Encore Capital Group, Inc. ECPG

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Price alert · ECPG

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100.23 USD +0.25 +0.25%

At close · Nov 2

100.23 0.00 0.00%

After hours · Nov 2, 4:23 PM ET

Bid
100.17 × 2
Ask
100.26 × 2
100.09 Day range 103.22
41.06 52-week range 105.98
YTD
+84.42%
1 year
+141.05%
Open
101.49
Prev close
99.98
Mkt cap
2.13B
Vol
210.34K
Avg vol
310.88K
EPS
13.17
P/E
7.61
Div yield
0.00%
More statistics
Low
100.09
High
103.22
Forward P/E
7.51
Beta
1.31
Short ratio
3.29
Inst. own
109.83%
Dividend
0.00
Ex-div date
Earnings
Nov 4, 2026
50-d avg
99.21
200-d avg
83.18
1y target
117.00

5m chart

Chart tools
Interval

Built from the cached five-day intraday bars.

Signals (96)
NameTimeAgo
RSI: OverboughtNov 2, 9:30 AM8 hours ago
SMA: BullishOct 30, 3:50 PM3 days ago
SMA: BullishOct 30, 3:20 PM3 days ago
SMA: BullishOct 30, 3:05 PM3 days ago
MACD: Buy SignalOct 30, 3:05 PM3 days ago
RSI: OversoldOct 30, 1:30 PM3 days ago
MACD: Sell SignalOct 30, 1:20 PM3 days ago
SMA: BearishOct 30, 1:10 PM3 days ago
MACD: Buy SignalOct 30, 12:40 PM3 days ago
SMA: BullishOct 30, 12:35 PM3 days ago
MACD: Sell SignalOct 30, 12:20 PM3 days ago
RSI: OversoldOct 30, 12:20 PM3 days ago
SMA: BearishOct 30, 12:00 PM3 days ago
SMA: BullishOct 30, 11:50 AM3 days ago
SMA: BullishOct 30, 11:20 AM3 days ago
SMA: BullishOct 30, 10:55 AM3 days ago
SMA: BearishOct 30, 10:50 AM3 days ago
MACD: Buy SignalOct 30, 10:45 AM3 days ago
SMA: BullishOct 30, 10:40 AM3 days ago
RSI: OversoldOct 30, 9:40 AM3 days ago
MACD: Sell SignalOct 30, 9:30 AM3 days ago
SMA: BearishOct 29, 3:55 PM4 days ago
SMA: BullishOct 29, 3:50 PM4 days ago
SMA: BearishOct 29, 3:40 PM4 days ago
SMA: BullishOct 29, 3:30 PM4 days ago
SMA: BullishOct 29, 3:25 PM4 days ago
MACD: Buy SignalOct 29, 3:25 PM4 days ago
MACD: Sell SignalOct 29, 3:20 PM4 days ago
SMA: BearishOct 29, 3:10 PM4 days ago
RSI: OversoldOct 29, 3:10 PM4 days ago
SMA: BullishOct 29, 3:00 PM4 days ago
MACD: Buy SignalOct 29, 3:00 PM4 days ago
RSI: OversoldOct 29, 2:25 PM4 days ago
SMA: BearishOct 29, 1:55 PM4 days ago
SMA: BullishOct 29, 1:50 PM4 days ago
SMA: BearishOct 29, 1:15 PM4 days ago
SMA: BullishOct 29, 1:10 PM4 days ago
SMA: BearishOct 29, 11:50 AM4 days ago
SMA: BearishOct 29, 11:45 AM4 days ago
SMA: BullishOct 29, 10:55 AM4 days ago
MACD: Sell SignalOct 29, 10:30 AM4 days ago
