Old Second Bancorp, Inc. OSBC
Set alert
At close · Oct 30
After hours · Oct 30, 4:00 PM ET
- YTD
- +24.62%
- 1 year
- +33.81%
- Open
- 24.59
- Prev close
- 24.55
- Mkt cap
- 1.24B
- Vol
- 521.98K
- Avg vol
- 502.88K
- EPS
- 2.14
- P/E
- 11.36
- Div yield
- 1.30%
More statistics
- Low
- 24.19
- High
- 24.84
- Forward P/E
- 10.27
- Beta
- 0.77
- Short ratio
- 5.27
- Inst. own
- 79.88%
- Dividend
- 0.32
- Ex-div date
- Oct 29, 2026
- Earnings
- Jan 20, 2027
- 50-d avg
- 24.99
- 200-d avg
- 22.48
- 1y target
- 28.00
2Y chart
Events in this range
- Jan 31, 2025Dividend: 0.06
- Apr 25, 2025Dividend: 0.06
- Jul 25, 2025Dividend: 0.06
- Oct 22, 2025Earnings: 0.19; estimate 0.51; surprise -62.75%
- Oct 31, 2025Dividend: 0.07
- Jan 21, 2026Earnings: 0.58; estimate 0.53; surprise 9.43%
- Jan 30, 2026Dividend: 0.07
- Apr 22, 2026Earnings: 0.49; estimate 0.514; surprise -4.67%
- Apr 27, 2026Rating: Piper Sandler · Overweight → Overweight
- May 1, 2026Dividend: 0.07
- Jun 26, 2026Rating: Piper Sandler · Overweight → Overweight
- Jul 22, 2026Earnings: 0.55; estimate 0.545; surprise 0.92%
- Jul 24, 2026Rating: DA Davidson · Neutral → Neutral
- Jul 27, 2026Rating: Piper Sandler · Overweight → Overweight
- Jul 31, 2026Dividend: 0.07
- Oct 6, 2026Rating: Raymond James · Outperform → Strong Buy
- Oct 21, 2026Earnings: 0.55; estimate 0.58; surprise -5.17%
- Oct 26, 2026Rating: Piper Sandler · Overweight → Overweight
- Oct 30, 2026Dividend: 0.08
Signals (95)
| Name | Date | Ago |
|---|---|---|
| MACD: Sell Signal | Oct 23, 2026 | 1 week ago |
| MACD: Buy Signal | Oct 15, 2026 | 2 weeks ago |
| MACD: Sell Signal | Oct 14, 2026 | 2 weeks ago |
| MACD: Buy Signal | Oct 12, 2026 | 2 weeks ago |
| MACD: Sell Signal | Oct 9, 2026 | 3 weeks ago |
| MACD: Buy Signal | Oct 8, 2026 | 3 weeks ago |
| MACD: Sell Signal | Oct 7, 2026 | 3 weeks ago |
| MACD: Buy Signal | Oct 6, 2026 | 3 weeks ago |
| SMA: Bearish | Sep 21, 2026 | 1 month ago |
| SMA: Bullish | Sep 18, 2026 | 1 month ago |
| SMA: Bearish | Sep 17, 2026 | 1 month ago |
| RSI: Overbought | Aug 12, 2026 | 2 months ago |
| MACD: Sell Signal | Aug 11, 2026 | 2 months ago |
| RSI: Overbought | Jul 27, 2026 | 3 months ago |
| MACD: Buy Signal | Jul 24, 2026 | 3 months ago |
| MACD: Sell Signal | Jul 22, 2026 | 3 months ago |
| MACD: Buy Signal | Jul 17, 2026 | 3 months ago |
| MACD: Sell Signal | Jul 8, 2026 | 3 months ago |
| RSI: Overbought | Jul 1, 2026 | 4 months ago |
| RSI: Overbought | Jun 26, 2026 | 4 months ago |
| SMA: Bullish | Jun 4, 2026 | 5 months ago |
| MACD: Buy Signal | Jun 4, 2026 | 5 months ago |
| SMA: Bearish | Jun 3, 2026 | 5 months ago |
| MACD: Sell Signal | Jun 3, 2026 | 5 months ago |
| MACD: Buy Signal | May 22, 2026 | 5 months ago |
| SMA: Bullish | May 18, 2026 | 5 months ago |
| SMA: Bearish | May 15, 2026 | 5 months ago |
| MACD: Sell Signal | May 11, 2026 | 5 months ago |
| MACD: Buy Signal | May 8, 2026 | 5 months ago |
| SMA: Bullish | Apr 27, 2026 | 6 months ago |
| SMA: Bearish | Apr 23, 2026 | 6 months ago |
| MACD: Sell Signal | Apr 23, 2026 | 6 months ago |
| RSI: Overbought | Apr 13, 2026 | 6 months ago |
| RSI: Overbought | Apr 8, 2026 | 6 months ago |
| SMA: Bullish | Mar 31, 2026 | 7 months ago |
| MACD: Buy Signal | Mar 23, 2026 | 7 months ago |
| SMA: Bearish | Feb 26, 2026 | 8 months ago |
| SMA: Bullish | Feb 25, 2026 | 8 months ago |
| SMA: Bearish | Feb 23, 2026 | 8 months ago |
| MACD: Sell Signal | Feb 18, 2026 | 8 months ago |
| MACD: Buy Signal | Feb 17, 2026 | 8 months ago |
