MDIBY

Mediobanca Banca di Credito Finanziario S.p.A.

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Price alert · MDIBY

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28.43 USD -0.30 -1.03%
As of Oct 30, 2026
28.55 Day range 28.55
17.66 52-week range 33.45
YTD
+37.41%
1 year
+49.55%
Open
28.55
Prev close
28.73
Mkt cap
22.94B
Vol
1.00K
Avg vol
2.98K
EPS
1.76
P/E
16.15
More statistics
Low
28.55
High
28.55

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Financial health

Altman Z-Score

-0.27 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

4 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

C2 / 5 overall

  • DCF 3
  • Return on Equity 2
  • Return on Assets 2
  • Debt / Equity 1
  • P/E 1
  • P/B 2

Valuation

P/E 13.9×
FY 2017: 9.2×FY 2018: 8.1×FY 2019: 9.5×FY 2020: 9.1×FY 2021: 10.4×FY 2022: 7.6×FY 2023: 9.0×FY 2024: 9.1×FY 2025: 11.7×FY 2026: 13.9×
FY 2017 5y median 9.1× FY 2026
P/S 2.6×
FY 2017: 2.7×FY 2018: 2.5×FY 2019: 2.8×FY 2020: 1.9×FY 2021: 2.8×FY 2022: 2.4×FY 2023: 2.3×FY 2024: 2.2×FY 2025: 4.4×FY 2026: 2.6×
FY 2017 5y median 2.4× FY 2026
P/B 1.2×
FY 2017: 0.8×FY 2018: 0.7×FY 2019: 0.8×FY 2020: 0.6×FY 2021: 0.8×FY 2022: 0.6×FY 2023: 0.8×FY 2024: 1.0×FY 2025: 1.4×FY 2026: 1.2×
FY 2017 5y median 1.0× FY 2026
P/FCF 5.8×
FY 2017: 7.2×FY 2018: 19.7×FY 2019: -602×FY 2020: 1.9×FY 2021: -5.8×FY 2022: 1.2×FY 2023: -2.9×FY 2024: 30.1×FY 2025: 0.0×FY 2026: 5.8×
FY 2017 5y median 1.2× FY 2026
EV/EBITDA 57.2×
FY 2017: 31.1×FY 2018: 26.4×FY 2019: 27.2×FY 2020: 29.0×FY 2021: 23.7×FY 2022: 16.5×FY 2023: 23.9×FY 2024: 22.7×FY 2025: 0.0×FY 2026: 57.2×
FY 2017 5y median 22.7× FY 2026
EV/Sales 8.4×
FY 2017: 11.4×FY 2018: 11.1×FY 2019: 11.1×FY 2020: 9.2×FY 2021: 9.3×FY 2022: 7.2×FY 2023: 9.2×FY 2024: 7.8×FY 2025: 15.9×FY 2026: 8.4×
FY 2017 5y median 8.4× FY 2026
FCF Yield 17.4%
FY 2017: 13.9%FY 2018: 5.1%FY 2019: -0.2%FY 2020: 53.0%FY 2021: -17.2%FY 2022: 84.3%FY 2023: -35.1%FY 2024: 3.3%FY 2025: 0.0%FY 2026: 17.4%
FY 2017 5y median 3.3% FY 2026

Profitability

Gross Margin 58.5%
FY 2017: 75.5%FY 2018: 80.5%FY 2019: 82.5%FY 2020: 82.3%FY 2021: 86.5%FY 2022: 87.7%FY 2023: 73.9%FY 2024: 61.6%FY 2025: 100.0%FY 2026: 58.5%
FY 2017 5y median 73.9% FY 2026
Operating Margin 16.6%
FY 2017: 35.0%FY 2018: 40.3%FY 2019: 39.3%FY 2020: 28.8%FY 2021: 36.2%FY 2022: 40.5%FY 2023: 36.2%FY 2024: 32.4%FY 2025: 54.1%FY 2026: 16.6%
FY 2017 5y median 36.2% FY 2026
Net Margin 19.0%
FY 2017: 28.7%FY 2018: 31.7%FY 2019: 29.9%FY 2020: 21.2%FY 2021: 27.0%FY 2022: 31.6%FY 2023: 26.1%FY 2024: 24.1%FY 2025: 37.9%FY 2026: 19.0%
FY 2017 5y median 26.1% FY 2026
ROE 9.0%
FY 2017: 8.2%FY 2018: 9.0%FY 2019: 8.4%FY 2020: 6.2%FY 2021: 7.3%FY 2022: 8.5%FY 2023: 9.1%FY 2024: 11.4%FY 2025: 11.9%FY 2026: 9.0%
FY 2017 5y median 9.1% FY 2026
ROIC 0.6%
FY 2017: 1.5%FY 2018: 1.8%FY 2019: 1.7%FY 2020: 1.2%FY 2021: 1.6%FY 2022: -2.6%FY 2023: -3.3%FY 2024: 2.0%FY 2025: 1.4%FY 2026: 0.6%
FY 2017 5y median 0.6% FY 2026
ROA 1.0%
FY 2017: 1.1%FY 2018: 1.2%FY 2019: 1.1%FY 2020: 0.8%FY 2021: 1.0%FY 2022: 1.0%FY 2023: 1.1%FY 2024: 1.3%FY 2025: 1.3%FY 2026: 1.0%
FY 2017 5y median 1.1% FY 2026