SMA: BearishOct 29, 10:15 AM4 days ago
RSI: OverboughtOct 29, 10:05 AM4 days ago
SMA: BullishOct 29, 9:30 AM4 days ago
SMA: BullishOct 29, 9:30 AM4 days ago
MACD: Buy SignalOct 29, 9:30 AM4 days ago
RSI: OverboughtOct 29, 9:30 AM4 days ago
SMA: BearishOct 28, 3:50 PM5 days ago
SMA: BearishOct 28, 3:50 PM5 days ago
SMA: BullishOct 28, 3:30 PM5 days ago
SMA: BullishOct 28, 3:30 PM5 days ago
SMA: BearishOct 28, 3:20 PM5 days ago
SMA: BearishOct 28, 3:10 PM5 days ago
MACD: Sell SignalOct 28, 2:55 PM5 days ago
MACD: Buy SignalOct 28, 2:50 PM5 days ago
SMA: BullishOct 28, 2:35 PM5 days ago
SMA: BullishOct 28, 2:35 PM5 days ago
SMA: BearishOct 28, 2:30 PM5 days ago
SMA: BullishOct 28, 2:25 PM5 days ago
SMA: BearishOct 28, 2:15 PM5 days ago
SMA: BearishOct 28, 2:00 PM5 days ago
MACD: Sell SignalOct 28, 2:00 PM5 days ago
RSI: OverboughtOct 28, 12:50 PM5 days ago
SMA: BullishOct 28, 12:25 PM5 days ago
SMA: BearishOct 28, 12:20 PM5 days ago
MACD: Buy SignalOct 28, 11:30 AM5 days ago
SMA: BullishOct 28, 11:10 AM5 days ago
SMA: BullishOct 28, 11:10 AM5 days ago
MACD: Sell SignalOct 28, 10:50 AM5 days ago
SMA: BearishOct 28, 10:45 AM5 days ago
SMA: BearishOct 28, 10:35 AM5 days ago
RSI: OverboughtOct 28, 10:05 AM5 days ago
SMA: BullishOct 28, 9:50 AM5 days ago
MACD: Buy SignalOct 28, 9:40 AM5 days ago
SMA: BullishOct 28, 9:30 AM5 days ago
MACD: Sell SignalOct 27, 3:30 PM6 days ago
RSI: OversoldOct 27, 3:30 PM6 days ago
SMA: BearishOct 27, 3:20 PM6 days ago
SMA: BearishOct 27, 3:15 PM6 days ago
MACD: Buy SignalOct 27, 2:55 PM6 days ago
SMA: BullishOct 27, 2:50 PM6 days ago
SMA: BullishOct 27, 2:45 PM6 days ago
RSI: OversoldOct 27, 2:15 PM6 days ago
SMA: BearishOct 27, 2:10 PM6 days ago
SMA: BearishOct 27, 1:35 PM6 days ago
SMA: BullishOct 27, 1:30 PM6 days ago
SMA: BearishOct 27, 1:25 PM6 days ago
SMA: BearishOct 27, 1:25 PM6 days ago
SMA: BullishOct 27, 1:20 PM6 days ago
SMA: BullishOct 27, 12:50 PM6 days ago
SMA: BearishOct 27, 12:30 PM6 days ago
SMA: BearishOct 27, 12:20 PM6 days ago
SMA: BullishOct 27, 11:35 AM6 days ago
SMA: BearishOct 27, 11:25 AM6 days ago
SMA: BullishOct 27, 11:20 AM6 days ago
SMA: BearishOct 27, 11:10 AM6 days ago

Financial health

Altman Z-Score

2.33 Grey zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

6 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B+3 / 5 overall

  • DCF 1
  • Return on Equity 5
  • Return on Assets 5
  • Debt / Equity 1
  • P/E 4
  • P/B 2

