HIG

The Hartford Insurance Group, Inc.

Financial Services · USD

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132.59 USD +0.53 +0.40%
As of Oct 30, 2026 Extended hours 132.64 +0.04%
Bid
132.57 × 100
Ask
132.65 × 300
131.89 Day range 134.98
122.36 52-week range 145.68
YTD
-3.78%
1 year
+7.40%
Open
134.31
Prev close
132.06
Mkt cap
35.46B
Vol
3.22M
Avg vol
1.63M
EPS
14.94
P/E
8.87
Div yield
2.03%
More statistics
Low
131.89
High
134.98
Forward P/E
9.70
Beta
0.49
Short ratio
0.02
Inst. own
97.55%
Dividend
2.68
Ex-div date
Nov 30, 2026
Earnings
Feb 4, 2027
50-d avg
133.04
200-d avg
135.39
1y target
147.05

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HIG five-day price chart129.6131.8133.9136.1138.2Oct 26Oct 27Oct 28Oct 29Oct 30

Financial health

Altman Z-Score

1.37 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

6 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

A+4 / 5 overall

  • DCF 5
  • Return on Equity 5
  • Return on Assets 5
  • Debt / Equity 3
  • P/E 4
  • P/B 2

Valuation

P/E 10.2×
FY 2016: 20.6×FY 2017: -6.5×FY 2018: 8.8×FY 2019: 10.6×FY 2020: 10.2×FY 2021: 10.3×FY 2022: 13.7×FY 2023: 9.9×FY 2024: 10.4×FY 2025: 10.2×
FY 2016 5y median 10.3× FY 2025
P/S 1.4×
FY 2016: 1.1×FY 2017: 1.2×FY 2018: 0.8×FY 2019: 1.1×FY 2020: 0.9×FY 2021: 1.1×FY 2022: 1.1×FY 2023: 1.0×FY 2024: 1.2×FY 2025: 1.4×
FY 2016 5y median 1.1× FY 2025
P/B 2.1×
FY 2016: 1.1×FY 2017: 1.5×FY 2018: 1.2×FY 2019: 1.3×FY 2020: 0.9×FY 2021: 1.4×FY 2022: 1.8×FY 2023: 1.6×FY 2024: 2.0×FY 2025: 2.1×
FY 2016 5y median 1.8× FY 2025
P/FCF 6.8×
FY 2016: 10.0×FY 2017: 10.6×FY 2018: 5.9×FY 2019: 6.5×FY 2020: 4.7×FY 2021: 6.1×FY 2022: 6.4×FY 2023: 6.2×FY 2024: 5.6×FY 2025: 6.8×
FY 2016 5y median 6.2× FY 2025
EV/EBITDA 8.1×
FY 2016: 19.2×FY 2017: 17.6×FY 2018: 8.1×FY 2019: 8.1×FY 2020: 8.1×FY 2021: 8.0×FY 2022: 10.0×FY 2023: 8.0×FY 2024: 8.6×FY 2025: 8.1×
FY 2016 5y median 8.1× FY 2025
EV/Sales 1.5×
FY 2016: 1.4×FY 2017: 1.5×FY 2018: 1.1×FY 2019: 1.3×FY 2020: 1.1×FY 2021: 1.3×FY 2022: 1.3×FY 2023: 1.2×FY 2024: 1.4×FY 2025: 1.5×
FY 2016 5y median 1.3× FY 2025
FCF Yield 14.8%
FY 2016: 10.0%FY 2017: 9.5%FY 2018: 17.1%FY 2019: 15.4%FY 2020: 21.4%FY 2021: 16.4%FY 2022: 15.6%FY 2023: 16.2%FY 2024: 17.9%FY 2025: 14.8%
FY 2016 5y median 16.2% FY 2025

Profitability

Gross Margin 46.1%
FY 2016: 4.8%FY 2017: 6.1%FY 2018: 10.2%FY 2019: 13.4%FY 2020: 11.5%FY 2021: 11.4%FY 2022: 9.4%FY 2023: 13.0%FY 2024: 15.0%FY 2025: 46.1%
FY 2016 5y median 13.0% FY 2025
Operating Margin 16.8%
FY 2016: 2.7%FY 2017: 4.2%FY 2018: 9.3%FY 2019: 12.5%FY 2020: 10.4%FY 2021: 13.4%FY 2022: 10.4%FY 2023: 12.7%FY 2024: 14.6%FY 2025: 16.8%
FY 2016 5y median 13.4% FY 2025
Net Margin 13.6%
FY 2016: 5.5%FY 2017: -18.2%FY 2018: 9.6%FY 2019: 10.2%FY 2020: 8.5%FY 2021: 11.0%FY 2022: 8.3%FY 2023: 10.3%FY 2024: 11.8%FY 2025: 13.6%
FY 2016 5y median 11.0% FY 2025
ROE 20.2%
FY 2016: 5.3%FY 2017: -23.2%FY 2018: 13.8%FY 2019: 12.8%FY 2020: 9.4%FY 2021: 13.3%FY 2022: 13.3%FY 2023: 16.3%FY 2024: 18.9%FY 2025: 20.2%
FY 2016 5y median 16.3% FY 2025
ROIC 28.2%
FY 2016: -0.2%FY 2017: -1.4%FY 2018: 8.4%FY 2019: 18.6%FY 2020: 14.8%FY 2021: 8.0%FY 2022: 1.8%FY 2023: 7.2%FY 2024: 23.8%FY 2025: 28.2%
FY 2016 5y median 8.0% FY 2025
ROA 4.5%
FY 2016: 0.4%FY 2017: -1.4%FY 2018: 2.9%FY 2019: 2.9%FY 2020: 2.3%FY 2021: 3.1%FY 2022: 2.5%FY 2023: 3.6%FY 2024: 3.8%FY 2025: 4.5%
FY 2016 5y median 3.6% FY 2025

