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FCF

First Commonwealth Financial Corporation

Financial Services · USD

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Price alert · FCF

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21.00 USD -0.02 -0.10%
As of Oct 30, 2026 Extended hours 21.00 0.00%
Bid
20.98 × 500
Ask
21.00 × 800
20.89 Day range 21.22
15.29 52-week range 21.95
YTD
+24.56%
1 year
+35.83%
Open
21.19
Prev close
21.02
Mkt cap
2.04B
Vol
842.63K
Avg vol
866.37K
EPS
1.69
P/E
12.43
Div yield
2.66%
More statistics
Low
20.89
High
21.22
Forward P/E
10.58
Beta
0.75
Short ratio
4.00
Inst. own
83.96%
Dividend
0.56
Ex-div date
Aug 6, 2026
Earnings
Jan 26, 2027
50-d avg
20.73
200-d avg
19.42
1y target
23.93

5D chart

Chart tools
Interval
FCF five-day price chart20.520.721.021.221.4Oct 23Oct 26Oct 27Oct 28Oct 29

Key statistics

Market cap
2.03B
Enterprise value
2.19B
Trailing P/E
12.39
Forward P/E
10.58
PEG ratio
1.46
Price / sales
3.97
Price / book
1.36
EPS (TTM)
1.69
Beta
0.75
Dividend yield
2.66%
Payout ratio
33.44%
Profit margin
33.63%
Revenue (TTM)
511.26M
Revenue growth
2.70%
Free cash flow
0
Total cash
128.01M
Total debt
289.37M
Return on equity
11.37%
Shares outstanding
96.93M
Short % of float
6.31%
50-day average
20.73
200-day average
19.42

Analyst view

Consensus: buy

Buy
Price target (mean) 23.93 +13.9% upside
Target (low)
23.00
Target (mean)
23.93
Target (high)
25.00
Ratings (0m) 7 4 buy · 3 hold · 0 sell
  • Strong buy3
  • Buy1
  • Hold3
  • Sell0
  • Strong sell0

Next earnings

Jan 26, 2027

Expected Jan 26, 2027. Consensus EPS estimate 0.48.

Earnings history

Financials — quick view

All financials
FCF Revenue — quarterly 130.51M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
FCF Net income — quarterly 44.59M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
FCF EPS — quarterly 0.44
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026

Earnings

FCF recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Jan 26, 2027Dec 30, 20260.46———
Oct 27, 2026Sep 30, 20260.45710.45-0.01-1.55%
Jul 28, 2026Jun 30, 20260.42330.44+0.02+3.95%
Apr 28, 2026Mar 31, 20260.42330.37-0.05-12.59%
Jan 27, 2026Dec 31, 20250.410.43+0.02+4.88%
Oct 28, 2025Sep 30, 20250.410.39-0.02-4.88%

Upgrades / downgrades

FCF analyst upgrades and downgrades
DateFirmActionFromTo
Sep 29, 2026DA Davidsoninit—Neutral
Jul 31, 2026Keefe, Bruyette & WoodsmainMarket PerformMarket Perform
Jul 30, 2026Piper SandlerreitOverweightOverweight
Jul 30, 2026RBC CapitalmainOutperformOutperform
Jan 29, 2026Keefe, Bruyette & WoodsmainMarket PerformMarket Perform
Jan 7, 2026Raymond JamesupMarket PerformOutperform

About First Commonwealth Financial Corporation

First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company's consumer services include internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, and IRA accounts. The company also provides commercial banking services comprising commercial lending and leasing, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services. In addition, the company offers various trust and asset management services; auto, home, and business insurance, as well as term life insurance products; and annuities, mutual funds, and stock and bond brokerage services through a broker-dealer and insurance brokers. Further, it provides commercial real estate, residential real estate, real estate construction loans, and loans to individuals, as well as commercial, financial, agricultural, and other loans. The company was founded in 1934 and is headquartered in Indiana, Pennsylvania.

Sector
Financial Services
Industry
Banks - Regional
Country
United States

News

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Insider holders

FCF insider holders
InsiderRelationLatest transactionDateShares held
CHARLEY RAY TDirectorStock Award(Grant)Apr 30, 2026337,687
GORNEY JON LDirectorStock Award(Grant)Apr 30, 202650,723
GREBENC JANEOfficer and DirectorSaleFeb 5, 2026158,975
LOMBARDI LEONARD VOfficerConversion of Exercise of derivative securityJan 29, 202563,441
MCCUEN MICHAEL POfficerSaleJun 3, 202651,611
MONTGOMERY NORMAN JOfficerSaleApr 30, 202650,104

Institution ownership

FCF institution ownership
Holder% heldSharesValueReported
Blackrock Inc.14.71%14,860,944311.26MJun 29, 2026
Dimensional Fund Advisors LP6.37%6,432,222134.72MJun 29, 2026
Vanguard Portfolio Management LLC6.22%6,287,703131.70MJun 29, 2026
State Street Corporation5.21%5,259,965110.17MJun 29, 2026
Vanguard Capital Management LLC4.33%4,379,11991.72MJun 29, 2026
Franklin Resources, Inc.4.05%4,090,71085.68MJun 29, 2026

Fund ownership

FCF fund ownership
Holder% heldSharesValueReported
iShares Trust-iShares Core S&P Small-Cap ETF5.96%6,026,140126.22MSep 29, 2026
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund3.02%3,049,52963.87MJun 29, 2026
iShares Trust-iShares Russell 2000 ETF2.57%2,601,68054.49MSep 29, 2026
Franklin Value Investors Trust-FRANKLIN SMALL CAP VALUE FUND2.28%2,305,26648.28MJul 30, 2026
VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund2.19%2,213,78746.37MJun 29, 2026
Capitol Series Trust-FullerThaler Behavioral Small-Cap Equity Fund2.05%2,068,34643.32MJun 29, 2026
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