Esquire Financial Holdings, Inc. ESQ
At closeNov 6, 2026, 4:00 PM EST
After hours · Nov 6, 4:00 PM ET
- YTD
- +26.53%
- 1 year
- +35.08%
- Market cap
- 1.57B
- Revenue (ttm)
- 173.08M
- Profit margin
- 32.44%
- EPS (ttm)
- 6.03
- Shares out
- 12.16M
- P/E ratio
- 21.42
- Forward P/E
- 14.28
- Dividend
- 0.80 (0.63%)
- Ex-dividend date
- Nov 12, 2026
- YTD return
- +26.53%
- 1-year return
- +35.08%
- Volume
- 93.60K
- Avg volume
- 166.97K
- Open
- 125.85
- Previous close
- 126.91
- Day's range
- 126.04 – 129.68
- 52-week range
- 92.96 – 134.82
- Beta
- 0.36
- Analysts
- Buy
- Price target
- 142.67 (+10.5%)
- Earnings date
- Jan 28, 2027
1M +13.45 (+11.62%)
Key statistics
- Enterprise value
- 1.03B
- PEG ratio
- 0.00
- Price / sales
- 9.07
- Price / book
- 1.94
- Dividend yield
- 0.63%
- Payout ratio
- 12.38%
- Revenue growth
- 66.40%
- Free cash flow
- 0
- Total cash
- 471.50M
- Total debt
- 0
- Return on equity
- 10.53%
- Short % of float
- 11.70%
- 50-day average
- 120.27
- 200-day average
- 114.77
Analyst view
Consensus: buy
- Target (low)
- 135.00
- Target (mean)
- 142.67
- Target (high)
- 150.00
- Strong buy1
- Buy1
- Hold1
- Sell0
- Strong sell0
Next earnings
Jan 28, 2027
Expected Jan 28, 2027. Consensus EPS estimate 2.15.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Jan 28, 2027 | Dec 30, 2026 | 2.11 | — | — | — |
| Oct 27, 2026 | Sep 30, 2026 | 1.89 | 2.12 | +0.23 | +12.17% |
| Jul 23, 2026 | Jun 30, 2026 | 1.56 | 1.60 | +0.04 | +2.56% |
| Apr 23, 2026 | Mar 31, 2026 | 1.52 | 1.58 | +0.06 | +3.95% |
| Jan 22, 2026 | Dec 31, 2025 | 1.56 | 1.55 | -0.01 | -0.64% |
| Oct 23, 2025 | Sep 30, 2025 | 1.46 | 1.47 | +0.01 | +0.68% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Mar 13, 2026 | Raymond James | up | Market Perform | Strong Buy |
| Jan 23, 2026 | Keefe, Bruyette & Woods | main | Market Perform | Market Perform |
| Oct 29, 2025 | Piper Sandler | main | Overweight | Overweight |
| Jul 25, 2025 | Keefe, Bruyette & Woods | reit | Market Perform | Market Perform |
| Jul 11, 2025 | Keefe, Bruyette & Woods | main | Market Perform | Market Perform |
| Apr 29, 2025 | Keefe, Bruyette & Woods | main | Market Perform | Market Perform |
About Esquire Financial Holdings, Inc.
Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal and small businesses, and commercial and retail customers in the United States. The company provides checking, savings, money market, and time deposits, as well as certificates of deposit. It also offers commercial loans, such as short-term financing for inventory, receivables, the purchase of supplies, or other operating needs arising during the normal course of business, as well as loans to its qualified ISO customers; commercial lines of credit; consumer loans consisting of post-settlement consumer and structured settlement loans to plaintiffs and claimants, as well as loans to individuals for debt consolidation, medical expenses, living expenses, payment of outstanding bills, and other consumer needs; and real estate loans, such as multifamily, 1-4 family residential, commercial real estate, and construction loans, as well as merchant services, including portfolio acquisition loan, agent residual acquisition loan, working capital line of credit, and merchant term loan. In addition, it provides cash management, cash sweep, online and mobile banking, and individual retirement accounts. Further, it offers payment processing, ACH and administrative services, and law firm banking solutions. Esquire Financial Holdings, Inc. was founded in 2006 and is headquartered in Jericho, New York.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- Website
- esquirebank.com
News
Esquire Financial Hldgs Q3 2026 Earnings Call Transcript Esquire Financial Q3 Adj. EPS $2.12 Beats $1.89 Estimate, Sales $61.319M Beat $52.159M Estimate
Esquire Financial Hldgs Q2 Adj. EPS $1.60 Beats $1.57 Estimate, Sales $42.131M Beat $38.500M Estimate
Earnings Scheduled For July 23, 2026 Esquire Financial And Signature Bancorporation Receive Shareholders Approval For Proposed Merger
Esquire Bank Announces That Signature Bank Shareholders To Receive 2.671 Shares Of ESQ For Each Signature Share Held Following The Sale Of Its Schedule A Loan Portfolio
Esquire Financial Receives Regulatory Approvals For Signature Bancorporation Merger
Esquire Financial Hldgs Q1 2026 Earnings Call: Complete Transcript Esquire Financial Hldgs Q1 Adj. EPS $1.58 Beats $1.53 Estimate, Sales $40.459M Beat $39.533M Estimate
Earnings Scheduled For April 23, 2026
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| BADER ERIC S | Chief Operating Officer | Stock Award(Grant) | Jan 28, 2026 | 141,116 |
| CARONIA LEONARD S | Director | Conversion of Exercise of derivative security | Aug 3, 2026 | 0 |
| COELHO TONY | Director | Sale | Oct 28, 2026 | 104,675 |
| KORNHABER ARI P | Officer | Stock Award(Grant) | Jan 28, 2026 | 121,739 |
| MELOHN JOSEPH | Director | Stock Award(Grant) | Dec 9, 2025 | 147,753 |
| MITZMAN ROBERT J | Director | Sale | Jul 29, 2026 | 144,679 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Blackrock Inc. | 4.97% | 601,624 | 77.70M | Jun 29, 2026 |
| Mawer Investment Management Ltd. | 4.82% | 583,871 | 75.41M | Jun 29, 2026 |
| Basswood Capital Management, L.L.C. | 3.05% | 369,416 | 47.71M | Jun 29, 2026 |
| State Street Corporation | 2.91% | 352,787 | 45.56M | Jun 29, 2026 |
| Vanguard Capital Management LLC | 2.62% | 317,112 | 40.96M | Jun 29, 2026 |
| Ampfield Management, L.P. | 2.59% | 313,470 | 40.48M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| American Century Mutual Funds, Inc.-Small Cap Growth Fund | 2.90% | 350,465 | 45.26M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 1.92% | 232,139 | 29.98M | Jun 29, 2026 |
| iShares Trust-iShares Russell 2000 ETF | 1.79% | 216,896 | 28.01M | Sep 29, 2026 |
| SPDR SERIES TRUST-State Street SPDR S&P Regional Banking ETF | 1.39% | 168,117 | 21.71M | Sep 29, 2026 |
| WASATCH FUNDS TRUST-Wasatch Micro Cap Fund | 1.10% | 133,752 | 17.27M | Sep 29, 2026 |
| Fidelity Salem Street Trust-Fidelity Small Cap Index Fund | 0.66% | 79,845 | 10.31M | Aug 30, 2026 |