Growth (YoY)

Revenue 53.8%
FY 2017: -0.8%FY 2018: 4.3%FY 2019: 1.2%FY 2020: 2.7%FY 2021: 5.6%FY 2022: -4.0%FY 2023: 37.2%FY 2024: 34.1%FY 2025: -33.5%FY 2026: 53.8%
FY 2017 FY 2026
Operating Income -52.7%
FY 2017: 24.1%FY 2018: 19.9%FY 2019: -1.2%FY 2020: -24.7%FY 2021: 32.6%FY 2022: 7.5%FY 2023: 22.5%FY 2024: 20.2%FY 2025: 10.8%FY 2026: -52.7%
FY 2017 FY 2026
EPS (diluted) -22.6%
FY 2017: 24.3%FY 2018: 12.6%FY 2019: -4.1%FY 2020: -26.6%FY 2021: 34.8%FY 2022: 16.1%FY 2023: 12.0%FY 2024: 26.4%FY 2025: 7.2%FY 2026: -22.6%
FY 2017 FY 2026
Free Cash Flow 0.0%
FY 2017: 24.7%FY 2018: -63.6%FY 2019: -103.7%FY 2020: 22552.5%FY 2021: -150.3%FY 2022: 499.1%FY 2023: -155.8%FY 2024: 112.0%FY 2025: -100.0%FY 2026: 0.0%
FY 2017 FY 2026

Financial Health

Current Ratio 0.0×
FY 2017: 0.1×FY 2018: 0.1×FY 2019: 0.1×FY 2020: 0.1×FY 2021: 0.1×FY 2022: 0.2×FY 2023: 0.1×FY 2024: 0.1×FY 2025: 0.0×FY 2026: 0.0×
FY 2017 5y median 0.1× FY 2026
Quick Ratio 0.0×
FY 2017: 0.1×FY 2018: 0.1×FY 2019: 0.1×FY 2020: 0.1×FY 2021: 0.1×FY 2022: 0.6×FY 2023: 0.5×FY 2024: 0.1×FY 2025: 0.0×FY 2026: 0.0×
FY 2017 5y median 0.1× FY 2026
Debt / Equity 2.9×
FY 2017: 2.7×FY 2018: 2.6×FY 2019: 2.5×FY 2020: 2.5×FY 2021: 2.1×FY 2022: 2.1×FY 2023: 2.8×FY 2024: 3.0×FY 2025: 3.6×FY 2026: 2.9×
FY 2017 5y median 2.9× FY 2026
Net Debt / EBITDA 39.3×
FY 2017: 23.9×FY 2018: 20.3×FY 2019: 20.3×FY 2020: 23.0×FY 2021: 16.5×FY 2022: 11.0×FY 2023: 17.8×FY 2024: 16.3×FY 2025: 0.0×FY 2026: 39.3×
FY 2017 5y median 16.3× FY 2026
Interest Coverage 0.5×
FY 2017: 1.4×FY 2018: 2.1×FY 2019: 2.2×FY 2020: 1.6×FY 2021: 2.7×FY 2022: 3.3×FY 2023: 1.4×FY 2024: 0.8×FY 2025: 0.0×FY 2026: 0.5×
FY 2017 5y median 0.8× FY 2026

Dividends

Dividend Yield 7.6%
FY 2017: 3.3%FY 2018: 4.6%FY 2019: 5.3%FY 2020: 7.4%FY 2021: 0.0%FY 2022: 8.4%FY 2023: 6.9%FY 2024: 9.9%FY 2025: 5.4%FY 2026: 7.6%
FY 2017 5y median 7.6% FY 2026
Payout Ratio 104.9%
FY 2017: 30.8%FY 2018: 37.0%FY 2019: 50.0%FY 2020: 67.8%FY 2021: 0.5%FY 2022: 63.9%FY 2023: 61.8%FY 2024: 90.5%FY 2025: 63.4%FY 2026: 104.9%
FY 2017 5y median 63.9% FY 2026

Annual · latest fiscal year ends 2025-12-31