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FUNC

First United Corporation

Financial Services · USD

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Price alert · FUNC

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45.84 USD -0.18 -0.39%
As of Oct 30, 2026 Extended hours 45.84 0.00%
Bid
45.74 × 2
Ask
45.86 × 2
45.68 Day range 46.34
34.53 52-week range 46.18
YTD
+22.44%
1 year
+31.54%
Open
46.34
Prev close
46.02
Mkt cap
295.95M
Vol
14.85K
Avg vol
26.44K
EPS
3.90
P/E
11.75
Div yield
2.58%
More statistics
Low
45.68
High
46.34
Forward P/E
10.31
Beta
0.77
Short ratio
0.22
Inst. own
44.74%
Dividend
0.88
Ex-div date
Jan 16, 2025
Earnings
Feb 3, 2025
50-d avg
33.73
200-d avg
26.66
1y target
0.00

1Y chart

Chart tools
Interval
FUNC one-year price chart33.937.140.343.546.7Oct 25Jan 26Mar 26Jun 26Aug 26Oct 26

Key statistics

Market cap
220.06M
Enterprise value
331.05M
Trailing P/E
13.83
Forward P/E
10.31
PEG ratio
0.00
Price / sales
3.10
Price / book
1.26
EPS (TTM)
2.46
Beta
0.77
Dividend yield
2.58%
Payout ratio
32.52%
Profit margin
22.73%
Revenue (TTM)
71.03M
Revenue growth
7.50%
Free cash flow
0
Total cash
62.39M
Total debt
172.48M
Return on equity
9.81%
Shares outstanding
6.47M
Short % of float
0.08%
50-day average
33.73
200-day average
26.66

Analyst view

Consensus: none

Price target (mean) 0.00
Ratings (0m) 1 0 buy · 1 hold · 0 sell
  • Strong buy0
  • Buy0
  • Hold1
  • Sell0
  • Strong sell0

Next earnings

Feb 3, 2025

Expected Feb 3, 2025. Consensus EPS estimate 0.86.

Earnings history

Financials — quick view

All financials
FUNC Revenue — quarterly 23.16M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
FUNC Net income — quarterly 5.67M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
FUNC EPS — quarterly 0.88
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026

Earnings

FUNC recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Feb 3, 2025Dec 1, 20240.86———
Oct 21, 2024Sep 1, 20240.790.89+0.10+12.66%
Jul 22, 2024Jun 1, 20240.660.75+0.09+13.64%
Apr 23, 2024Mar 1, 20240.560.62+0.06+10.71%
Feb 5, 2024Dec 1, 20230.610.82+0.21+34.43%
Oct 23, 2023Sep 1, 20230.630.67+0.04+6.35%

Upgrades / downgrades

FUNC analyst upgrades and downgrades
DateFirmActionFromTo
Jul 7, 2022Raymond Jamesmain—Outperform
Apr 26, 2022Raymond Jamesmain—Outperform
Feb 8, 2022Raymond Jamesmain—Outperform
May 27, 2021Raymond Jamesinit—Outperform

About First United Corporation

First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals. It offers various deposit products, which includes checking, savings, money market deposit, and regular and individual retirement accounts (IRAs), as well as certificates of deposit. The company loan portfolio includes commercial loans secured by real estate, commercial equipment, vehicles, or other assets of the borrower; commercial real estate loans for residential and commercial development, agricultural purpose properties, and service industry buildings, such as restaurants and motels, retail buildings, and general purpose business space; residential mortgage loans; home equity lines of credit; residential real estate construction loans; and indirect and direct auto loans, student loans, and other secured and unsecured lines of credit and term loans. It also offers access to multi-million-dollar certificates of deposit and the Intrafi cash service, including multi-million-dollar savings and demand deposits to municipalities, businesses, and consumers; and treasury management, cash sweep, and various checking services. In addition, the company provides trust services, which includes personal trust, investment agency accounts, charitable trusts, retirement accounts, including IRA roll-overs, 401(k) accounts and defined benefit plans, estate administration, and estate planning; and insurance products, brokerage services, and safe deposit and night depository facilities. First United Corporation was founded in 1900 and is headquartered in Oakland, Maryland.

Sector
Financial Services
Industry
Banks - Regional
Country
United States

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Insider holders

FUNC insider holders
InsiderRelationLatest transactionDateShares held
BARR JOHN FDirectorStock Award(Grant)May 21, 202428,429
BOAL BRIAN RDirectorPurchaseNov 3, 202418,992
CHADHA SANUDirectorStock Award(Grant)May 21, 20247,282
DIPIETRO CHRISTYDirectorStock Award(Grant)May 21, 202413,814
HESSLER KEVIN R.DirectorStock Award(Grant)May 21, 20242,535
MILON PATRICIADirectorStock Award(Grant)May 21, 20249,481

Institution ownership

FUNC institution ownership
Holder% heldSharesValueReported
Fourthstone LLC6.82%441,14315.01MSep 29, 2024
Dimensional Fund Advisors LP5.93%383,67513.05MSep 29, 2024
Vanguard Group Inc4.72%305,16010.38MSep 29, 2024
Gendell, Jeffrey L.2.76%178,3526.07MSep 29, 2024
Basswood Capital Management, L.L.C.2.37%153,5405.22MSep 29, 2024
Huber Capital Management Llc1.93%124,5564.24MSep 29, 2024

Fund ownership

FUNC fund ownership
Holder% heldSharesValueReported
Vanguard Total Stock Market Index Fund3.09%199,9566.80MSep 29, 2024
DFA U.S. Small Cap Value Series1.54%99,4753.38MJul 30, 2024
Vanguard Extended Market Index Fund1.51%97,9813.33MSep 29, 2024
Advisors Series Trust-Huber Small Cap Value Fund1.21%78,0082.65MSep 29, 2024
DFA U.S. Small Cap Series0.67%43,3041.47MJul 30, 2024
DFA U.S. Targeted Value Portfolio0.61%39,5361.35MJul 30, 2024
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