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Old Second Bancorp, Inc. OSBC

Set alert

Price alert · OSBC

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24.30 USD -0.25 -1.02%

At close · Oct 30

24.30 0.00 0.00%

After hours · Oct 30, 4:00 PM ET

Bid
24.29 × 2
Ask
24.30 × 2
24.19 Day range 24.84
17.67 52-week range 25.91
YTD
+24.62%
1 year
+33.81%
Open
24.59
Prev close
24.55
Mkt cap
1.24B
Vol
521.98K
Avg vol
502.88K
EPS
2.14
P/E
11.36
Div yield
1.30%
More statistics
Low
24.19
High
24.84
Forward P/E
10.27
Beta
0.77
Short ratio
5.27
Inst. own
79.88%
Dividend
0.32
Ex-div date
Oct 29, 2026
Earnings
Jan 20, 2027
50-d avg
24.99
200-d avg
22.48
1y target
28.00

2Y chart

Chart tools
Interval

Events in this range
  • Jan 31, 2025Dividend: 0.06
  • Apr 25, 2025Dividend: 0.06
  • Jul 25, 2025Dividend: 0.06
  • Oct 22, 2025Earnings: 0.19; estimate 0.51; surprise -62.75%
  • Oct 31, 2025Dividend: 0.07
  • Jan 21, 2026Earnings: 0.58; estimate 0.53; surprise 9.43%
  • Jan 30, 2026Dividend: 0.07
  • Apr 22, 2026Earnings: 0.49; estimate 0.514; surprise -4.67%
  • Apr 27, 2026Rating: Piper Sandler · Overweight → Overweight
  • May 1, 2026Dividend: 0.07
  • Jun 26, 2026Rating: Piper Sandler · Overweight → Overweight
  • Jul 22, 2026Earnings: 0.55; estimate 0.545; surprise 0.92%
  • Jul 24, 2026Rating: DA Davidson · Neutral → Neutral
  • Jul 27, 2026Rating: Piper Sandler · Overweight → Overweight
  • Jul 31, 2026Dividend: 0.07
  • Oct 6, 2026Rating: Raymond James · Outperform → Strong Buy
  • Oct 21, 2026Earnings: 0.55; estimate 0.58; surprise -5.17%
  • Oct 26, 2026Rating: Piper Sandler · Overweight → Overweight
  • Oct 30, 2026Dividend: 0.08
Signals (95)
NameDateAgo
MACD: Sell SignalOct 23, 20261 week ago
MACD: Buy SignalOct 15, 20262 weeks ago
MACD: Sell SignalOct 14, 20262 weeks ago
MACD: Buy SignalOct 12, 20262 weeks ago
MACD: Sell SignalOct 9, 20263 weeks ago
MACD: Buy SignalOct 8, 20263 weeks ago
MACD: Sell SignalOct 7, 20263 weeks ago
MACD: Buy SignalOct 6, 20263 weeks ago
SMA: BearishSep 21, 20261 month ago
SMA: BullishSep 18, 20261 month ago
SMA: BearishSep 17, 20261 month ago
RSI: OverboughtAug 12, 20262 months ago
MACD: Sell SignalAug 11, 20262 months ago
RSI: OverboughtJul 27, 20263 months ago
MACD: Buy SignalJul 24, 20263 months ago
MACD: Sell SignalJul 22, 20263 months ago
MACD: Buy SignalJul 17, 20263 months ago
MACD: Sell SignalJul 8, 20263 months ago
RSI: OverboughtJul 1, 20264 months ago
RSI: OverboughtJun 26, 20264 months ago
SMA: BullishJun 4, 20264 months ago
MACD: Buy SignalJun 4, 20264 months ago
SMA: BearishJun 3, 20265 months ago
MACD: Sell SignalJun 3, 20265 months ago
MACD: Buy SignalMay 22, 20265 months ago
SMA: BullishMay 18, 20265 months ago
SMA: BearishMay 15, 20265 months ago
MACD: Sell SignalMay 11, 20265 months ago
MACD: Buy SignalMay 8, 20265 months ago
SMA: BullishApr 27, 20266 months ago
