LDI

loanDepot, Inc.

Financial Services · USD

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Price alert · LDI

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0.58 USD -0.02 -3.24%
As of Oct 30, 2026 Extended hours 0.57 -1.21%
Bid
0.58 × 900
Ask
0.59 × 1,200
0.5601 Day range 0.5974
0.496 52-week range 3.20
YTD
-72.03%
1 year
-80.89%
Open
0.58
Prev close
0.5984
Mkt cap
257.29M
Vol
2.59M
Avg vol
4.46M
EPS
-0.31
P/E
0.00
Div yield
0.00%
More statistics
Low
0.5601
High
0.5974
Forward P/E
16.37
Beta
3.13
Short ratio
0.83
Inst. own
36.70%
Dividend
0.00
Ex-div date
Mar 31, 2022
50-d avg
2.89
200-d avg
1.82
1y target
1.98

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LDI five-day price chart0.560.590.620.640.67Oct 26Oct 27Oct 28Oct 29Oct 30

Financial health

Altman Z-Score

-0.22 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

2 / 9 Weak

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

D+1 / 5 overall

  • DCF 1
  • Return on Equity 1
  • Return on Assets 1
  • Debt / Equity 1
  • P/E 1
  • P/B 2

Valuation

P/E -6.9×
FY 2014: 314×FY 2017: 75.9×FY 2018: -31.4×FY 2019: 81.5×FY 2020: 1.4×FY 2021: 5.8×FY 2022: -0.9×FY 2023: -5.6×FY 2024: -3.8×FY 2025: -6.9×
FY 2014 5y median -3.8× FY 2025
P/S 0.3×
FY 2014: 2.6×FY 2017: 1.4×FY 2018: 2.9×FY 2019: 2.0×FY 2020: 0.6×FY 2021: 0.2×FY 2022: 0.2×FY 2023: 0.6×FY 2024: 0.3×FY 2025: 0.3×
FY 2014 5y median 0.3× FY 2025
P/B 1.9×
FY 2014: 11.3×FY 2017: 0.0×FY 2018: 0.9×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 1.3×FY 2022: 0.6×FY 2023: 1.7×FY 2024: 1.4×FY 2025: 1.9×
FY 2014 5y median 1.4× FY 2025
P/FCF -0.6×
FY 2014: -4.1×FY 2017: -4.4×FY 2018: -6.9×FY 2019: -1.8×FY 2020: -1.3×FY 2021: -0.4×FY 2022: 0.1×FY 2023: -3.2×FY 2024: -0.4×FY 2025: -0.6×
FY 2014 5y median -0.4× FY 2025
EV/EBITDA 21.4×
FY 2014: 70.4×FY 2017: 0.0×FY 2018: -84.3×FY 2019: 75.3×FY 2020: 5.4×FY 2021: 13.5×FY 2022: -7.2×FY 2023: -22.1×FY 2024: -27.5×FY 2025: 21.4×
FY 2014 5y median -7.2× FY 2025
EV/Sales 3.3×
FY 2014: 4.6×FY 2017: 0.0×FY 2018: 5.0×FY 2019: 5.1×FY 2020: 2.6×FY 2021: 2.6×FY 2022: 3.2×FY 2023: 4.7×FY 2024: 4.8×FY 2025: 3.3×
FY 2014 5y median 3.3× FY 2025
FCF Yield -168.2%
FY 2014: -24.4%FY 2017: -22.7%FY 2018: -14.5%FY 2019: -54.3%FY 2020: -74.3%FY 2021: -230.6%FY 2022: 1715.9%FY 2023: -31.6%FY 2024: -233.6%FY 2025: -168.2%
FY 2014 5y median -168.2% FY 2025

Profitability

Gross Margin 88.3%
FY 2014: 94.4%FY 2017: 77.7%FY 2018: 87.4%FY 2019: 87.0%FY 2020: 95.3%FY 2021: 91.9%FY 2022: 70.8%FY 2023: 70.1%FY 2024: 70.5%FY 2025: 88.3%
FY 2014 5y median 70.8% FY 2025
Operating Margin 13.2%
FY 2014: 4.3%FY 2017: 1.9%FY 2018: -9.1%FY 2019: 2.4%FY 2020: 46.4%FY 2021: 17.7%FY 2022: -48.9%FY 2023: -26.7%FY 2024: -21.7%FY 2025: 13.2%
FY 2014 5y median -21.7% FY 2025
Net Margin -4.1%
FY 2014: 4.2%FY 2017: 1.8%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 3.0%FY 2022: -19.3%FY 2023: -10.6%FY 2024: -8.8%FY 2025: -4.1%
FY 2014 5y median -8.8% FY 2025
ROE -26.7%
FY 2014: 18.1%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 21.7%FY 2022: -63.0%FY 2023: -31.2%FY 2024: -36.0%FY 2025: -26.7%
FY 2014 5y median -31.2% FY 2025
ROIC 42.9%
FY 2014: 1.7%FY 2017: 0.0%FY 2018: -2.6%FY 2019: 0.7%FY 2020: 19.3%FY 2021: 5.4%FY 2022: -9.6%FY 2023: -4.0%FY 2024: -3.3%FY 2025: 42.9%
FY 2014 5y median -3.3% FY 2025
ROA -0.9%
FY 2014: 1.6%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 1.0%FY 2022: -4.1%FY 2023: -1.8%FY 2024: -1.5%FY 2025: -0.9%
FY 2014 5y median -1.5% FY 2025

