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Old Second Bancorp, Inc. OSBC

Set alert

Price alert · OSBC

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24.30 USD -0.25 -1.02%

At close · Oct 30

24.30 0.00 0.00%

After hours · Oct 30, 4:00 PM ET

Bid
24.29 × 2
Ask
24.30 × 2
24.19 Day range 24.84
17.67 52-week range 25.91
YTD
+24.62%
1 year
+33.81%
Open
24.59
Prev close
24.55
Mkt cap
1.24B
Vol
521.98K
Avg vol
502.88K
EPS
2.14
P/E
11.36
Div yield
1.30%
More statistics
Low
24.19
High
24.84
Forward P/E
10.27
Beta
0.77
Short ratio
5.27
Inst. own
79.88%
Dividend
0.32
Ex-div date
Oct 29, 2026
Earnings
Jan 20, 2027
50-d avg
24.99
200-d avg
22.48
1y target
28.00

3M chart

Chart tools
Interval

Events in this range
  • Jul 31, 2026Dividend: 0.07
  • Oct 6, 2026Rating: Raymond James · Outperform → Strong Buy
  • Oct 21, 2026Earnings: 0.55; estimate 0.58; surprise -5.17%
  • Oct 26, 2026Rating: Piper Sandler · Overweight → Overweight
  • Oct 30, 2026Dividend: 0.08
Signals (20)
NameDateAgo
MACD: Sell SignalOct 23, 20261 week ago
SMA: BearishOct 21, 20261 week ago
SMA: BullishOct 20, 20261 week ago
MACD: Buy SignalOct 15, 20262 weeks ago
MACD: Sell SignalOct 14, 20262 weeks ago
MACD: Buy SignalOct 12, 20262 weeks ago
MACD: Sell SignalOct 9, 20263 weeks ago
MACD: Buy SignalOct 8, 20263 weeks ago
MACD: Sell SignalOct 7, 20263 weeks ago
MACD: Buy SignalOct 6, 20263 weeks ago
SMA: BearishSep 21, 20261 month ago
SMA: BullishSep 18, 20261 month ago
SMA: BearishSep 17, 20261 month ago
SMA: BearishSep 16, 20261 month ago
SMA: BullishSep 10, 20261 month ago
SMA: BearishSep 9, 20261 month ago
SMA: BullishSep 2, 20261 month ago
SMA: BearishAug 31, 20262 months ago
RSI: OverboughtAug 12, 20262 months ago
MACD: Sell SignalAug 11, 20262 months ago

Key statistics

Market cap
1.24B
Enterprise value
1.60B
Trailing P/E
11.36
Forward P/E
10.27
PEG ratio
1.51
Price / sales
3.47
Price / book
1.37
EPS (TTM)
2.14
Beta
0.77
Dividend yield
1.30%
Payout ratio
15.34%
Profit margin
31.32%
Revenue (TTM)
355.94M
Revenue growth
19.20%
Free cash flow
0
Total cash
108.10M
Total debt
490.38M
Return on equity
12.78%
Shares outstanding
50.88M
Short % of float
6.20%
50-day average
24.99
200-day average
22.48

Analyst view

Consensus: buy

Buy
Price target (mean) 28.00 +15.2% upside
Target (low)
25.00
Target (mean)
28.00
Target (high)
29.00
Ratings (0m) 6 5 buy · 1 hold · 0 sell
  • Strong buy2
  • Buy3
  • Hold1
  • Sell0
  • Strong sell0

Next earnings

Jan 20, 2027

Expected Jan 20, 2027. Consensus EPS estimate 0.57333.

Earnings history

Financials — quick view

All financials
OSBC Revenue — quarterly 89.09M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
OSBC Net income — quarterly 28.18M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
OSBC EPS — quarterly 0.55
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026

Earnings

OSBC recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Jan 20, 2027Dec 30, 20260.58———
Oct 21, 2026Sep 30, 20260.580.55-0.03-5.17%
Jul 22, 2026Jun 30, 20260.5450.55+0.01+0.92%
Apr 22, 2026Mar 31, 20260.5140.49-0.02-4.67%
Jan 21, 2026Dec 31, 20250.530.58+0.05+9.43%
Oct 22, 2025Sep 30, 20250.510.19-0.32-62.75%

Upgrades / downgrades

OSBC analyst upgrades and downgrades
DateFirmActionFromTo
Oct 26, 2026Piper SandlermainOverweightOverweight
Oct 6, 2026Raymond JamesupOutperformStrong Buy
Jul 27, 2026Piper SandlerreitOverweightOverweight
Jul 24, 2026DA DavidsonmainNeutralNeutral
Jun 26, 2026Piper SandlermainOverweightOverweight
Apr 27, 2026Piper SandlermainOverweightOverweight

About Old Second Bancorp, Inc.

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity lines of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; lease financing receivables and overdraft checking; and safe deposit operations. In addition, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. The company was founded in 1871 and is headquartered in Aurora, Illinois.

Sector
Financial Services
Industry
Banks - Regional
Country
United States

News

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Insider holders

OSBC insider holders
InsiderRelationLatest transactionDateShares held
ADAMS BRADLEY S.Chief Operating OfficerStock Award(Grant)Mar 1, 2026170,603
CAMPBELL DARIN PATRICKOfficer and DirectorSaleSep 1, 2026261,151
COLLINS GARY SOfficer and DirectorSaleSep 22, 202674,367
ECCHER JAMES LChief Executive OfficerSaleAug 11, 2026303,399
GARTELMANN RICHARD A JROfficerStock Award(Grant)Mar 1, 202642,114
LADOWICZ JOHNDirectorSaleJan 14, 20260

Institution ownership

OSBC institution ownership
Holder% heldSharesValueReported
Blackrock Inc.8.45%4,298,683104.46MJun 29, 2026
Dimensional Fund Advisors LP4.91%2,498,67160.72MJun 29, 2026
Vanguard Capital Management LLC4.28%2,179,87752.97MJun 29, 2026
State Street Corporation3.62%1,839,20244.69MJun 29, 2026
Davis Asset Management, L.P.3.54%1,800,00043.74MJun 29, 2026
American Century Companies Inc3.51%1,783,82043.35MJun 29, 2026

Fund ownership

OSBC fund ownership
Holder% heldSharesValueReported
American Century ETF Trust-Avantis U.S. Small Cap Value ETF3.19%1,622,30039.42MSep 29, 2026
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund3.02%1,535,47437.31MJun 29, 2026
iShares Trust-iShares Russell 2000 ETF2.67%1,358,95833.02MSep 29, 2026
VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund1.17%593,41114.42MJun 29, 2026
Fidelity Salem Street Trust-Fidelity Small Cap Index Fund1.08%549,40513.35MJul 30, 2026
SPDR SERIES TRUST-State Street SPDR S&P Regional Banking ETF0.97%495,25012.03MSep 29, 2026
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