157.5%FY 2023: 101.5%FY 2024: -250.0%FY 2025: -660.7%
FY 2016 5y median -165.3% FY 2025

Profitability

Gross Margin 91.6%
FY 2016: 49.3%FY 2017: 68.8%FY 2018: 65.9%FY 2019: 75.4%FY 2020: 76.3%FY 2021: 59.2%FY 2022: 220.5%FY 2023: 83.2%FY 2024: 75.4%FY 2025: 91.6%
FY 2016 5y median 83.2% FY 2025
Operating Margin 79.0%
FY 2016: 37.8%FY 2017: 60.5%FY 2018: 56.4%FY 2019: 70.1%FY 2020: 73.0%FY 2021: 52.0%FY 2022: 253.9%FY 2023: 76.9%FY 2024: 65.7%FY 2025: 79.0%
FY 2016 5y median 76.9% FY 2025
Net Margin 7.3%
FY 2016: 24.4%FY 2017: 26.2%FY 2018: 37.3%FY 2019: 23.7%FY 2020: 3.7%FY 2021: 7.5%FY 2022: 50.3%FY 2023: 27.5%FY 2024: 31.9%FY 2025: 7.3%
FY 2016 5y median 27.5% FY 2025
ROE 6.8%
FY 2016: 5.6%FY 2017: 7.6%FY 2018: 9.8%FY 2019: 9.2%FY 2020: 2.3%FY 2021: 2.4%FY 2022: -3.7%FY 2023: 10.2%FY 2024: 8.3%FY 2025: 6.8%
FY 2016 5y median 6.8% FY 2025
ROIC 506.6%
FY 2016: 4.6%FY 2017: 12.2%FY 2018: 109.8%FY 2019: 8.7%FY 2020: 5.5%FY 2021: 15.7%FY 2022: 18.8%FY 2023: -16.6%FY 2024: -9.9%FY 2025: 506.6%
FY 2016 5y median 15.7% FY 2025
ROA 0.6%
FY 2016: 1.2%FY 2017: 2.1%FY 2018: 2.0%FY 2019: 1.9%FY 2020: 0.5%FY 2021: 0.4%FY 2022: -0.5%FY 2023: 1.5%FY 2024: 1.1%FY 2025: 0.6%
FY 2016 5y median 0.6% FY 2025

Growth (YoY)

Revenue 245.8%
FY 2016: 6.4%FY 2017: 44.3%FY 2018: -8.7%FY 2019: 132.6%FY 2020: 47.7%FY 2021: -46.2%FY 2022: -119.2%FY 2023: 598.3%FY 2024: -30.5%FY 2025: 245.8%
FY 2016 FY 2025
Operating Income 315.9%
FY 2016: -11.1%FY 2017: 131.3%FY 2018: -14.9%FY 2019: 189.1%FY 2020: 53.9%FY 2021: -61.7%FY 2022: -193.9%FY 2023: 250.9%FY 2024: -40.6%FY 2025: 315.9%
FY 2016 FY 2025
EPS (diluted) -27.7%
FY 2016: -6.9%FY 2017: 37.0%FY 2018: 48.6%FY 2019: 10.0%FY 2020: -88.8%FY 2021: -3.7%FY 2022: -584.6%FY 2023: 229.4%FY 2024: -16.0%FY 2025: -27.7%
FY 2016 FY 2025
Free Cash Flow -164.0%
FY 2016: 27.9%FY 2017: 135.7%FY 2018: -357.2%FY 2019: -420.3%FY 2020: 122.5%FY 2021: -515.5%FY 2022: 163.9%FY 2023: -25.7%FY 2024: -306.1%FY 2025: -164.0%
FY 2016 FY 2025

Financial Health

Current Ratio 0.0×
FY 2016: 0.5×FY 2017: 3.5×FY 2018: 2.0×FY 2019: 0.0×FY 2020: 1.6×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 0.0×
FY 2016 5y median 0.0× FY 2025
Quick Ratio 0.0×
FY 2016: 0.6×FY 2017: 7.7×FY 2018: 4.3×FY 2019: 0.0×FY 2020: 1.6×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 0.0×
FY 2016 5y median 0.0× FY 2025
Debt / Equity 10.1×
FY 2016: 3.6×FY 2017: 2.5×FY 2018: 3.9×FY 2019: 3.7×FY 2020: 3.9×FY 2021: 4.7×FY 2022: 5.8×FY 2023: 5.4×FY 2024: 6.3×FY 2025: 10.1×
FY 2016 5y median 5.8× FY 2025
Net Debt / EBITDA 201×
FY 2016: 37.0×FY 2017: 18.2×FY 2018: 14.0×FY 2019: 15.7×FY 2020: 4.7×FY 2021: 16.1×FY 2022: 341×FY 2023: 8.0×FY 2024: 11.5×FY 2025: 201×
FY 2016 5y median 16.1× FY 2025
Interest Coverage 1.6×
FY 2016: 0.8×FY 2017: 1.8×FY 2018: 1.3×FY 2019: 2.2×FY 2020: 3.8×FY 2021: 1.3×FY 2022: -0.9×FY 2023: 0.8×FY 2024: 0.5×FY 2025: 1.6×
FY 2016 5y median 0.8× FY 2025

Dividends

Dividend Yield 16.6%
FY 2016: 11.7%FY 2017: 13.2%FY 2018: 10.9%FY 2019: 9.4%FY 2020: 10.1%FY 2021: 12.7%FY 2022: 19.0%FY 2023: 14.0%FY 2024: 16.6%FY 2025: 16.6%
FY 2016 5y median 16.6% FY 2025
Payout Ratio 141.7%
FY 2016: 173.5%FY 2017: 119.1%FY 2018: 92.0%FY 2019: 73.3%FY 2020: 337.1%FY 2021: 376.6%FY 2022: -293.9%FY 2023: 91.4%FY 2024: 112.5%FY 2025: 141.7%
FY 2016 5y median 112.5% FY 2025

Annual · latest fiscal year ends 2025-12-31