Old Second Bancorp, Inc. OSBC
Set alert
At close · Oct 30
After hours · Oct 30, 4:00 PM ET
- YTD
- +24.62%
- 1 year
- +33.81%
- Open
- 24.59
- Prev close
- 24.55
- Mkt cap
- 1.24B
- Vol
- 521.98K
- Avg vol
- 502.88K
- EPS
- 2.14
- P/E
- 11.36
- Div yield
- 1.30%
More statistics
- Low
- 24.19
- High
- 24.84
- Forward P/E
- 10.27
- Beta
- 0.77
- Short ratio
- 5.27
- Inst. own
- 79.88%
- Dividend
- 0.32
- Ex-div date
- Oct 29, 2026
- Earnings
- Jan 20, 2027
- 50-d avg
- 24.99
- 200-d avg
- 22.48
- 1y target
- 28.00
3M chart
Events in this range
- Jul 31, 2026Dividend: 0.07
- Oct 6, 2026Rating: Raymond James · Outperform → Strong Buy
- Oct 21, 2026Earnings: 0.55; estimate 0.58; surprise -5.17%
- Oct 26, 2026Rating: Piper Sandler · Overweight → Overweight
- Oct 30, 2026Dividend: 0.08
Signals (20)
| Name | Date | Ago |
|---|---|---|
| MACD: Sell Signal | Oct 23, 2026 | 1 week ago |
| SMA: Bearish | Oct 21, 2026 | 1 week ago |
| SMA: Bullish | Oct 20, 2026 | 1 week ago |
| MACD: Buy Signal | Oct 15, 2026 | 2 weeks ago |
| MACD: Sell Signal | Oct 14, 2026 | 2 weeks ago |
| MACD: Buy Signal | Oct 12, 2026 | 2 weeks ago |
| MACD: Sell Signal | Oct 9, 2026 | 3 weeks ago |
| MACD: Buy Signal | Oct 8, 2026 | 3 weeks ago |
| MACD: Sell Signal | Oct 7, 2026 | 3 weeks ago |
| MACD: Buy Signal | Oct 6, 2026 | 3 weeks ago |
| SMA: Bearish | Sep 21, 2026 | 1 month ago |
| SMA: Bullish | Sep 18, 2026 | 1 month ago |
| SMA: Bearish | Sep 17, 2026 | 1 month ago |
| SMA: Bearish | Sep 16, 2026 | 1 month ago |
| SMA: Bullish | Sep 10, 2026 | 1 month ago |
| SMA: Bearish | Sep 9, 2026 | 1 month ago |
| SMA: Bullish | Sep 2, 2026 | 1 month ago |
| SMA: Bearish | Aug 31, 2026 | 2 months ago |
| RSI: Overbought | Aug 12, 2026 | 2 months ago |
| MACD: Sell Signal | Aug 11, 2026 | 2 months ago |
Key statistics
- Market cap
- 1.24B
- Enterprise value
- 1.60B
- Trailing P/E
- 11.36
- Forward P/E
- 10.27
- PEG ratio
- 1.51
- Price / sales
- 3.47
- Price / book
- 1.37
- EPS (TTM)
- 2.14
- Beta
- 0.77
- Dividend yield
- 1.30%
- Payout ratio
- 15.34%
- Profit margin
- 31.32%
- Revenue (TTM)
- 355.94M
- Revenue growth
- 19.20%
- Free cash flow
- 0
- Total cash
- 108.10M
- Total debt
- 490.38M
- Return on equity
- 12.78%
- Shares outstanding
- 50.88M
- Short % of float
- 6.20%
- 50-day average
- 24.99
- 200-day average
- 22.48
Analyst view
Consensus: buy
- Target (low)
- 25.00
- Target (mean)
- 28.00
- Target (high)
- 29.00
- Strong buy2
- Buy3
- Hold1
- Sell0
- Strong sell0
Next earnings
Jan 20, 2027
Expected Jan 20, 2027. Consensus EPS estimate 0.57333.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Jan 20, 2027 | Dec 30, 2026 | 0.58 | — | — | — |
| Oct 21, 2026 | Sep 30, 2026 | 0.58 | 0.55 | -0.03 | -5.17% |
| Jul 22, 2026 | Jun 30, 2026 | 0.545 | 0.55 | +0.01 | +0.92% |
| Apr 22, 2026 | Mar 31, 2026 | 0.514 | 0.49 | -0.02 | -4.67% |
| Jan 21, 2026 | Dec 31, 2025 | 0.53 | 0.58 | +0.05 | +9.43% |
| Oct 22, 2025 | Sep 30, 2025 | 0.51 | 0.19 | -0.32 | -62.75% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 26, 2026 | Piper Sandler | main | Overweight | Overweight |
| Oct 6, 2026 | Raymond James | up | Outperform | Strong Buy |
| Jul 27, 2026 | Piper Sandler | reit | Overweight | Overweight |
| Jul 24, 2026 | DA Davidson | main | Neutral | Neutral |
| Jun 26, 2026 | Piper Sandler | main | Overweight | Overweight |
| Apr 27, 2026 | Piper Sandler | main | Overweight | Overweight |
About Old Second Bancorp, Inc.
Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity lines of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; lease financing receivables and overdraft checking; and safe deposit operations. In addition, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. The company was founded in 1871 and is headquartered in Aurora, Illinois.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- Website
- oldsecond.com
News
- Old Second: 3 Key Takeaways for Long-Term Investors
- 5 Dividend Stocks With Yields Up to 5.8%. Their Ex-Dividend Dates Are Almost Here
- Piper Sandler Maintains Overweight on Old Second Bancorp, Lowers Price Target to $29
- Old Second Bancorp, Inc. (OSBC) Q3 2026 Earnings Call Transcript
- Old Second Bancorp Q3 Earnings Call Highlights
- Old Second Bancorp Q3 2026 Earnings Call Transcript
- Old Second Bancorp (OSBC) Misses Q3 Earnings and Revenue Estimates
- Old Second Bancorp (OSBC) Reports Q3 Earnings: What Key Metrics Have to Say
- Old Second Bancorp, Inc. Reports Third Quarter 2026 Net Income of $28.9 Million, or $0.56 per Diluted Share
- Old Second Bancorp Q3 Adj. EPS $0.55 Misses $0.58 Estimate, Sales $96.497M Miss $98.226M Estimate
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| ADAMS BRADLEY S. | Chief Operating Officer | Stock Award(Grant) | Mar 1, 2026 | 170,603 |
| CAMPBELL DARIN PATRICK | Officer and Director | Sale | Sep 1, 2026 | 261,151 |
| COLLINS GARY S | Officer and Director | Sale | Sep 22, 2026 | 74,367 |
| ECCHER JAMES L | Chief Executive Officer | Sale | Aug 11, 2026 | 303,399 |
| GARTELMANN RICHARD A JR | Officer | Stock Award(Grant) | Mar 1, 2026 | 42,114 |
| LADOWICZ JOHN | Director | Sale | Jan 14, 2026 | 0 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Blackrock Inc. | 8.45% | 4,298,683 | 104.46M | Jun 29, 2026 |
| Dimensional Fund Advisors LP | 4.91% | 2,498,671 | 60.72M | Jun 29, 2026 |
| Vanguard Capital Management LLC | 4.28% | 2,179,877 | 52.97M | Jun 29, 2026 |
| State Street Corporation | 3.62% | 1,839,202 | 44.69M | Jun 29, 2026 |
| Davis Asset Management, L.P. | 3.54% | 1,800,000 | 43.74M | Jun 29, 2026 |
| American Century Companies Inc | 3.51% | 1,783,820 | 43.35M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| American Century ETF Trust-Avantis U.S. Small Cap Value ETF | 3.19% | 1,622,300 | 39.42M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 3.02% | 1,535,474 | 37.31M | Jun 29, 2026 |
| iShares Trust-iShares Russell 2000 ETF | 2.67% | 1,358,958 | 33.02M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund | 1.17% | 593,411 | 14.42M | Jun 29, 2026 |
| Fidelity Salem Street Trust-Fidelity Small Cap Index Fund | 1.08% | 549,405 | 13.35M | Jul 30, 2026 |
| SPDR SERIES TRUST-State Street SPDR S&P Regional Banking ETF | 0.97% | 495,250 | 12.03M | Sep 29, 2026 |