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FFBC

First Financial Bancorp.

Financial Services · USD

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Price alert · FFBC

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32.35 USD -0.43 -1.31%
As of Oct 30, 2026 Extended hours 32.35 0.00%
Bid
32.36 × 2
Ask
32.37 × 2
32.29 Day range 32.88
23.27 52-week range 36.18
YTD
+29.30%
1 year
+37.43%
Open
32.86
Prev close
32.78
Mkt cap
3.40B
Vol
1.06M
Avg vol
812.41K
EPS
2.85
P/E
11.35
Div yield
3.17%
More statistics
Low
32.29
High
32.88
Forward P/E
9.11
Beta
0.95
Short ratio
6.91
Inst. own
86.54%
Dividend
1.04
Ex-div date
Nov 30, 2026
Earnings
Jan 27, 2027
50-d avg
32.06
200-d avg
30.96
1y target
37.83

2Y chart

Chart tools
Interval
FFBC two-year price chart21.124.928.732.536.3Oct 24Mar 25Aug 25Jan 26Jun 26Oct 26

Key statistics

Market cap
3.40B
Enterprise value
3.72B
Trailing P/E
11.35
Forward P/E
9.11
PEG ratio
1.12
Price / sales
3.43
Price / book
1.18
EPS (TTM)
2.85
Beta
0.95
Dividend yield
3.17%
Payout ratio
35.34%
Profit margin
29.68%
Revenue (TTM)
992.26M
Revenue growth
17.50%
Free cash flow
0
Total cash
742.88M
Total debt
1.02B
Return on equity
10.68%
Shares outstanding
105.19M
Short % of float
7.39%
50-day average
32.06
200-day average
30.96

Analyst view

Consensus: buy

Buy
Price target (mean) 37.83 +17.0% upside
Target (low)
36.00
Target (mean)
37.83
Target (high)
40.00
Ratings (0m) 7 4 buy · 3 hold · 0 sell
  • Strong buy1
  • Buy3
  • Hold3
  • Sell0
  • Strong sell0

Next earnings

Jan 27, 2027

Expected Jan 27, 2027. Consensus EPS estimate 0.88.

Earnings history

Financials — quick view

All financials
FFBC Revenue — quarterly 255.98M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
FFBC Net income — quarterly 76.46M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
FFBC EPS — quarterly 0.74
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026

Earnings

FFBC recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Jan 27, 2027Dec 30, 20260.80———
Oct 27, 2026Sep 30, 20260.8160.84+0.02+2.94%
Jul 21, 2026Jun 30, 20260.780.80+0.02+2.56%
Apr 23, 2026Mar 31, 20260.6130.71+0.10+15.82%
Jan 28, 2026Dec 31, 20250.790.80+0.01+1.27%
Oct 23, 2025Sep 30, 20250.7340.76+0.03+3.54%

Upgrades / downgrades

FFBC analyst upgrades and downgrades
DateFirmActionFromTo
Sep 25, 2026Truist SecuritiesupHoldBuy
Jul 10, 2026Truist SecuritiesmainHoldHold
Jul 1, 2026Raymond JamesmainOutperformOutperform
Apr 27, 2026RBC CapitalmainSector PerformSector Perform
Apr 27, 2026Truist SecuritiesmainHoldHold
Feb 2, 2026Truist SecuritiesmainHoldHold

About First Financial Bancorp.

First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans, such as new and used vehicle loans, second mortgages on residential real estate and unsecured loans; and home equity lines of credit. In addition, the company offers secured commercial financing services to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services, lease and equipment financing services, currency payments, foreign exchange hedging, commodities hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.

Sector
Financial Services
Industry
Banks - Regional
Country
United States

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Insider holders

FFBC insider holders
InsiderRelationLatest transactionDateShares held
ANDERSON JAMES MChief Financial OfficerStock Award(Grant)Sep 13, 2026177,783
BROWN ARCHIE M JRChief Executive OfficerStock Award(Grant)Sep 13, 2026380,984
DENNEN RICHARD SOfficerStock Award(Grant)Mar 3, 202678,348
HARRIS GREGORY AOfficerStock Award(Grant)Mar 3, 202652,543
HARROD WILLIAM ROfficerStock Award(Grant)Mar 3, 202668,531
KRAMER WILLIAM JDirectorStock Award(Grant)May 25, 202652,479

Institution ownership

FFBC institution ownership
Holder% heldSharesValueReported
Blackrock Inc.14.55%15,274,013494.04MJun 29, 2026
Dimensional Fund Advisors LP6.33%6,646,133214.97MJun 29, 2026
Vanguard Portfolio Management LLC6.07%6,371,386206.08MJun 29, 2026
State Street Corporation5.53%5,801,004187.63MJun 29, 2026
Nomura Asset Management International Inc4.80%5,041,306163.06MJun 29, 2026
Vanguard Capital Management LLC4.32%4,535,506146.70MJun 29, 2026

Fund ownership

FFBC fund ownership
Holder% heldSharesValueReported
iShares Trust-iShares Core S&P Small-Cap ETF5.94%6,232,031201.58MSep 29, 2026
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund3.02%3,168,908102.50MJun 29, 2026
iShares Trust-iShares Russell 2000 ETF2.52%2,641,50085.44MSep 29, 2026
VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund2.18%2,286,84673.97MJun 29, 2026
Delaware Group Equity Funds V-Nomura Small Cap Value Fund1.81%1,896,60761.35MAug 30, 2026
Capitol Series Trust-FullerThaler Behavioral Small-Cap Equity Fund1.72%1,805,38758.40MJun 29, 2026
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