OPFI-WT

OppFi Inc. WT

Financial Services · USD

Set alert

Price alert · OPFI-WT

All alert types
0.05 USD 0.00 +0.42%
As of Oct 30, 2026 Extended hours 0.03 -35.70%
0.04793 Day range 0.048992
0.048182 52-week range 0.15427
YTD
-52.97%
1 year
-47.85%
Open
0.048065
Prev close
0.048785
Mkt cap
9.93B
Vol
2.29M
Avg vol
15.03K
EPS
0.341
P/E
2.44
Div yield
0.00%
More statistics
Low
0.04793
High
0.048992
Beta
5.48
Dividend
0.00

5D chart

Chart tools
Interval

Chart is warming up

The five-day price history for OPFI-WT has not been loaded yet. Try again in a moment.

Financial health

Altman Z-Score

30.66 Safe zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

6 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

S-5 / 5 overall

  • DCF 5
  • Return on Equity 5
  • Return on Assets 5
  • Debt / Equity 1
  • P/E 5
  • P/B 5

Valuation

P/E 10.6×
FY 2018: 0.0×FY 2019: 3.9×FY 2020: 1.7×FY 2021: 2.4×FY 2022: 4.0×FY 2023: -83.5×FY 2024: 21.3×FY 2025: 10.6×
FY 2018 5y median 4.0× FY 2025
P/S 0.5×
FY 2018: 0.0×FY 2019: 1.2×FY 2020: 0.5×FY 2021: 0.2×FY 2022: 0.1×FY 2023: 0.2×FY 2024: 0.3×FY 2025: 0.5×
FY 2018 5y median 0.2× FY 2025
P/B 4.7×
FY 2018: 0.0×FY 2019: 3.4×FY 2020: 1.3×FY 2021: -6.6×FY 2022: -57.7×FY 2023: 8.0×FY 2024: 4.7×FY 2025: 4.7×
FY 2018 5y median 4.7× FY 2025
P/FCF 0.7×
FY 2018: 0.0×FY 2019: 0.9×FY 2020: 0.7×FY 2021: 0.4×FY 2022: 0.1×FY 2023: 0.3×FY 2024: 0.5×FY 2025: 0.7×
FY 2018 5y median 0.4× FY 2025
EV/EBITDA 1.4×
FY 2018: 0.0×FY 2019: 78.2×FY 2020: 2.6×FY 2021: 3.1×FY 2022: 1.5×FY 2023: 1.4×FY 2024: 1.4×FY 2025: 1.4×
FY 2018 5y median 1.4× FY 2025
EV/Sales 0.9×
FY 2018: 0.0×FY 2019: 3.1×FY 2020: 0.9×FY 2021: 0.9×FY 2022: 0.8×FY 2023: 0.8×FY 2024: 0.8×FY 2025: 0.9×
FY 2018 5y median 0.8× FY 2025
FCF Yield 137.8%
FY 2018: 0.0%FY 2019: 111.3%FY 2020: 137.3%FY 2021: 254.9%FY 2022: 806.5%FY 2023: 342.2%FY 2024: 201.4%FY 2025: 137.8%
FY 2018 5y median 254.9% FY 2025

Profitability

Gross Margin 83.2%
FY 2018: 100.0%FY 2019: 100.0%FY 2020: 84.8%FY 2021: 74.6%FY 2022: 79.0%FY 2023: 78.9%FY 2024: 80.0%FY 2025: 83.2%
FY 2018 5y median 79.0% FY 2025
Operating Margin 64.1%
FY 2018: 38.2%FY 2019: 30.8%FY 2020: 26.6%FY 2021: 16.3%FY 2022: -1.4%FY 2023: 9.1%FY 2024: 18.0%FY 2025: 64.1%
FY 2018 5y median 16.3% FY 2025
Net Margin 4.4%
FY 2018: 17.9%FY 2019: 30.8%FY 2020: 26.6%FY 2021: 7.3%FY 2022: 1.6%FY 2023: -0.2%FY 2024: 1.4%FY 2025: 4.4%
FY 2018 5y median 1.6% FY 2025
ROE 45.0%
FY 2018: 0.0%FY 2019: 88.1%FY 2020: 78.0%FY 2021: -282.7%FY 2022: -1436.8%FY 2023: -9.6%FY 2024: 22.1%FY 2025: 45.0%
FY 2018 5y median -9.6% FY 2025
ROIC 53.6%
FY 2018: 0.0%FY 2019: 12.2%FY 2020: 30.1%FY 2021: 12.2%FY 2022: -1.2%FY 2023: 8.0%FY 2024: 15.5%FY 2025: 53.6%
FY 2018 5y median 12.2% FY 2025
ROA 3.5%
FY 2018: 0.0%FY 2019: 11.5%FY 2020: 27.1%FY 2021: 5.1%FY 2022: 1.2%FY 2023: -0.2%FY 2024: 1.1%FY 2025: 3.5%
FY 2018 5y median 1.2% FY 2025

