Menu

Markets

Research

News

Learn
Paper trading
AI Chat
WatchlistsPortfoliosAlerts
Sign in

JFIN

Jiayin Group Inc.

Communication Services · USD

Set alert

Price alert · JFIN

All alert types
1.62 USD -0.10 -5.81%
As of Oct 30, 2026 Extended hours 1.59 -1.85%
Bid
1.60 × 2
Ask
1.63 × 2
1.59 Day range 1.82
1.21 52-week range 9.45
YTD
-72.07%
1 year
-81.21%
Open
1.82
Prev close
1.72
Mkt cap
84.77M
Vol
608.27K
Avg vol
219.45K
EPS
0.66
P/E
2.45
Div yield
13.24%
More statistics
Low
1.59
High
1.82
Forward P/E
3.38
Beta
0.85
Short ratio
0.15
Inst. own
1.19%
Dividend
0.90
Ex-div date
Aug 26, 2024
50-d avg
6.57
200-d avg
6.37
1y target
0.00

5D chart

Chart tools
Interval
1m5m15m30m
JFIN five-day price chart1.241.401.561.721.88Oct 26Oct 28Oct 29Oct 30

Financial health

Altman Z-Score

1.06 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

3 / 9 Weak

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

A+5 / 5 overall

  • DCF 5
  • Return on Equity 2
  • Return on Assets 5
  • Debt / Equity 4
  • P/E 4
  • P/B 5

Valuation

P/E 9.7×
FY 2016: -14.4×FY 2017: 9.7×FY 2018: 9.1×FY 2019: 3.6×FY 2020: 4.3×FY 2021: 1.6×FY 2022: 0.7×FY 2023: 1.5×FY 2024: 2.3×FY 2025: 9.7×
FY 2016 5y median 1.6× FY 2025
P/S 2.4×
FY 2016: 9.5×FY 2017: 2.3×FY 2018: 1.9×FY 2019: 0.9×FY 2020: 0.8×FY 2021: 0.4×FY 2022: 0.3×FY 2023: 0.4×FY 2024: 0.4×FY 2025: 2.4×
FY 2016 5y median 0.4× FY 2025
P/B 0.5×
FY 2016: -2.2×FY 2017: -2.7×FY 2018: -3.4×FY 2019: -2.6×FY 2020: -2.3×FY 2021: 27.1×FY 2022: 0.7×FY 2023: 0.8×FY 2024: 0.8×FY 2025: 0.5×
FY 2016 5y median 0.8× FY 2025
P/FCF 3.4×
FY 2016: 22.3×FY 2017: 63.3×FY 2018: -22.6×FY 2019: -1463×FY 2020: -29.6×FY 2021: 4.2×FY 2022: 1.1×FY 2023: 5.5×FY 2024: 3.6×FY 2025: 3.4×
FY 2016 5y median 3.6× FY 2025
EV/EBITDA 8.2×
FY 2016: -10.7×FY 2017: 6.5×FY 2018: 4.8×FY 2019: 3.3×FY 2020: 3.0×FY 2021: 1.4×FY 2022: 0.5×FY 2023: 1.2×FY 2024: 1.6×FY 2025: 8.2×
FY 2016 5y median 1.4× FY 2025
EV/Sales 3.1×
FY 2016: 9.3×FY 2017: 2.1×FY 2018: 1.9×FY 2019: 0.8×FY 2020: 0.7×FY 2021: 0.3×FY 2022: 0.2×FY 2023: 0.3×FY 2024: 0.3×FY 2025: 3.1×
FY 2016 5y median 0.3× FY 2025
FCF Yield 29.8%
FY 2016: 4.5%FY 2017: 1.6%FY 2018: -4.4%FY 2019: -0.1%FY 2020: -3.4%FY 2021: 24.1%FY 2022: 93.2%FY 2023: 18.2%FY 2024: 27.8%FY 2025: 29.8%
FY 2016 5y median 27.8% FY 2025

