Dave Inc. DAVE

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Price alert · DAVE

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316.79 USD -18.01 -5.38%

At close · Oct 30

316.79 0.00 0.00%

After hours · Oct 30, 4:00 PM ET

Bid
316.22 × 2
Ask
316.88 × 2
308.59 Day range 330.00
152.21 52-week range 458.25
YTD
+43.08%
1 year
+41.31%
Open
330.00
Prev close
334.80
Mkt cap
4.04B
Vol
384.52K
Avg vol
345.71K
EPS
15.51
P/E
20.42
Div yield
0.00%
More statistics
Low
308.59
High
330.00
Forward P/E
14.42
Beta
3.93
Short ratio
8.00
Inst. own
110.43%
Dividend
0.00
Ex-div date
Earnings
Nov 4, 2026
50-d avg
353.89
200-d avg
286.49
1y target
445.07

MAX chart

Chart tools
Interval

Events in this range
  • Jan 6, 2023Split: 1 for 32
  • Aug 6, 2025Earnings: 0.68; estimate 1.43; surprise -52.45%
  • Nov 4, 2025Earnings: 6.34; estimate 1.82; surprise 248.35%
  • Mar 2, 2026Earnings: 4.57; estimate 3.31; surprise 38.07%
  • May 5, 2026Earnings: 3.64; estimate 2.86; surprise 27.27%
  • Aug 5, 2026Earnings: 4.12; estimate 3.69; surprise 11.65%
  • Aug 6, 2026Rating: B. Riley Securities · Buy → Buy
  • Aug 6, 2026Rating: Canaccord Genuity · Buy → Buy
  • Aug 11, 2026Rating: Evercore ISI Group · In-Line → In-Line
  • Aug 17, 2026Rating: Piper Sandler · — → Overweight
  • Sep 9, 2026Rating: Loop Capital · — → Buy
  • Sep 15, 2026Rating: JP Morgan · — → Overweight
  • Nov 4, 2026Earnings: —; estimate 4.09; surprise —%
Signals (108)
NameDateAgo
SMA: BearishOct 26, 20261 week ago
SMA: BearishOct 19, 20262 weeks ago
SMA: BullishOct 5, 20264 weeks ago
SMA: BearishSep 7, 20261 month ago
SMA: BullishAug 24, 20262 months ago
MACD: Sell SignalAug 17, 20262 months ago
SMA: BearishAug 3, 20263 months ago
RSI: OverboughtJun 29, 20264 months ago
SMA: BullishApr 13, 20266 months ago
SMA: BullishApr 13, 20266 months ago
MACD: Buy SignalApr 13, 20266 months ago
SMA: BearishMar 23, 20267 months ago
SMA: BearishMar 23, 20267 months ago
MACD: Sell SignalMar 23, 20267 months ago
MACD: Buy SignalMar 16, 20267 months ago
SMA: BullishMar 2, 20268 months ago
SMA: BullishMar 2, 20268 months ago
SMA: BearishJan 12, 20269 months ago
SMA: BearishJan 12, 20269 months ago
SMA: BullishDec 22, 202510 months ago
SMA: BullishDec 22, 202510 months ago
SMA: BearishDec 1, 202511 months ago
SMA: BearishDec 1, 202511 months ago
SMA: BullishNov 24, 202511 months ago
SMA: BullishNov 24, 202511 months ago
SMA: BearishNov 10, 202511 months ago
SMA: BearishNov 10, 202511 months ago
SMA: BullishOct 20, 20251 year ago
SMA: BearishSep 29, 20251 year ago
SMA: BullishSep 8, 20251 year ago
SMA: BearishAug 4, 20251 year ago
MACD: Sell SignalAug 4, 20251 year ago
SMA: BullishJul 28, 20251 year ago
SMA: BearishJul 21, 20251 year ago
SMA: BullishJul 14, 20251 year ago
SMA: BearishJul 7, 20251 year ago
MACD: Buy SignalMay 5, 20251 year ago
RSI: OverboughtMay 5, 20251 year ago
SMA: BullishApr 21, 20251 year ago
SMA: BullishApr 7, 20251 year ago
SMA: BearishMar 31, 20251 year ago
SMA: BearishMar 3, 20251 year ago
MACD: Sell SignalMar 3, 20251 year ago
RSI: OverboughtFeb 3, 20251 year ago
SMA: BullishJan 27, 20251 year ago
SMA: BearishJan 6, 20251 year ago
RSI: OverboughtNov 11, 20241 year ago
SMA: BullishNov 4, 20241 year ago
SMA: BullishNov 4, 20241 year ago
MACD: Buy SignalNov 4, 20241 year ago
SMA: BearishOct 21, 20242 years ago
SMA: BearishOct 21, 20242 years ago
MACD: Sell SignalOct 21, 20242 years ago
MACD: Buy SignalSep 30, 20242 years ago
SMA: BullishSep 16, 20242 years ago
SMA: BullishSep 9, 20242 years ago
SMA: BearishSep 2, 20242 years ago
SMA: BearishSep 2, 20242 years ago
SMA: BullishAug 12, 20242 years ago
SMA: BullishAug 12, 20242 years ago
SMA: BearishJun 3, 20242 years ago
MACD: Sell SignalJun 3, 20242 years ago
RSI: OverboughtApr 22, 20242 years ago
RSI: OverboughtJan 15, 20242 years ago
SMA: BullishNov 27, 20232 years ago
SMA: BearishNov 20, 20232 years ago
SMA: BullishNov 13, 20232 years ago
SMA: BullishNov 13, 20232 years ago
SMA: BearishOct 2, 20233 years ago
SMA: BullishSep 18, 20233 years ago
SMA: BearishSep 11, 20233 years ago
SMA: BearishSep 11, 20233 years ago
SMA: BullishJul 31, 20233 years ago
SMA: BullishJun 26, 20233 years ago
SMA: BearishJun 19, 20233 years ago
SMA: BullishMay 29, 20233 years ago
RSI: OversoldMar 6, 20233 years ago
SMA: BearishFeb 6, 20233 years ago
SMA: BullishJan 30, 20233 years ago
SMA: BearishDec 12, 20223 years ago
SMA: BullishNov 21, 20223 years ago
RSI: OversoldAug 15, 20224 years ago
MACD: Buy SignalAug 1, 20224 years ago
RSI: OversoldJun 20, 20224 years ago
SMA: BearishMar 21, 20224 years ago
SMA: BearishMar 21, 20224 years ago
SMA: BullishMar 14, 20224 years ago
SMA: BullishMar 14, 20224 years ago
MACD: Sell SignalFeb 14, 20224 years ago
SMA: BearishFeb 7, 20224 years ago
SMA: BearishFeb 7, 20224 years ago
MACD: Buy SignalJan 31, 20224 years ago
SMA: BullishJan 24, 20224 years ago
SMA: BullishJan 17, 20224 years ago
SMA: BearishJan 3, 20224 years ago
SMA: BearishJan 3, 20224 years ago
MACD: Sell SignalJan 3, 20224 years ago
RSI: OversoldJan 3, 20224 years ago
MACD: Buy SignalDec 27, 20214 years ago
RSI: OverboughtDec 27, 20214 years ago
SMA: BullishDec 20, 20214 years ago
SMA: BearishNov 22, 20214 years ago
SMA: BullishOct 11, 20215 years ago
SMA: BearishSep 27, 20215 years ago
SMA: BullishAug 30, 20215 years ago
SMA: BearishAug 23, 20215 years ago
SMA: BullishAug 9, 20215 years ago
SMA: BearishJul 26, 20215 years ago

