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Esquire Financial Holdings, Inc. ESQ

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129.15 USD +2.24 (+1.77%)

At closeNov 6, 2026, 4:00 PM EST

129.15 0.00 0.00%

After hours · Nov 6, 4:00 PM ET

126.04 Day range 129.68
92.96 52-week range 134.82
YTD
+26.53%
1 year
+35.08%
Market cap
1.57B
Revenue (ttm)
173.08M
Profit margin
32.44%
EPS (ttm)
6.03
Shares out
12.16M
P/E ratio
21.42
Forward P/E
14.28
Dividend
0.80 (0.63%)
Ex-dividend date
Nov 12, 2026
YTD return
+26.53%
1-year return
+35.08%
Volume
93.60K
Avg volume
166.97K
Open
125.85
Previous close
126.91
Day's range
126.04 – 129.68
52-week range
92.96 – 134.82
Beta
0.36
Analysts
Buy
Price target
142.67 (+10.5%)
Earnings date
Jan 28, 2027

YTD +27.84 (+27.48%)

100110120130Feb 3Apr 7Jun 8Aug 7Oct 8129.15

Key statistics

Enterprise value
1.03B
PEG ratio
0.00
Price / sales
9.07
Price / book
1.94
Dividend yield
0.63%
Payout ratio
12.38%
Revenue growth
66.40%
Free cash flow
0
Total cash
471.50M
Total debt
0
Return on equity
10.53%
Short % of float
11.70%
50-day average
120.27
200-day average
114.77

Financials — quick view

All financials
ESQ Revenue — quarterly 39.23M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
ESQ Net income — quarterly 12.98M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
ESQ EPS — quarterly 1.57
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026

Earnings

ESQ recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Jan 28, 2027Dec 30, 20262.11———
Oct 27, 2026Sep 30, 20261.892.12+0.23+12.17%
Jul 23, 2026Jun 30, 20261.561.60+0.04+2.56%
Apr 23, 2026Mar 31, 20261.521.58+0.06+3.95%
Jan 22, 2026Dec 31, 20251.561.55-0.01-0.64%
Oct 23, 2025Sep 30, 20251.461.47+0.01+0.68%

Upgrades / downgrades

ESQ analyst upgrades and downgrades
DateFirmActionFromTo
Mar 13, 2026Raymond JamesupMarket PerformStrong Buy
Jan 23, 2026Keefe, Bruyette & WoodsmainMarket PerformMarket Perform
Oct 29, 2025Piper SandlermainOverweightOverweight
Jul 25, 2025Keefe, Bruyette & WoodsreitMarket PerformMarket Perform
Jul 11, 2025Keefe, Bruyette & WoodsmainMarket PerformMarket Perform
Apr 29, 2025Keefe, Bruyette & WoodsmainMarket PerformMarket Perform

About Esquire Financial Holdings, Inc.

Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal and small businesses, and commercial and retail customers in the United States. The company provides checking, savings, money market, and time deposits, as well as certificates of deposit. It also offers commercial loans, such as short-term financing for inventory, receivables, the purchase of supplies, or other operating needs arising during the normal course of business, as well as loans to its qualified ISO customers; commercial lines of credit; consumer loans consisting of post-settlement consumer and structured settlement loans to plaintiffs and claimants, as well as loans to individuals for debt consolidation, medical expenses, living expenses, payment of outstanding bills, and other consumer needs; and real estate loans, such as multifamily, 1-4 family residential, commercial real estate, and construction loans, as well as merchant services, including portfolio acquisition loan, agent residual acquisition loan, working capital line of credit, and merchant term loan. In addition, it provides cash management, cash sweep, online and mobile banking, and individual retirement accounts. Further, it offers payment processing, ACH and administrative services, and law firm banking solutions. Esquire Financial Holdings, Inc. was founded in 2006 and is headquartered in Jericho, New York.

Sector
Financial Services
Industry
Banks - Regional
Country
United States

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Insider holders

ESQ insider holders
InsiderRelationLatest transactionDateShares held
BADER ERIC SChief Operating OfficerStock Award(Grant)Jan 28, 2026141,116
CARONIA LEONARD SDirectorConversion of Exercise of derivative securityAug 3, 20260
COELHO TONYDirectorSaleOct 28, 2026104,675
KORNHABER ARI POfficerStock Award(Grant)Jan 28, 2026121,739
MELOHN JOSEPHDirectorStock Award(Grant)Dec 9, 2025147,753
MITZMAN ROBERT JDirectorSaleJul 29, 2026144,679

Institution ownership

ESQ institution ownership
Holder% heldSharesValueReported
Blackrock Inc.4.97%601,62477.70MJun 29, 2026
Mawer Investment Management Ltd.4.82%583,87175.41MJun 29, 2026
Basswood Capital Management, L.L.C.3.05%369,41647.71MJun 29, 2026
State Street Corporation2.91%352,78745.56MJun 29, 2026
Vanguard Capital Management LLC2.62%317,11240.96MJun 29, 2026
Ampfield Management, L.P.2.59%313,47040.48MJun 29, 2026

Fund ownership

ESQ fund ownership
Holder% heldSharesValueReported
American Century Mutual Funds, Inc.-Small Cap Growth Fund2.90%350,46545.26MSep 29, 2026
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund1.92%232,13929.98MJun 29, 2026
iShares Trust-iShares Russell 2000 ETF1.79%216,89628.01MSep 29, 2026
SPDR SERIES TRUST-State Street SPDR S&P Regional Banking ETF1.39%168,11721.71MSep 29, 2026
WASATCH FUNDS TRUST-Wasatch Micro Cap Fund1.10%133,75217.27MSep 29, 2026
Fidelity Salem Street Trust-Fidelity Small Cap Index Fund0.66%79,84510.31MAug 30, 2026