Menu

Markets

Research

News

Learn
Paper trading
AI Chat
WatchlistsPortfoliosAlerts
Sign in

Home Loan Financial Corporation HLFN

Set alert

Price alert · HLFN

All alert types
46.43 USD 0.00 0.00%

At close · Oct 30

46.43 Day range 46.43
33.12 52-week range 64.99
YTD
+33.15%
1 year
+38.10%
Open
46.43
Prev close
46.43
Mkt cap
65.44M
Vol
521
Avg vol
103
EPS
6.22
P/E
7.46
More statistics
Low
46.43
High
46.43

5D chart

Chart tools
Interval
1m5m15m30m

Chart is warming up

The five-day price history for HLFN has not been loaded yet. Try again in a moment.

Financial health

Altman Z-Score

0.42 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

5 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

A4 / 5 overall

  • DCF 3
  • Return on Equity 5
  • Return on Assets 4
  • Debt / Equity 3
  • P/E 4
  • P/B 3

Valuation

P/E 7.0×
FY 2016: 12.7×FY 2017: 12.6×FY 2018: 13.1×FY 2019: 11.6×FY 2020: 11.9×FY 2021: 11.3×FY 2022: 7.8×FY 2023: 7.3×FY 2024: 6.4×FY 2025: 7.0×
FY 2016 5y median 7.3× FY 2025
P/S 2.2×
FY 2016: 3.7×FY 2017: 3.7×FY 2018: 4.0×FY 2019: 3.3×FY 2020: 3.6×FY 2021: 3.8×FY 2022: 2.5×FY 2023: 1.9×FY 2024: 1.8×FY 2025: 2.2×
FY 2016 5y median 2.2× FY 2025
P/B 1.2×
FY 2016: 1.4×FY 2017: 1.5×FY 2018: 1.7×FY 2019: 1.4×FY 2020: 1.4×FY 2021: 1.4×FY 2022: 1.1×FY 2023: 1.0×FY 2024: 1.1×FY 2025: 1.2×
FY 2016 5y median 1.1× FY 2025
P/FCF 0.0×
FY 2016: 15.2×FY 2017: 12.7×FY 2018: 10.7×FY 2019: 10.6×FY 2020: 28.9×FY 2021: 11.6×FY 2022: 6.8×FY 2023: 6.3×FY 2024: 5.4×FY 2025: 0.0×
FY 2016 5y median 6.3× FY 2025
EV/EBITDA 6.6×
FY 2016: 10.2×FY 2017: 11.6×FY 2018: 11.3×FY 2019: 2.5×FY 2020: 3.0×FY 2021: 8.2×FY 2022: 9.5×FY 2023: 10.2×FY 2024: 7.4×FY 2025: 6.6×
FY 2016 5y median 8.2× FY 2025
EV/Sales 2.6×
FY 2016: 4.4×FY 2017: 4.8×FY 2018: 4.4×FY 2019: 0.9×FY 2020: 1.1×FY 2021: 3.4×FY 2022: 4.0×FY 2023: 3.6×FY 2024: 2.6×FY 2025: 2.6×
FY 2016 5y median 3.4× FY 2025
FCF Yield 0.0%
FY 2016: 6.6%FY 2017: 7.9%FY 2018: 9.3%FY 2019: 9.4%FY 2020: 3.5%FY 2021: 8.6%FY 2022: 14.6%FY 2023: 15.8%FY 2024: 18.4%FY 2025: 0.0%
FY 2016 5y median 14.6% FY 2025

Profitability

Gross Margin 69.6%
FY 2016: 100.0%FY 2017: 100.0%FY 2018: 86.5%FY 2019: 84.4%FY 2020: 88.2%FY 2021: 92.0%FY 2022: 86.1%FY 2023: 72.7%FY 2024: 70.1%FY 2025: 69.6%
FY 2016 5y median 72.7% FY 2025
Operating Margin 39.5%
FY 2016: 42.0%FY 2017: 41.2%FY 2018: 37.6%FY 2019: 34.7%FY 2020: 37.3%FY 2021: 40.9%FY 2022: 41.2%FY 2023: 33.9%FY 2024: 35.7%FY 2025: 39.5%
FY 2016 5y median 39.5% FY 2025
Net Margin 31.4%
FY 2016: 29.0%FY 2017: 29.3%FY 2018: 30.6%FY 2019: 28.4%FY 2020: 30.3%FY 2021: 33.3%FY 2022: 32.7%FY 2023: 26.4%FY 2024: 28.7%FY 2025: 31.4%
FY 2016 5y median 31.4% FY 2025
ROE 17.7%
FY 2016: 11.5%FY 2017: 11.6%FY 2018: 12.7%FY 2019: 11.7%FY 2020: 12.0%FY 2021: 12.6%FY 2022: 14.5%FY 2023: 14.1%FY 2024: 16.5%FY 2025: 17.7%
FY 2016 5y median 14.5% FY 2025
ROIC 10.4%
FY 2016: 1.5%FY 2017: 1.6%FY 2018: 9.5%FY 2019: 9.5%FY 2020: 10.3%FY 2021: 10.6%FY 2022: 7.4%FY 2023: 2.9%FY 2024: 6.9%FY 2025: 10.4%
FY 2016 5y median 7.4% FY 2025
ROA 2.3%
FY 2016: 1.5%FY 2017: 1.6%FY 2018: 1.7%FY 2019: 1.5%FY 2020: 1.5%FY 2021: 1.6%FY 2022: 1.8%FY 2023: 1.7%FY 2024: 2.0%FY 2025: 2.3%
FY 2016 5y median 1.8% FY 2025

