Neptune Insurance Holdings Inc. NP
27.93 USD -0.62 (-2.17%)
At closeNov 5, 2026, 4:00 PM EST
27.93 0.00 0.00%
After hours · Nov 5, 4:00 PM ET
27.40 Day range 28.82
14.78 52-week range 35.15
- YTD
- -4.22%
- 1 year
- +9.06%
- Market cap
- 3.86B
- Revenue (ttm)
- 197.00M
- Profit margin
- 22.71%
- EPS (ttm)
- 0.32
- Shares out
- 94.74M
- P/E ratio
- 87.28
- Forward P/E
- 42.27
- YTD return
- -4.22%
- 1-year return
- +9.06%
- Volume
- 999.31K
- Avg volume
- 514.78K
- Open
- 28.71
- Previous close
- 28.55
- Day's range
- 27.40 – 28.82
- 52-week range
- 14.78 – 35.15
- Analysts
- Buy
- Price target
- 34.27 (+22.7%)
- Earnings date
- Feb 17, 2027
5D -0.88 (-3.05%)
Key statistics
- Enterprise value
- 4.24B
- PEG ratio
- 0.00
- Price / sales
- 20.02
- Price / book
- 0.00
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Revenue growth
- 34.30%
- Free cash flow
- 99.76M
- Total cash
- 17.43M
- Total debt
- 215.00M
- Return on equity
- 0.00%
- Short % of float
- 8.25%
- 50-day average
- 29.81
- 200-day average
- 27.49
Analyst view
Consensus: buy
Buy
Price target (mean) 34.27 +22.7% upside
Now 27.93
- Target (low)
- 31.00
- Target (mean)
- 34.27
- Target (high)
- 39.00
Ratings (0m) 13 8 buy · 5 hold · 0 sell
- Strong buy3
- Buy5
- Hold5
- Sell0
- Strong sell0
Next earnings
Feb 17, 2027
Expected Feb 17, 2027. Consensus EPS estimate 0.14637.
Financials — quick view
NP Revenue — quarterly 59.57M
NP Net income — quarterly 17.26M
NP EPS — quarterly 0.13
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Feb 17, 2027 | Dec 30, 2026 | 0.14 | — | — | — |
| Oct 20, 2026 | Sep 30, 2026 | 0.1587 | 0.17 | +0.01 | +7.12% |
| Jul 21, 2026 | Jun 30, 2026 | 0.1449 | 0.15 | +0.01 | +3.52% |
| Apr 22, 2026 | Mar 31, 2026 | 0.09084 | 0.09 | 0.00 | -0.92% |
| Feb 18, 2026 | Dec 31, 2025 | 0.09866 | 0.11 | +0.01 | +11.49% |
| Nov 12, 2025 | Sep 30, 2025 | 0.1108 | 0.11 | 0.00 | -0.72% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 22, 2026 | Morgan Stanley | main | Overweight | Overweight |
| Oct 21, 2026 | Keefe, Bruyette & Woods | main | Market Perform | Market Perform |
| Oct 21, 2026 | Mizuho | main | Neutral | Neutral |
| Oct 12, 2026 | Wells Fargo | main | Overweight | Overweight |
| Oct 7, 2026 | Mizuho | main | Neutral | Neutral |
| Aug 19, 2026 | Morgan Stanley | up | Equal-Weight | Overweight |
About Neptune Insurance Holdings Inc.
Neptune Insurance Holdings Inc., through its subsidiary, Neptune Flood Incorporated, operates as an insurance agency that engages in selling residential and commercial flood insurance policies on behalf of insurance carrier partners in the United States. The company offers primary and excess flood, parametric earthquake, and indemnity earthquake insurance through a network of agencies. Neptune Insurance Holdings Inc. was founded in 2016 and is based in Saint Petersburg, Florida.
- Sector
- Financial Services
- Industry
- Insurance Brokers
- Country
- United States
- Website
- neptuneflood.com
News
Morgan Stanley Maintains Overweight on Neptune Insurance Hldgs, Lowers Price Target to $35 
Keefe, Bruyette & Woods Maintains Market Perform on Neptune Insurance Hldgs, Raises Price Target to $33 
Mizuho Maintains Neutral on Neptune Insurance Hldgs, Raises Price Target to $33 
Neptune Insurance Hldgs Q3 2026 Earnings Call Transcript - Neptune Insurance Hldgs Raises FY2026 Sales Guidance from $199.000M to $204.000M vs $202.142M Est
- Neptune Insurance Hldgs Q3 Adj. EPS $0.17 Beats $0.16 Estimate, Sales $59.567M Beat $56.164M Estimate
SpaceX, GE Aerospace On Deck Tuesday As Growth, Aerospace Demand Face Test - Wells Fargo Maintains Overweight on Neptune Insurance Hldgs, Lowers Price Target to $34
Mizuho Maintains Neutral on Neptune Insurance Hldgs, Lowers Price Target to $31
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| BSIV HOLD 101, L.P. | Beneficial Owner of more than 10% of a Class of Security | Sale | Jul 28, 2026 | 0 |
| BURGESS TREVOR R | Chief Executive Officer | Sale | Nov 1, 2026 | 2,197,810 |
| CARLON JONATHAN WINANT | Director | Sale | Sep 13, 2026 | 5,713,500 |
| DUFFY MATTHEW PAUL | Officer | Sale | Oct 5, 2026 | 1,964,240 |
| FTV VII, L.P. | Beneficial Owner of more than 10% of a Class of Security | Sale | Jul 28, 2026 | 0 |
| MELEJ CRISTIAN A | Director | Stock Award(Grant) | Sep 29, 2026 | 69,042 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Ftv Management Company, L.P. | 17.22% | 16,310,781 | 465.67M | Jun 29, 2026 |
| Bregal Sagemount IV General Partner Jersey Ltd | 15.04% | 14,252,718 | 406.92M | Jun 29, 2026 |
| T. Rowe Price Investment Management, Inc. | 6.08% | 5,764,064 | 164.56M | Jun 29, 2026 |
| Blackrock Inc. | 2.86% | 2,706,202 | 77.26M | Jun 29, 2026 |
| Alliancebernstein L.P. | 1.65% | 1,562,853 | 44.62M | Jun 29, 2026 |
| Vanguard Portfolio Management LLC | 1.63% | 1,544,775 | 44.10M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| SmallCap World Fund Inc | 2.13% | 2,019,121 | 57.65M | Sep 29, 2026 |
| T. Rowe Price Small-Cap Stock Fund, Inc. | 1.86% | 1,761,205 | 50.28M | Jun 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 1.11% | 1,055,903 | 30.15M | Jun 29, 2026 |
| iShares Trust-iShares Russell 2000 ETF | 1.05% | 997,333 | 28.47M | Sep 29, 2026 |
| T. Rowe Price Eqy. Fd.s, Inc.-T. Rowe Price Inst. Small-Cap Stock Fd. | 0.98% | 931,428 | 26.59M | Jun 29, 2026 |
| TR PRICE-Price (T.Rowe) U.S. Small-Cap Core Equity Trust | 0.87% | 822,403 | 23.48M | Jun 29, 2026 |