Financial health

Altman Z-Score

10.57 Safe zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

5 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B+3 / 5 overall

  • DCF 3
  • Return on Equity 5
  • Return on Assets 5
  • Debt / Equity 1
  • P/E 3
  • P/B 1

Valuation

P/E 15.1×
FY 2019: 4632×FY 2020: -523×FY 2021: -191×FY 2022: -0.8×FY 2023: -2.1×FY 2024: 18.8×FY 2025: 15.1×
FY 2019 5y median -0.8× FY 2025
P/S 5.3×
FY 2019: 47.8×FY 2020: 29.9×FY 2021: 24.9×FY 2022: 0.5×FY 2023: 0.4×FY 2024: 3.1×FY 2025: 5.3×
FY 2019 5y median 3.1× FY 2025
P/B 8.4×
FY 2019: 65.9×FY 2020: 73.1×FY 2021: 98.4×FY 2022: 1.0×FY 2023: 1.2×FY 2024: 5.9×FY 2025: 8.4×
FY 2019 5y median 5.9× FY 2025
P/FCF 10.2×
FY 2019: -270×FY 2020: -273×FY 2021: -543×FY 2022: -2.0×FY 2023: 4.0×FY 2024: 8.7×FY 2025: 10.2×
FY 2019 5y median 4.0× FY 2025
EV/EBITDA 16.2×
FY 2019: 1218×FY 2020: -718×FY 2021: -270×FY 2022: -2.4×FY 2023: -7.7×FY 2024: 14.7×FY 2025: 16.2×
FY 2019 5y median -2.4× FY 2025
EV/Sales 5.3×
FY 2019: 47.8×FY 2020: 29.9×FY 2021: 25.2×FY 2022: 1.3×FY 2023: 0.9×FY 2024: 3.2×FY 2025: 5.3×
FY 2019 5y median 3.2× FY 2025
FCF Yield 9.8%
FY 2019: -0.4%FY 2020: -0.4%FY 2021: -0.2%FY 2022: -49.5%FY 2023: 25.1%FY 2024: 11.5%FY 2025: 9.8%
FY 2019 5y median 9.8% FY 2025

