PFG

Principal Financial Group, Inc.

Financial Services · USD

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Price alert · PFG

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111.63 USD -2.02 -1.78%
As of Oct 30, 2026 Extended hours 111.63 0.00%
Bid
111.61 × 1
Ask
111.63 × 1
110.56 Day range 114.00
81.01 52-week range 118.51
YTD
+26.55%
1 year
+34.92%
Open
113.96
Prev close
113.65
Mkt cap
23.75B
Vol
1.59M
Avg vol
1.29M
EPS
7.02
P/E
15.90
Div yield
2.99%
More statistics
Low
110.56
High
114.00
Forward P/E
11.00
Beta
0.87
Short ratio
5.76
Inst. own
82.00%
Dividend
3.40
Ex-div date
Dec 1, 2026
Earnings
Feb 8, 2027
50-d avg
112.13
200-d avg
103.47
1y target
109.67

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PFG five-day price chart107.3109.0110.7112.3114.0Oct 26Oct 27Oct 28Oct 29Oct 30

Financial health

Altman Z-Score

0.13 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

6 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

A-4 / 5 overall

  • DCF 5
  • Return on Equity 5
  • Return on Assets 2
  • Debt / Equity 3
  • P/E 3
  • P/B 2

Valuation

P/E 16.6×
FY 2016: 12.7×FY 2017: 8.8×FY 2018: 8.2×FY 2019: 11.0×FY 2020: 9.8×FY 2021: 12.3×FY 2022: 4.4×FY 2023: 30.5×FY 2024: 11.4×FY 2025: 16.6×
FY 2016 5y median 12.3× FY 2025
P/S 1.3×
FY 2016: 1.4×FY 2017: 1.5×FY 2018: 0.9×FY 2019: 0.9×FY 2020: 0.9×FY 2021: 1.3×FY 2022: 1.2×FY 2023: 1.4×FY 2024: 1.1×FY 2025: 1.3×
FY 2016 5y median 1.3× FY 2025
P/B 1.7×
FY 2016: 1.7×FY 2017: 1.6×FY 2018: 1.1×FY 2019: 1.0×FY 2020: 0.8×FY 2021: 1.2×FY 2022: 2.1×FY 2023: 1.7×FY 2024: 1.6×FY 2025: 1.7×
FY 2016 5y median 1.7× FY 2025
P/FCF 4.5×
FY 2016: 4.6×FY 2017: 5.1×FY 2018: 2.5×FY 2019: 2.9×FY 2020: 3.8×FY 2021: 6.3×FY 2022: 6.9×FY 2023: 5.0×FY 2024: 3.9×FY 2025: 4.5×
FY 2016 5y median 5.0× FY 2025
EV/EBITDA 11.6×
FY 2016: 9.8×FY 2017: 8.8×FY 2018: 6.5×FY 2019: 8.7×FY 2020: 7.8×FY 2021: 10.0×FY 2022: 3.2×FY 2023: 17.7×FY 2024: 8.1×FY 2025: 11.6×
FY 2016 5y median 10.0× FY 2025
EV/Sales 1.2×
FY 2016: 1.4×FY 2017: 1.5×FY 2018: 0.9×FY 2019: 1.0×FY 2020: 1.0×FY 2021: 1.5×FY 2022: 1.2×FY 2023: 1.3×FY 2024: 1.1×FY 2025: 1.2×
FY 2016 5y median 1.2× FY 2025
FCF Yield 22.3%
FY 2016: 21.9%FY 2017: 19.5%FY 2018: 40.1%FY 2019: 35.0%FY 2020: 26.6%FY 2021: 15.9%FY 2022: 14.5%FY 2023: 19.8%FY 2024: 25.9%FY 2025: 22.3%
FY 2016 5y median 19.8% FY 2025

Profitability

Gross Margin 45.2%
FY 2016: 44.2%FY 2017: 44.5%FY 2018: 42.5%FY 2019: 38.9%FY 2020: 43.8%FY 2021: 49.0%FY 2022: 63.0%FY 2023: 43.2%FY 2024: 45.6%FY 2025: 45.2%
FY 2016 5y median 45.6% FY 2025
Operating Margin 9.1%
FY 2016: 12.8%FY 2017: 16.0%FY 2018: 12.5%FY 2019: 10.4%FY 2020: 11.5%FY 2021: 13.2%FY 2022: 34.1%FY 2023: 5.4%FY 2024: 11.7%FY 2025: 9.1%
FY 2016 5y median 11.7% FY 2025
Net Margin 7.6%
FY 2016: 10.6%FY 2017: 16.4%FY 2018: 10.9%FY 2019: 8.6%FY 2020: 9.5%FY 2021: 11.0%FY 2022: 27.1%FY 2023: 4.6%FY 2024: 9.7%FY 2025: 7.6%
FY 2016 5y median 9.7% FY 2025
ROE 10.0%
FY 2016: 12.9%FY 2017: 18.0%FY 2018: 13.6%FY 2019: 9.5%FY 2020: 8.4%FY 2021: 9.8%FY 2022: 47.6%FY 2023: 5.7%FY 2024: 14.2%FY 2025: 10.0%
FY 2016 5y median 10.0% FY 2025
ROIC 0.4%
FY 2016: 20.0%FY 2017: 33.2%FY 2018: 1.2%FY 2019: 1.0%FY 2020: 0.8%FY 2021: 0.5%FY 2022: -88.8%FY 2023: 0.2%FY 2024: 0.5%FY 2025: 0.4%
FY 2016 5y median 0.4% FY 2025
ROA 0.3%
FY 2016: 0.6%FY 2017: 0.9%FY 2018: 0.6%FY 2019: 0.5%FY 2020: 0.4%FY 2021: 0.5%FY 2022: 1.6%FY 2023: 0.2%FY 2024: 0.5%FY 2025: 0.3%
FY 2016 5y median 0.5% FY 2025