Profitability

Gross Margin 77.9%
FY 2016: 75.8%FY 2017: 89.8%FY 2018: 86.1%FY 2019: 80.9%FY 2020: 81.6%FY 2021: 81.1%FY 2022: 82.7%FY 2023: 63.2%FY 2024: 64.9%FY 2025: 77.9%
FY 2016 5y median 77.9% FY 2025
Operating Margin 28.9%
FY 2016: -86.8%FY 2017: 30.5%FY 2018: 23.8%FY 2019: 24.0%FY 2020: 23.2%FY 2021: 24.3%FY 2022: 36.1%FY 2023: 24.4%FY 2024: 21.5%FY 2025: 28.9%
FY 2016 5y median 24.4% FY 2025
Net Margin 24.7%
FY 2016: -65.9%FY 2017: 24.0%FY 2018: 21.2%FY 2019: 23.7%FY 2020: 19.5%FY 2021: 26.5%FY 2022: 36.1%FY 2023: 23.7%FY 2024: 18.2%FY 2025: 24.7%
FY 2016 5y median 24.7% FY 2025
ROE 4.8%
FY 2016: 15.2%FY 2017: -27.9%FY 2018: -37.0%FY 2019: -71.1%FY 2020: -54.8%FY 2021: 1694.3%FY 2022: 94.9%FY 2023: 54.5%FY 2024: 33.8%FY 2025: 4.8%
FY 2016 5y median 54.5% FY 2025
ROIC 3.9%
FY 2016: 15.4%FY 2017: -27.4%FY 2018: -37.6%FY 2019: -71.0%FY 2020: -46.6%FY 2021: 437.0%FY 2022: 82.3%FY 2023: 33.1%FY 2024: 30.0%FY 2025: 3.9%
FY 2016 5y median 33.1% FY 2025
ROA 2.4%
FY 2016: -19.2%FY 2017: 21.3%FY 2018: 76.3%FY 2019: 75.3%FY 2020: 48.1%FY 2021: 48.6%FY 2022: 39.1%FY 2023: 23.0%FY 2024: 19.5%FY 2025: 2.4%
FY 2016 5y median 23.0% FY 2025

Growth (YoY)

Revenue -85.1%
FY 2016: 0.0%FY 2017: 280.8%FY 2018: 28.0%FY 2019: -22.6%FY 2020: -41.7%FY 2021: 36.9%FY 2022: 83.7%FY 2023: 67.1%FY 2024: 6.1%FY 2025: -85.1%
FY 2016 FY 2025
Operating Income -80.0%
FY 2016: 0.0%FY 2017: 233.9%FY 2018: -0.2%FY 2019: -22.0%FY 2020: -43.5%FY 2021: 43.0%FY 2022: 173.6%FY 2023: 12.7%FY 2024: -6.3%FY 2025: -80.0%
FY 2016 FY 2025
EPS (diluted) -79.1%
FY 2016: 0.0%FY 2017: 238.3%FY 2018: 13.4%FY 2019: -18.0%FY 2020: -53.4%FY 2021: 86.3%FY 2022: 151.4%FY 2023: 10.6%FY 2024: -18.0%FY 2025: -79.1%
FY 2016 FY 2025
Free Cash Flow -9.3%
FY 2016: 0.0%FY 2017: -66.9%FY 2018: -395.5%FY 2019: 99.5%FY 2020: -2660.3%FY 2021: 600.0%FY 2022: 337.7%FY 2023: -55.0%FY 2024: 91.7%FY 2025: -9.3%
FY 2016 FY 2025

Financial Health

Current Ratio 1.9×
FY 2016: 0.4×FY 2017: 0.6×FY 2018: 0.3×FY 2019: 0.4×FY 2020: 0.4×FY 2021: 0.9×FY 2022: 1.6×FY 2023: 2.4×FY 2024: 2.2×FY 2025: 1.9×
FY 2016 5y median 1.9× FY 2025
Quick Ratio 1.9×
FY 2016: 0.3×FY 2017: 0.5×FY 2018: 0.2×FY 2019: 0.5×FY 2020: 0.4×FY 2021: 0.9×FY 2022: 1.6×FY 2023: 2.4×FY 2024: 2.2×FY 2025: 1.9×
FY 2016 5y median 1.9× FY 2025
Debt / Equity 0.2×
FY 2016: -0.0×FY 2017: -0.1×FY 2018: -0.0×FY 2019: -0.0×FY 2020: -0.0×FY 2021: 1.3×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 0.2×
FY 2016 5y median 0.0× FY 2025
Net Debt / EBITDA 1.9×
FY 2016: 0.2×FY 2017: -0.7×FY 2018: 0.0×FY 2019: -0.2×FY 2020: -0.3×FY 2021: -0.3×FY 2022: -0.2×FY 2023: -0.2×FY 2024: -0.4×FY 2025: 1.9×
FY 2016 5y median -0.2× FY 2025
Interest Coverage 0.0×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 0.0×
FY 2016 5y median 0.0× FY 2025

Dividends

Dividend Yield 5.2%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 7.2%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.3%FY 2022: 0.0%FY 2023: 8.0%FY 2024: 12.2%FY 2025: 5.2%
FY 2016 5y median 5.2% FY 2025
Payout Ratio 50.6%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 65.4%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.5%FY 2022: 0.0%FY 2023: 12.1%FY 2024: 28.5%FY 2025: 50.6%
FY 2016 5y median 12.1% FY 2025

Annual · latest fiscal year ends 2025-12-31