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Ellington Credit Company EARN

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Price alert · EARN

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3.48 USD -0.08 -2.25%

At close · Oct 30

3.54 +0.06 +1.68%

After hours · Oct 30, 5:29 PM ET

Bid
3.48 × 1,300
Ask
3.51 × 2,100
3.46 Day range 3.61
3.26 52-week range 5.70
YTD
-33.97%
1 year
-33.08%
Open
3.57
Prev close
3.56
Mkt cap
136.76M
Vol
455.50K
Avg vol
424.19K
EPS
-1.03
P/E
0.00
Div yield
14.63%
More statistics
Low
3.46
High
3.61
Forward P/E
5.58
Beta
0.00
Short ratio
1.50
Inst. own
23.75%
Dividend
0.96
Ex-div date
Dec 30, 2024
50-d avg
6.70
200-d avg
6.84
1y target
7.25

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Financial health

Altman Z-Score

-0.14 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

4 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

C-1 / 5 overall

  • DCF 1
  • Return on Equity 1
  • Return on Assets 1
  • Debt / Equity 2
  • P/E 1
  • P/B 3

Valuation

P/E -12.9×
FY 2016: 9.9×FY 2017: 12.9×FY 2018: -11.6×FY 2019: 6.1×FY 2020: 8.0×FY 2021: -20.8×FY 2022: -3.0×FY 2023: 19.8×FY 2024: 27.6×FY 2025: -12.9×
FY 2016 5y median -3.0× FY 2025
P/S 4.7×
FY 2016: 4.5×FY 2017: 3.9×FY 2018: 4.9×FY 2019: 2.2×FY 2020: 4.5×FY 2021: 60.8×FY 2022: -8.8×FY 2023: 1.6×FY 2024: 3.5×FY 2025: 4.7×
FY 2016 5y median 3.5× FY 2025
P/B 1.3×
FY 2016: 0.8×FY 2017: 0.7×FY 2018: 0.9×FY 2019: 0.8×FY 2020: 1.0×FY 2021: 0.9×FY 2022: 0.8×FY 2023: 0.7×FY 2024: 0.9×FY 2025: 1.3×
FY 2016 5y median 0.9× FY 2025
P/FCF 0.4×
FY 2016: 6.0×FY 2017: 2.3×FY 2018: 4.5×FY 2019: 7.7×FY 2020: 6.6×FY 2021: 4.7×FY 2022: 4.0×FY 2023: -9.1×FY 2024: 19.7×FY 2025: 0.4×
FY 2016 5y median 4.0× FY 2025
EV/EBITDA -42.7×
FY 2016: 46.3×FY 2017: 156×FY 2018: -141×FY 2019: 62.7×FY 2020: 55.6×FY 2021: -179×FY 2022: -32.2×FY 2023: 172×FY 2024: 100×FY 2025: -42.7×
FY 2016 5y median -32.2× FY 2025
EV/Sales 8.5×
FY 2016: 49.0×FY 2017: 47.3×FY 2018: 59.6×FY 2019: 22.2×FY 2020: 31.1×FY 2021: 521×FY 2022: -87.6×FY 2023: 14.1×FY 2024: 14.0×FY 2025: 8.5×
FY 2016 5y median 14.0× FY 2025
FCF Yield 273.1%
FY 2016: 16.8%FY 2017: 43.1%FY 2018: 22.0%FY 2019: 13.0%FY 2020: 15.1%FY 2021: 21.2%FY 2022: 24.8%FY 2023: -11.0%FY 2024: 5.1%FY 2025: 273.1%
FY 2016 5y median 21.2% FY 2025

Profitability

Gross Margin 85.4%
FY 2016: 64.6%FY 2017: 46.4%FY 2018: -21.6%FY 2019: 43.8%FY 2020: 72.2%FY 2021: -25.7%FY 2022: 244.6%FY 2023: 18.2%FY 2024: 31.3%FY 2025: 85.4%
FY 2016 5y median 31.3% FY 2025
Operating Margin -19.8%
FY 2016: 45.5%FY 2017: 30.4%FY 2018: -42.3%FY 2019: 35.4%FY 2020: 56.0%FY 2021: -291.3%FY 2022: 294.6%FY 2023: 8.2%FY 2024: 14.0%FY 2025: -19.8%
FY 2016 5y median 8.2% FY 2025
Net Margin -33.9%
FY 2016: 45.5%FY 2017: 30.4%FY 2018: -42.3%FY 2019: 35.4%FY 2020: 56.0%FY 2021: -291.3%FY 2022: 294.6%FY 2023: 8.2%FY 2024: 13.0%FY 2025: -33.9%
FY 2016 5y median 8.2% FY 2025
ROE -9.4%
FY 2016: 8.4%FY 2017: 5.6%FY 2018: -7.3%FY 2019: 13.8%FY 2020: 12.1%FY 2021: -4.1%FY 2022: -26.9%FY 2023: 3.3%FY 2024: 3.4%FY 2025: -9.4%
FY 2016 5y median -4.1% FY 2025
ROIC -2.2%
FY 2016: 0.8%FY 2017: 0.6%FY 2018: -0.7%FY 2019: 1.5%FY 2020: 1.7%FY 2021: -0.4%FY 2022: -3.0%FY 2023: 0.5%FY 2024: 0.8%FY 2025: -2.2%
FY 2016 5y median -0.4% FY 2025
ROA -3.7%
FY 2016: 0.8%FY 2017: 0.6%FY 2018: -0.7%FY 2019: 1.5%FY 2020: 1.7%FY 2021: -0.4%FY 2022: -2.9%FY 2023: 0.5%FY 2024: 0.8%FY 2025: -3.7%
FY 2016 5y median -0.4% FY 2025