SMA: BearishApr 23, 20266 months ago
MACD: Sell SignalApr 23, 20266 months ago
RSI: OverboughtApr 13, 20266 months ago
RSI: OverboughtApr 8, 20266 months ago
SMA: BullishMar 31, 20267 months ago
MACD: Buy SignalMar 23, 20267 months ago
SMA: BearishFeb 26, 20268 months ago
SMA: BullishFeb 25, 20268 months ago
SMA: BearishFeb 23, 20268 months ago
MACD: Sell SignalFeb 18, 20268 months ago
MACD: Buy SignalFeb 17, 20268 months ago
MACD: Sell SignalFeb 13, 20268 months ago
MACD: Buy SignalFeb 4, 20268 months ago
SMA: BullishJan 29, 20269 months ago
SMA: BearishJan 28, 20269 months ago
MACD: Sell SignalJan 26, 20269 months ago
MACD: Buy SignalJan 15, 20269 months ago
MACD: Sell SignalDec 23, 202510 months ago
RSI: OverboughtDec 10, 202510 months ago
MACD: Buy SignalNov 25, 202511 months ago
SMA: BullishNov 19, 202511 months ago
SMA: BearishNov 17, 202511 months ago
MACD: Sell SignalNov 17, 202511 months ago
SMA: BullishOct 21, 20251 year ago
SMA: BullishOct 20, 20251 year ago
MACD: Buy SignalOct 20, 20251 year ago
MACD: Sell SignalOct 17, 20251 year ago
SMA: BearishOct 16, 20251 year ago
SMA: BearishOct 16, 20251 year ago
SMA: BullishOct 14, 20251 year ago
SMA: BullishOct 14, 20251 year ago
MACD: Buy SignalOct 14, 20251 year ago
SMA: BearishOct 7, 20251 year ago
SMA: BullishOct 6, 20251 year ago
SMA: BearishSep 29, 20251 year ago
SMA: BearishSep 19, 20251 year ago
SMA: BullishSep 18, 20251 year ago
SMA: BearishSep 16, 20251 year ago
MACD: Sell SignalSep 11, 20251 year ago
SMA: BullishAug 22, 20251 year ago
SMA: BearishAug 15, 20251 year ago
SMA: BullishAug 13, 20251 year ago
MACD: Buy SignalAug 13, 20251 year ago
RSI: OversoldAug 1, 20251 year ago
SMA: BearishJul 30, 20251 year ago
MACD: Sell SignalJul 16, 20251 year ago
RSI: OverboughtJul 1, 20251 year ago
MACD: Buy SignalJun 24, 20251 year ago
MACD: Sell SignalJun 16, 20251 year ago
MACD: Buy SignalJun 10, 20251 year ago
MACD: Sell SignalMay 22, 20251 year ago
SMA: BullishMay 5, 20251 year ago
MACD: Buy SignalApr 22, 20251 year ago
RSI: OversoldApr 10, 20251 year ago
MACD: Sell SignalApr 3, 20251 year ago
RSI: OversoldApr 3, 20251 year ago
MACD: Buy SignalMar 21, 20251 year ago
RSI: OversoldMar 6, 20251 year ago
SMA: BearishMar 3, 20251 year ago
SMA: BullishFeb 28, 20251 year ago
SMA: BearishFeb 21, 20251 year ago
MACD: Sell SignalFeb 13, 20251 year ago
SMA: BullishJan 15, 20251 year ago
MACD: Buy SignalJan 15, 20251 year ago
RSI: OverboughtDec 2, 20241 year ago

Key statistics

Market cap
1.24B
Enterprise value
1.60B
Trailing P/E
11.36
Forward P/E
10.27
PEG ratio
1.51
Price / sales
3.47
Price / book
1.37
EPS (TTM)
2.14
Beta
0.77
Dividend yield
1.30%
Payout ratio
15.34%
Profit margin
31.32%
Revenue (TTM)
355.94M
Revenue growth
19.20%
Free cash flow
0
Total cash
108.10M
Total debt
490.38M
Return on equity
12.78%
Shares outstanding
50.88M
Short % of float
6.20%
50-day average
24.99
200-day average
22.48