| MACD: Sell Signal | Feb 13, 2026 | 8 months ago |
| MACD: Buy Signal | Feb 4, 2026 | 9 months ago |
| SMA: Bullish | Jan 29, 2026 | 9 months ago |
| SMA: Bearish | Jan 28, 2026 | 9 months ago |
| MACD: Sell Signal | Jan 26, 2026 | 9 months ago |
| MACD: Buy Signal | Jan 15, 2026 | 9 months ago |
| MACD: Sell Signal | Dec 23, 2025 | 10 months ago |
| RSI: Overbought | Dec 10, 2025 | 10 months ago |
| MACD: Buy Signal | Nov 25, 2025 | 11 months ago |
| SMA: Bullish | Nov 19, 2025 | 11 months ago |
| SMA: Bearish | Nov 17, 2025 | 11 months ago |
| MACD: Sell Signal | Nov 17, 2025 | 11 months ago |
| SMA: Bullish | Oct 21, 2025 | 1 year ago |
| SMA: Bullish | Oct 20, 2025 | 1 year ago |
| MACD: Buy Signal | Oct 20, 2025 | 1 year ago |
| MACD: Sell Signal | Oct 17, 2025 | 1 year ago |
| SMA: Bearish | Oct 16, 2025 | 1 year ago |
| SMA: Bearish | Oct 16, 2025 | 1 year ago |
| SMA: Bullish | Oct 14, 2025 | 1 year ago |
| SMA: Bullish | Oct 14, 2025 | 1 year ago |
| MACD: Buy Signal | Oct 14, 2025 | 1 year ago |
| SMA: Bearish | Oct 7, 2025 | 1 year ago |
| SMA: Bullish | Oct 6, 2025 | 1 year ago |
| SMA: Bearish | Sep 29, 2025 | 1 year ago |
| SMA: Bearish | Sep 19, 2025 | 1 year ago |
| SMA: Bullish | Sep 18, 2025 | 1 year ago |
| SMA: Bearish | Sep 16, 2025 | 1 year ago |
| MACD: Sell Signal | Sep 11, 2025 | 1 year ago |
| SMA: Bullish | Aug 22, 2025 | 1 year ago |
| SMA: Bearish | Aug 15, 2025 | 1 year ago |
| SMA: Bullish | Aug 13, 2025 | 1 year ago |
| MACD: Buy Signal | Aug 13, 2025 | 1 year ago |
| RSI: Oversold | Aug 1, 2025 | 1 year ago |
| SMA: Bearish | Jul 30, 2025 | 1 year ago |
| MACD: Sell Signal | Jul 16, 2025 | 1 year ago |
| RSI: Overbought | Jul 1, 2025 | 1 year ago |
| MACD: Buy Signal | Jun 24, 2025 | 1 year ago |
| MACD: Sell Signal | Jun 16, 2025 | 1 year ago |
| MACD: Buy Signal | Jun 10, 2025 | 1 year ago |
| MACD: Sell Signal | May 22, 2025 | 1 year ago |
| SMA: Bullish | May 5, 2025 | 1 year ago |
| MACD: Buy Signal | Apr 22, 2025 | 1 year ago |
| RSI: Oversold | Apr 10, 2025 | 1 year ago |
| MACD: Sell Signal | Apr 3, 2025 | 1 year ago |
| RSI: Oversold | Apr 3, 2025 | 1 year ago |
| MACD: Buy Signal | Mar 21, 2025 | 1 year ago |
| RSI: Oversold | Mar 6, 2025 | 1 year ago |
| SMA: Bearish | Mar 3, 2025 | 1 year ago |
| SMA: Bullish | Feb 28, 2025 | 1 year ago |
| SMA: Bearish | Feb 21, 2025 | 1 year ago |
| MACD: Sell Signal | Feb 13, 2025 | 1 year ago |
| SMA: Bullish | Jan 15, 2025 | 1 year ago |
| MACD: Buy Signal | Jan 15, 2025 | 1 year ago |
| RSI: Overbought | Dec 2, 2024 | 1 year ago |
Key statistics
- Market cap
- 1.24B
- Enterprise value
- 1.60B
- Trailing P/E
- 11.36
- Forward P/E
- 10.27
- PEG ratio
- 1.51
- Price / sales
- 3.47
- Price / book
- 1.37
- EPS (TTM)
- 2.14
- Beta
- 0.77
- Dividend yield
- 1.30%
- Payout ratio
- 15.34%
- Profit margin
- 31.32%
- Revenue (TTM)
- 355.94M
- Revenue growth
- 19.20%
- Free cash flow
- 0
- Total cash
- 108.10M
- Total debt
- 490.38M
- Return on equity
- 12.78%
- Shares outstanding
- 50.88M
- Short % of float
- 6.20%
- 50-day average
- 24.99
- 200-day average
- 22.48
Analyst view
Consensus: buy
- Target (low)
- 25.00
- Target (mean)
- 28.00
- Target (high)
- 29.00
- Strong buy2
- Buy3
- Hold1
- Sell0
- Strong sell0
Next earnings
Jan 20, 2027
Expected Jan 20, 2027. Consensus EPS estimate 0.57333.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Jan 20, 2027 | Dec 30, 2026 | 0.58 | — | — | — |
| Oct 21, 2026 | Sep 30, 2026 | 0.58 | 0.55 | -0.03 | -5.17% |