Growth (YoY)

Revenue -16.0%
FY 2016: 129.5%FY 2017: 35.7%FY 2018: -24.8%FY 2019: 135.0%FY 2020: -42.8%FY 2021: -94.0%FY 2022: -573.2%FY 2023: 640.0%FY 2024: -8.4%FY 2025: -16.0%
FY 2016 FY 2025
Operating Income -219.0%
FY 2016: 39586.7%FY 2017: -9.4%FY 2018: -204.7%FY 2019: 297.0%FY 2020: -9.6%FY 2021: -131.4%FY 2022: -378.6%FY 2023: 115.1%FY 2024: 55.6%FY 2025: -219.0%
FY 2016 FY 2025
EPS (diluted) -258.3%
FY 2016: 39597.0%FY 2017: -29.0%FY 2018: -194.6%FY 2019: 303.4%FY 2020: -8.9%FY 2021: -130.7%FY 2022: -358.0%FY 2023: 113.5%FY 2024: -22.6%FY 2025: -258.3%
FY 2016 FY 2025
Free Cash Flow 5834.1%
FY 2016: -19.7%FY 2017: 202.3%FY 2018: -52.1%FY 2019: -39.2%FY 2020: 39.0%FY 2021: 14.4%FY 2022: -19.6%FY 2023: -144.7%FY 2024: 190.9%FY 2025: 5834.1%
FY 2016 FY 2025

Financial Health

Current Ratio 0.5×
FY 2016: 0.1×FY 2017: 0.1×FY 2018: 0.1×FY 2019: 0.1×FY 2020: 0.1×FY 2021: 0.2×FY 2022: 0.1×FY 2023: 0.1×FY 2024: 0.1×FY 2025: 0.5×
FY 2016 5y median 0.1× FY 2025
Quick Ratio 0.5×
FY 2016: 0.1×FY 2017: 0.1×FY 2018: 0.1×FY 2019: 0.1×FY 2020: 0.1×FY 2021: 0.2×FY 2022: 0.1×FY 2023: 0.1×FY 2024: 0.1×FY 2025: 0.5×
FY 2016 5y median 0.1× FY 2025
Debt / Equity 1.4×
FY 2016: 8.5×FY 2017: 8.3×FY 2018: 9.6×FY 2019: 8.1×FY 2020: 6.1×FY 2021: 6.9×FY 2022: 7.5×FY 2023: 5.4×FY 2024: 2.9×FY 2025: 1.4×
FY 2016 5y median 5.4× FY 2025
Net Debt / EBITDA -19.3×
FY 2016: 42.1×FY 2017: 143×FY 2018: -130×FY 2019: 56.7×FY 2020: 47.6×FY 2021: -158×FY 2022: -28.9×FY 2023: 152×FY 2024: 74.8×FY 2025: -19.3×
FY 2016 5y median -19.3× FY 2025
Interest Coverage -0.8×
FY 2016: 1.3×FY 2017: 0.6×FY 2018: -0.3×FY 2019: 0.6×FY 2020: 2.0×FY 2021: -2.3×FY 2022: -2.0×FY 2023: 0.1×FY 2024: 0.2×FY 2025: -0.8×
FY 2016 5y median -0.8× FY 2025

Dividends

Dividend Yield 18.1%
FY 2016: 13.1%FY 2017: 12.6%FY 2018: 14.6%FY 2019: 11.4%FY 2020: 8.6%FY 2021: 13.1%FY 2022: 15.4%FY 2023: 15.5%FY 2024: 12.4%FY 2025: 18.1%
FY 2016 5y median 15.4% FY 2025
Payout Ratio -248.6%
FY 2016: 130.3%FY 2017: 163.0%FY 2018: -169.0%FY 2019: 69.5%FY 2020: 68.8%FY 2021: -273.8%FY 2022: -46.2%FY 2023: 309.8%FY 2024: 337.3%FY 2025: -248.6%
FY 2016 5y median -46.2% FY 2025

Annual · latest fiscal year ends 2025-12-31