FGBIP

First Guaranty Bancshares, Inc.

Financial Services · USD

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Price alert · FGBIP

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17.35 USD +0.04 +0.23%
As of Oct 30, 2026 Extended hours 17.06 -1.67%
Bid
17.01 × 1
Ask
17.43 × 1
17.27 Day range 17.42
14.75 52-week range 20.73
YTD
+12.37%
1 year
+4.52%
Open
17.42
Prev close
17.31
Mkt cap
142.80M
Vol
929
Avg vol
7.21K
EPS
2.60
P/E
6.67
Div yield
8.23%
More statistics
Low
17.27
High
17.42
Forward P/E
0.00
Beta
0.32
Short ratio
2.03
Inst. own
0.00%
Dividend
1.69
Ex-div date
Nov 14, 2024
50-d avg
21.69
200-d avg
20.04
1y target
0.00

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Financial health

Altman Z-Score

0.11 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

6 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

C+2 / 5 overall

  • DCF 1
  • Return on Equity 1
  • Return on Assets 2
  • Debt / Equity 1
  • P/E 2
  • P/B 5

Valuation

P/E -1.3×
FY 2016: 12.9×FY 2017: 18.3×FY 2018: 14.4×FY 2019: 14.8×FY 2020: 8.5×FY 2021: 8.4×FY 2022: 9.5×FY 2023: 17.9×FY 2024: 14.0×FY 2025: -1.3×
FY 2016 5y median 9.5× FY 2025
P/S 0.4×
FY 2016: 2.7×FY 2017: 2.9×FY 2018: 2.5×FY 2019: 2.1×FY 2020: 1.4×FY 2021: 1.8×FY 2022: 1.7×FY 2023: 0.6×FY 2024: 0.6×FY 2025: 0.4×
FY 2016 5y median 0.6× FY 2025
P/B 0.3×
FY 2016: 1.5×FY 2017: 1.5×FY 2018: 1.4×FY 2019: 1.3×FY 2020: 1.0×FY 2021: 1.0×FY 2022: 1.1×FY 2023: 0.5×FY 2024: 0.6×FY 2025: 0.3×
FY 2016 5y median 0.6× FY 2025
P/FCF -7.5×
FY 2016: 10.1×FY 2017: 39.4×FY 2018: 8.8×FY 2019: 12.3×FY 2020: 9.9×FY 2021: 9.0×FY 2022: 7.3×FY 2023: 18.4×FY 2024: 4.6×FY 2025: -7.5×
FY 2016 5y median 7.3× FY 2025
EV/EBITDA 9.1×
FY 2016: 8.8×FY 2017: 10.7×FY 2018: 5.3×FY 2019: 11.0×FY 2020: -0.3×FY 2021: 0.2×FY 2022: 8.7×FY 2023: 7.1×FY 2024: -10.8×FY 2025: 9.1×
FY 2016 5y median 7.1× FY 2025
EV/Sales -3.0×
FY 2016: 3.1×FY 2017: 3.1×FY 2018: 1.4×FY 2019: 2.3×FY 2020: -0.1×FY 2021: 0.1×FY 2022: 2.4×FY 2023: 0.6×FY 2024: -0.9×FY 2025: -3.0×
FY 2016 5y median 0.1× FY 2025
FCF Yield -13.3%
FY 2016: 9.9%FY 2017: 2.5%FY 2018: 11.3%FY 2019: 8.1%FY 2020: 10.1%FY 2021: 11.1%FY 2022: 13.6%FY 2023: 5.4%FY 2024: 21.6%FY 2025: -13.3%
FY 2016 5y median 11.1% FY 2025

Profitability

Gross Margin -6.2%
FY 2016: 79.3%FY 2017: 75.6%FY 2018: 72.4%FY 2019: 64.7%FY 2020: 66.8%FY 2021: 79.9%FY 2022: 72.4%FY 2023: 46.8%FY 2024: 37.4%FY 2025: -6.2%
FY 2016 5y median 46.8% FY 2025
Operating Margin -35.0%
FY 2016: 31.8%FY 2017: 25.6%FY 2018: 21.4%FY 2019: 18.1%FY 2020: 20.7%FY 2021: 28.5%FY 2022: 25.0%FY 2023: 6.2%FY 2024: 6.5%FY 2025: -35.0%
FY 2016 5y median 6.5% FY 2025
Net Margin -28.6%
FY 2016: 21.1%FY 2017: 15.7%FY 2018: 17.2%FY 2019: 14.4%FY 2020: 16.5%FY 2021: 22.6%FY 2022: 19.8%FY 2023: 4.8%FY 2024: 5.1%FY 2025: -28.6%
FY 2016 5y median 5.1% FY 2025
ROE -24.8%
FY 2016: 11.3%FY 2017: 8.2%FY 2018: 9.7%FY 2019: 8.6%FY 2020: 11.4%FY 2021: 12.2%FY 2022: 12.3%FY 2023: 3.7%FY 2024: 4.9%FY 2025: -24.8%
FY 2016 5y median 4.9% FY 2025
ROIC -1.4%
FY 2016: 8.2%FY 2017: 5.9%FY 2018: 7.7%FY 2019: 5.5%FY 2020: 6.7%FY 2021: 9.8%FY 2022: 6.8%FY 2023: 1.7%FY 2024: 2.6%FY 2025: -1.4%
FY 2016 5y median 2.6% FY 2025
ROA -1.4%
FY 2016: 0.9%FY 2017: 0.7%FY 2018: 0.8%FY 2019: 0.7%FY 2020: 0.8%FY 2021: 0.9%FY 2022: 0.9%FY 2023: 0.3%FY 2024: 0.3%FY 2025: -1.4%
FY 2016 5y median 0.3% FY 2025

