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OCFC

OceanFirst Financial Corp.

Financial Services · USD

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Price alert · OCFC

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17.94 USD +0.13 +0.73%
As of Oct 30, 2026 Extended hours 17.94 0.00%
Bid
17.94 × 2
Ask
17.95 × 2
17.78 Day range 17.99
15.62 52-week range 20.40
YTD
-0.06%
1 year
-2.97%
Open
17.90
Prev close
17.81
Mkt cap
1.77B
Vol
1.57M
Avg vol
1.10M
EPS
0.68
P/E
26.38
Div yield
4.49%
More statistics
Low
17.78
High
17.99
Forward P/E
7.92
Beta
1.00
Short ratio
4.39
Inst. own
84.01%
Dividend
0.80
Ex-div date
Nov 8, 2026
Earnings
Jan 28, 2027
50-d avg
17.52
200-d avg
18.48
1y target
21.42

MAX chart

Chart tools
Interval
OCFC all-time price chart6.7112.818.824.930.9Aug 96Sep 02Sep 08Oct 14Oct 20Oct 26

Key statistics

Market cap
1.77B
Enterprise value
3.82B
Trailing P/E
26.38
Forward P/E
7.92
PEG ratio
1.15
Price / sales
3.47
Price / book
0.75
EPS (TTM)
0.68
Beta
1.00
Dividend yield
4.49%
Payout ratio
100.00%
Profit margin
9.23%
Revenue (TTM)
509.64M
Revenue growth
82.90%
Free cash flow
0
Total cash
269.82M
Total debt
2.30B
Return on equity
2.32%
Shares outstanding
98.51M
Short % of float
5.70%
50-day average
17.52
200-day average
18.48

Analyst view

Consensus: buy

Buy
Price target (mean) 21.42 +19.4% upside
Target (low)
18.00
Target (mean)
21.42
Target (high)
25.00
Ratings (0m) 7 3 buy · 4 hold · 0 sell
  • Strong buy1
  • Buy2
  • Hold4
  • Sell0
  • Strong sell0

Next earnings

Jan 28, 2027

Expected Jan 28, 2027. Consensus EPS estimate 0.494.

Earnings history

Financials — quick view

All financials
OCFC Revenue — quarterly 127.33M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
OCFC Net income — quarterly -3.03M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
OCFC EPS — quarterly -0.04
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026

Earnings

OCFC recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Jan 28, 2027Dec 30, 20260.50———
Oct 27, 2026Sep 30, 20260.40430.48+0.08+18.72%
Jul 30, 2026Jun 30, 20260.4280.430.00+0.47%
Apr 23, 2026Mar 31, 20260.390.43+0.04+10.26%
Jan 22, 2026Dec 31, 20250.390.41+0.02+5.13%
Oct 22, 2025Sep 30, 20250.340.36+0.02+5.88%

Upgrades / downgrades

OCFC analyst upgrades and downgrades
DateFirmActionFromTo
Oct 6, 2026Piper SandlermainNeutralNeutral
Aug 5, 2026Piper SandlerreitNeutralNeutral
Apr 28, 2026DA DavidsonmainNeutralNeutral
Oct 27, 2025Raymond JamesreitStrong BuyStrong Buy
Oct 10, 2025Keefe, Bruyette & WoodsupMarket PerformOutperform
Apr 28, 2025Keefe, Bruyette & WoodsmainMarket PerformMarket Perform

About OceanFirst Financial Corp.

OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard services, trust and asset management products and services, deposit account services, sales of loans and investments, bank owned life insurance and commercial loan swap income. The company was founded in 1902 and is headquartered in Toms River, New Jersey.

Sector
Financial Services
Industry
Banks - Regional
Country
United States

News

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Insider holders

OCFC insider holders
InsiderRelationLatest transactionDateShares held
BARRETT PATRICK SEANChief Financial OfficerStock Award(Grant)Feb 26, 2026154,203
BERNINGER DAVIDOfficerStock Award(Grant)Feb 26, 2026103,610
BURAN JOHN RDirectorSaleAug 6, 20260
ESTEP MICHELE BOfficer of Subsidiary CompanyStock Award(Grant)Feb 26, 2026186,291
GRASSI LOUIS CDirectorStock Award(Grant)May 31, 2026104,737
LEBEL JOSEPH J IIIChief Operating OfficerStock Award(Grant)Feb 26, 2026358,503

Institution ownership

OCFC institution ownership
Holder% heldSharesValueReported
Blackrock Inc.10.29%9,940,366178.33MJun 29, 2026
Warburg Pincus LLC9.91%9,574,639171.77MJun 29, 2026
Dimensional Fund Advisors LP4.75%4,589,65882.34MJun 29, 2026
Wellington Management Group, LLP4.26%4,114,06973.81MJun 29, 2026
State Street Corporation4.00%3,869,33569.42MJun 29, 2026
Vanguard Capital Management LLC3.80%3,672,69365.89MJun 29, 2026

Fund ownership

OCFC fund ownership
Holder% heldSharesValueReported
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund2.69%2,600,91046.66MJun 29, 2026
iShares Trust-iShares Russell 2000 ETF2.45%2,369,43342.51MSep 29, 2026
SPDR SERIES TRUST-State Street SPDR S&P Regional Banking ETF1.41%1,363,36624.46MSep 29, 2026
DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio1.21%1,168,53320.96MJul 30, 2026
VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund1.02%988,66617.74MJun 29, 2026
T. Rowe Price Small-Cap Stock Fund, Inc.1.00%967,98617.37MJun 29, 2026
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