Pagaya Technologies Ltd. PGYWW

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Price alert · PGYWW

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0.01 USD 0.00 -8.41%

At close · Oct 29

0.01 0.00 +21.43%

After hours · Oct 29, 4:19 PM ET

Bid
0.01 × —
Ask
0.01 × —
0.0098 Day range 0.0098
0.0098 52-week range 0.0098
YTD
0.00%
1 year
0.00%
Open
0.50
Prev close
0.0107
Mkt cap
1.74B
Vol
7.20K
Avg vol
0
EPS
0.00
P/E
0.00
Div yield
0.00%
More statistics
Low
0.0098
High
0.0098
Forward P/E
0.00
Beta
5.52
Short ratio
0.00
Inst. own
0.00%
Dividend
0.00
Ex-div date
Earnings
Feb 17, 2027
50-d avg
0.2301
200-d avg
0.2301
1y target
0.00

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Financial health

Altman Z-Score

1.69 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

5 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

A+4 / 5 overall

  • DCF 5
  • Return on Equity 5
  • Return on Assets 4
  • Debt / Equity 1
  • P/E 4
  • P/B 5

Valuation

P/E 21.1×
FY 2019: -222×FY 2020: 387×FY 2021: -14.4×FY 2022: -1.8×FY 2023: -7.7×FY 2024: -1.6×FY 2025: 21.1×
FY 2019 5y median -1.8× FY 2025
P/S 1.3×
FY 2019: 51.6×FY 2020: 24.0×FY 2021: 4.3×FY 2022: 0.8×FY 2023: 1.3×FY 2024: 0.7×FY 2025: 1.3×
FY 2019 5y median 1.3× FY 2025
P/B 3.4×
FY 2019: 57.9×FY 2020: 20.2×FY 2021: 6.3×FY 2022: 1.0×FY 2023: 1.8×FY 2024: 2.0×FY 2025: 3.4×
FY 2019 5y median 2.0× FY 2025
P/FCF 7.3×
FY 2019: -217×FY 2020: 698×FY 2021: 44.9×FY 2022: -9.1×FY 2023: -93.7×FY 2024: 15.2×FY 2025: 7.3×
FY 2019 5y median 7.3× FY 2025
EV/EBITDA 27.7×
FY 2019: -488×FY 2020: 154×FY 2021: -53.0×FY 2022: -1.5×FY 2023: -27.4×FY 2024: 17.0×FY 2025: 27.7×
FY 2019 5y median -1.5× FY 2025
EV/Sales 1.8×
FY 2019: 51.5×FY 2020: 24.0×FY 2021: 4.0×FY 2022: 0.7×FY 2023: 1.6×FY 2024: 1.1×FY 2025: 1.8×
FY 2019 5y median 1.6× FY 2025
FCF Yield 13.7%
FY 2019: -0.5%FY 2020: 0.1%FY 2021: 2.2%FY 2022: -11.0%FY 2023: -1.1%FY 2024: 6.6%FY 2025: 13.7%
FY 2019 5y median 2.2% FY 2025

Profitability

Gross Margin 40.6%
FY 2019: 22.6%FY 2020: 46.5%FY 2021: 47.9%FY 2022: 34.2%FY 2023: 34.1%FY 2024: 40.5%FY 2025: 40.6%
FY 2019 5y median 40.5% FY 2025
Operating Margin 17.7%
FY 2019: -10.8%FY 2020: 23.2%FY 2021: -1.3%FY 2022: -46.0%FY 2023: -3.2%FY 2024: 6.7%FY 2025: 17.7%
FY 2019 5y median -1.3% FY 2025
Net Margin 6.5%
FY 2019: -15.6%FY 2020: 15.8%FY 2021: -20.4%FY 2022: -44.1%FY 2023: -16.6%FY 2024: -40.0%FY 2025: 6.5%
FY 2019 5y median -20.4% FY 2025
ROE 17.0%
FY 2019: -17.5%FY 2020: 13.3%FY 2021: -29.6%FY 2022: -54.6%FY 2023: -22.9%FY 2024: -122.9%FY 2025: 17.0%
FY 2019 5y median -29.6% FY 2025
ROIC 15.4%
FY 2019: -6.9%FY 2020: 10.0%FY 2021: -1.0%FY 2022: -31.9%FY 2023: -2.1%FY 2024: 5.4%FY 2025: 15.4%
FY 2019 5y median -1.0% FY 2025
ROA 5.3%
FY 2019: -9.6%FY 2020: 7.1%FY 2021: -15.4%FY 2022: -28.9%FY 2023: -10.6%FY 2024: -31.1%FY 2025: 5.3%
FY 2019 5y median -15.4% FY 2025

Growth (YoY)

Revenue 25.6%
FY 2019: 0.0%FY 2020: 153.8%FY 2021: 386.0%FY 2022: 53.7%FY 2023: 12.8%FY 2024: 30.0%FY 2025: 25.6%
FY 2019 FY 2025
Operating Income 234.8%
FY 2019: 0.0%FY 2020: 644.4%FY 2021: -127.3%FY 2022: -5322.9%FY 2023: 92.3%FY 2024: 373.9%FY 2025: 234.8%
FY 2019 FY 2025
EPS (diluted) 116.4%
FY 2019: 0.0%FY 2020: 150.9%FY 2021: -3155.6%FY 2022: -0.4%FY 2023: 74.2%FY 2024: -164.5%FY 2025: 116.4%
FY 2019 FY 2025
Free Cash Flow 419.2%
FY 2019: 0.0%FY 2020: 136.7%FY 2021: 1266.7%FY 2022: -244.5%FY 2023: 83.0%FY 2024: 507.9%FY 2025: 419.2%
FY 2019 FY 2025

Financial Health

Current Ratio 11.1×
FY 2019: 12.8×FY 2020: 18.0×FY 2021: 8.6×FY 2022: 3.3×FY 2023: 4.0×FY 2024: 1.8×FY 2025: 11.1×
FY 2019 5y median 4.0× FY 2025
Quick Ratio 11.1×
FY 2019: 12.8×FY 2020: 18.0×FY 2021: 8.6×FY 2022: 3.3×FY 2023: 4.0×FY 2024: 1.8×FY 2025: 11.1×
FY 2019 5y median 4.0× FY 2025
Debt / Equity 1.8×
FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.1×FY 2022: 0.4×FY 2023: 0.7×FY 2024: 2.1×FY 2025: 1.8×
FY 2019 5y median 0.7× FY 2025
Net Debt / EBITDA 7.6×
FY 2019: 1.3×FY 2020: -0.4×FY 2021: 4.5×FY 2022: 0.3×FY 2023: -5.1×FY 2024: 7.3×FY 2025: 7.6×
FY 2019 5y median 4.5× FY 2025
Interest Coverage 0.0×
FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 0.0×
FY 2019 5y median 0.0× FY 2025

Dividends

Dividend Yield 0.0%
FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2019 5y median 0.0% FY 2025
Payout Ratio 0.0%
FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2019 5y median 0.0% FY 2025

Annual · latest fiscal year ends 2025-12-31