Analyst view

Consensus: buy

Buy
Price target (mean) 28.00 +15.2% upside
Target (low)
25.00
Target (mean)
28.00
Target (high)
29.00
Ratings (0m) 6 5 buy · 1 hold · 0 sell
  • Strong buy2
  • Buy3
  • Hold1
  • Sell0
  • Strong sell0

Next earnings

Jan 20, 2027

Expected Jan 20, 2027. Consensus EPS estimate 0.57333.

Earnings history

Financials — quick view

All financials
OSBC Revenue — quarterly 89.09M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
OSBC Net income — quarterly 28.18M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
OSBC EPS — quarterly 0.55
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026

Earnings

OSBC recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Jan 20, 2027Dec 30, 20260.58———
Oct 21, 2026Sep 30, 20260.580.55-0.03-5.17%
Jul 22, 2026Jun 30, 20260.5450.55+0.01+0.92%
Apr 22, 2026Mar 31, 20260.5140.49-0.02-4.67%
Jan 21, 2026Dec 31, 20250.530.58+0.05+9.43%
Oct 22, 2025Sep 30, 20250.510.19-0.32-62.75%

Upgrades / downgrades

OSBC analyst upgrades and downgrades
DateFirmActionFromTo
Oct 26, 2026Piper SandlermainOverweightOverweight
Oct 6, 2026Raymond JamesupOutperformStrong Buy
Jul 27, 2026Piper SandlerreitOverweightOverweight
Jul 24, 2026DA DavidsonmainNeutralNeutral
Jun 26, 2026Piper SandlermainOverweightOverweight
Apr 27, 2026Piper SandlermainOverweightOverweight

About Old Second Bancorp, Inc.

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity lines of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; lease financing receivables and overdraft checking; and safe deposit operations. In addition, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. The company was founded in 1871 and is headquartered in Aurora, Illinois.

Sector
Financial Services
Industry
Banks - Regional
Country
United States

News

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Insider holders

OSBC insider holders
InsiderRelationLatest transactionDateShares held
ADAMS BRADLEY S.Chief Operating OfficerStock Award(Grant)Mar 1, 2026170,603
CAMPBELL DARIN PATRICKOfficer and DirectorSaleSep 1, 2026261,151
COLLINS GARY SOfficer and DirectorSaleSep 22, 202674,367
ECCHER JAMES LChief Executive OfficerSaleAug 11, 2026303,399
GARTELMANN RICHARD A JROfficerStock Award(Grant)Mar 1, 202642,114
LADOWICZ JOHNDirectorSaleJan 14, 20260

Institution ownership

OSBC institution ownership
Holder% heldSharesValueReported
Blackrock Inc.8.45%4,298,683104.46MJun 29, 2026
Dimensional Fund Advisors LP4.91%2,498,67160.72MJun 29, 2026
Vanguard Capital Management LLC4.28%2,179,87752.97MJun 29, 2026
State Street Corporation3.62%1,839,20244.69MJun 29, 2026
Davis Asset Management, L.P.3.54%1,800,00043.74MJun 29, 2026
American Century Companies Inc3.51%1,783,82043.35MJun 29, 2026

Fund ownership

OSBC fund ownership
Holder% heldSharesValueReported
American Century ETF Trust-Avantis U.S. Small Cap Value ETF3.19%1,622,30039.42MSep 29, 2026
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund3.02%1,535,47437.31MJun 29, 2026
iShares Trust-iShares Russell 2000 ETF2.67%1,358,95833.02MSep 29, 2026
VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund1.17%593,41114.42MJun 29, 2026
Fidelity Salem Street Trust-Fidelity Small Cap Index Fund1.08%549,40513.35MJul 30, 2026
SPDR SERIES TRUST-State Street SPDR S&P Regional Banking ETF0.97%495,25012.03MSep 29, 2026
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