Valuation

P/E 4.9×
FY 2016: 9.6×FY 2017: 13.2×FY 2018: 5.7×FY 2019: 6.6×FY 2020: 5.8×FY 2021: 5.3×FY 2022: 5.9×FY 2023: -5.8×FY 2024: -8.2×FY 2025: 4.9×
FY 2016 5y median 4.9× FY 2025
P/S 0.7×
FY 2016: 0.7×FY 2017: 0.9×FY 2018: 0.5×FY 2019: 0.8×FY 2020: 0.8×FY 2021: 1.2×FY 2022: 0.8×FY 2023: 1.0×FY 2024: 0.9×FY 2025: 0.7×
FY 2016 5y median 0.9× FY 2025
P/B 1.3×
FY 2016: 1.3×FY 2017: 1.9×FY 2018: 0.8×FY 2019: 1.1×FY 2020: 1.0×FY 2021: 1.6×FY 2022: 1.0×FY 2023: 1.3×FY 2024: 1.5×FY 2025: 1.3×
FY 2016 5y median 1.3× FY 2025
P/FCF 9.9×
FY 2016: 7.5×FY 2017: 11.4×FY 2018: 5.6×FY 2019: 5.4×FY 2020: 4.4×FY 2021: 6.9×FY 2022: 8.6×FY 2023: 11.9×FY 2024: 9.0×FY 2025: 9.9×
FY 2016 5y median 9.0× FY 2025
EV/EBITDA 8.0×
FY 2016: 12.2×FY 2017: 11.5×FY 2018: 9.2×FY 2019: 9.6×FY 2020: 8.1×FY 2021: 7.1×FY 2022: 7.7×FY 2023: 68.8×FY 2024: 26.5×FY 2025: 8.0×
FY 2016 5y median 8.0× FY 2025
EV/Sales 3.0×
FY 2016: 3.3×FY 2017: 3.6×FY 2018: 2.9×FY 2019: 3.2×FY 2020: 2.9×FY 2021: 2.9×FY 2022: 2.8×FY 2023: 3.6×FY 2024: 3.5×FY 2025: 3.0×
FY 2016 5y median 3.0× FY 2025
FCF Yield 10.1%
FY 2016: 13.4%FY 2017: 8.8%FY 2018: 17.9%FY 2019: 18.6%FY 2020: 22.7%FY 2021: 14.4%FY 2022: 11.6%FY 2023: 8.4%FY 2024: 11.1%FY 2025: 10.1%
FY 2016 5y median 11.1% FY 2025

Profitability

Gross Margin 69.0%
FY 2016: 49.7%FY 2017: 52.9%FY 2018: 54.3%FY 2019: 54.0%FY 2020: 55.6%FY 2021: 57.5%FY 2022: 55.0%FY 2023: 46.7%FY 2024: 45.9%FY 2025: 69.0%
FY 2016 5y median 55.0% FY 2025
Operating Margin 35.4%
FY 2016: 23.5%FY 2017: 27.3%FY 2018: 29.8%FY 2019: 31.9%FY 2020: 35.5%FY 2021: 39.2%FY 2022: 33.1%FY 2023: 1.4%FY 2024: 12.0%FY 2025: 35.4%
FY 2016 5y median 33.1% FY 2025
Net Margin 14.6%
FY 2016: 7.4%FY 2017: 7.0%FY 2018: 8.5%FY 2019: 12.0%FY 2020: 14.1%FY 2021: 21.7%FY 2022: 13.9%FY 2023: -16.9%FY 2024: -10.6%FY 2025: 14.6%
FY 2016 5y median 13.9% FY 2025
ROE 26.3%
FY 2016: 13.6%FY 2017: 14.3%FY 2018: 14.2%FY 2019: 16.4%FY 2020: 17.4%FY 2021: 29.6%FY 2022: 16.5%FY 2023: -22.0%FY 2024: -18.1%FY 2025: 26.3%
FY 2016 5y median 16.5% FY 2025
ROIC 8.9%
FY 2016: 2.3%FY 2017: 4.7%FY 2018: 6.4%FY 2019: 8.0%FY 2020: 8.6%FY 2021: 11.6%FY 2022: 6.7%FY 2023: 0.4%FY 2024: 3.5%FY 2025: 8.9%
FY 2016 5y median 6.7% FY 2025
ROA 4.8%
FY 2016: 2.1%FY 2017: 1.9%FY 2018: 2.5%FY 2019: 3.4%FY 2020: 4.4%FY 2021: 7.6%FY 2022: 4.3%FY 2023: -4.5%FY 2024: -2.9%FY 2025: 4.8%
FY 2016 5y median 4.3% FY 2025