Growth (YoY)

Revenue 37.6%
FY 2014: 58.6%FY 2017: 0.0%FY 2018: -31.1%FY 2019: 22.1%FY 2020: 214.2%FY 2021: -13.5%FY 2022: -62.4%FY 2023: -26.1%FY 2024: 7.0%FY 2025: 37.6%
FY 2014 FY 2025
Operating Income 183.7%
FY 2014: -69.6%FY 2017: 0.0%FY 2018: -424.4%FY 2019: 131.6%FY 2020: 6068.6%FY 2021: -66.9%FY 2022: -203.5%FY 2023: 59.7%FY 2024: 12.7%FY 2025: 183.7%
FY 2014 FY 2025
EPS (diluted) 43.4%
FY 2014: -85.7%FY 2017: 0.0%FY 2018: -450.0%FY 2019: 138.6%FY 2020: 5800.0%FY 2021: -94.8%FY 2022: -310.8%FY 2023: 64.0%FY 2024: 15.9%FY 2025: 43.4%
FY 2014 FY 2025
Free Cash Flow 17.0%
FY 2014: -45.4%FY 2017: 0.0%FY 2018: 10.1%FY 2019: -221.6%FY 2020: -36.7%FY 2021: 26.4%FY 2022: 390.7%FY 2023: -104.4%FY 2024: -354.1%FY 2025: 17.0%
FY 2014 FY 2025

Financial Health

Current Ratio 0.1×
FY 2014: 0.1×FY 2017: 0.0×FY 2018: 2.1×FY 2019: 0.1×FY 2020: 0.1×FY 2021: 0.1×FY 2022: 0.3×FY 2023: 0.3×FY 2024: 0.2×FY 2025: 0.1×
FY 2014 5y median 0.2× FY 2025
Quick Ratio 0.1×
FY 2014: 0.1×FY 2017: 0.0×FY 2018: 73.3×FY 2019: 0.1×FY 2020: 0.1×FY 2021: 0.1×FY 2022: 0.3×FY 2023: 0.3×FY 2024: 0.2×FY 2025: 0.1×
FY 2014 5y median 0.2× FY 2025
Debt / Equity 21.5×
FY 2014: 8.8×FY 2017: 0.0×FY 2018: 0.7×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 18.2×FY 2022: 11.8×FY 2023: 14.1×FY 2024: 19.9×FY 2025: 21.5×
FY 2014 5y median 18.2× FY 2025
Net Debt / EBITDA 19.6×
FY 2014: 30.2×FY 2017: 0.0×FY 2018: -36.0×FY 2019: 45.7×FY 2020: 4.0×FY 2021: 12.6×FY 2022: -6.8×FY 2023: -19.4×FY 2024: -25.6×FY 2025: 19.6×
FY 2014 5y median -6.8× FY 2025
Interest Coverage 0.6×
FY 2014: 0.8×FY 2017: 0.0×FY 2018: -0.7×FY 2019: 0.2×FY 2020: 11.2×FY 2021: 2.2×FY 2022: -2.5×FY 2023: -0.9×FY 2024: -0.7×FY 2025: 0.6×
FY 2014 5y median -0.7× FY 2025

Dividends

Dividend Yield 0.6%
FY 2014: 0.6%FY 2017: 1.6%FY 2018: 0.0%FY 2019: 0.3%FY 2020: 23.1%FY 2021: 70.3%FY 2022: 46.3%FY 2023: 0.5%FY 2024: 0.9%FY 2025: 0.6%
FY 2014 5y median 0.9% FY 2025
Payout Ratio -3.9%
FY 2014: 37.8%FY 2017: 124.8%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 408.1%FY 2022: -43.7%FY 2023: -2.7%FY 2024: -3.3%FY 2025: -3.9%
FY 2014 5y median -3.3% FY 2025

Annual · latest fiscal year ends 2025-12-31