Growth (YoY)

Revenue 7.1%
FY 2016: 1.8%FY 2017: 5.3%FY 2018: 9.3%FY 2019: 9.4%FY 2020: -0.9%FY 2021: 6.5%FY 2022: 0.9%FY 2023: 11.3%FY 2024: 8.4%FY 2025: 7.1%
FY 2016 FY 2025
Operating Income 23.7%
FY 2016: -69.8%FY 2017: 61.7%FY 2018: 142.5%FY 2019: 46.0%FY 2020: -17.2%FY 2021: 37.0%FY 2022: -22.1%FY 2023: 36.5%FY 2024: 24.6%FY 2025: 23.7%
FY 2016 FY 2025
EPS (diluted) 28.7%
FY 2016: -42.7%FY 2017: -472.2%FY 2018: 158.7%FY 2019: 14.1%FY 2020: -15.9%FY 2021: 39.1%FY 2022: -17.8%FY 2023: 46.5%FY 2024: 29.9%FY 2025: 28.7%
FY 2016 FY 2025
Free Cash Flow -0.2%
FY 2016: -24.8%FY 2017: 5.1%FY 2018: 40.5%FY 2019: 24.4%FY 2020: 11.0%FY 2021: 5.4%FY 2022: -3.2%FY 2023: 4.5%FY 2024: 43.9%FY 2025: -0.2%
FY 2016 FY 2025

Financial Health

Current Ratio 17.7×
FY 2016: 0.0×FY 2017: 0.2×FY 2018: 0.9×FY 2019: 6.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 24.8×FY 2023: 0.3×FY 2024: 16.7×FY 2025: 17.7×
FY 2016 5y median 16.7× FY 2025
Quick Ratio 17.7×
FY 2016: 0.0×FY 2017: 0.2×FY 2018: 0.9×FY 2019: 6.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 24.8×FY 2023: 0.3×FY 2024: 16.7×FY 2025: 17.7×
FY 2016 5y median 16.7× FY 2025
Debt / Equity 0.2×
FY 2016: 0.3×FY 2017: 0.4×FY 2018: 0.4×FY 2019: 0.3×FY 2020: 0.2×FY 2021: 0.3×FY 2022: 0.3×FY 2023: 0.3×FY 2024: 0.3×FY 2025: 0.2×
FY 2016 5y median 0.3× FY 2025
Net Debt / EBITDA 0.8×
FY 2016: 3.4×FY 2017: 3.4×FY 2018: 1.8×FY 2019: 1.4×FY 2020: 1.6×FY 2021: 1.3×FY 2022: 1.4×FY 2023: 1.2×FY 2024: 1.0×FY 2025: 0.8×
FY 2016 5y median 1.2× FY 2025
Interest Coverage 23.9×
FY 2016: 1.4×FY 2017: 2.3×FY 2018: 5.9×FY 2019: 9.9×FY 2020: 9.0×FY 2021: 12.4×FY 2022: 10.6×FY 2023: 15.5×FY 2024: 19.3×FY 2025: 23.9×
FY 2016 5y median 15.5× FY 2025

Dividends

Dividend Yield 1.6%
FY 2016: 1.8%FY 2017: 1.7%FY 2018: 2.4%FY 2019: 2.1%FY 2020: 2.7%FY 2021: 2.1%FY 2022: 2.1%FY 2023: 2.2%FY 2024: 1.8%FY 2025: 1.6%
FY 2016 5y median 2.1% FY 2025
Payout Ratio 16.0%
FY 2016: 37.3%FY 2017: -10.9%FY 2018: 21.0%FY 2019: 21.8%FY 2020: 27.5%FY 2021: 21.3%FY 2022: 29.0%FY 2023: 21.9%FY 2024: 18.5%FY 2025: 16.0%
FY 2016 5y median 21.3% FY 2025

Annual · latest fiscal year ends 2025-12-31