Growth (YoY)

Revenue -3.1%
FY 2016: 3.6%FY 2017: 13.7%FY 2018: 1.0%FY 2019: 13.9%FY 2020: -9.1%FY 2021: -2.1%FY 2022: 21.5%FY 2023: -22.1%FY 2024: 18.0%FY 2025: -3.1%
FY 2016 FY 2025
Operating Income -25.1%
FY 2016: 11.2%FY 2017: 41.5%FY 2018: -20.8%FY 2019: -5.1%FY 2020: 0.0%FY 2021: 12.8%FY 2022: 213.3%FY 2023: -87.7%FY 2024: 155.8%FY 2025: -25.1%
FY 2016 FY 2025
EPS (diluted) -21.4%
FY 2016: 10.8%FY 2017: 75.1%FY 2018: -32.1%FY 2019: -7.3%FY 2020: 1.8%FY 2021: 14.7%FY 2022: 221.8%FY 2023: -86.3%FY 2024: 162.0%FY 2025: -21.4%
FY 2016 FY 2025
Free Cash Flow -2.1%
FY 2016: -12.7%FY 2017: 8.6%FY 2018: 25.9%FY 2019: 5.9%FY 2020: -32.3%FY 2021: -14.9%FY 2022: -1.0%FY 2023: 20.7%FY 2024: 22.9%FY 2025: -2.1%
FY 2016 FY 2025

Financial Health

Current Ratio 3.2×
FY 2016: 43.8×FY 2017: 45.7×FY 2018: 1503×FY 2019: 796×FY 2020: 983×FY 2021: 34.8×FY 2022: 0.5×FY 2023: 4.8×FY 2024: 5.2×FY 2025: 3.2×
FY 2016 5y median 4.8× FY 2025
Quick Ratio 3.2×
FY 2016: 1045×FY 2017: 1261×FY 2018: 1689×FY 2019: 874×FY 2020: 983×FY 2021: 34.8×FY 2022: 5.1×FY 2023: 4.8×FY 2024: 5.2×FY 2025: 3.2×
FY 2016 5y median 5.1× FY 2025
Debt / Equity 0.3×
FY 2016: 0.3×FY 2017: 0.3×FY 2018: 0.3×FY 2019: 0.3×FY 2020: 0.3×FY 2021: 0.3×FY 2022: 0.4×FY 2023: 0.4×FY 2024: 0.4×FY 2025: 0.3×
FY 2016 5y median 0.4× FY 2025
Net Debt / EBITDA -0.3×
FY 2016: 0.3×FY 2017: 0.3×FY 2018: 0.2×FY 2019: 0.7×FY 2020: 0.8×FY 2021: 1.1×FY 2022: -0.1×FY 2023: -0.7×FY 2024: -0.0×FY 2025: -0.3×
FY 2016 5y median -0.1× FY 2025
Interest Coverage 644×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 1694×FY 2021: 1911×FY 2022: 4989×FY 2023: 389×FY 2024: 727×FY 2025: 644×
FY 2016 5y median 727× FY 2025

Dividends

Dividend Yield 3.4%
FY 2016: 2.7%FY 2017: 2.6%FY 2018: 4.7%FY 2019: 4.0%FY 2020: 4.5%FY 2021: 3.4%FY 2022: 3.0%FY 2023: 3.4%FY 2024: 3.8%FY 2025: 3.4%
FY 2016 5y median 3.4% FY 2025
Payout Ratio 57.7%
FY 2016: 35.3%FY 2017: 23.4%FY 2018: 38.7%FY 2019: 43.5%FY 2020: 44.0%FY 2021: 41.4%FY 2022: 13.5%FY 2023: 100.4%FY 2024: 41.9%FY 2025: 57.7%
FY 2016 5y median 41.9% FY 2025

Annual · latest fiscal year ends 2025-12-31