Growth (YoY)

Revenue -19.9%
FY 2016: 4.6%FY 2017: 11.6%FY 2018: 10.3%FY 2019: 19.7%FY 2020: 24.7%FY 2021: -1.8%FY 2022: 20.6%FY 2023: 31.5%FY 2024: 27.6%FY 2025: -19.9%
FY 2016 FY 2025
Operating Income -528.3%
FY 2016: -1.0%FY 2017: -9.9%FY 2018: -7.7%FY 2019: 1.3%FY 2020: 42.7%FY 2021: 34.9%FY 2022: 5.6%FY 2023: -67.3%FY 2024: 34.5%FY 2025: -528.3%
FY 2016 FY 2025
EPS (diluted) -614.8%
FY 2016: -7.9%FY 2017: -18.7%FY 2018: 17.7%FY 2019: 0.8%FY 2020: 41.8%FY 2021: 27.4%FY 2022: 2.5%FY 2023: -75.0%FY 2024: 30.6%FY 2025: -614.8%
FY 2016 FY 2025
Free Cash Flow -132.5%
FY 2016: 41.3%FY 2017: -69.8%FY 2018: 323.0%FY 2019: -25.8%FY 2020: 1.8%FY 2021: 39.4%FY 2022: 40.7%FY 2023: -80.2%FY 2024: 354.0%FY 2025: -132.5%
FY 2016 FY 2025

Financial Health

Current Ratio 120×
FY 2016: 0.3×FY 2017: 0.3×FY 2018: 0.3×FY 2019: 0.2×FY 2020: 0.3×FY 2021: 0.3×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.3×FY 2025: 120×
FY 2016 5y median 0.3× FY 2025
Quick Ratio 120×
FY 2016: 0.3×FY 2017: 0.3×FY 2018: 0.3×FY 2019: 0.2×FY 2020: 0.3×FY 2021: 0.3×FY 2022: 0.2×FY 2023: 0.2×FY 2024: 0.3×FY 2025: 120×
FY 2016 5y median 0.3× FY 2025
Debt / Equity 0.8×
FY 2016: 0.3×FY 2017: 0.4×FY 2018: 0.2×FY 2019: 0.5×FY 2020: 0.7×FY 2021: 0.2×FY 2022: 0.8×FY 2023: 1.1×FY 2024: 0.8×FY 2025: 0.8×
FY 2016 5y median 0.8× FY 2025
Net Debt / EBITDA 10.3×
FY 2016: 1.1×FY 2017: 0.7×FY 2018: -4.4×FY 2019: 1.0×FY 2020: -6.2×FY 2021: -5.4×FY 2022: 2.5×FY 2023: -0.7×FY 2024: -17.7×FY 2025: 10.3×
FY 2016 5y median -0.7× FY 2025
Interest Coverage -0.5×
FY 2016: 2.1×FY 2017: 1.3×FY 2018: 0.8×FY 2019: 0.6×FY 2020: 1.0×FY 2021: 1.5×FY 2022: 1.0×FY 2023: 0.1×FY 2024: 0.1×FY 2025: -0.5×
FY 2016 5y median 0.1× FY 2025

Dividends

Dividend Yield 3.8%
FY 2016: 2.7%FY 2017: 2.4%FY 2018: 2.8%FY 2019: 2.7%FY 2020: 3.6%FY 2021: 3.6%FY 2022: 3.7%FY 2023: 7.8%FY 2024: 5.2%FY 2025: 3.8%
FY 2016 5y median 3.8% FY 2025
Payout Ratio -5.2%
FY 2016: 34.6%FY 2017: 44.3%FY 2018: 39.7%FY 2019: 40.7%FY 2020: 30.7%FY 2021: 28.5%FY 2022: 31.8%FY 2023: 105.2%FY 2024: 59.9%FY 2025: -5.2%
FY 2016 5y median 31.8% FY 2025

Annual · latest fiscal year ends 2025-12-31