Profitability

Gross Margin 86.7%
FY 2019: 80.0%FY 2020: 82.2%FY 2021: 84.7%FY 2022: 84.4%FY 2023: 76.3%FY 2024: 81.2%FY 2025: 86.7%
FY 2019 5y median 84.4% FY 2025
Operating Margin 33.7%
FY 2019: 2.3%FY 2020: 0.0%FY 2021: -4.2%FY 2022: -65.6%FY 2023: -16.3%FY 2024: 10.0%FY 2025: 33.7%
FY 2019 5y median -4.2% FY 2025
Net Margin 35.3%
FY 2019: 1.0%FY 2020: -5.7%FY 2021: -13.1%FY 2022: -62.9%FY 2023: -18.7%FY 2024: 16.7%FY 2025: 35.3%
FY 2019 5y median -13.1% FY 2025
ROE 55.5%
FY 2019: 1.4%FY 2020: -14.0%FY 2021: -51.6%FY 2022: -121.0%FY 2023: -55.7%FY 2024: 31.6%FY 2025: 55.5%
FY 2019 5y median -51.6% FY 2025
ROIC 41.6%
FY 2019: 1.8%FY 2020: 0.0%FY 2021: -5.5%FY 2022: -47.1%FY 2023: -15.7%FY 2024: 12.5%FY 2025: 41.6%
FY 2019 5y median -5.5% FY 2025
ROA 40.2%
FY 2019: 1.2%FY 2020: -9.1%FY 2021: -13.6%FY 2022: -40.1%FY 2023: -16.5%FY 2024: 19.3%FY 2025: 40.2%
FY 2019 5y median -13.6% FY 2025

Growth (YoY)

Revenue 59.7%
FY 2019: 0.0%FY 2020: 59.8%FY 2021: 25.6%FY 2022: 33.9%FY 2023: 26.5%FY 2024: 34.0%FY 2025: 59.7%
FY 2019 FY 2025
Operating Income 439.2%
FY 2019: 0.0%FY 2020: -100.0%FY 2021: 0.0%FY 2022: -2007.5%FY 2023: 68.6%FY 2024: 182.0%FY 2025: 439.2%
FY 2019 FY 2025
EPS (diluted) 222.9%
FY 2019: 0.0%FY 2020: 0.0%FY 2021: -186.7%FY 2022: -534.9%FY 2023: 62.7%FY 2024: 202.9%FY 2025: 222.9%
FY 2019 FY 2025
Free Cash Flow 132.0%
FY 2019: 0.0%FY 2020: 1.1%FY 2021: 47.5%FY 2022: -672.1%FY 2023: 146.4%FY 2024: 396.1%FY 2025: 132.0%
FY 2019 FY 2025

Financial Health

Current Ratio 3.8×
FY 2019: 6.5×FY 2020: 2.9×FY 2021: 1.5×FY 2022: 8.5×FY 2023: 10.8×FY 2024: 8.1×FY 2025: 3.8×
FY 2019 5y median 8.1× FY 2025
Quick Ratio 3.8×
FY 2019: 6.5×FY 2020: 2.9×FY 2021: 1.5×FY 2022: 8.5×FY 2023: 10.8×FY 2024: 8.1×FY 2025: 3.8×
FY 2019 5y median 8.1× FY 2025
Debt / Equity 0.2×
FY 2019: 0.0×FY 2020: 0.1×FY 2021: 1.9×FY 2022: 1.7×FY 2023: 2.1×FY 2024: 0.4×FY 2025: 0.2×
FY 2019 5y median 1.7× FY 2025
Net Debt / EBITDA -0.0×
FY 2019: -1.3×FY 2020: -0.3×FY 2021: -2.9×FY 2022: -1.4×FY 2023: -4.5×FY 2024: 0.3×FY 2025: -0.0×
FY 2019 5y median -1.4× FY 2025
Interest Coverage 26.5×
FY 2019: 2.1×FY 2020: 0.0×FY 2021: -2.5×FY 2022: -14.6×FY 2023: -3.6×FY 2024: 4.3×FY 2025: 26.5×
FY 2019 5y median -2.5× FY 2025

Dividends

Dividend Yield 0.0%
FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2019 5y median 0.0% FY 2025
Payout Ratio 0.0%
FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2019 5y median 0.0% FY 2025

Annual · latest fiscal year ends 2025-12-31