Growth (YoY)

Revenue 33.9%
FY 2016: -8.9%FY 2017: 15.3%FY 2018: 14.7%FY 2019: 2.6%FY 2020: 7.4%FY 2021: 7.5%FY 2022: -13.4%FY 2023: -12.6%FY 2024: 7.7%FY 2025: 33.9%
FY 2016 FY 2025
Operating Income 296.3%
FY 2016: -14.4%FY 2017: 34.4%FY 2018: 24.9%FY 2019: 10.1%FY 2020: 19.5%FY 2021: 18.7%FY 2022: -27.0%FY 2023: -96.4%FY 2024: 851.5%FY 2025: 296.3%
FY 2016 FY 2025
EPS (diluted) 287.1%
FY 2016: 75.1%FY 2017: 6.4%FY 2018: 28.9%FY 2019: 31.3%FY 2020: 25.3%FY 2021: 68.6%FY 2022: -33.7%FY 2023: -216.9%FY 2024: 33.1%FY 2025: 287.1%
FY 2016 FY 2025
Free Cash Flow -0.0%
FY 2016: 12.7%FY 2017: -3.0%FY 2018: 24.7%FY 2019: 71.9%FY 2020: 35.7%FY 2021: -3.1%FY 2022: -50.3%FY 2023: -24.5%FY 2024: 25.3%FY 2025: -0.0%
FY 2016 FY 2025

Financial Health

Current Ratio 595×
FY 2016: 0.6×FY 2017: 0.7×FY 2018: 0.5×FY 2019: 0.2×FY 2020: 0.3×FY 2021: 0.3×FY 2022: 0.8×FY 2023: 1.0×FY 2024: 1.2×FY 2025: 595×
FY 2016 5y median 1.0× FY 2025
Quick Ratio 595×
FY 2016: 1.0×FY 2017: 1.3×FY 2018: 1.0×FY 2019: 0.2×FY 2020: 0.3×FY 2021: 0.3×FY 2022: 0.8×FY 2023: 1.0×FY 2024: 1.2×FY 2025: 595×
FY 2016 5y median 1.0× FY 2025
Debt / Equity 4.2×
FY 2016: 5.0×FY 2017: 5.9×FY 2018: 4.3×FY 2019: 3.4×FY 2020: 2.7×FY 2021: 2.5×FY 2022: 2.5×FY 2023: 3.5×FY 2024: 4.8×FY 2025: 4.2×
FY 2016 5y median 3.5× FY 2025
Net Debt / EBITDA 6.1×
FY 2016: 9.6×FY 2017: 8.6×FY 2018: 7.7×FY 2019: 7.2×FY 2020: 5.8×FY 2021: 4.3×FY 2022: 5.4×FY 2023: 49.9×FY 2024: 20.0×FY 2025: 6.1×
FY 2016 5y median 6.1× FY 2025
Interest Coverage 2.2×
FY 2016: 1.3×FY 2017: 1.6×FY 2018: 1.7×FY 2019: 2.0×FY 2020: 2.5×FY 2021: 3.7×FY 2022: 3.0×FY 2023: 0.1×FY 2024: 0.6×FY 2025: 2.2×
FY 2016 5y median 2.2× FY 2025

Dividends

Dividend Yield 0.0%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2016 5y median 0.0% FY 2025
Payout Ratio 0.0%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2016 5y median 0.0% FY 2025

Annual · latest fiscal year ends 2025-12-31