Growth (YoY)

Revenue 11.1%
FY 2016: 1.1%FY 2017: 5.1%FY 2018: 11.0%FY 2019: 3.4%FY 2020: 0.2%FY 2021: -1.5%FY 2022: 26.9%FY 2023: 31.0%FY 2024: 21.2%FY 2025: 11.1%
FY 2016 FY 2025
Operating Income 22.8%
FY 2016: -4.8%FY 2017: 2.9%FY 2018: 1.5%FY 2019: -4.8%FY 2020: 7.7%FY 2021: 8.1%FY 2022: 27.8%FY 2023: 7.7%FY 2024: 27.8%FY 2025: 22.8%
FY 2016 FY 2025
EPS (diluted) 21.0%
FY 2016: -5.7%FY 2017: 6.0%FY 2018: 16.1%FY 2019: -3.7%FY 2020: 6.6%FY 2021: 8.4%FY 2022: 24.2%FY 2023: 5.7%FY 2024: 31.8%FY 2025: 21.0%
FY 2016 FY 2025
Free Cash Flow -100.0%
FY 2016: -25.4%FY 2017: 26.9%FY 2018: 42.4%FY 2019: -13.9%FY 2020: -59.9%FY 2021: 157.1%FY 2022: 45.2%FY 2023: 7.5%FY 2024: 34.3%FY 2025: -100.0%
FY 2016 FY 2025

Financial Health

Current Ratio 0.0×
FY 2016: 0.9×FY 2017: 0.4×FY 2018: 0.0×FY 2019: 0.2×FY 2020: 0.2×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.1×FY 2024: 0.0×FY 2025: 0.0×
FY 2016 5y median 0.0× FY 2025
Quick Ratio 0.0×
FY 2016: 0.9×FY 2017: 0.4×FY 2018: 0.0×FY 2019: 0.2×FY 2020: 0.2×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.1×FY 2024: 0.0×FY 2025: 0.0×
FY 2016 5y median 0.0× FY 2025
Debt / Equity 0.3×
FY 2016: 0.8×FY 2017: 0.5×FY 2018: 0.3×FY 2019: 0.2×FY 2020: 0.1×FY 2021: 0.1×FY 2022: 0.9×FY 2023: 1.1×FY 2024: 0.7×FY 2025: 0.3×
FY 2016 5y median 0.7× FY 2025
Net Debt / EBITDA 1.1×
FY 2016: 1.7×FY 2017: 2.7×FY 2018: 0.9×FY 2019: -6.7×FY 2020: -6.4×FY 2021: -0.8×FY 2022: 3.5×FY 2023: 4.6×FY 2024: 2.3×FY 2025: 1.1×
FY 2016 5y median 2.3× FY 2025
Interest Coverage 1.5×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 2.8×FY 2019: 2.2×FY 2020: 3.2×FY 2021: 5.1×FY 2022: 3.0×FY 2023: 1.2×FY 2024: 1.2×FY 2025: 1.5×
FY 2016 5y median 1.5× FY 2025

Dividends

Dividend Yield 4.8%
FY 2016: 5.1%FY 2017: 4.8%FY 2018: 4.5%FY 2019: 5.7%FY 2020: 5.2%FY 2021: 5.4%FY 2022: 6.7%FY 2023: 6.7%FY 2024: 5.9%FY 2025: 4.8%
FY 2016 5y median 5.9% FY 2025
Payout Ratio 33.8%
FY 2016: 64.5%FY 2017: 60.9%FY 2018: 58.4%FY 2019: 65.5%FY 2020: 61.2%FY 2021: 61.0%FY 2022: 52.0%FY 2023: 49.3%FY 2024: 37.7%FY 2025: 33.8%
FY 2016 5y median 49.3% FY 2025

Annual · latest fiscal year ends 2026-06-30