| Jul 22, 2026 | Jun 30, 2026 | 0.545 | 0.55 | +0.01 | +0.92% |
| Apr 22, 2026 | Mar 31, 2026 | 0.514 | 0.49 | -0.02 | -4.67% |
| Jan 21, 2026 | Dec 31, 2025 | 0.53 | 0.58 | +0.05 | +9.43% |
| Oct 22, 2025 | Sep 30, 2025 | 0.51 | 0.19 | -0.32 | -62.75% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 26, 2026 | Piper Sandler | main | Overweight | Overweight |
| Oct 6, 2026 | Raymond James | up | Outperform | Strong Buy |
| Jul 27, 2026 | Piper Sandler | reit | Overweight | Overweight |
| Jul 24, 2026 | DA Davidson | main | Neutral | Neutral |
| Jun 26, 2026 | Piper Sandler | main | Overweight | Overweight |
| Apr 27, 2026 | Piper Sandler | main | Overweight | Overweight |
About Old Second Bancorp, Inc.
Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity lines of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; lease financing receivables and overdraft checking; and safe deposit operations. In addition, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. The company was founded in 1871 and is headquartered in Aurora, Illinois.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- Website
- oldsecond.com
News
- Old Second: 3 Key Takeaways for Long-Term Investors
- 5 Dividend Stocks With Yields Up to 5.8%. Their Ex-Dividend Dates Are Almost Here
- Piper Sandler Maintains Overweight on Old Second Bancorp, Lowers Price Target to $29
- Old Second Bancorp, Inc. (OSBC) Q3 2026 Earnings Call Transcript
- Old Second Bancorp Q3 Earnings Call Highlights
- Old Second Bancorp Q3 2026 Earnings Call Transcript
- Old Second Bancorp (OSBC) Misses Q3 Earnings and Revenue Estimates
- Old Second Bancorp (OSBC) Reports Q3 Earnings: What Key Metrics Have to Say
- Old Second Bancorp, Inc. Reports Third Quarter 2026 Net Income of $28.9 Million, or $0.56 per Diluted Share
- Old Second Bancorp Q3 Adj. EPS $0.55 Misses $0.58 Estimate, Sales $96.497M Miss $98.226M Estimate
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| ADAMS BRADLEY S. | Chief Operating Officer | Stock Award(Grant) | Mar 1, 2026 | 170,603 |
| CAMPBELL DARIN PATRICK | Officer and Director | Sale | Sep 1, 2026 | 261,151 |
| COLLINS GARY S | Officer and Director | Sale | Sep 22, 2026 | 74,367 |
| ECCHER JAMES L | Chief Executive Officer | Sale | Aug 11, 2026 | 303,399 |
| GARTELMANN RICHARD A JR | Officer | Stock Award(Grant) | Mar 1, 2026 | 42,114 |
| LADOWICZ JOHN | Director | Sale | Jan 14, 2026 | 0 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Blackrock Inc. | 8.45% | 4,298,683 | 104.46M | Jun 29, 2026 |
| Dimensional Fund Advisors LP | 4.91% | 2,498,671 | 60.72M | Jun 29, 2026 |
| Vanguard Capital Management LLC | 4.28% | 2,179,877 | 52.97M | Jun 29, 2026 |
| State Street Corporation | 3.62% | 1,839,202 | 44.69M | Jun 29, 2026 |
| Davis Asset Management, L.P. | 3.54% | 1,800,000 | 43.74M | Jun 29, 2026 |
| American Century Companies Inc | 3.51% | 1,783,820 | 43.35M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| American Century ETF Trust-Avantis U.S. Small Cap Value ETF | 3.19% | 1,622,300 | 39.42M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 3.02% | 1,535,474 | 37.31M | Jun 29, 2026 |
| iShares Trust-iShares Russell 2000 ETF | 2.67% | 1,358,958 | 33.02M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund | 1.17% | 593,411 | 14.42M | Jun 29, 2026 |
| Fidelity Salem Street Trust-Fidelity Small Cap Index Fund | 1.08% | 549,405 | 13.35M | Jul 30, 2026 |
| SPDR SERIES TRUST-State Street SPDR S&P Regional Banking ETF | 0.97% | 495,250 | 12.03M | Sep 29, 2026 |