Growth (YoY)

Revenue 13.5%
FY 2018: 0.0%FY 2019: 97.3%FY 2020: 171.2%FY 2021: 20.5%FY 2022: 29.2%FY 2023: 12.4%FY 2024: 3.3%FY 2025: 13.5%
FY 2018 FY 2025
Operating Income 304.7%
FY 2018: 0.0%FY 2019: 58.9%FY 2020: 134.9%FY 2021: -26.1%FY 2022: -111.1%FY 2023: 830.9%FY 2024: 103.9%FY 2025: 304.7%
FY 2018 FY 2025
EPS (diluted) 175.0%
FY 2018: 0.0%FY 2019: 0.0%FY 2020: 135.0%FY 2021: -92.0%FY 2022: -89.5%FY 2023: -221.6%FY 2024: 687.3%FY 2025: 175.0%
FY 2018 FY 2025
Free Cash Flow 23.0%
FY 2018: 0.0%FY 2019: 141.4%FY 2020: 27.5%FY 2021: -15.7%FY 2022: 50.4%FY 2023: 24.8%FY 2024: 8.2%FY 2025: 23.0%
FY 2018 FY 2025

Financial Health

Current Ratio 7.4×
FY 2018: 0.0×FY 2019: 1.1×FY 2020: 6.0×FY 2021: 7.7×FY 2022: 9.2×FY 2023: 10.5×FY 2024: 9.4×FY 2025: 7.4×
FY 2018 5y median 9.2× FY 2025
Quick Ratio 7.4×
FY 2018: 0.0×FY 2019: 1.1×FY 2020: 6.0×FY 2021: 7.7×FY 2022: 9.2×FY 2023: 10.5×FY 2024: 9.4×FY 2025: 7.4×
FY 2018 5y median 9.2× FY 2025
Debt / Equity 5.7×
FY 2018: 0.0×FY 2019: 6.0×FY 2020: 1.6×FY 2021: -30.3×FY 2022: -736×FY 2023: 33.4×FY 2024: 10.1×FY 2025: 5.7×
FY 2018 5y median 5.7× FY 2025
Net Debt / EBITDA 0.7×
FY 2018: 0.0×FY 2019: 48.4×FY 2020: 1.3×FY 2021: 2.5×FY 2022: 1.4×FY 2023: 1.1×FY 2024: 0.9×FY 2025: 0.7×
FY 2018 5y median 1.1× FY 2025
Interest Coverage 0.0×
FY 2018: 0.0×FY 2019: 0.0×FY 2020: 4.0×FY 2021: 418×FY 2022: -0.2×FY 2023: 1.0×FY 2024: 0.5×FY 2025: 0.0×
FY 2018 5y median 0.5× FY 2025

Dividends

Dividend Yield 23.4%
FY 2018: 0.0%FY 2019: 7.4%FY 2020: 11.9%FY 2021: 85.0%FY 2022: 4.6%FY 2023: 12.2%FY 2024: 1.5%FY 2025: 23.4%
FY 2018 5y median 12.2% FY 2025
Payout Ratio 246.5%
FY 2018: 24.1%FY 2019: 28.7%FY 2020: 20.4%FY 2021: 199.7%FY 2022: 18.4%FY 2023: -1017.9%FY 2024: 32.7%FY 2025: 246.5%
FY 2018 5y median 32.7% FY 2025

Annual · latest fiscal year ends 2025-12-31